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    Mr. Money Mustache

  • Introducing Coverage Critic: Time to Kill the $80 Mobile Phone Bill Forever
    A Quick Foreword: Although the world is still in Pandemic mode, we are shifting gears back to personal finance mode here at MMM. Partly because we could all use a distraction right now, and even more important because forced time off like this is the ideal time to re-invest in... Read more »
    Published: May 3, 2020 - 8:38 pm
  • The Medicine of Mustachianism (a guest post from Marla)
    Foreword from Mr. Money Mustache : Marla is a long-time friend who I met on one the very first of the Ecuador Chautauqua trips. Since then, she has served as the Chancellor of Fun in the MMM organization, which is an informal and haphazard group of entirely volunteer planners who... Read more »
    Published: April 14, 2020 - 9:21 pm
  • VideoNo, You Didn’t Just Lose Half Of Your Retirement Savings
    So here we are just a month later,  in a full-blown economic panic, and at the start of the most sudden recession ever. The pandemic has spread much further and faster than most uninformed people (including me) would have ever guessed, and the whole world is on some form of... Read more »
    Published: April 2, 2020 - 7:37 pm
  • Lessons in Fear and Wealth from the Coronavirus
    As I write this, the biggest story in the entire world is a virus that is making its way around the planet, leaving a trail of sickness and death in its wake, while sending a much bigger shockwave of fear and uncertainty out front. Last week, the US stock market... Read more »
    Published: March 3, 2020 - 8:52 pm
  • Exposed! Mr. Money Mustache’s 2019 Bachelor Spending!
    These days, I do a fair amount of informal financial coaching for both old friends and newer acquaintances.  It’s a pretty amazing experience, almost as if I were a real doctor – people let down their guard and talk about the details of their financial lives, without the usual hangups... Read more »
    Published: January 27, 2020 - 6:54 pm
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    financial independence / early retirement

  • ● Ready to FIRE?
    I think I am finally ready to pull the trigger. I was just laid off (I raised my hand) from a big tech company and am getting paid to leave in June. Wife is still working and her job is relatively safe. I am 51, wife is 52. Two kids...one... Read more »
    Published: May 31, 2020 - 12:59 am
  • Daily FI discussion thread - May 30, 2020
    Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ... Read more »
    Published: May 30, 2020 - 8:08 am
  • Taking foot off the FIRE Pedal.
    My wife and I have been aggressively saving for retirement (maxing out 401K+IRA) for the past 6 years and thankfully it has put us in a position where if we never saved anymore for retirement I think we would still hit a normal retirement with enough to cover our expenses.... Read more »
    Published: May 29, 2020 - 11:42 pm
  • The HSA domestic partner loophole
    This is not something Ive never seen discussed here. And it seems to be a HUGE advantage to those with healthcare plans that cover cohabitants and make enough to maximize their contributions. I recently changed jobs and lost my HSA eligible plan. My current employers plan has less coverage and... Read more »
    Published: May 29, 2020 - 6:53 pm
  • The journey to Ithaka
    I immediately thought of this subreddit when I first read this poem by the Greek poet Constantine Cavafy. I found it helpful in reminding me that while Ithaka may be the goal for all of us, it isn't really the point. I made the mistake of immersing myself too much... Read more »
    Published: May 29, 2020 - 4:52 pm
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    Early Retirement Extreme

  • Video● The cake is a lie
    After reading a great post on the soul crushing aspects of 9-5 McJobs over at Monevator, I started writing a response… and as it often happens, the response got overly long and I figured I’d turn it into a blog post instead. Speaking of cakes(*), I think that’s actually part... Read more »
    Published: May 31, 2020 - 3:51 am
  • Driving towards financial independence: Reducing media costs
    “Media” is the modern equivalent of circus, as in bread and circus. It’s primary reason is not so much to keep citizens informed as it is to keep consumers entertained; and it is doing a very good job at the latter continuously refining itself to only broadcasting proven formulas, hence... Read more »
    Published: May 30, 2020 - 3:49 pm
  • The 100 things challenge
    I am sure you have all heard of the concept of reducing your number of possessions to 100 things. Why 100(*)? Probably because it makes for a great book title or blog project of the “How I did X in a year” [and then returned to my normal ways with... Read more »
    Published: May 30, 2020 - 3:48 am
  • Homemade woodworking tools – part 1
    Once upon a time, people regularly made things for themselves instead of buying them … The picture shows a bench hook, a mallet, a saw vise (hard to buy these days) to sharpen my saw(s), and a hacksaw that I made. I plan to make the hacksaw look a little... Read more »
    Published: May 29, 2020 - 3:46 pm
  • Dollar cost averaging at the pump for cheaper gas
    This may be taking it to extremes, but try dollar cost averaging at the pump for cheaper gas. Obviously this does not work if you have to detour to get gas, but if the gas station is on your route and you merely have to pull over, do this. Instead... Read more »
    Published: May 29, 2020 - 3:40 am
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    Go Curry Cracker!

  • So That’s What It Feels Like to Lose $1 Million
    My investing career has spanned some incredibly interesting timeframes – the Internet bubble burst of 2000, the Great Financial Crisis of 2008, the beginning of the COVID-19 pandemic… each unique, but with one strong commonality – in every one of them I lost what felt like a great deal of... Read more »
    Published: May 25, 2020 - 7:28 am
  • Retire Even Earlier with Deferred Compensation
    (GCC: A few months ago, today’s guest post author reached out with the desire to share knowledge about a unique option to accelerate early retirement. Thanks to a deferred compensation plan, this post was written between retirement activities in a sunny zero income tax State. Maybe this is also an... Read more »
    Published: May 11, 2020 - 9:32 am
  • 7 Years of Early Retirement Tax Optimization
    2019 was our 7th full year of this thing we do. It’s been an incredible ride – we’ve traveled, adventured, and procreated, with the best yet to come. We’ve also done a fair amount of tax optimization, paying little tax each year while taking steps to minimize future taxes. How... Read more »
    Published: May 4, 2020 - 9:29 am
  • The Go Curry Cracker 2019 Taxes
    2019 was our 2nd tax year under the Tax Cuts and Jobs Act (TCJA), 3rd year using the Foreign Earned Income Exclusion (FEIE), and 7th year of paying ~$0 in income tax on dividends, interest income, and blog revenue. But… this year I also realized a massive long-term capital gain... Read more »
    Published: April 27, 2020 - 7:07 am
  • The 2020 GCC Asset Allocation
    We have been living off our portfolio since late 2012. Along the way I’ve made only minor adjustments – annual rebalancing, minimizing long-term taxes with capital gain harvests and Roth conversions, and adding the occasional small chunk of fresh capital as blog income allowed. But after ~7 years of the... Read more »
    Published: April 20, 2020 - 7:27 am
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    1500 Days to Freedom

  • When Life Goes Off The Rails
    I’m a natural worrier. I’m also a natural planner. Two thoughts about worrying and planning: There is overlap: I’d guess that these two personality traits have strong Venn diagram overlap. In other words, if you’re a worrier, you’re probably a planner. It’s toxic: Both worrying and planning take you out... Read more »
    Published: May 18, 2020 - 10:04 am
  • A New Mortgage With A Side Of Lucky Market Timing
    Back in September, Mindy and I bought another home to live-in flip. Getting a good deal meant that we’d have to pay cash and close quickly. Here was our plan to come up with $350,000+ and what we’d do after: September 2019: Sell $100,000 in stocks, borrow $200,000 from our... Read more »
    Published: May 5, 2020 - 2:38 pm
  • Performance Update (Day 2647): COVID Crashes The Party
    My main goal* was to build an investment and cash portfolio of $1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in 1500 days**, starting from 1/1/2013 and ending in February of 2017. I made my goal in 2016, my 1500 Days are over, and I’ve left my job. In the interest of... Read more »
    Published: April 27, 2020 - 4:13 am
  • Yet Another Lazy Photo Edition
    I’m not feeing it. No time and no energy. But one quick thought: If you’re FI and quit your job, you’re going to find out who you are really quick. You don’t have to work for money anymore and you’re liberated to do whatever you want. What are you going... Read more »
    Published: April 20, 2020 - 3:45 am
  • How Are You Doing?
    I promise that this won’t turn into a COVID blog, but I just have a little more to say… FIRE is more relevant than ever right now. The economy is shut down, but significant savings allow you to ride out the storm. Mindy and I don’t have to worry about... Read more »
    Published: April 13, 2020 - 2:00 pm
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    Mad Fientist

