Mr. Money Mustache

  • The Man Who Retired at 27: Why You Should Consider House-Hacking
    Way back in the olden days, people used to be amazed at my life story. I was “The Man Who Retired at 30”, and it was so unusual that it would show up in news headlines all over the place.  Thankfully, this is no longer such a surprising story. The... Read more »
  • VideoSocially Responsible Investing: Is It Also More Profitable?
    Since the Dawn of Mustachianism in 2011, the same question has come up over and over again: And in these nine years since then, the movement towards socially responsible investing has only grown. Public pension funds have started to “divest” from oil company stocks, and various social issues like human... Read more »
  • The Sweet Spot
    “Success can get you to the top of a beautiful cliff, but then propel you right over the edge of it.” As a Mustachian, there’s a good chance that you are a bit of an overachiever.  Maybe you fought hard to get exceptional grades in school, or perhaps you have... Read more »
  • Introducing Coverage Critic: Time to Kill the $80 Mobile Phone Bill Forever
    A Quick Foreword: Although the world is still in Pandemic mode, we are shifting gears back to personal finance mode here at MMM. Partly because we could all use a distraction right now, and even more important because forced time off like this is the ideal time to re-invest in... Read more »
  • The Medicine of Mustachianism (a guest post from Marla)
    Foreword from Mr. Money Mustache : Marla is a long-time friend who I met on one the very first of the Ecuador Chautauqua trips. Since then, she has served as the Chancellor of Fun in the MMM organization, which is an informal and haphazard group of entirely volunteer planners who... Read more »

    financial independence / early retirement

  • Daily FI discussion thread - October 24, 2020
    Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ... Read more »
  • How should one reason about value of time now vs in future?
    For the most part I have approach finances with the simple strategy to work hard and save aggressively, since every dollar I put away brings retirement date closer. I am starting to wonder whether that strategy always makes sense. For example right now am in my late 20s. There may... Read more »
  • I’ve just stumbled across 12K... What should I do with it?
    Background: I’m a 22 year old male, living my my mother, currently jobless, no car. I’ve got 2.3K saved up in addition to the twelve, I did put 20% of the 12K immediately into my savings, though. Obviously, I know first and foremost is obtaining a job, then acquiring a... Read more »
  • Keeping finances separate from your spouse?
    My husband earns significantly more than I do and is about 5 years away from achieving FI. He is very adamant about splitting expenses 50/50 (we live below our means) and keeping his portion of our joint investment earnings separate from mine. When I asked how I should feel about... Read more »
  • Friday appreciation
    I’m far from achieving FIRE, but I think about it everyday due to my “mom’s guilt”. I have a hard time leaving my kids for work. I miss my kids at work, so I’m thinking about FIRE constantly. Anyone else feels the same? Today is hard. I want to spend... Read more »

    Early Retirement Extreme

  • What people ought to know about the different kinds of personal finance blogs
    Personal finance blogs primarily fall in three major categories. First, there are the “getting out of debt” blogs. Second, there are the “just got out of college” personal finance blogs. Third, there are the “career track” personal finance blogs. Of course there are more categories such as retirement blogs or... Read more »
  • The blender, the spice grinder
    As it turns out, our $25 blender can grind spices to a flour like powder on the ice crushing setting. I did not know that! Knowing that could have saved a lot of hours with the mortar and pestle, and it could also have saved the 15 bucks spent to... Read more »
  • Dollar cost averaging at the pump for cheaper gas
    This may be taking it to extremes, but try dollar cost averaging at the pump for cheaper gas. Obviously this does not work if you have to detour to get gas, but if the gas station is on your route and you merely have to pull over, do this. Instead... Read more »
  • Democracy, Hollingworth, and the ingenuity gap
    Hollingworth’s research in intelligence showed that the communications range from one person to another extends about two standard deviations(*) of IQ(**) points. [Suddenly certain communications barriers you may have make perfect sense, no? 😀 ] (*) Note that discussions on IQ rarely mentions which standard deviation is used which of... Read more »
  • Upcycling: Turning waste into goods
    Among other things, I spent today making two self-watering plant pots. In doing so I simultaneously solved two other problems, namely The problem of empty 2L soda bottles that need to be stored and eventually taken to the recycling center. The problem of having too many t-shirts thanks to participating... Read more »

    Go Curry Cracker!

  • We Hired a Nanny
    Having a baby in Taiwan is an incredible experience – the perfect combination of high quality and low prices. First we had 20 days in a postpartum center aka a luxury baby hotel. Then we had 20 days of in-home rent-a-Grandma. After 2 weeks completely on our own, we have... Read more »
  • Maximizing the Child Tax Credit (even without earned income)
    So you’ve done the impossible – retired with young children (or retired and then had children.) Congratulations, you are eligible for a generous $2,000 Child Tax Credit (per kid.) But if you no longer have earned income and/or already have a low/zero tax burden, you could miss out on thousands... Read more »
  • Besides the President, Who Pays No Taxes?
    You may have heard that 47% (or 43%) of people pay no taxes, including the President. Has our blog post on how to Never Pay Taxes Again really been a bad influence on such a large percentage of the population? Who are the people who pay no taxes? Let’s explore. “47%... Read more »
  • All the President’s Taxmen
    Follow the money. Always follow the money. – Deep Throat Recently the New York Times published an analysis of 20 years’ of President Trump’s tax returns, concluding that he paid no taxes in 10 of the last 15 years and just $750/year during the first 2 years of his presidency.... Read more »
  • Award Travel Series: Chase Freedom Flex (New!)
    Advertiser Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Opinions, reviews, analyses... Read more »

    1500 Days to Freedom

  • Demand The Best For Yourself
    How long are you going to wait before you demand the best for yourself? -Epictetus I’ve had a project idea for a couple of years now. It has loads of potential but I just haven’t been able to muster up the motivation to execute. I wondered why for a long... Read more »
  • What is Your Money Moment?
    Hi there, Mrs. 1500 today. (Boy, it’s been a while.) I interviewed Chelsea Brennan on my podcast a few weeks ago, and the show airs today. (Check it out at www.biggerpockets.com/moneyshow145 or download Episode 145 of The BiggerPockets Money Podcast on your favorite podcast app.) In the episode, we talk... Read more »
  • COVID Life, Fire, And Ice
    I have a feeling that the world will shut down again soon, so we’ve been battening down the hatches. We bought extra computers and set up the girls with desks in their bedrooms. I’ve also been trying to complete remodeling projects at warp speed in case Longmont stops building inspections.... Read more »
  • Withdrawal Strategies Part 2: Roth Conversions, Health Care, And College
    Yesterday, I wrote a post about my withdrawal strategies and there were some comments about Roth IRA conversions that have me reconsidering my strategy: The Physician on FIRE and Done by Forty echo this strategy: I had mentioned that one of my goals was to draw down 401(k) accounts before... Read more »
  • Money Withdrawal Strategies (Keeping The Tax Man Away)
    Money is a precious resource that must not be wasted. It isn’t easy to collect those dollars, so they should be saved, invested, and spent with maximum efficiency and thoughtfulness. Between investing and spending comes withdrawals. Since most of us have money tied up in multiple accounts, it makes sense... Read more »

