Mr. Money Mustache

  • VideoOur Shared Ongoing Battle To Not Buy A Tesla
    Like you, I am pretty much resigned to the fact that I’m going to have to buy a Tesla at some point. I can tell because I have read every last scrap of Tesla news and inadvertently memorized every last technical detail about the company and their cars and energy... Read more »
  • VideoThe Real Benefit of Being Rich
    There have been a lot of big bills coming across my kitchen table recently. Property taxes, car registrations, income taxes, things for the school orchestra in which little MM plays the standup bass. Plus the usual credit card bills for all my spending on groceries and not-all-that-rare luxury indulgences. There’s... Read more »
  • How I Sold This Website for $9 Million
    Dearest Readers, I’ve been waiting to tell you this with considerable excitement for a whole year, but the sales contract prevented me from doing so until this moment. And as of April 1st, 2019, I’m officially free to reveal that: Mr. Money Mustache has been sold! Yep. I’m not sure... Read more »
  • VideoHow to Create Reality
    So a funny thing happened on Twitter this week, which almost changed the world a little bit. Someone sent me a beautiful 3-D mockup of a fictional, car-free city of 50,000 people, set in the scenic nook of land* between Boulder, Colorado and Longmont, where I live. It came complete... Read more »
  • Four Ways We Can Hang Out
    Hi there. Don’t get too excited, this isn’t a real blog post. But there were enough things worth sharing that I thought it would be worth sending a little mid-month Hello. Life has been busy around here, drunkenly walking that fine line between the zones of “Exciting and stimulating and... Read more »

    Early Retirement Extreme

  • Build a worm composting system
    In an effort to reduce the outgoing mass of garbage, this being a good proxy for measuring ecologic inefficiency and by implication, economic inefficiency, I have built a worm composting system out of two plastic totes. I essentially followed the instructions I found on a website. The two grey 10... Read more »
  • What retirement means to me
    Following this post, I got this interesting question from “The Executioner” (slightly rephrased) “You still have a full-time job, right? How can you call your blog “Early Retirement Extreme” if you’re still on someone’s payroll as a full-time employee?” Yes, I have a full-time job, a part time job, I... Read more »
  • How to fully utilize closet space
    Modern homes are a curios reflection of our culture. They have brick facades that are not part of the structure. They are built out of sticks with plastic insulation being the main barrier between the inhabitants and the elements. In essence they are like big boxes of plastic designed with... Read more »
  • Book recommendation for entrepreneurial and startup problems
    I just finished reading the E-Myth. It is slightly interesting from a strict early retirement perspective but more interesting/recommend for anyone who is engaged in entrepreneurial activities; particularly if they are still learning and come out of a different background. Incidentally, the E in E-myth has nothing to do with... Read more »
  • What retirement is and means to me
    It is important to realize that world views between different generations are different. This is a cause for endless confusion when discussing something like retirement or how a career would take shape. I was born in 1975 and so I fall somewhere between Generation X and Generation Y. For example,... Read more »

    Go Curry Cracker!

  • Multi-Generational Tax Minimization
    We will never have the experience of receiving an inheritance, but GCC Jr will. In my role as fiscal steward, I would like to ensure that he, along with our other beneficiaries, receive the largest amount possible. (After we are done spending as much as we want, naturally.) But Jr... Read more »
  • A Day In The Life
    Some time ago I answered the question, “So what do you do all day?” by highlighting the annual schedule for my ideal Travel/Recharge/Create lifestyle. Now that we are more Chillin In Place™, this is how I enjoy early retirement on a daily basis. A Day In The Life The past several years... Read more »
  • Kickstart Your (Early) Retirement
    Hi Jeremy, thanks for all you do. I really appreciate everything you share on GCC. You guys are really living the dream. The thing is, we really love our life here in the US. Traveling the world and having grand adventures might be fun for a year or so, but... Read more »
  • Can I Claim the FEIE and Harvest Capital Gains?
    Hey GCC, the Foreign Earned Income Exclusion is amazing! Thank you so much for making me aware of this – I’m able to pay no tax on my entire earned income! I also saw on your blog that it is possible for a married couple to earn about $100,000 in... Read more »
  • 6 Years of (Nearly) Income Tax Free Living
    The end of 2018 marked the completion of 6 full years of early retirement and world travel. It’s been a fun ride so far… we’ve traveled a bit, had a few good meals, and taken many naps. But how effective have these 6 years been in terms of implementing our tax... Read more »