  • What’s in My Portfolio (and How I Manage It)
    Sticking to your long-term investing goals during turbulent times can be difficult but portfolio rules and systems can help. Here are mine... Read more → The post What’s in My Portfolio (and How I Manage It) appeared first on Mad Fientist.... Read more »
    Published: May 18, 2020 - 12:18 pm
  • mp3Coronavirus Market Crash – Is This Time Different?
    The COVID-19 coronavirus pandemic has caused stocks to crash. Is this a normal bear market or is it different this time? JL Collins is here with his answer. Read more → The post Coronavirus Market Crash – Is This Time Different? appeared first on Mad Fientist.... Read more »
    Published: March 16, 2020 - 5:25 pm
  • FI Laboratory
    Track your progress to financial independence and early retirement with the free FI Tracker software and FIRE calculators inside of the FI Laboratory! Read more → The post FI Laboratory appeared first on Mad Fientist.... Read more »
    Published: November 22, 2019 - 6:05 pm
  • mp3Scott Young – Ultralearning
    Scott Young joins me on the Financial Independence Podcast to talk about "ultralearning" and why it's great for people pursuing early retirement! Read more → The post Scott Young – Ultralearning appeared first on Mad Fientist.... Read more »
    Published: October 16, 2019 - 9:00 am
  • The Best and Worst Thing About Financial Independence
    The best thing about financial independence is also the worst. I explain what it is and also share details about the secret project I've been working on! Read more → The post The Best and Worst Thing About Financial Independence appeared first on Mad Fientist.... Read more »
    Published: September 19, 2019 - 6:29 pm
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    Millennial Revolution

  • How Has Covid-19 Affected Your FIRE Journey? Part 2
    In my quest to find out if FIRE works during bear markets as well as be bull markets, I’m interviewing friends in the FIRE community, who are in different parts of the FIRE journey, to see how covid-19 has affected their financial plans. Last time, we featured Clover from SimplyCloverLiving,... Read more »
    Published: May 29, 2020 - 1:30 pm
  • All the Ways Travel Screws You Up
    The biggest culture shock of my life happened when I was 8 years old. As far as experiences go, moving from the falling down shacks and hole-in-the-ground urinals of rural China to the skyscrapers and flushable toilets of Canada felt as alien to me as moving to the moon.  My... Read more »
    Published: May 25, 2020 - 2:49 pm
  • Reader Case: House Horny in Florida
    This morning I woke up and realized it’s been a long time since I did a rent-vs-buy reader case. So I thought I’d dust off the ol’ “Housing” Gmail folder and take one for a spin. I’m weird like that. It’s getting hot here in Fort Lauderdale, Florida and I... Read more »
    Published: May 22, 2020 - 1:30 pm
  • Our Pandemic Portfolio: How are our investments doing?
    A reader recently asked us “how is your portfolio doing? Is the Yield Shield holding up?” And our reaction was “good question. We should probably take a look at that.” A side effect of not being terribly anxious during this crazy time is that we haven’t been checking our portfolio... Read more »
    Published: May 18, 2020 - 1:30 pm
  • How Has Covid-19 Affected Your FIRE Journey? Part 1
    One of the biggest criticisms of FIRE is that it only works during bull markets. Before 2020, we’d been in a bull market for the past decade, so of course when FIRE stories hit the media, the response is a derisive snort followed by the inevitable “wait until there’s a... Read more »
    Published: May 11, 2020 - 1:30 pm
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    Can I Retire Yet?

  • May 2020 Best of the Web
    This month we zoom out to focus on the big picture. How can we ask better questions to help find better retirement planning solutions? Part of that planning process is being able to filter out noise to find actionable information. I share some sources of information that I’m currently finding... Read more »
    Published: May 25, 2020 - 12:00 pm
  • The Amazing Tax Benefits of Semi-Retirement
    I spent a lot of the first decade of my professional life complaining about income taxes. But I never took time to understand how we are taxed, how much influence we have over our tax burden, and how friendly the tax code is to retirees, particularly early retirees. One of... Read more »
    Published: May 18, 2020 - 3:46 pm
  • Retiring With Extreme Low Interest Rates
    The COVID-19 pandemic has caused financial chaos. Many eyes are focused on the stock market, massive government spending programs, and oil prices. Are we underestimating the fundamental change that will have the biggest long term financial impact for retirees? As of May 8th, 2020, the interest rate on 10 year... Read more »
    Published: May 11, 2020 - 12:37 pm
  • Analyzing a Variable Annuity
    Variable annuities get a lot of bad press. Especially in the do-it-yourself financial independence world. The party line, which I’ve generally accepted, is that variable annuities are complex, costly products sold only to unsophisticated consumers. Highly-respected financial writer Scott Burns wrote in Variable Annuities: A Product That Doesn’t Add Up... Read more »
    Published: May 4, 2020 - 3:05 pm
  • April 2020 Best of the Web
    I hope you’re all doing well physically and mentally through this challenging time. Things are pretty surreal here.  In a one week stretch in mid-March we learned of the severity of the pandemic and watched the financial chaos along with the rest of you. On top of that, we experienced... Read more »
    Published: April 27, 2020 - 12:52 pm
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    Root of Good

  • April 2020 Financial Update
    Another month in the record books. What a month it was! During these "interesting" times we are taking it one month at a time and remaining flexible about our expectations for the near future. It appears we are on the cusp of everyone giving up on the whole "stay at... Read more »
    Published: May 5, 2020 - 9:30 am
  • March 2020 Financial Update – Rollercoaster Edition
    Did March seem like a particularly long month to anyone else? Looking back at my month in review, I have a hard time believing the world has changed so much in one month. In America it was mostly business as usual on March 1st. However by March 31st we are... Read more »
    Published: April 6, 2020 - 9:30 am
  • Confessions Of A Frugal Millionaire
    Unless you are an heir to a big fortune or you have won the lottery, you have to work hard to have money.  To accumulate wealth, you have to make more money than you spend.  The key is to keep your expenses low.  And there will be sacrifices.  Nothing crazy... Read more »
    Published: April 1, 2020 - 2:28 pm
  • February 2020 Financial Update and thoughts on the Coronavirus
    Well folks, we're in the middle of a pandemic. It's amazing how much life has changed since I wrote my last blog post a month ago. I am certain that the next few months will bring even more change.  I'll cover my regular monthly financial stats in the first several... Read more »
    Published: March 16, 2020 - 9:30 am
  • January 2020 Financial Update
    January is over and February is already half way over. It's been a busy month here at the Root of Good house and I've been a total slacker when it comes to blogging. Since the start of the year we have researched, planned, and booked not one, but two (!!)... Read more »
    Published: February 18, 2020 - 10:30 am
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    jlcollinsnh