    Mad Fientist

  • mp3Video8 Key Lessons from the Ultralearning Experiment (and a Huge Announcement)
    The Ultralearning Experiment was a bigger success than I'd even hoped and here's what I learned from it (plus a massive announcement)! Read more → The post 8 Key Lessons from the Ultralearning Experiment (and a Huge Announcement) appeared first on Mad Fientist.... Read more »
  • mp3Morgan Housel – The Psychology of Money
    One of my favorite writers, Morgan Housel, shares the investing lessons he's learned from COVID-19, history, and other academic fields! Read more → The post Morgan Housel – The Psychology of Money appeared first on Mad Fientist.... Read more »
  • mp3Valuable Lessons from My Fourth Year of Freedom
    It's been 4 years since I left my job and what a crazy year it's been! Here's what I learned from the last year of post-FI life (and the COVID crisis) Read more → The post Valuable Lessons from My Fourth Year of Freedom appeared first on Mad Fientist.... Read more »
  • What’s in My Portfolio (and How I Manage It)
    Sticking to your long-term investing goals during turbulent times can be difficult but portfolio rules and systems can help. Here are mine... Read more → The post What’s in My Portfolio (and How I Manage It) appeared first on Mad Fientist.... Read more »
  • mp3Coronavirus Market Crash – Is This Time Different?
    The COVID-19 coronavirus pandemic has caused stocks to crash. Is this a normal bear market or is it different this time? JL Collins is here with his answer. Read more → The post Coronavirus Market Crash – Is This Time Different? appeared first on Mad Fientist.... Read more »

    Millennial Revolution

  • What is a K Shaped Recovery?
    As a planet, we have been going through quite the shit year, to say the least. What started off as a strange-sounding disease being reported out of Asia has spun into a worldwide pandemic, a stock market plunge, and a worldwide recession. Through it all, economists and politicians (and one... Read more »
  • Reader Case: Single Mom in Debt
    It’s time for another reader case! This one is from a reader who comes from an immigrant background and has been struggling with debt and a divorce. I think you’ll find it pretty compelling. Let’s get to it: [the following e-mail has been edited for brevity and to maintain anonymity]... Read more »
  • The Fate of Obamacare: 2020 Edition
    God, I haven’t done one of these posts in a while. I really don’t want to do one of these posts. After the exhausing spectacle of 2016 when Republicans, having just seized control of the House of Representatives, the Senate, and the Presidency, tried again and again to make good... Read more »
  • Why is the Stock Market Up While Employment Is Down?
    This has been a weird year to say the least. Back in January, if anyone mentioned Wuhan, most people would have said “Where’s that?” I miss thse days. It was a simpler time. Now we’ve been hit with a global pandemic, a sputtering economy, closed borders, and rampant unemployment. By... Read more »
  • Reader Case: Choosing Between Health and FIRE
    Guess what day it is? Friday! (And apparently there’s something called a “weekend” coming up? How do these things work again?) That means it’s time for another reader case!  This reader’s situation is tough and something that hits close to home. Remember how we said we came back to Canada... Read more »

    Can I Retire Yet?

  • Socially Responsible Investing Revisited
    Many of us are looking for ways to make the world a better place. ESG (Environmental, Social, and Governance) investing is a way to use your investment dollars towards those ends.  Darrow covered ESG investing on the blog five years ago. A lot has changed since then. ESG investing is... Read more »
  • Travel More & Spend Less With Credit Card Travel Rewards
    Can I Retire Yet has partnered with CardRatings for our coverage of credit card products. Can I Retire Yet and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.... Read more »
  • September 2020 Best of the Web
    We have thought provoking and actionable resources this month. Let’s jump right in. Bill Bengen updated his original research that led to the 4% rule. His findings were far more conservative than conventional wisdom at that time. I start by sharing his recently updated research. His results may surprise you.... Read more »
  • Next Generation Financial Independence
    I want to help my daughter grow into being a financially literate and responsible adult. But I don’t know how best to do that. As with most aspects of parenting, we’re making it up as we go. As I reflect back on my own childhood, I don’t remember any overt... Read more »
  • August 2020 Best of the Web
    In some areas like financial markets, new laws and regulations, social change, and work conditions we are witnessing years or even decades of change compressed into months. In other areas like schools, sports, entertainment, and travel time has slowed to a crawl or stopped. My equilibrium is off.  Selected articles... Read more »

    Root of Good

  • September 2020 Early Retirement Update
    Another fun month has flown by! Mrs. Root of Good and I should be driving through Northern Spain right now. Instead, we are keeping busy here in North Carolina while enjoying this wonderful fall weather. The kids are busy with virtual school during the days. Evenings and weekends are pretty... Read more »
  • August 2020 Early Retirement Update
    Time flies when you're having fun. We're all having fun, right? Summer just flew by and we are officially feeling fall here in North Carolina. It's cooling off some and the kids are back in (virtual) school so it definitely feels like fall even if the calendar says we have... Read more »
  • July 2020 Early Retirement Update
    Breaking news: we just had the biggest earthquake in 100 years here in North Carolina! Sunday morning we woke up to the whole house shaking. I immediately recognized the rumbling and jostling after living through a much stronger quake in Mexico more than 20 years ago. No damage here in... Read more »
  • June 2020 Financial Update
    I can't believe it is the middle of summer already. I just saw next week's sales paper advertising back to school supplies! Is August really just around the corner? Time flies when you're having fun, right?  We have been busy with home-based activities for the most part since our big... Read more »
  • May 2020 Financial Update
    May is over and I'm back with another monthly update. In North Carolina we enjoyed very mild weather last month which meant we got to spend some great days outside. I took several 18+ mile bike rides down to the Neuse River and back home. We also spent plenty of... Read more »