    1500 Days to Freedom

  • 10 Questions With Downsize Your 2080
    This edition of 10 Questions features Carol who writes over at Downsize Your 2080. I first met Carol at a Costco a couple of years back. I was in an aisle with one of my daughters when I heard someone talking to me: Excuse me, are you Carl? I turned... Read more »
  • What The Duck! (Notes From The 2019 Berkshire Hathaway Meeting)
    Berkshire Hathaway Meeting 2019 Want to win a set of Warren Buffett/Charlie Munger ducks? Read on! Mrs. 1500 and I attended the Berkshire Hathaway meeting a couple of weeks ago. The event is often called the “Woodstock of Capitalism.” Investors from around the world come to hear Munger and Buffett... Read more »
  • 10 Questions With Life Outside The Maze
    Back in December, I received an email from a reader named Chris who had recently launched his own blog. Chris lived close to me and he seemed like an interesting character, so after a couple of emails back and forth, I mentioned that I was meeting another friend in Denver... Read more »
  • Why I Think The 4% Rule Sucks (The Most Case Scenario)
    My buddy and excellent human Doc G. asked me if I wanted to be on his podcast earlier this year. He mentioned that the topic would be risk. I’d be on the show along with Karsten (Early Retirement Now), Todd Tressider (Financial Mentor), and Steve Adcock (Think Save Retire). The... Read more »
  • Mrs. 1500’s Second to-Last Half-Marathon Post
    Hi there, Mrs. 1500 today. I have been pretty silent about my run training and weight loss journey as of late, mostly because there haven’t been many updates to make. I’ve lost the same 5 pounds about 10 times, only to have them creep back on again. It’s not very... Read more »

    Mad Fientist

  • mp3Ramit Sethi – I Will Teach You to be Rich
    For the first time, Ramit Sethi from I Will Teach You to be Rich shares his thoughts on FIRE (Financial Independence, Retire Early)! Read more → The post Ramit Sethi – I Will Teach You to be Rich appeared first on Mad Fientist.... Read more »
  • VideoOnline Business Experiment
    In this new Mad Fientist experiment, I'm starting an online business from scratch and will be documenting the entire process! Read more → The post Online Business Experiment appeared first on Mad Fientist.... Read more »
  • mp3Cal Newport – Deep Work, Digital Minimalism, and the Key to a Happy Retirement
    Author Cal Newport joins me on the podcast to discuss Deep Work, Digital Minimilism, and the important things you need to consider before retiring early! Read more → The post Cal Newport – Deep Work, Digital Minimalism, and the Key to a Happy Retirement appeared first on Mad Fientist.... Read more »
  • mp3VideoMillennial Money – From Broke to Millionaire in 5 Years
    Grant from Millennial Money shares how he achieved financial freedom and increased his bank balance from $2.26 to $1.25 million in just over 5 years! Read more → The post Millennial Money – From Broke to Millionaire in 5 Years appeared first on Mad Fientist.... Read more »
  • mp3Tony – Going Back to Work After Early Retirement
    It's easy to think early retirement will solve all your problems but what if it actually makes your life worse? A reader named Tony shares his story. Read more → The post Tony – Going Back to Work After Early Retirement appeared first on Mad Fientist.... Read more »

    Millennial Revolution

  • Reader Case: Should I Buy a House as a Passive Investment?
    It’s Friday, and you know what that means: Reader Case time! Today’s reader case comes from a familiar place: A Canadian wanting to buy a house because they want to use it as a “passive investment.” Hoo boy. Now I know that it may seem like we have a bit... Read more »
  • FUD, FOMO and Bitcoin
    After last week’s rather amusing debate about crypto-currencies, I thought it’d be interesting to keep the conversation going by examining two rather interesting reactions that came out of that in the comments: FUD and FOMO. What are FUD and FOMO? FUD stands for Fear, Uncertainity, and Doubt. I first heard... Read more »
  • Let’s Go Exploring! Lagos, Portgual: Are You a Mountain or a Beach Person?
    I recently read a University of Virginia study that says introverts prefer mountains while extroverts prefer beaches. This got me thinking. As a kid, talking to a stranger made me break out in hives and going to a party was hell. I was painfully shy. If you’d given me the option... Read more »
  • Why I won’t Touch Cryptocurrencies and Neither Should You
    On Friday’s reader case, our intrepid reader Condos&Crypto said that stumbling across our site prevented her from taking the proceeds of her house sale and dumping it all into cryptocurrencies like Bitcoin. In the past, I’ve always recommended against having significant exposure to crypto, but that wasn’t because I had... Read more »
  • Reader Case: Condos and Crypto
    It’s Friday, and you know what that means: Reader Case Time! Today’s reader writes to us from our old stomping grounds of Toronto, and as with all things Toronto, her questions centre around that all-encompassing topic that every Torontonian is obsessed with: Housing. Also Bitcoin. Anyway, there’s a lot going... Read more »

    Can I Retire Yet?