  • Investing with Vanguard for Europeans: 2020 update
    Please Note: If you are outside Europe and the US, please be sure to read thru the comments on the original of this post. They have become a valuable forum for investors from all over the world. Who knew? Certainly not I. This all started when I wrote a series... Read more »
    Published: April 22, 2020 - 5:40 am
  • Part XVII-B: ETF vs. Mutual Fund — What’s the difference?
    While I touched on it in Part XVII, the differences between ETFs and Mutual Funds is a recurring question here. Perhaps I should have covered it better. Let’s do that now. We’ll use VBTLX and its ETF version, BND, as examples since those were my choices in my most recent move.... Read more »
    Published: April 14, 2020 - 11:16 pm
  • Reviewing the comments on my post of April 1st
    Boy howdy. I’m going to have to be sure to look more carefully at the calendar before I put up a post with momentous news.  Thank you for the outpouring of your mostly kind and creative comments on it. I’m impressed. Not one of you seriously believed I’d cracked the... Read more »
    Published: April 5, 2020 - 11:24 am
  • Why I will no longer be writing this blog
    My ship has come in and I am riding off into the sunset. To mix a couple of metaphors. If you are a fan, you are likely a bit shocked and disappointed. I am sorry for that. If you are one of my detractors, like Bob here on twitter… Bob’s... Read more »
    Published: April 1, 2020 - 5:17 am
  • My move from VMMXX to VBTLX
    In my recent post Taking Advantage of Mr. Bear, I described how this current decline offered me the opportunity to move from VTSAX (stocks) to VMMXX (cash) in my taxable account while simultaneously moving an equal amount of VBTLX (bonds) to VTSAX in my IRA. This had the effect of maintaining... Read more »
    Published: March 29, 2020 - 6:51 pm
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    Mr. Free At 33

  • How To Build A $1 Million Stock Portfolio
    I’ve partnered with Daily Trade Alert on a thrilling new video series. The videos will be published on DTA’s YouTube channel. I’m excited to discuss passive income, dividend growth investing, financial freedom, and individual stock ideas. This is a whole new platform for us to provide value to everyone, and... Read more »
    Published: May 30, 2020 - 2:11 pm
  • Time To Buy This Best-In-Breed Bank?
    I’ve partnered with Daily Trade Alert on a thrilling new video series. The videos will be published on DTA’s YouTube channel. I’m excited to discuss passive income, dividend growth investing, financial freedom, and individual stock ideas. This is a whole new platform for us to provide value to everyone, and... Read more »
    Published: May 26, 2020 - 1:08 pm
  • Undervalued Dividend Growth Stock Of The Week
    Every Sunday, I uncover a high-quality dividend growth stock that appears to be undervalued. These pieces are published at Daily Trade Alert, which is a site that focuses on dividend growth investing, stocks, and unique investment opportunities. I’ve been writing for them for years now, and they’re just great over... Read more »
    Published: May 24, 2020 - 10:26 am
  • Is Buffett Selling Stocks?!
    I’ve partnered with Daily Trade Alert on a thrilling new video series. The videos will be published on DTA’s YouTube channel. I’m excited to discuss passive income, dividend growth investing, financial freedom, and individual stock ideas. This is a whole new platform for us to provide value to everyone, and... Read more »
    Published: May 22, 2020 - 3:33 pm
  • Buffett’s Latest Trades
    I go over Berkshire Hathaway’s latest buys and sells in their common stock portfolio each quarter, after their latest 13F is released. I’m a huge fan of Warren Buffett, as are millions of other investors around the world. And so it’s a great honor to see what he’s up to.... Read more »
    Published: May 20, 2020 - 11:32 am



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    The Wealthy Accountant

  • 10 Ways to Earn an Extra $10,000 This Year
    There are so many reasons to ask, How can I make an extra $10,000 this year? Maybe you want to retire early and a small extra income will do the trick coupled with your savings and investments. The economy might be bad, your hours cut or are unemployed. Maybe you... Read more »
    Published: May 22, 2020 - 7:16 pm
  • The CARES Act: Maximizing the Employee Retention Credit (ERC)
    A large number of business owners have avoided the many benefits the government has offered in these trying times. The large number of choices has led to a perfect example of people's behavior when confronted with too many choices. Even tax professionals are struggling to understanding all the different programs.... Read more »
    Published: May 16, 2020 - 4:54 pm
  • This is Not the Next Great Depression
    The willingness of leaders in Washington to spend whatever is necessary, coupled with the Federal Reserve's willingness to use unlimited resources to counter the economic dislocation, make it impossible for economic activity to descend into the chaos of the 1930s. Stimulus checks to individuals and forgivable loans to small businesses... Read more »
    Published: May 6, 2020 - 3:53 pm
  • Now is the Time to Retire
    Maybe today isn't the ideal time to take the early retirement you planned. But the day is fast approaching. The pandemic will pass, economic activity will increase and the market will travel to new highs. Beginning retirement when the economy is at the beginning stages of a bull market allows... Read more »
    Published: April 25, 2020 - 5:57 pm
  • Why the Economy Will Struggle to Restart
    Restarting the economy is going to be more difficult than it was stopping it. A vigorous discussion on the topic is desperately needed as many feel talking about opening the economy is akin to reigniting the infection rate when in reality the discussion is needed to formulate an appropriate and... Read more »
    Published: April 16, 2020 - 2:26 pm
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    Our Next Life

  • Recession, Coronavirus and the Future of FIRE
    We're in an unprecedented moment in history, with people staying home, businesses closed, stock markets going for a wild ride, and most of all, fear for our lives as the coronavirus pandemic worsens. What does all of this mean for the FIRE movement? What does it mean for you? Read... Read more »
    Published: March 25, 2020 - 7:20 am
  • Doing the Thing That Scares You
    One of the biggest things I've discovered in the last year is how badly I still want to be challenged despite having left my career behind. In fact, I want it so badly that I'm having to redefine what "challenge" even means to me. A real challenge involves some risk,... Read more »
    Published: February 12, 2020 - 8:57 am
  • Two Years of Early Retirement // Impact, Lessons and Future Changes
    It's exactly two years since we waved goodbye to our careers and embarked on our early retirement, what we always thought of as our next life. Now we're reflecting on what we've learned and accomplished in these first two years of this next chapter of life, along with what we... Read more »
    Published: December 16, 2019 - 8:46 am
  • New Life Rhythms, A Delayed Reckoning and Being Okay with Blogging Less
    I'm gradually moving toward a less frequent blogging schedule, driven largely by the evolving way I'm viewing and experiencing life in early retirement. This second year of early retirement has been a lot different from the first, and as I learn and evolve more, I'm discovering new ways of approaching... Read more »
    Published: September 16, 2019 - 9:51 am
  • Don’t Let Life Get Too Easy in Early Retirement
    In early retirement, we have the opportunity to make life easy, maybe too easy. And while that may sound great (no commute! no travel at the most crowded times!), a life that's too easy is actually bad for us. Let's dig into why that is and what we should all... Read more »
    Published: July 29, 2019 - 8:26 am
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    Fiery Millennials

  • VideoReducing my Impact
    I might have mentioned this before, so bear with me if that’s the case. When I was growing up, Girl Scouts was a huge chunk of my life. Much of who I am today can be directly traced back to a troop meeting, campouts, a week at camp or my... Read more »
    Published: May 25, 2020 - 7:00 am
  • Monthly Status Report: April 2020
    Disclaimer: some links may be affiliate links. They help offset the cost of keeping this blog running! Why do I do a monthly status report? I find it best to do a monthly status report for a few reasons. It helps me evaluate how I did the previous month. Did I hit a target reduction in spending or did... Read more »
    Published: May 21, 2020 - 6:00 am
  • Monthly Status Report: March 2020
    Disclaimer: some links may be affiliate links. They help offset the cost of keeping this blog running! Why do I do a monthly status report? I find it best to do a monthly status report for a few reasons. It helps me evaluate how I did the previous month. Did I hit a target reduction in spending or did... Read more »
    Published: April 13, 2020 - 9:23 am
  • Marching Onwards
    Y’all, I barely even know where to begin. Life is insane. My world, and all of our worlds, have been tossed upside down in the last 30 days. People are falling ill with a new virus that no one has immunity to and dying in record numbers. Entire communities are... Read more »
    Published: April 9, 2020 - 6:40 am
  • Monthly Status Report: February 2020
    Disclaimer: some links may be affiliate links. They help offset the cost of keeping this blog running! Why do I do a monthly status report? I find it best to do a monthly status report for a few reasons. It helps me evaluate how I did the previous month. Did I hit a target reduction in spending or did... Read more »
    Published: March 30, 2020 - 9:16 am
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    The Money Mustache Community