  • Reader Case Study: Facing A Potential Lay-Off At Age 68
    Lily and her husband Robert are in their late 60s, have been married for 40 years, and planned to retire to a life of travel in 2022. Lily and Robert paid off nearly half a million dollars of debt in their late 50s and since then, have put themselves in... Read more »
  • A Dishwasher And Other September 2020 Expenditures
    I’m convinced that large appliances are in league against humans. This month we had to replace our dishwasher and our TV and this is not the first time we’ve had a confluence of such events. Revenge of the Appliances hit back in 2016 when our oven, refrigerator and closet door... Read more »
  • Reader Case Study: Making Full-Time Farming a Reality in Arkansas
    Sara Beth and Colt operate an 80-acre livestock farm in the Arkansas delta with their three dogs. They raise cows and goats, have chickens and ride horses. Running the farm is their dream. The only problem is that it isn’t profitable (yet) and so they’re both working full-time jobs in... Read more »
  • This Month On The Homestead: Carrots, Sunflowers, Tomatoes, and Sugar Wood
    August 2020 This month on the homestead, last month on the homestead, any month before that… it’s all running together in a stream of continuous, monochromatic green. Nevertheless, I’m thankful to be here, grateful for this space for my children to roam, not to mention I can go outside and... Read more »
  • Educational Posters And Other August 2020 Expenditures
    I dub August “leaning into the pandemic.” No longer in denial, no longer hoping for a swift conclusion, no longer deluding myself that school and daycare will resume anytime soon, I am leaning in baby. Leaning In Actually Looks Really Boring. Sorry About That. Me leaning in primarily manifests as... Read more »


  • How to give when you have a business
    A few years back, three very different things happened and, to the best of my recollection they didn’t happen all that close together.  First, in 2012, I wrote the post How to Give Like a Billionaire. In it I described how to use Donor Advised Funds (DAF) to maximize your... Read more »
  • Investing with Vanguard for Europeans: 2020 update
    Please Note: If you are outside Europe and the US, please be sure to read thru the comments on the original of this post. They have become a valuable forum for investors from all over the world. Who knew? Certainly not I. This all started when I wrote a series... Read more »
  • Part XVII-B: ETF vs. Mutual Fund — What’s the difference?
    While I touched on it in Part XVII, the differences between ETFs and Mutual Funds is a recurring question here. Perhaps I should have covered it better. Let’s do that now. We’ll use VBTLX and its ETF version, BND, as examples since those were my choices in my most recent move.... Read more »
  • Reviewing the comments on my post of April 1st
    Boy howdy. I’m going to have to be sure to look more carefully at the calendar before I put up a post with momentous news.  Thank you for the outpouring of your mostly kind and creative comments on it. I’m impressed. Not one of you seriously believed I’d cracked the... Read more »
  • Why I will no longer be writing this blog
    My ship has come in and I am riding off into the sunset. To mix a couple of metaphors. If you are a fan, you are likely a bit shocked and disappointed. I am sorry for that. If you are one of my detractors, like Bob here on twitter… Bob’s... Read more »

    Mr. Free At 33

  • Another Stock To Buy Now!
    There are stocks that outperform. Then there are stocks that massively outperform. This stock absolutely trounced the S&P 500 between its 1994 IPO and the end of 2019. And with the current valuation, yield, and prospects, today’s investors could be looking at another 25-year run. For more on this high-quality... Read more »
  • A Top Stock To Buy Now!
    There’s a lot of uncertainty in the world right now. But some business models offer certainty. This is one such business model. Plus, the stock offers a market-beating yield and an attractive valuation. For more on this high-quality dividend growth stock, check out our latest video HERE. What do you... Read more »
  • Undervalued Dividend Growth Stock Of The Week
    Every Sunday, I uncover a high-quality dividend growth stock that appears to be undervalued. These pieces are published at Daily Trade Alert, which is a site that focuses on dividend growth investing, stocks, and unique investment opportunities. I’ve been writing for them for years now, and they’re just great over... Read more »
  • Undervalued Dividend Growth Stock Of The Week
    Every Sunday, I uncover a high-quality dividend growth stock that appears to be undervalued. These pieces are published at Daily Trade Alert, which is a site that focuses on dividend growth investing, stocks, and unique investment opportunities. I’ve been writing for them for years now, and they’re just great over... Read more »
  • Best Stock Pick Of October 2020?!
    There are huge trends playing out in the United States right now. You could benefit and profit from them. Or you could let them slip through your fingers. This high-quality dividend growth stock is taking advantage of these trends – and rewarding shareholders. For more on this stock, check out... Read more »


    The Wealthy Accountant

  • 5 Things Millionaires Spend On
    When it comes to the blogs and other tracts providing information on building wealth, frugality carries most of the weight. And it makes sense. The greater the difference of income over spending is a strong determinant of the level of wealth an individual will achieve during their lifetime as compared... Read more »
  • The Financial Agony of COVID-19: Part II
    Five months ago COVID-19 was just getting started. Fear was rampant. People and businesses made rushed decisions with long-term consequences. In the U.S. fewer than 10,000 people had died from the virus, yet fear was many more would die.  Over concerns clients and readers (that is you my kind friends)... Read more »
  • VideoThe Financial Benefits of Cats
    Now that we are firmly in the dog days of summer (as I write and published this, not as you are probably reading it) it is time to turn our attention to how pets actually make us richer in so many ways, including financially. And since it is the dogs... Read more »
  • Finding Celebrity Clients
    It is the one thing that could put you on the fast track to the top. A-list actors, international rock bands, name-brand athletes, successful business people and the uber-wealthy are the kinds of clients that turn your business into something special. Selling an actor's home, consulting with the wealthiest people... Read more »
  • Beating the SALT Deduction Limit
    As you can see by the details of the programs from the states above that have some form of pass-through entity tax that the rules vary widely by state. Many use a credit to pass-through the benefit while others adjust income on the member level. Many considerations need to be... Read more »

    Our Next Life

  • Retire Early Without Harming Others // A Hard Look at FIRE and Racial Inequality
    My last post was about how the discourse of the FIRE community upholds systemic racism, but today's is much more personal. This is about how our choices as individuals -- as investors, as people choosing where to live, as earners, as tax payers and as charitable givers -- impact and... Read more »
  • How the Personal Finance Sphere Upholds Systemic Racism
    It's deeply uncomfortable for a lot of us, white Americans especially, to talk about race. But if we care about helping people with their finances, or about not upholding systemic racism built into our system, we have no choice but to talk about it. Here is the tough but necessary... Read more »
  • Recession, Coronavirus and the Future of FIRE
    We're in an unprecedented moment in history, with people staying home, businesses closed, stock markets going for a wild ride, and most of all, fear for our lives as the coronavirus pandemic worsens. What does all of this mean for the FIRE movement? What does it mean for you? Read... Read more »
  • Doing the Thing That Scares You
    One of the biggest things I've discovered in the last year is how badly I still want to be challenged despite having left my career behind. In fact, I want it so badly that I'm having to redefine what "challenge" even means to me. A real challenge involves some risk,... Read more »
  • Two Years of Early Retirement // Impact, Lessons and Future Changes
    It's exactly two years since we waved goodbye to our careers and embarked on our early retirement, what we always thought of as our next life. Now we're reflecting on what we've learned and accomplished in these first two years of this next chapter of life, along with what we... Read more »