  • 3 Bad Financial Decisions That Helped Me Retire Sooner
    We tend to judge our decisions by outcomes. In her book Thinking in Bets: Making Smarter Decisions When You Don’t Have All the Facts, Annie Duke points out the faulty logic of thinking this way. We love things to fit in neat little boxes. But life is far more nuanced.... Read more »
  • Why Is Investing So Difficult?
    We write about many topics on this blog. One consistently popular topic is investing. It’s honestly hard for me to wrap my head around why our investing posts are so popular. Darrow annually publishes a post sharing his investment portfolio. Last summer I shared my portfolio and investment policy statement.... Read more »
  • Budgeting or Expense Tracking: How Much is Enough?
    One day in 1991, a package arrived at my doorstep. Inside were thick paperback user manuals, and a shrink-wrapped bundle of floppy disks. I carefully sliced open the shrink wrap and inserted the first disk into my desktop computer. I then typed the letters “Q-U-I-C-K-E-N” at the command prompt, and... Read more »
  • April 2019 Best of the Web
    Spring is a time of new beginnings. If you’ve been putting off planning retirement, we’ve got a great collection of articles from around the web this month to get you back on track. This month’s articles explore the benefit of preparing for early retirement, even if you’re not sure you’ll... Read more »
  • Choose FI: Your Blueprint to Financial Independence
    My last day of work as a physical therapist was Friday, December 1, 2017. The following Monday I sat down to begin work on a book that I’ve felt the need to write for years. For the past 17 months, I’ve been collaborating with Brad Barrett, Jonathan Mendonsa and their... Read more »

    Root of Good

  • April 2019 Financial Update – Cuba Cruise Edition
    Time flies when you're having fun! We're almost half way through May and I'm just now updating our April financial snapshot. We have been vacationing, volunteering, and enjoying the wonderful springtime weather. What can I say? I'm retired and don't always have time to focus on this blog!  We had... Read more »
  • March 2019 Financial Update – Springtime Pollen Edition
    Spring is definitely here in Raleigh. Warm afternoon temperatures bring us outside while green clouds of pollen filling the air push us back inside. And everything is in bloom!  We had a busy March as you'll see in this article. April will be no different. We are just a few... Read more »
  • Confessions Of A Frugal Millionaire
    Unless you are an heir to a big fortune or you have won the lottery, you have to work hard to have money.  To accumulate wealth, you have to make more money than you spend.  The key is to keep your expenses low.  And there will be sacrifices.  Nothing crazy... Read more »
  • Mexico City: Not Just Tacos and Tequila
    To celebrate our fifteenth wedding anniversary, we visited Mexico City for an 11 day vacation (without kids!). We have visited the city several times before, so we didn't plan on hitting the tourist trail too hard while in the city.  On most days we spent a few hours sightseeing and... Read more »
  • February 2019 Financial Update – Mexico City Edition
    We're back for another monthly update on the life and times (and finances) of Root of Good! February was a whirlwind of activity that had us out and about exploring the Raleigh area during periods of unseasonably warm weather. Then we hopped on a jet plane to go south of... Read more »


  • Reader Case Study: More Frugal Than The Frugalwoods
    Holly, her husband George, and their two young children live a very frugal life on George’s salary as an assistant coach of a college sports team. They dream of reaching financial independence and are wondering whether it’s possible for them and what they’d need to change about their lives in... Read more »
  • Vegetable Seed Starting Supplies And Other March 2019 Expenditures
    March 2019 Our emergence from winter crystallized in March with the purchase of lots of stuff for our vegetable garden! Don’t worry, we were still covered in snow alllllllllll month long, but we at least started buying things for our eventual, supposed, promised, ephemeral springtime. I’m not sure I can... Read more »
  • My Healthy Oatmeal Pumpkin Bars Recipe + How I Get My Kids To Eat Kale
    Try not to faint. Today I bring you a RECIPE. That’s right. Your pleas, your emails, your notes, your requests have not gone (entirely) ignored. You all want frugal food. Specially, you want MY frugal food. The last time I shared a recipe was January 2015, which was, uh, over... Read more »
  • Reader Case Study: Salud, Dinero, Amor!
    Caroline and her husband Rodrigo are living a rent-free life as house-sitters in the Southwestern United States. However, Rodrigo is from Argentina and the couple would love to live closer to his family–and perhaps run a hostel or bed and breakfast. Come offer your advice to help them along their... Read more »
  • Reader Suggestions: Beauty Routines Of The Frugal And Fabulous
    Today, I’ve gathered sage advice from Frugalwoods readers about frugal beauty routines because I’ve always been stumped by beauty routines. When I turned thirteen, I felt like I should do something to my body in the area of beauty routines using beauty products. What that was exactly remained a mystery. I... Read more »