  • ● Re: Trump outrage of the day
    Quote from: PKFFW on Today at 01:06:30 AMQuote from: AnnaGrowsAMustache on May 30, 2020, 05:48:53 PMI'm not an american, but I think you have an Insurrection Act that allows the army to...... Read more »
    Published: May 31, 2020 - 8:11 am
  • ● Re: Trump outrage of the day
    Quote from: PKFFW on Today at 01:06:30 AMQuote from: AnnaGrowsAMustache on May 30, 2020, 05:48:53 PMI'm not an american, but I think you have an Insurrection Act that allows the army to...... Read more »
    Published: May 31, 2020 - 8:10 am
  • ● Re: Best read books lately?
    Interesting, thanks for pointing this out. Haven't read any of his books jet, but will keep it in mind once get to one.Quote from: MustacheAndaHalf on May 30, 2020, 10:18:41 PMMost of the above books are hundreds of page...... Read more »
    Published: May 31, 2020 - 8:03 am
  • ● Re: Race from 10 to 100k!!
    Quote from: Ze Stash on May 01, 2020, 03:46:05 AMNet worth:01/01/2019: -    109,47 €01/02/2019:      269,41 € (+   378,88 €)01/03/2019:      890,47 € (+   621,06 €)01/04/2019: ...... Read more »
    Published: May 31, 2020 - 7:58 am
  • ● Re: This is when the market will stop dropping.
    There is the old quote "what feels comfortable is rarely profitable." This thread has been a perfect reflection of general investor sentiment and doing what is most comfortable rather than what has historically shown to be most profitable as we go thr...... Read more »
    Published: May 31, 2020 - 7:55 am
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    Early Retirement Extreme Forums

  • ● Lifestyle Questions • Re: Stuff you own but wish you didn't...
    @those (still active) that commented in 2015 — what of these things do you still have? Statistics: Posted by horsewoman — Sun May 31, 2020 3:14 am... Read more »
    Published: May 31, 2020 - 8:14 am
  • ● ERE Journals • Re: Freedom through Frugality: Sabaka's Journal
    Monthly update!May 2020 SummaryLedger:Name -Cost (£)Recurring exp -5.95Food -10.84Misc -185.9Languages -25.89Charity -81.6Total (£) -310.18Spent a little bit more this month, compared to previous ones. This is entirely due to buying a couple of one-off things. Firstly, I ordered a new pair of boots. Having so far ignored Sam Vines' boots... Read more »
    Published: May 31, 2020 - 6:58 am
  • ● Lifestyle Questions • Re: Patronage/Matronage
    @alphaville - those personality typing things etc might not be hard science or reductionist, but for some people it is a valuable and frankly necessary tool to try to make sense of the baffling way 95% of the people around them act... I don't understand people, but I understand patterns,... Read more »
    Published: May 31, 2020 - 6:24 am
  • ● ERE Journals • Re: Lemon's Journal
    WorkStepped down from the Overflow ITU a couple of weeks ago. The day that closed was a good day. Currently the hospital is not as busy as normal. There is no elective surgery work going on so we are only having to deal with emergency cases for my department, roughly... Read more »
    Published: May 31, 2020 - 6:03 am
  • ● ERE Journals • Re: MedSaver's Journal
    May 2020 UpdateLiabilities:Mrs. MedSaver loansTotal student loans (5 year fixed ~1.9%) = $1,400MedSaver loansStudent loans blended (5 year 3.5% fixed) = $12,380IRA/Brokerage/403b/457/cash: $1,238,879Net:+$1,225,099The next few months will look very strange for a few reasons. We are in the process of buying a house and my old job has initiated the... Read more »
    Published: May 31, 2020 - 5:20 am
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    montanamoneyadventures.com

  • Clear is Kind, Communication with Brad Barrett
    Jillian is excited to be joined by Brad Barrett to share an experience and discuss an important topic: clear is kind. The discussion is centered around having clear expectations, clear boundaries, and clear preferences.   Listen here at Lisbyn, Apple, Castbox, or your favorite player. Jillian sent an email to Brad... Read more »
    Published: May 25, 2020 - 5:39 pm
  • How to Actually Find Your Passion
      Discovering Your Passion vs Following Your Passion. You may often hear people say to follow your passion. While it may be surprising to some, Jillian doesn’t like this advice at all. This isn’t good advice because it leads people to assume they must have a passion to follow right... Read more »
    Published: May 18, 2020 - 9:07 pm
  • Get Out of Your Own Way with Dave Hollis
    Jillian is excited to be joined by author Dave Hollis to discuss his journey toward self-help and improvement. Listen here at Lisbyn, Apple, Castbox, or your favorite player. Challenging Assumptions About Self-Help Throughout most of his life, Dave was wary of anything that involved self-help. He believed that seeking self-help... Read more »
    Published: May 11, 2020 - 3:50 pm
  • Be You Bravely
    Be you, bravely! That is the theme of season three—looking at how we deal with the expectations of others and how we respond to what they think we should be. Other topics include setting boundaries, clear communication, and how to become more integrated in our lives.  Listen here at Lisbyn, Apple, Castbox, or... Read more »
    Published: May 4, 2020 - 8:02 pm
  • Demystifying Index Fund Investing with JL Collins
    This episode is all about index fund investing. Figuring out how to invest can be a big challenge for many people, Jillian included. JL Collins joins her to talk about how to simplify the process. Listen here at Lisbyn, Apple, Castbox, or your favorite player. Investing in the Market can... Read more »
    Published: April 27, 2020 - 8:46 pm
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    Done by Forty

  • In This Together
    Sorry for staying away so long, friends. I've always found it weird when bloggers apologize for not writing, but I do feel a kind of guilt for being away for two months. I wish I had a better excuse other than the fact that I've been busier than I've ever... Read more »
    Published: May 26, 2020 - 1:00 pm
  • It's Been a Minute
    I've been sick, dear readers. For the past two plus weeks, I've had something that feels a lot like the flu. Though I was tested for the flu and it came back negative so I guess that means it was something...other than the flu. But the only test available was... Read more »
    Published: March 16, 2020 - 12:00 pm
  • VideoA Little Past Financial Independence
    Before we dive in to this week's post, I wanted to mention that I was a guest on one of my favorite podcasts last week: Jamila Souffrant's Journey to Launch.I've been listening to Jamila's podcast for while and it was such a cool, surreal experience to get to chat with... Read more »
    Published: February 23, 2020 - 12:00 pm
  • VideoMaybe We Won’t Retire Just Yet?
    Mrs. Done by Forty and I have always been planners. Early on in our relationship, we created a New Year's Day tradition of going to The Olive Garden and planning out the upcoming year over salad and breadsticks.The restaurant has changed but the routine is the same: we both bring... Read more »
    Published: February 17, 2020 - 1:00 pm
  • Middle Class Wealth - 2020 Update
    When I saw CBS's video on how America's wealth was divided between quintiles, the five groupings that each hold 20% of all households, I remembered that it had been over five years since I'd written a post outlining how much wealth each quintile had.How had things changed?Unfortunately, the Census Bureau... Read more »
    Published: February 3, 2020 - 12:00 pm
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    The Golden Albatross