    Fiery Millennials

  • VideoFI-nding My Balance
    Some of the core tenets of the FIRE movement: Save money, live below your means, choose modest housing, buy used when you can, DIY whenever possible, ride your bike as much as you’re able, travel hack, and be frugal with food spending. If you want to supercharge your FIRE journey,... Read more »
  • Monthly Status Report: August 2020
    Disclaimer: some links may be affiliate links. They help offset the cost of keeping this blog running! Why do I do a monthly status report? I find it best to do a monthly status report for a few reasons. It helps me evaluate how I did the previous month. Did I hit a target reduction in spending or did... Read more »
  • The Great Car Debate
    Long time readers will know one of the keys to my success was buying, and keeping, my 2005 Pontiac Vibe in 2011. I bought Levi with under 100,000 miles on him for $8,000 in cold hard cash after a deer annihilated my previous car. (It was a 2002 Dodge Neon.... Read more »
  • Mid-Year(ish) Status Report 2020
    Prologue: Before we talk about money, I need to say something regarding the recent protests in the country. I’ve deliberately avoided talking about political issues on the blog in the past, but I can no longer remain silent. That I even have that option is the utmost privilege. I’m going... Read more »
  • VideoReducing my Impact
    I might have mentioned this before, so bear with me if that’s the case. When I was growing up, Girl Scouts was a huge chunk of my life. Much of who I am today can be directly traced back to a troop meeting, campouts, a week at camp or my... Read more »

    Early Retirement Extreme Forums

  • ERE Journals • Re: RoamingFrancis' Path to ERE
    Love the George Carlin protocol! Thanks for the input everyone.Alchemy, Entrepreneurship, and Income StreamsRecently I've been thinking in broader terms about my ERE system and what the hell my next step forward should be. I've got my attic*, $10k in the bank, and basically 0 expenses. I've been hitting up... Read more »
  • Politics, and other eternal disagreements • Re: A Conservative Policy Solution to Slow Down Climate Change?
    At this point in the game slowing down the rate of greenhouse gas emissions appears to be farfetched and widely unaccepted.https://www.carbonbrief.org/analysis-uk ... ast-decadeOf course we have picked the low hanging fruit, it will get harder over time. Interestingly this is over a period with a Conservative government.Statistics: Posted by tonyedgecombe... Read more »
  • Resources & Recommended Reading • Re: Resources and recommend watching
    The Beach.A filmmaker spends several months living on a beach in Australia, feeding himself from the land and sea.https://www.imdb.com/title/tt11603528/Curently on iPlayer: https://www.bbc.co.uk/iplayer/episodes/ ... n-paradiseStatistics: Posted by tonyedgecombe — Sat Oct 24, 2020 12:49 am... Read more »
  • Inspiration • Re: (Bad) ERE Poetry
    No surprise I can'tGet hired when I am soBad at picking stocksStatistics: Posted by unemployable — Sat Oct 24, 2020 12:24 am... Read more »
  • Inspiration • Re: (Bad) ERE Poetry
    Lentil stewFew have the stomach to chewDeciding over the train-test skewA copy is different from a viewMay these word ring true:Wake up with the morning dewTo begin life anewWith or without a beauWithout worry of bills dueReading reports of Research PewPlaying with super glueWith no literatures remaining to reviewReading the... Read more »


  • Adventures in Opting Out with Cait Flanders
    Jillian is joined by Cait Flanders, author of Adventures in Opting Out, to discuss how Cait’s last decade of living intentionally emboldened her to abandon the paths that lead her to places she didn’t want to go.  Listen here at Lisbyn, Apple, Castbox, or your favorite player. Jillian reminds us that being “stuck at... Read more »
  • 10 Year Time Capsule
    What did your life look like ten years ago? Jillian reflects on her life in 2010 and how one of the worst years of her life became the catalyst for change and growth. Listen here at Lisbyn, Apple, Castbox, or your favorite player.Everyone loves the beauty of a growing crop or ripening harvest, but the... Read more »
  • Future Journaling
    Would you be ready if someone gave you the opportunity you’ve been dreaming of? This episode equips us to think through what we need to make our dreams a reality.  Listen here at Lisbyn, Apple, Castbox, or your favorite player. Have you ever visualized your future? Are you ready for it? Be prepared for... Read more »
  • Creating a Winning Partnership with Brad and Jonathan
    Trust and respect are the hallmarks of any successful partnership. Brad and Jonathan from ChooseFI share how they went from unlikely partners to some of the best in the business.  Listen here at Lisbyn, Apple, Castbox, or your favorite player. Partnerships fill every aspect of our lives. Working together with another person towards a... Read more »
  • Reader Questions – Dysregulation, & How to Start a Coaching Biz
    You have questions, Jillian has answers! Join us as we tackle messy conversations and daunting career transitions.  Listen here at Lisbyn, Apple, Castbox, or your favorite player. Becoming the best in the biz requires us to look introspectively at two crucial components. First, how do we deal with challenging discussions about messy things? Second,... Read more »

    Done by Forty

  • VideoThe Justice We Choose
    I don't know what to write about Justice Ruth Bader Ginsburg passing. I only know enough to be dangerous about her tenure on Supreme Court, the significance of her service, or what this will mean for the nation.I think I know what will happen next in the Senate. Republicans will... Read more »
  • FIRE Buys You Class...Whether You Want it or Not
    Pursing financial independence is an exercise in class mobility. No matter what economic class you start in, or what class you like to tell people you're a member of, when you have enough money to never have to work again, you're functionally wealthy: you're now part of the upper class.Doing... Read more »
  • Equality or Equity?
    We Americans, it seems, are at the end of our pandemic ropes. Whatever collective actions we were going to take to whip this virus, it sure looks like we've already taken them.We are tired, tired of all of this, and we want to return to some sort of normalcy. Return... Read more »
  • VideoOne Year Out: Are We On Track for Financial Independence?
    I turned forty last week. It felt weird.But my birthdays always do. I've never been a big fan of the day. The attention, the singing, the taking stock of the past that is supposed to happen: all of it feels odd to me. I appreciate the sentiment that I am... Read more »
  • What Number Is It?
    Sometime this past week, our kitchen sink started draining really slowly. None of our usual tricks, like plunging the sink, or running the garbage disposal or dishwasher to try to push through the clog, had any real effect. If anything, they made things worse.By Thursday, the water wasn't receding at... Read more »