  • Stocks — Part XXXV: Investing for Seven Generations
    As I have mentioned many times, we don’t discuss secret stuff at Chautauqua. There is no “special sauce” revealed for investing or life not available here on the blog or in my book. But we do kick around ideas and I sometimes explore concepts rattling around in my brain with... Read more »
  • Chautauqua 2019 – UK & Portugal – Tickets Now Available
    First… OK, I’m just going to come out and say it. If you want to join us for Chautauqua 2019 stop reading and go directly here to sign up: Chautauqua UK & Portugal, 2019 Do it now. The advance interest we’ve had this year has been like no other. Chautauquas... Read more »
  • Mr. Bogle passes
    Jack Bogle died last week on January 16th. It was a shock to me. It shouldn’t have been, I suppose. He was 89 after all. Not to mention he had his first heart attack at age 31 and a heart transplant in 1996. But still, somehow we don’t expect greatness... Read more »
  • “I wanted the unreasonable”
    Writer. Creator. Mentor. Speaker. Today I want to introduce you to my new friend, Jillian. While I’ve only gotten to know her over these past few months, already I can’t recall exactly how she came to my notice. I had heard of her some time ago, but really didn’t pay... Read more »
  • Happy Holidays! and a bit on Mr. Market
    From my family to you and yours, wishing you a… Wonderful Holiday Season **************************************************** Meanwhile, Mr. Market… …seems not to be in the holiday spirit this year. Unless it is ghosts of corrections past. From a high of ~2941, the S&P 500 is down 474 points (as I write) for... Read more »

    Mr. Free At 33

  • Improving Our Evolutionary Need To Consume And Signal
    Consumerism, materialism, and excess. All signs of our time. But not because companies are evil and forcing anyone to buy more than they need. Instead, it’s just the innate nature of who we are as human beings that leads to buying stuff we don’t need, with money we don’t have,... Read more »
  • Expenses For April 2019
    Time to open up the books on how much money I spent last month. Managing expenses is absolutely critical to becoming financial independent at a young age. In fact, I’d argue it’s much more important to be an excellent saver than an excellent investor in this regard. And in order to save, you must... Read more »
  • Undervalued Dividend Growth Stock Of The Week
    Every Sunday, I uncover a high-quality dividend growth stock that appears to be undervalued. These pieces are published at Daily Trade Alert, which is a site that focuses on dividend growth investing, stocks, and unique investment opportunities. I’ve been writing for them for years now, and they’re just great over... Read more »
  • Buffett’s Latest Trades
    I go over Berkshire Hathaway’s latest buys and sells in their common stock portfolio each quarter, after their latest 13F is released. I’m a huge fan of Warren Buffett, as are millions of other investors around the world. And so it’s a great honor to see what he’s up to.... Read more »
  • Five Years Of Funemployment
    I recently turned 37 years old. Had an awesome birthday. Oh treated me to a burger, fries, and a Coke. She knows me too well! While birthdays lost their luster years ago, I found this particular birthday to be an interesting milestone for one big reason. It marks five years... Read more »