  • The Pension Series (Part 21): Lump-Sum Buyout Offers
    Grumpus Maximus conducts an academic review of pension lump-sum buyout offers. The post The Pension Series (Part 21): Lump-Sum Buyout Offers appeared first on The Golden Albatross.... Read more »
    Published: April 28, 2020 - 10:00 am
  • Making Bold Adjustments
    Looking for a way to make transformative change? Chris Pascale recommends making bold adjustments in your life as opposed to incremental change. Go bold or go home! The post Making Bold Adjustments appeared first on The Golden Albatross.... Read more »
    Published: April 21, 2020 - 11:38 pm
  • The Golden Albatross vs. Kiwi Arbitrage
    Interested in moving to New Zealand, the land of Kiwis? Grumpus Maximus discusses how he and his family determined if "Kiwi Arbitrage" was affordable. The post The Golden Albatross vs. Kiwi Arbitrage appeared first on The Golden Albatross.... Read more »
    Published: January 12, 2020 - 10:55 am
  • Thankful For My Bronze Medal
    Grumpus Maximus returns to blogging with his annual Thanksgiving message all about Olympic medalists, ceremonies, speeches, and being thankful. The post Thankful For My Bronze Medal appeared first on The Golden Albatross.... Read more »
    Published: November 20, 2019 - 4:23 am
  • The Pension Series (Part 11) : Pension Lump Sum Case Study — Updated
    This is a substantive revision to the original Pension Series Part 11 article I published on 18 JAN 2018. I updated this article because I have a new method for calculating the Total Dollar Value (TDV) of pensions that do not possess a Cost of Living Adjustment (COLA). The new... Read more »
    Published: November 14, 2019 - 5:00 am
    +

    Budgets Are Sexy

  • Farewell, my friends!
    Farewell, my friends! Well this is The Day, my friends!! 12 years, 3 months and 17 days since writing my first post here, and now it’s time to say farewell! Eek! We sure had fun though, didn’t we??? And got a lot OLDER in the process? Lol… I started this... Read more »
    Published: May 29, 2020 - 9:02 am
  • Ask Me Anything!
    Ask Me Anything! Hey guys!! Tomorrow’s my last day here!! If there was anything you ever wanted to ask me, now’s your shot! 🙂 Can be about money, biz, love, life, kids, mohawks – whatev! If I can legally (and consciously) answer you, I will 😉 Drop your questions down... Read more »
    Published: May 28, 2020 - 9:04 am
  • “My financial journey began when my father passed away 1.5 yrs ago”
    “My financial journey began when my father passed away 1.5 yrs ago” Morning, fam! So we got this entry into our giveaway-palooza last week (winners listed here btw), and after reading it I couldn’t help but pry a little and share her story 😉 Here’s her original note below, followed... Read more »
    Published: May 27, 2020 - 9:04 am
  • How I Built and Sold My Amazon FBA Business For 7 Figures
    How I Built and Sold My Amazon FBA Business For 7 Figures [Morning y’all! Recently found out that a former personal finance blogger sold his Amazon FBA business for roughly $5,000,000 (!) after starting it only 5 years ago (!!), so if you’ve ever been interested in running an FBA,... Read more »
    Published: May 26, 2020 - 9:02 am
  • The Lifetime-Net Worth-Simulator
    The Lifetime-Net Worth-Simulator Happy Memorial Day everyone!! While you’re out reflecting and celebrating today, let me suggest another fun (and FREE) activity to include for your enjoyment: Filling out this Lifetime-Net Worth-Simulator! From a new blogger on the scene, Money Is a Solved Problem, who wants to help in his... Read more »
    Published: May 25, 2020 - 9:02 am



    +

    Military Guide

  • How I Planned 8 Months of Travel
    This post is brought to you by Mark Delaney at The Veteran Professional.  If you’re interested in contributing at The-Military-Guide.com, please see our posting guidelines. My commander looked at my packet of paperwork to leave the military and saw that I was planning on signing out on terminal leave in... Read more »
    Published: May 28, 2020 - 3:00 pm
  • “I’m 59.5 Years Old And Done Writing About *My* Money”
    We’re aging out. As many of you know from your research, 59.5 is the minimum age for starting optional withdrawals from an IRA. Nearly everyone worries about how they’ll tap their IRA for living expenses when they reach financial independence before 59.5.  (Although there are many penalty-free exceptions to this... Read more »
    Published: May 14, 2020 - 3:00 pm
  • From The Mail Buoy: Hawaii Investment Rental Properties
      A reader writes: Hello Doug. I really enjoyed your interviews and what you have to say about how you got to where you are now. I am looking into financial independence as well. I had a late start, so I feel it’s going to take a while for me... Read more »
    Published: April 30, 2020 - 3:00 pm
  • USAA, Victory Capital, And Schwab: Now What?!?
        USAA has sold its investment businesses to Victory Capital and Schwab.  Let’s analyze how that’s going to affect your plans for financial independence. The sale of the Asset Management Company includes USAA’s mutual funds, exchange-traded funds, and 529 accounts. It closed in 2019 and Victory expects to finish... Read more »
    Published: April 16, 2020 - 3:00 pm
  • Fear And Despair In The Time Of Bear Markets
    Let’s discuss your plan for getting through a bear market and reaching financial independence. If you don’t have a plan, then by the end of this post you’ll know how to craft one. You’ll feel good about taking action and you’ll sleep better at night. You’ll cope with these situations... Read more »
    Published: April 2, 2020 - 3:00 pm
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    The Frugal Vagabond

  • Living Abroad: Five Essential Survival Skills
    Living abroad is as alluring as it is polarizing. Five skills that will make your life abroad a success. The post Living Abroad: Five Essential Survival Skills appeared first on The Frugal Vagabond.... Read more »
    Published: March 2, 2020 - 2:00 pm
  • Spanish Non-Lucrative Visa Renewal
    Spain can get under your skin. In the course of living here for the full first year of our non-lucrative visa, we’ve come to love our home, our city, Spanish food and culture, and most of all, the close friends… The post Spanish Non-Lucrative Visa Renewal appeared first on The... Read more »
    Published: August 22, 2019 - 1:32 pm
  • Surgery in Thailand: Bumrungrad International Hospital
    I seek treatment at Bumrungrad International Hospital for a growth in my chest. How did it go? Was it cost effective to travel to Thailand for medical care? The post Surgery in Thailand: Bumrungrad International Hospital appeared first on The Frugal Vagabond.... Read more »
    Published: February 7, 2019 - 2:00 pm
  • Semi-FIRE Abroad: Ordinary Days, Extraordinary Life
    We've been living here in Spain for about four months now, so how is it going? Is it everything we'd hoped for? What do we miss most (and what do we not miss at all)? Just what are we doing with all that spare time? The post Semi-FIRE Abroad: Ordinary... Read more »
    Published: July 22, 2018 - 9:00 pm
  • Obtaining Your Spanish Residency Card (Tarjeta de Identidad de Extranjero)
    How to get your Spanish Residency Card (Tarjeta de Identidad de Extranjero) once you've arrived in Spain. You got your residence visa, now it's time to seal the deal! The post Obtaining Your Spanish Residency Card (Tarjeta de Identidad de Extranjero) appeared first on The Frugal Vagabond.... Read more »
    Published: May 14, 2018 - 4:00 pm
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    Afford Anything