    Budgets Are Sexy

  • Starting a side hustle food blog, while keeping a full-time job!
    Starting a side hustle food blog, while keeping a full-time job! [Are you a foodie? Want to start a side hustle blogging about it?! Today’s guest Brett started his blog FoodTruckEmpire.com in 2014 and has grown and maintained it even with regular full-time employment! Brett shares what it’s really like... Read more »
  • How and When to Hire a Property Manager for Your Real Estate Rental
    How and When to Hire a Property Manager for Your Real Estate Rental Since I live in California and all my real estate rentals are in Texas, I heavily rely on property managers to look after the day-to-day landlord responsibilities. I get asked about this a lot… Who manages the... Read more »
  • Why You Need an Investment Diary (With a Backup!)
    Why You Need an Investment Diary (With a Backup!) Digging through my old emails, I found this one I sent to my brother five years ago… > On May 27, 2015, at 10:03 PM, Joel <@gmail.com> wrote: > Good news: We have signed all closing documents and transferred closing money... Read more »
  • Coast Financial Independence: Building Wealth, Even If You’re Not Saving Any Money
    Coast Financial Independence: Building Wealth, Even If You’re Not Saving Any Money The concept of “coast financial independence” can be tricky to understand. Here are some fun comments and questions I’ve received recently… “So, let me get this straight… if you are spending the exact same amount that you’re earning... Read more »
  • Net Worth Report – Numero Uno!
    Net Worth Report – Numero Uno! Can you believe it’s October already! As much as I love the holiday season, the tight-ass inside me calls the next 3 months the “expensive season” where our costs get a little crazy on food, travel and gifts!  🎃 🦃 🎄 🎁 🎅. Today... Read more »


  • mp3263 | Pick Your Five: Accountability & Decision-Making
    Jonathan draws a parallel between the episode on Monday with professional poker player Annie Duke and hitting his weight loss goals. Finding himself well over his desired weight, Jonathan took a health challenge and has kept the weight off for six months making him a weightloss statistical abnormality. Where most... Read more »
  • mp3262 | How to Decide | Annie Duke
    Annie Duke is a world champion poker player and author of Thinking in Bets, a book which makes the case for embracing uncertainty in our decision-making framework. In Annie's latest book, How to Decide: Simple Tools for Making Better Choices, she answers the question, what does a good decision-making process... Read more »
  • mp3261 |"Nothing Gold Can Stay" | What is a HELOC?
    After 18 years of ownership, Brad says goodbye to his beloved Honda Civic, Golden Boy. When it comes to car ownership, ChooseFI often talks about only buying a new car every 15 years. Over a 45 year adult lifetime, the savings, when invested, can amount to almost $750,000 when compared... Read more »
  • mp3260 | What's your Survival Number? | Jully-Alma Taveras
    Immigrating to the United States as a child, by early adulthood, Jully found herself caught up in our consumer culture and had acquired five figures worth of debt. After working to dig her way out and starting on her path to finical independence, she's become an advocate. Drawing from her... Read more »
  • mp3259 | Kristi & Big ERN
    In our eighth Households of FI touchpoint episodes, Kristi was successfully following the standard path with a six-figure job and keeping up with the Joneses but waiting to take a breath and enjoy life. After finding FI, she realized the money was no longer the goal but simply a tool.... Read more »


    Military Guide

  • “I Would Have Started My Reserve Pension By Now!”
    I get that pension comment every month from readers who are in their 60s… or even older. Most of them are doing fine, both financially and in life. They usually served some active duty before the Reserves or National Guard, and a few were even drafted for Vietnam. They decided... Read more »
  • Lessons Learned (So Far) From a Money-Savvy Book Launch
    Now that my second book has hit the presses, we’re doing the promotion. This is a marathon, not a sprint, and my version of marketing looks an awful lot like “talking with hundreds of people while drinking coffee.” [This post is about writing and marketing. You can read about the... Read more »
  • VideoFrom The Mail Buoy: “The Truth Behind Budgeting– It’s Not The Budget”
    A reader writes: “My spouse and I need a budget. What should we do? What type of budgeting do you recommend? I know it’s not a ‘one size fits all’ world, but how much is too much saving? It feels a little unsustainable at times but my wife and I... Read more »
  • How I Planned 8 Months of Travel
    This post is brought to you by Mark Delaney at The Veteran Professional.  If you’re interested in contributing at The-Military-Guide.com, please see our posting guidelines. My commander looked at my packet of paperwork to leave the military and saw that I was planning on signing out on terminal leave in... Read more »
  • “I’m 59.5 Years Old And Done Writing About *My* Money”
    We’re aging out. As many of you know from your research, 59.5 is the minimum age for starting optional withdrawals from an IRA. Nearly everyone worries about how they’ll tap their IRA for living expenses when they reach financial independence before 59.5.  (Although there are many penalty-free exceptions to this... Read more »

    The Frugal Vagabond

  • Getting a Spanish Driver’s License
    Getting a Spanish Driver's License is intimidating. I'll break down each step of the process and help you get on the road with your very own EU license. The post Getting a Spanish Driver’s License appeared first on The Frugal Vagabond.... Read more »
  • Living Abroad: Five Essential Survival Skills
    Living abroad is as alluring as it is polarizing. Five skills that will make your life abroad a success. The post Living Abroad: Five Essential Survival Skills appeared first on The Frugal Vagabond.... Read more »
  • Spanish Non-Lucrative Visa Renewal
    Spain can get under your skin. In the course of living here for the full first year of our non-lucrative visa, we’ve come to love our home, our city, Spanish food and culture, and most of all, the close friends… The post Spanish Non-Lucrative Visa Renewal appeared first on The... Read more »
  • Surgery in Thailand: Bumrungrad International Hospital
    I seek treatment at Bumrungrad International Hospital for a growth in my chest. How did it go? Was it cost effective to travel to Thailand for medical care? The post Surgery in Thailand: Bumrungrad International Hospital appeared first on The Frugal Vagabond.... Read more »
  • Semi-FIRE Abroad: Ordinary Days, Extraordinary Life
    We've been living here in Spain for about four months now, so how is it going? Is it everything we'd hoped for? What do we miss most (and what do we not miss at all)? Just what are we doing with all that spare time? The post Semi-FIRE Abroad: Ordinary... Read more »

    The Millionaire Educator

  • VideoPodcast Interview with Superb Diamond Range
    Great News:  We’re Still Healthy! Warm quarantine greetings from swampy South Georgia!  Tomorrow starts week 3 of no school for us (and most of the country).  All in all, our daily life is pretty normal except that we no longer have jobs to report to.  It’s almost like we’ve re-FIRE’d... Read more »
  • Adiós 2019 y Bienvenidos 2020
    Okay, I know this post is late, but here it is.  Before I get into last year’s accomplishments and this year’s goals, it’s worth mentioning that there are many things in life that are more important than money:  family, community, faith, health, and love.  As I write these words, the... Read more »
  • Podcast Interview with One Million Apples
    Happy New Year!  I just wanted to let you know that I did an interview with Breanna Reish of the One Million Apples podcast.  We talked about our 2019 hardcore savings, geo-arbitrage, my Twitter “rants,” and my never-ending obsession with Bigfoot.  I hope you enjoy the interview. Gerry... Read more »
  • Tax Planning: 2020 Free Money!
    The holiday season is upon us:  fall weather, pumpkin spice, falling leaves, cool breezes…actually, who cares?  It’s tax-planning time, so it’s time for my most anticipated post of the year:  2020 Free Money! Refresher:  What is “Free Money!”? For the uninitiated, my Free Money! posts are an attempt to simplify... Read more »
  • Podcast Interview with the Confessionals
    Hi everyone!  Believe it or not, I actually have interests outside of FIRE.  If you read this masterpiece, you know I love all things Squatch.  Last February I recorded a podcast interview with Tony Merkel of the Confessionals.  We talk for about an hour about the various Georgia Bigfoot stories... Read more »

    Financial Samurai

  • The Case Against Meritocracy In School Admissions: Lowell HS Example
    Most people believe in meritocracy. If you work harder than your peers, you should get more reward. But as we all know, none of us are born with the same circumstances. For example, it may be harder for a poor kid from a single-parent household to compete against a rich... Read more »
  • Masterworks Review: A Way To Invest In Fine Art
    You may not know this, but I create original artworks with the interior paint I use for each house I’ve bought since 2003. Not only is art fun, but maybe one day, these original pieces will sell for megabucks! So when Masterworks approached me to do a sponsored post about... Read more »
  • Getting Your Money’s Worth For The Health Care Premiums You Pay
    Ever since publishing, How To Get Health Care Subsidies Under The Affordable Care Act, I’ve been feeling a little left out. In order to help others get health care subsidies, my family has been paying our full health care costs. It is an honor to help others, so I don’t... Read more »
  • Reconciling Three Retirement Goals: 25X Expenses, 20X Income, 0.5% Withdrawal
    There are three retirement goals to shoot for in order to comfortably walk away from your day job and remain retired. They are: Accumulate 25X your annual expenses Accumulate 20X your annual household income Be able to live off a 0.5% annual withdrawal rate Instead of viewing these retirement goals... Read more »
  • Legitimate Reasons To Withdraw Funds From A 401k Or IRA Early
    Due to the pandemic, more people are wondering whether they should withdraw funds from a 401k or IRA before retirement to help pay for life. There are plenty of reasons to withdraw money from a 401k or IRA early. Unfortunately, some people go too far and end up using their... Read more »

    Afford Anything

  • mp3PSA Thursday – What’s in Store for the Rest of 2020?
    [smart_track_player url="https://traffic.libsyn.com/secure/paulaandjaymoney/AA281b_PSA_Thursday.mp3" title="PSA Thursday: What's in Store for the Rest of 2020?" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] After a brief hiatus, PSA Thursday is back! If you're a new listener, PSA Thursday is a weekly-ish segment of the podcast in which we normally talk... Read more »
  • mp3#281: The Art of Decision-Making, with Annie Duke
    [smart_track_player url="https://traffic.libsyn.com/secure/paulaandjaymoney/AA281.mp3" title="The Art of Decision-Making, with Annie Duke" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] How many times have you made a decision - big or small - only to regret it later?             “I wanted to fund my IRA this year, but that vacation... Read more »
  • mp3#280: Ask Paula – Could This NYC Couple Contribute Only $10,000 Per Year Towards Retirement?
    [smart_track_player url="https://traffic.libsyn.com/secure/paulaandjaymoney/AA280.mp3" title="Ask Paula - Could This NYC Couple Contribute Only $10,000 Per Year Towards Retirement?" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] Amy and her husband have $900,000 saved for retirement. They’re 40 years old and plan to retire at 65. Due to a job... Read more »
  • mp3#279: How to Avoid Financial and Life Disasters, with Dr. Gleb Tsipursky
    [smart_track_player url="https://traffic.libsyn.com/secure/paulaandjaymoney/AA279.mp3" title="How to Avoid Financial and Life Disasters, with Dr. Gleb Tsipursky" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] What process do you use to make decisions? “Uhh … I put together a pros and cons list!” “I harness my awesome spreadsheet skills and work... Read more »
  • mp3#278: The Loopholes That Destroy Our Ability to Form Habits, with Gretchen Rubin
    [smart_track_player url="https://traffic.libsyn.com/secure/paulaandjaymoney/AA278_REPLAY_Gretchen_Rubin.mp3" title="The Loopholes That Destroy Our Ability to Form Habits, with Gretchen Rubin" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] Does this sound like you? You want to exercise, but you can never find the time for a workout. Eventually, you grow tired of putting... Read more »

    Accidental Fire

  • T.G.I.F. Friday: Volume 28
    Welcome to “Thank God I’m FI” Friday, Volume #28! Here are some things I really like and that you might too.    Finance Articles What If The 4% Rule For Retirement Withdrawals is Now the 5% Rule? (A Wealth Of... The post T.G.I.F. Friday: Volume 28 appeared first on Accidental... Read more »
  • Three Years Of Early Semi-Retirement, Is It What’s It’s Cracked Up To Be?
    If you’re a new reader and not familiar with my backstory, I became financially independent “accidentally” in my mid-40’s from smart living and smarter spending.  It wasn’t something I deliberately pursued, it just came as a byproduct of the lifestyle... The post Three Years Of Early Semi-Retirement, Is It What’s... Read more »
  • Cars And Financial Independence
    Subscribe To New Posts Here! The post Cars And Financial Independence appeared first on Accidental Fire.... Read more »
  • Judging My Former Self
    I’m going to tell you a story that I’m not too proud of.  A couple of years ago, probably around the time I started this blog, I was on a long bike ride.  One of my speedy fitness rides where... The post Judging My Former Self appeared first on Accidental... Read more »
  • T.G.I.F. Friday: Volume 27
    Welcome to “Thank God I’m FI” Friday, Volume #27! Here are some things I really like and that you might too.    Finance Articles The Space In Between (Live Your Wage) – “If we don’t at least have a rough... The post T.G.I.F. Friday: Volume 27 appeared first on Accidental... Read more »