  • mp3PSA Thursday – Your Guide to Giving: How to Donate, Volunteer and Practice Spontaneous Kindness
    [smart_track_player url="https://traffic.libsyn.com/secure/paulaandjaymoney/AA258b_PSA_Thursday_May_28.mp3" title="Ask Paula: Can I Quit My Job Before I'm Financially Independent?" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] Let's start with the good news: the majority of U.S. households, 6 in 10, donate money to nonprofits and charities, and 1 in 4 adults in... Read more »
    Published: May 29, 2020 - 9:59 pm
  • mp3#258: Ask Paula – Can I Quit My Job Before I’m Financially Independent?
    [smart_track_player url="https://traffic.libsyn.com/paulaandjaymoney/AA258.mp3" title="Ask Paula: Can I Quit My Job Before I'm Financially Independent?" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] “Burned Out in Boston” wants to reach financial independence. But she’s not sure she can stick it out in Boston much longer. She and her husband... Read more »
    Published: May 26, 2020 - 12:15 am
  • VideoThe Lamborgurus, driving their Scamborghinis …
    You know those flashy "real estate seminar" types, the ones who wear $10,000 wristwatches and flash cheesy Powerpoint slides of their Lamborghini at you? 🙄 Don't trust them. (I reaaaalllly hope I'm stating the obvious.) I call them Lamborgurus, driving their Scamborghinis. They can be found lurking in the spotlight,... Read more »
    Published: May 26, 2020 - 12:10 am
  • “Invest in real estate during a pandemic? Are you crazy?”
    “Invest during a pandemic? Are you crazy?” That’s a reasonable question. Why would anyone want to invest in a volatile market and in the midst of economic uncertainty? But recessions create opportunities. Yes, it’s terrible that millions have lost jobs and suffered huge portfolio losses, but the unfortunate reality is... Read more »
    Published: May 21, 2020 - 4:02 am
  • mp3#257: How to Stop Screwing Up Our Finances, Even in a World That Leads Us Astray — with Dr. Dan Ariely
    [smart_track_player url="https://traffic.libsyn.com/paulaandjaymoney/AA257.mp3" title="How to Stop Screwing Up Our Finances, Even in a World That Leads Us Astray -- with Dr. Dan Ariely" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] “The checking account is like the trash can of personal finance.” Today’s podcast guest, the famed behavioral... Read more »
    Published: May 18, 2020 - 12:40 pm
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    Side Hustle Nation

  • 389: How to Host a Successful Virtual Summit for Influence, Impact, and Income
    Do you want to connect with industry leaders and influencers in your niche while selling to a wider audience? That’s what today's guest Liam Austin of entrepreneursHQ.com wanted to do – so he created and hosted a virtual summit. That was back in 2015. Liam made $50k off that summit,... Read more »
    Published: May 28, 2020 - 9:00 am
  • How to Become a Translator: Freelance and Make $20+/hr From Home
    If you speak more than one language, becoming a translator is an excellent side hustle. Language services are in demand around the globe, with everyone from the retail sector to the medical community using translation and localization services. Today, we’re going to be taking a detailed look at what’s involved... Read more »
    Published: May 27, 2020 - 12:00 pm
  • 9 Steps to Become a Freelance Artist (and Crush It) in 2020
    Being a freelance artist is shrouded in stereotypes. You’ve probably heard the term “starving artist” enough to last a lifetime. The truth is the starving artist stereotype is outdated, proven false by millions of freelance artists around the world who are making good money doing work that fulfills them. It's... Read more »
    Published: May 25, 2020 - 12:00 pm
  • The Path from “No Skills” to $3k a Month on the Side
    Are you stuck with the idea that you don’t have the skills or experience to work as a freelancer? Today’s guest, Chris Misterek of SelfMadeWebDesigner.com didn’t let that hold him back. He went from being in a tight spot personally and financially, to bringing in an average of $3k a... Read more »
    Published: May 21, 2020 - 9:00 am
  • 20 In-Demand Freelance Skills: High Paying Jobs To Learn and Work Online
    What freelance skills are most in-demand right now? Freelancing is one of the fastest side hustle ideas to start, and one of the fastest growing employment segments in the US. But if you don't have any immediately freelance-able skills, it can be frustrating to know where to begin. The good... Read more »
    Published: May 18, 2020 - 12:00 pm
    +

    Side Hustle Nation

  • 389: How to Host a Successful Virtual Summit for Influence, Impact, and Income
    Do you want to connect with industry leaders and influencers in your niche while selling to a wider audience? That’s what today's guest Liam Austin of entrepreneursHQ.com wanted to do – so he created and hosted a virtual summit. That was back in 2015. Liam made $50k off that summit,... Read more »
    Published: May 28, 2020 - 9:00 am
  • How to Become a Translator: Freelance and Make $20+/hr From Home
    If you speak more than one language, becoming a translator is an excellent side hustle. Language services are in demand around the globe, with everyone from the retail sector to the medical community using translation and localization services. Today, we’re going to be taking a detailed look at what’s involved... Read more »
    Published: May 27, 2020 - 12:00 pm
  • 9 Steps to Become a Freelance Artist (and Crush It) in 2020
    Being a freelance artist is shrouded in stereotypes. You’ve probably heard the term “starving artist” enough to last a lifetime. The truth is the starving artist stereotype is outdated, proven false by millions of freelance artists around the world who are making good money doing work that fulfills them. It's... Read more »
    Published: May 25, 2020 - 12:00 pm
  • The Path from “No Skills” to $3k a Month on the Side
    Are you stuck with the idea that you don’t have the skills or experience to work as a freelancer? Today’s guest, Chris Misterek of SelfMadeWebDesigner.com didn’t let that hold him back. He went from being in a tight spot personally and financially, to bringing in an average of $3k a... Read more »
    Published: May 21, 2020 - 9:00 am
  • 20 In-Demand Freelance Skills: High Paying Jobs To Learn and Work Online
    What freelance skills are most in-demand right now? Freelancing is one of the fastest side hustle ideas to start, and one of the fastest growing employment segments in the US. But if you don't have any immediately freelance-able skills, it can be frustrating to know where to begin. The good... Read more »
    Published: May 18, 2020 - 12:00 pm
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    Accidental Fire

  • The Cycle Of Middle Management
      Subscribe To New Posts Here! The post The Cycle Of Middle Management appeared first on Accidental Fire.... Read more »
    Published: May 29, 2020 - 8:30 am
  • Master Delayed Gratification, Achieve Financial Independence
    NOTE – *This is another post I wrote right before the pandemic started. And yes, I still have the candy 🙂 I’m writing this in early March 2020, and I still have a few pieces of Halloween candy left in... The post Master Delayed Gratification, Achieve Financial Independence appeared first... Read more »
    Published: May 26, 2020 - 8:15 am
  • T.G.I.F. Friday: Volume 17
    Welcome to “Thank God I’m FI” Friday, Volume #17! Here are some things I really like and that you might too.    Finance Articles The Amazing Tax Benefits of Semi-Retirement (Can I Retire Yet) – “Semi-retirement can feel a lot... The post T.G.I.F. Friday: Volume 17 appeared first on Accidental... Read more »
    Published: May 22, 2020 - 8:15 am
  • The Trade-Offs Of Going Part Time
    If you’re a new reader and not familiar with my backstory, in a nutshell I became financially independent in my mid-40’s and went down to 20 hours a week at my W2 job.  I now spend the newly freed 20... The post The Trade-Offs Of Going Part Time appeared first... Read more »
    Published: May 19, 2020 - 8:15 am
  • Announcing My Geoarbitrage Resources Page
    Geoarbitrage can be defined as taking advantage of an area with a lower overall cost of living to save money and thus build wealth.  It’s a great strategy if you’re striving to reach financial independence as it can help you... The post Announcing My Geoarbitrage Resources Page appeared first on... Read more »
    Published: May 15, 2020 - 8:15 am
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    Independently Financed