    Independently Financed

  • The spooky effects of age differences on Social Security benefits
    Become a Patron!I was skimming one of the interminable posts over at Michael Kitces’s Nerd’s Eye View blog by Jeff Levine and was struck by his description of a very strange feature of the Social Security spousal benefit calculation. To spare you from trudging through the post, there are three... Read more »
  • Modern economic growth (and personal finance)
    Become a Patron!I’ve recently started listening to a podcast about economic history called, fittingly, The Economic History Podcast, and the last episode on the “Great Divergence” was so interesting it ended up rattling around my head for a few days, and I thought I’d share a few thoughts. What makes... Read more »
  • Cheap lessons
    Become a Patron!One of my favorite concepts to tell people about is “affordable luxuries,” the things that barely make a dent in your bank account but immediately spark joy: cheap candles, nice towels, or a new filter in your refrigerator. There are times when spending a lot of money will... Read more »
  • Personal finance during the plague: the lean months
    Become a Patron!A stylized fact about the course of the current pandemic is that while the economic impact was swift and severe, the effect on personal finances was muted by the rapid federal deployment of direct cash aid, in the form of “stimulus checks,” expanded and extended unemployment insurance payments,... Read more »
  • Education, advice, and evasion
    Become a Patron!A few years ago I wrote about one of the curious fixations I observed among the wealthy denizens of the finance industry: the need for “personal finance” education. In this telling, the problems troubling American civilization are not the result of financial deregulation, or corporate consolidation, or employee... Read more »

    Mr Crazy Kicks

  • We Made a New Haircut Tool: The HairFin!
    As a kid, my mom cut my hair with her trusty clippers. In college, I picked up a pair of clippers and learned to cut my own hair. Soon I found myself cutting friends’ hair in the dorms. Clippers made … Continue reading → The post We Made a New... Read more »
  • Guest Post at Physician on FIRE
    If you haven’t already seen it, Physician on FIRE is a blog about achieving financial independence while working in the medical field. Even though the blog is focused on challenges facing physicians, the financial aspects are still the same. Work toward … Continue reading → The post Guest Post at Physician... Read more »
  • How Much Can a Greenhouse Extend the Growing Season?
    Last year I designed and built a hoop house for around $650 in materials. I didn’t want to waste money heating the thing, so the plan was to keep it passive. Since I never worked with an unheated greenhouse before, … Continue reading → The post How Much Can a... Read more »
  • Should I Pay Off My Mortgage?
    Having a paid off house has always been a goal. Living mortgage-free sounds awesome, but it can also put the brakes on financial growth. Any money put toward home equity is robbing investment accounts of hard working capital. After years … Continue reading → The post Should I Pay Off... Read more »
  • How to Get Started Hunting Mushrooms
    I love hiking in the shade of the woods, racing to the top of a mountain to take in a satisfying view. Lately however, I’m less interested in flying up rocks and roots to see the world from afar. I’ve … Continue reading → The post How to Get Started... Read more »

    The Happy Philosopher

  • How to Prepare for Life After Residency
    Burnout and Finance I was recently asked to speak to a bunch of medical residents about my story of burnout and my general philosophy on finance and life. I declined for a variety of reasons, but upon reflection I realized that this was a topic I had not addressed. This... Read more »
  • A Podcast, Guest Post, and Random Musings
    Hey philosophers, just wanted to let you know about a couple of small projects I participated in recently. I haven’t had much time or motivation to write these last couple of weeks. I have been paying the work price for my two week vacation to Alaska. Flexibility to take a... Read more »
  • Running, Purpose, and Bears (Oh, my!)
    As my feet rhythmically hit the belt of the treadmill, it briefly occurred to me this was perhaps the weirdest time to start my journey back to some sort or reasonable physical fitness. The treadmill was gently rocking side to side and I was looking out at an endless expanse... Read more »
  • Why A Physician Should Work Full-Time
    As an evangelist of part-time work for physicians, I occasionally get an e-mail from a physician reader asking if cutting back on work is the right move for them. Often times they are early in their training, and I’m not sure how to respond. I feel conflicted. I know what... Read more »
  • The Government Doesn’t Want you to Work (Too Much)
    A feeling of dread suddenly came over me. The numbers just didn’t add up, yet I could not figure out where I went wrong. Maybe I typed something in wrong or missed a section, but everything looked more or less complete. Maybe I’m just getting too old for this and... Read more »


    Slowly Sipping Coffee

  • Adventures in Shopping: How I Got My First “Good” Banjo
    When my Dad “left” the phone company, he was offered a buyout and a boost of his pension and benefits to make it seem as if he had worked a full 35 years. To the best of my recollection, he was at 33 years +/- but he’d been dealing with... Read more »
  • Return to Normal? Not Exactly
    Back when we first started thinking about early retirement, or later on, our Fully Funded Lifestyle Change, we had ideas about what that life would look like in ALL the ways. We expected it would be a happy little family, with ALL the time to hang out together, we would/could... Read more »
  • 12 Money Tips for the Newly Single
    Today’s post, is a guest post from Anne at UniqueGifter.com. Anne loves finding the perfect gift idea that’s on budget. She has been writing about gift giving and personal finance online since 2012, as owner of  UniqueGifter.com. Her favourite beverage is champagne and she loves figure skating, even if it’s... Read more »
  • Change is Hard, but NOT Impossible
    With 2020 being what it is, and especially recently, with the murder of George Floyd by police officers, I felt I needed to write something from my perspective. This has little to nothing to do with personal finance, but if you’ve read any of my blog, you realize, neither does... Read more »
  • False Peaks Suck!
    For anyone that’s ever done any mountaineering, or just plain old hiking in the mountains you’ve experienced false peaks. For those not aware of the term, it’s essentially when you see “the top”, push to “the top”, only to get to “the top”, and then you see the actual peak... Read more »

    zen habits

  • Find Freedom of the Mountain in Everything You Do
    By Leo Babauta In the last week, two separate men told me they fantasize about leaving everything behind and living on a mountain. I can relate to this fantasy, because I’ve had it myself — live a simple life, away from the chaos and burden of this crazy world. What... Read more »
  • When Your Task List is Overwhelmingly Long
    By Leo Babauta I’ve talked with several people lately who have tasks lists from the floor to the ceiling, and it just overwhelms them. They’re not alone — I can relate, and lots of people have this problem. If we’re fairly organized, our task list has everything we could possibly... Read more »
  • Relax Into Structure in Your Day
    By Leo Babauta There’s something in many of us that resists structure — we want the freedom of not having to do something, of being able to just relax. There’s something to that: freedom and going through our day feeling open and relaxed is really nice! Unfortunately, that’s not actually how... Read more »
  • Time Management for Top Performers
    By Leo Babauta In my coaching practice and Fearless Mastery mastermind group, I work with some high performers. These are people who have excelled at something in their lives. They’re always looking to take themselves to the next level. And they’re always wanting to make the most of their time.... Read more »
  • The Habit Dip
    By Leo Babauta I was talking with a group of people in my Sea Change Program who had success with some difficult habits for a few months … and then hit a dip. This dip is something everyone faces when changing habits: we lose motivation, we get discouraged, we encounter... Read more »