  • Mass death is a supply shock, too
    Become a Patron!It became fashionable in the 20th century to distinguish between two kinds of sudden changes, or “shocks” that could impact an economy, for better or worse: demand-side shocks and supply-side shocks. This conceit has played such an important role in economic policy-making, it’s worth looking at iconic examples... Read more »
    Published: May 23, 2020 - 10:12 pm
  • Thoughts on receiving both EIDL and PPP loans
    Become a Patron!Last week I wrote about my successful Economic Injury Disaster Loan experience, and mentioned in passing “the programs [EIDL and PPP] are very different, and while not technically mutually exclusive (you can take out loans from both programs, under certain conditions), most businesses will only take advantage of... Read more »
    Published: May 18, 2020 - 7:22 pm
  • My Unemployment Insurance Saga, or, Not All Heroes Wear Capes
    Become a Patron!This is a post I’ve been looking forward to writing for 7 weeks, and had started to give up hope I’d ever be able to publish: today I found out my unemployment insurance claim has finally been approved and paid. How unemployment insurance “works”Until the present crisis, most... Read more »
    Published: May 16, 2020 - 8:00 pm
  • My successful Economic Injury Disaster Loan story
    Become a Patron!I’ve been looking forward to this post for over a month, so I’m glad to finally be able to write up the complete story of my Economic Injury Disaster Loan. I know a lot of people are at different stages of the process, so hopefully this will be... Read more »
    Published: May 12, 2020 - 6:52 pm
  • “Use it or lose it” is the most important feature of retirement accounts
    Become a Patron!I consider it an inevitable misfortune that conversations about investing begin and end with “what should I invest in?” An unsophisticated questioner might mean “what stocks do you think will go up?” while a sophisticated one means “what should my allocation be to low-cost stock and bond ETF’s?”... Read more »
    Published: April 28, 2020 - 6:32 pm
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    Mr Crazy Kicks

  • Guest Post at Physician on FIRE
    If you haven’t already seen it, Physician on FIRE is a blog about achieving financial independence while working in the medical field. Even though the blog is focused on challenges facing physicians, the financial aspects are still the same. Work toward … Continue reading → The post Guest Post at Physician... Read more »
    Published: January 3, 2019 - 10:09 pm
  • How Much Can a Greenhouse Extend the Growing Season?
    Last year I designed and built a hoop house for around $650 in materials. I didn’t want to waste money heating the thing, so the plan was to keep it passive. Since I never worked with an unheated greenhouse before, … Continue reading → The post How Much Can a... Read more »
    Published: October 23, 2018 - 1:04 pm
  • Should I Pay Off My Mortgage?
    Having a paid off house has always been a goal. Living mortgage-free sounds awesome, but it can also put the brakes on financial growth. Any money put toward home equity is robbing investment accounts of hard working capital. After years … Continue reading → The post Should I Pay Off... Read more »
    Published: September 18, 2018 - 2:27 pm
  • How to Get Started Hunting Mushrooms
    I love hiking in the shade of the woods, racing to the top of a mountain to take in a satisfying view. Lately however, I’m less interested in flying up rocks and roots to see the world from afar. I’ve … Continue reading → The post How to Get Started... Read more »
    Published: August 14, 2018 - 12:22 pm
  • Reflecting on Two Years of Early Retirement
    For years, I spent my days waking up early and rushing to wash, dress, and sit in traffic only to sit in a cube waiting to rush home. All that time, I was propped up by dreams of a freer … Continue reading → The post Reflecting on Two Years... Read more »
    Published: June 26, 2018 - 1:07 pm
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    The Happy Philosopher

  • How to Prepare for Life After Residency
    Burnout and Finance I was recently asked to speak to a bunch of medical residents about my story of burnout and my general philosophy on finance and life. I declined for a variety of reasons, but upon reflection I realized that this was a topic I had not addressed. This... Read more »
    Published: September 9, 2019 - 11:06 pm
  • A Podcast, Guest Post, and Random Musings
    Hey philosophers, just wanted to let you know about a couple of small projects I participated in recently. I haven’t had much time or motivation to write these last couple of weeks. I have been paying the work price for my two week vacation to Alaska. Flexibility to take a... Read more »
    Published: August 5, 2019 - 6:50 pm
  • Running, Purpose, and Bears (Oh, my!)
    As my feet rhythmically hit the belt of the treadmill, it briefly occurred to me this was perhaps the weirdest time to start my journey back to some sort or reasonable physical fitness. The treadmill was gently rocking side to side and I was looking out at an endless expanse... Read more »
    Published: July 15, 2019 - 12:38 am
  • Why A Physician Should Work Full-Time
    As an evangelist of part-time work for physicians, I occasionally get an e-mail from a physician reader asking if cutting back on work is the right move for them. Often times they are early in their training, and I’m not sure how to respond. I feel conflicted. I know what... Read more »
    Published: May 1, 2019 - 3:06 am
  • The Government Doesn’t Want you to Work (Too Much)
    A feeling of dread suddenly came over me. The numbers just didn’t add up, yet I could not figure out where I went wrong. Maybe I typed something in wrong or missed a section, but everything looked more or less complete. Maybe I’m just getting too old for this and... Read more »
    Published: April 16, 2019 - 1:51 am





    +

    Slowly Sipping Coffee

  • False Peaks Suck!
    For anyone that’s ever done any mountaineering, or just plain old hiking in the mountains you’ve experienced false peaks. For those not aware of the term, it’s essentially when you see “the top”, push to “the top”, only to get to “the top”, and then you see the actual peak... Read more »
    Published: May 20, 2020 - 5:02 pm
  • Personal Finance Support Group
    Hi Everybody! During this whole quarantine, global pandemic situation, I’ve lost a lot of support networks. My DBSA, Depression and Bipolar Support Alliance, group imploded and left a big vacuum where I once had a great support group. As I was looking around for other support networks and ways to... Read more »
    Published: May 13, 2020 - 6:41 pm
  • 2020: In the Bag!
    Whew, it felt like we just started this year and it’s finally, holy shit! It’s still, April!?!? Whoa… I don’t know if the rest of you feel that time has lost all sense of relevance and has been distorted recently. I know I have. It reminds me of the scene... Read more »
    Published: April 30, 2020 - 3:58 pm
  • Check On Your Friends! Mental Health Monday
    I’ve been going thru some stuff lately, I’m not sure if you all can connect with it or not. I’ve been stuck in my house, my routine has been disrupted as fuck, and I feel like a retired person! Holy hell… It’s like there’s a global pandemic going on or... Read more »
    Published: April 20, 2020 - 11:00 am
  • Hello, MFLC! Mostly Funded Lifestyle Change
    There has been a lot going on lately around here. Between the separation, figuring out life, figuring out finances, figuring out new income sources… It’s a lot to take in, let me tell you. I’ve felt overwhelmed, underwhelmed, like I’m drowning financially, and also feeling at times like I’m sort... Read more »
    Published: February 27, 2020 - 6:14 pm
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    zen habits

  • The Joy of Bone-Exhausting Work
    By Leo Babauta Over the last week, my family and I moved to a new home, away from San Diego and into the suburbs east of Los Angeles (to be near family). As usual, we did all the moving ourselves, and it was exhausting! We don’t have a crazy amount... Read more »
    Published: May 28, 2020 - 7:30 pm
  • Moving Through the Day with More Ease
    By Leo Babauta I recently did dozens of video calls for applicants for my new Fearless Mastery mastermind … and at first, it really exhausted me. I shared that with my Zen teacher, and we had a discussion about leaning into the calls (which feels very tense for me) vs.... Read more »
    Published: May 22, 2020 - 5:28 pm
  • A Guide to Dealing with the Growing Tiredness & Boredom of the New Normal
    By Leo Babauta This pandemic is no longer an exciting (but scary) novelty. We’re a couple months into this lockdown and crisis, and it’s starting to wear on many of us. We experience it as boredom, tiredness, exhaustion. We experience it as ongoing burden, and can’t wait for it to... Read more »
    Published: May 14, 2020 - 5:24 pm
  • When You’re Drowning in Tasks, Overwhelm & Stress
    By Leo Babauta I recently talked with a couple of people who are just absolutely slammed with business because of the current crisis, and feel like they are drowning in busyness and stress. I can relate to that feeling — I’ve experienced it a bunch of times, including recently. So... Read more »
    Published: April 30, 2020 - 4:56 pm
  • The New Normal
    By Leo Babauta It’s time for us to accept that this pandemic, and social isolation, are here for awhile. But in addition to that, our reality has changed, possibly for good. We’re in a new normal. Some things that have changed for many of us: A sense of restriction: We’re... Read more »
    Published: April 25, 2020 - 8:30 pm
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    Financial 180

  • The Cheat Codes of FI
    For those of you following along, you know I've been a bit busy lately. In addition to my own music, podcast, and software projects, I've also been popping up on other people's podcasts. A few weeks back I sang a few bars of Michael Bublé on The FI Show with... Read more »
    Published: May 1, 2019 - 3:38 pm
  • FI Without RE
    Back in November of 2017, a tired, burned out version of myself was pushed past his breaking point. After months of mandatory unpaid overtime, morning self pep-talks, stress-eating, and yelling at coworkers, the old Joel finally had enough. He walked up to his boss, and with a surprising, zen-like calm,... Read more »
    Published: April 12, 2019 - 10:11 pm
  • VideoSo Much Time & So Little To Do!
    Wait a minute. Strike that – reverse it! I know, I know, I haven't updated this blog in months. What gives?! If things get any more sporadic around here I'll be on the Miss Mazuma publishing schedule! 😉 Maybe I should adopt the slogan of Wait, Buy Why and claim that I'll have... Read more »
    Published: January 17, 2019 - 10:09 pm
  • Reaching for the Moon(shot)!
    This week, I'm thrilled to be featured on Coryn Quester's “Discover What's Possible” Podcast! In the interview, we talk about everything from the ‘Why' of FI,  to the most challenging aspects of financial independence for those just starting out. But one of the more interesting questions she posed really got... Read more »
    Published: October 5, 2018 - 9:28 pm
  • Misconceptions of FI
    This past weekend The Wife and I went to see Crazy Rich Asians, and really enjoyed it! (Featured image credit: Entertainment Weekly) Having been on the FIRE journey for a few years now, it was fun taking in all the over-the-top luxury on the screen. Of course, this wasn't the... Read more »
    Published: August 24, 2018 - 12:51 am
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    DiverseFI

  • 110. They Retired at the Worst Time
    Earn & Invest I am proud to release episode 110 of The Earn & Invest Podcast.  This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post 110. They Retired at the Worst Time appeared first on DiverseFI.... Read more »
    Published: May 28, 2020 - 10:00 am
  • Episode 109: Latinx Finance
    Earn & Invest I am proud to release episode 109 of The Earn & Invest Podcast.  This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post Episode 109: Latinx Finance appeared first on DiverseFI.... Read more »
    Published: May 25, 2020 - 10:00 am
  • Episode 108: Does Simplicity Beat Minimalism?
    Earn & Invest I am proud to release episode 108 of The Earn & Invest Podcast.  This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post Episode 108: Does Simplicity Beat Minimalism? appeared first on DiverseFI.... Read more »
    Published: May 21, 2020 - 10:00 am
  • Episode 107: Before Moving For Money, Consider This
    Earn & Invest I am proud to release episode 107 of The Earn & Invest Podcast.  This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post Episode 107: Before Moving For Money, Consider This appeared first on DiverseFI.... Read more »
    Published: May 18, 2020 - 10:00 am
  • Episode 106: Debt, Depression, and Suicide Prevention
    Earn & Invest I am proud to release episode 106 of The Earn & Invest Podcast.  This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post Episode 106: Debt, Depression, and Suicide Prevention appeared first on DiverseFI.... Read more »
    Published: May 14, 2020 - 10:00 am
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    Vital Dollar

  • How to Make Money by Posting Ads Online and Offline
    Whether you’re a full-time work from home freelancer, own a small business, or just want some extra money coming in each month, the options are endless on how to make money. You’ve probably heard most of them, but some are less common than others, and still have great potential. One... Read more »
    Published: May 28, 2020 - 10:59 am
  • How to Make Money Blogging for Beginners
    Are you new to blogging and wondering how you can actually go about making money from a blog? Are you looking for a way to make money online and considering starting a blog as one option? Blogging can be a great way to make money and grow your own online... Read more »
    Published: May 25, 2020 - 1:15 pm
  • 20 Legit Ways to Earn PayPal Money
    In the current economic climate, many people are looking to make some extra cash. Fortunately, you don’t even need to leave your house as there are some great ways to earn PayPal money from your own home. Regardless of whether you’re looking for a little bit of extra money right... Read more »
    Published: May 21, 2020 - 11:06 am
  • 25+ Easiest Things to Flip for Profit
    If you’re looking for a great side hustle, flipping items for extra cash may be the perfect option. Just about anyone can do it, and there’s plenty of opportunities. You don’t need a lot of experience or skill, although as you go you’ll get better and more profitable by becoming... Read more »
    Published: May 20, 2020 - 9:08 am
  • Best Transcription Jobs: Make Money Online (for Beginners and Pros)
    Working as a transcriptionist is a great way to make money from home and benefit from a flexible schedule. Regardless of whether you’re looking for a full-time job or just a few hours per week that will give you some extra money, transcribing can be a good option. This article... Read more »
    Published: May 19, 2020 - 9:44 am
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    Your Money Geek

  • Review: ‘Wonder Woman: Tempest Tossed’ is A Call to Arms for Truth, Justice, and Liberty
    Wonder Woman: Tempest Tossed is a timely and timeless story about having compassion for one another.  Spoiler Warning Wonder Woman’s origins have been revisited and reborn countless times … Review: ‘Wonder Woman: Tempest Tossed’ is A Call to Arms for Truth, Justice, and Liberty Read More » The post Review:... Read more »
    Published: May 30, 2020 - 6:54 pm
  • A Crash Course In Bankruptcy
    Bankruptcy is something most people don’t really understand. When used correctly, bankruptcy can give a person who is hopelessly overburdened with debt a chance for a fresh start … A Crash Course In Bankruptcy Read More » The post A Crash Course In Bankruptcy appeared first on Your Money Geek.... Read more »
    Published: May 30, 2020 - 1:43 pm
  • Thrift Stores Near Me: Find Great Deals in Your Area
    If you're wondering, “where are thrift stores near me?” You will most likely have several options to choose from. Because we live in a world of abundance, many … Thrift Stores Near Me: Find Great Deals in Your Area Read More » The post Thrift Stores Near Me: Find Great... Read more »
    Published: May 29, 2020 - 2:43 pm
  • Dumpster Diving 101: Literally Turn Trash to Cash!
    I was a young kid, probably ten years old when I experienced dumpster diving for the first time. Mountain Dew was doing a promotion on their website where … Dumpster Diving 101: Literally Turn Trash to Cash! Read More » The post Dumpster Diving 101: Literally Turn Trash to Cash!... Read more »
    Published: May 29, 2020 - 2:12 am
  • DC Reveals First Look at The New #OwnVoices Story ‘Nubia: Real One’
    Can you be a hero…if society doesn’t see you as a person? DC has released a preview of Nubia: Real One, the upcoming #OwnVoices story that puts a … DC Reveals First Look at The New #OwnVoices Story ‘Nubia: Real One’ Read More » The post DC Reveals First Look... Read more »
    Published: May 28, 2020 - 8:54 pm