    Financial 180

  • The Cheat Codes of FI
    For those of you following along, you know I've been a bit busy lately. In addition to my own music, podcast, and software projects, I've also been popping up on other people's podcasts. A few weeks back I sang a few bars of Michael Bublé on The FI Show with... Read more »
  • FI Without RE
    Back in November of 2017, a tired, burned out version of myself was pushed past his breaking point. After months of mandatory unpaid overtime, morning self pep-talks, stress-eating, and yelling at coworkers, the old Joel finally had enough. He walked up to his boss, and with a surprising, zen-like calm,... Read more »
  • VideoSo Much Time & So Little To Do!
    Wait a minute. Strike that – reverse it! I know, I know, I haven't updated this blog in months. What gives?! If things get any more sporadic around here I'll be on the Miss Mazuma publishing schedule! 😉 Maybe I should adopt the slogan of Wait, Buy Why and claim that I'll have... Read more »
  • Reaching for the Moon(shot)!
    This week, I'm thrilled to be featured on Coryn Quester's “Discover What's Possible” Podcast! In the interview, we talk about everything from the ‘Why' of FI,  to the most challenging aspects of financial independence for those just starting out. But one of the more interesting questions she posed really got... Read more »
  • Misconceptions of FI
    This past weekend The Wife and I went to see Crazy Rich Asians, and really enjoyed it! (Featured image credit: Entertainment Weekly) Having been on the FIRE journey for a few years now, it was fun taking in all the over-the-top luxury on the screen. Of course, this wasn't the... Read more »


  • We’re Moving! New Website!
    All new episodes and content can be found at earnandinvest.com. See you there! The post We’re Moving! New Website! appeared first on DiverseFI.... Read more »
  • 128. You Can Destroy Student Loan Debt
    Earn & Invest I am proud to release episode 128 of The Earn & Invest Podcast.  This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post 128. You Can Destroy Student Loan Debt appeared first on DiverseFI.... Read more »
  • Video127. Why Now Is The Time To Start Your Business
    Earn & Invest I am proud to release episode 127 of The Earn & Invest Podcast.  This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post 127. Why Now Is The Time To Start Your Business appeared first on DiverseFI.... Read more »
  • 126: How To Align Your Passion and Talent
    Earn & Invest I am proud to release episode 126 of The Earn & Invest Podcast.  This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post 126: How To Align Your Passion and Talent appeared first on DiverseFI.... Read more »
  • 125: Is Saving For Retirement Money Jail?
    Earn & Invest I am proud to release episode 125 of The Earn & Invest Podcast.  This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post 125: Is Saving For Retirement Money Jail? appeared first on DiverseFI.... Read more »

    Vital Dollar

  • How to Make Money Selling Photos of Yourself
    When people say you can make money doing almost anything, they’re telling you the truth. This time, we’re talking about how to make money selling photos of yourself. In other words, we’re monetizing the “selfie” by making our photos available for purchase. Turning your photos into an income can be... Read more »
  • 20 Services You Can Offer as a Virtual Assistant
    The appeal of working as a virtual assistant (VA) has grown considerably in recent years, and it’s easy to see why. The prospect of working from the comfort of your own home, choosing your own working hours, and earning a good wage while doing so, is enticing to most. You... Read more »
  • Public Investing App Review
    What do you get when you combine social media with investing in the stock market? A platform that allows its users to follow each other’s strategies, get real-time opinions and advice from expert investors, and participate in group messaging on particular investing topics. The result is a win-win solution for... Read more »
  • 50 Cheap Hobbies That You Can Start Now
    In a world where so much emphasis is put on annual earnings and career progression, it’s easy to find your work-life balance has become slightly disproportionate. Taking time out to practice something that is solely for fun or for your own personal development is equally as important as getting that... Read more »
  • How to Earn Free Money Now: Easy Ways to Earn Extra Cash
    Who doesn’t like the idea of having some extra cash in their pocket? For most of us, the thought of generating a second stream of income is directly associated with the extra work that this would involve, and where or how to find the time to fit that in. The... Read more »

    Your Money Geek

  • Interview: Rob Paulsen Discusses Hulu’s Animaniacs Revival and Being a Purveyor of Joy
    It has been twenty-two years since the Animaniacs entertained audiences with their zaney and insaney antics. Hulu's upcoming revival of the series was recently ranked by Rotten Tomatoes as the #4 most anticipated fall premiere. Your Money Geek recently had the pleasure of chatting with Rob Paulsen, the voice behind the elder Warner... Read more »
  • 30 Best Apps that Pay You to Play Games ($$$)
    Who wouldn't want to make money playing games while sitting at home on the couch? If you are ready to have some fun making money from home, then keep on reading. There are so many opportunities to use new online gaming sources to generate gaming-based income. Not only are there... Read more »
  • Easy Pumpkin Latte Recipe
    Add the flavor of fall to your next latte with this pumpkin latte. Made with pumpkin puree, pumpkin spice, and coffee. This is a surprisingly simple and easy recipe to make in less than 5 minutes.... Read more »
  • Amazon’s Truth Seekers Virtual Escape Room Experience Brings Home the Thrills
    In celebration of the October 30th launch of Truth Seekers on Amazon Prime Video, fans of Nick Frost and Simon Pegg should get ready to embark on a paranormal investigation from the comfort of their homes. From October 23rd through November 18th, Prime Video will be hosting The Truth Seekers Remote Adventure. This 45-minute virtual escape room game... Read more »
  • The Best Ways to Save with Spotify Deals
    Hello, my dear readers! If you are a music lover, chances are you have come across Spotify, a digital music service that gives you access to millions of songs. Of course, as a money-conscious individual, I love a good deal. Here are some top tips to save money for scoring... Read more »