    The Wealthy Accountant

  • 3 Steps I Took to Reach Financial Independence by Age 32
    Once I digested that it was only a number I decided to do what I always did. I try lots of things, grow my business and expand my sources of income, much of it passive.  You see, I learned the most important step of all: It's the journey that matters,... Read more »
  • The Best Rental Property You Can Buy
    It's official. I'm back in the real estate business! Before you get too excited, let me explain. Waaaay back in the day I was a third owner of a real estate partnership with my dad and brother. We bought investment properties of all kinds. We specialized in single-family homes, but... Read more »
  • Hiring a World Class Tax Professional
    What is the largest expense you'll have in your life? Some will say it's the purchase of their home or their college education. Others, thinking about it a while, feel transportation expenses lead the list of lifetime expenses. You would be justified in thinking medical costs, including medical insurance, are... Read more »
  • Alternatives to the Emergency and Sinking Fund
    There is a reason the emergency fund — and her close cousins the sinking fund, maintenance account and working capital account — is such a widely held belief. Without the capital needed for extraordinary expenses you risk financial hardship when a large expense arises. There is another advantage to having... Read more »
  • The Once-in-a-Lifetime IRA Transfer to an HSA
    The concept is rather simple. The benefits are fairly small, but worth it if your situation dictates. Those facing large RMDs and those seeking to turn a small portion of their tax-deferred tIRA into tax-free growth in an HSA will find the most value. Now I need to make a... Read more »

    Our Next Life

  • Don’t Let Life Pass You By While Saving for the Future
    Achieving a big financial goal like early retirement is made possible by committing to saving aggressively. But when I look back at our years when we were so focused on saving, the things I regret aren't the times when we didn't save enough, they're times when we didn't spend on... Read more »
  • What Reactions to the FIRE Movement Tell Us About Our Messed Up Relationship With Work
    What is "work" anyway? It's a question that plenty of folks will expend a great deal of oxygen on, and which we won't answer here today. But we will talk about why it's problematic when people decide to impose a particular definition of work on others, and what that tells... Read more »
  • Structure Your Life to Avoid Overspending
    I recently had an experience that offered a sharp reminder: despite years of saving (successfully!) and a year and a half of not blowing our early retirement budget, I'm still a spender at heart. But being a spender rather than naturally frugal doesn't doom you to fail financially. You can... Read more »
  • My Childhood in a Multilevel Marketing Scam
    Today I’m sharing a deeply personal story about my early life that left a lasting impact on how I think about money, but even more importantly, how I think about financial advice. It’s not always fun, but it’s so worth it to dig into our financial past to consider how... Read more »
  • Hard Lessons On the Difference Between Price and Quality
    The choice of whether to buy on the basis of cost first, or on the basis of quality first, is a personal one, and in our case, we tend to go for quality as the first consider and price second. But that approach has taught us some hard lessons, both... Read more »

    Physician on FIRE

  • An Early Retiree Creates and Shares His Investment Policy Statement
    Today’s guest post is from Robert @ Stop Ironing Shirts.  He recently declared early retirement from a 15 year career in finance.  Robert struggled with walking away from career paying $300,000+, an income level only achieved after ten plus years of on the job training after his undergraduate degree. He... Read more »
  • What to Do with Suboptimal Assets in Your Portfolio
    If you’ve got an ideal investment portfolio and you’re perfectly content with your asset allocation (the percentage of stocks and bonds),  your asset location (where those funds are located, ideally in the most tax-efficient manner) and the choice of assets you hold, this post is not for you. If, on... Read more »
  • The Sunday Best (5/19/2019)
    The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. Every week, I scan hundreds of headlines, read dozens of posts, and bring you the best of the best to save you time and mental energy. Financial Independence (FI)... Read more »
  • 12 Ways to Simplify Your Taxable Brokerage Account
    My taxable account might be my favorite account. It holds about half of our retirement assets, is immediately available, and is more flexible than any other account we own. When I first opened one, I didn’t have a guide like this. I bought actively managed, tax-inefficient funds. I didn’t know... Read more »
  • 6 Lessons I Learned from Failed Business Attempts
    Behind most successful ventures are a string of failures. It’s true. A person’s first grand idea rarely works out. The key is to fail forward and learn from your mistakes. That’s what Michael Norton, the author of today’s guest post, has learned. He’s actually got a half-dozen lessons that he’d... Read more »

    Get Rich Slowly

  • Beyond wealth: What happens AFTER you achieve financial independence?
    In their classic Your Money or Your Life, Joe Dominguez and Vicki Robin argue that the relationship between spending and happiness is non-linear. More spending brings more fulfillment — up to a point. But spending too much can actually have a negative impact on your quality of life. The authors... Read more »
  • Outsourcing my life: Why I pay others to do tasks I could do myself
    When people talk about saving money, DIY is one of the first things that comes to mind. Learn how to fix things around the house! Change the oil in your Prius! Make your own cleaning supplies! Do all of this (and more) and you could save hundreds of dollars a... Read more »
  • The psychology of passive barriers
    A surprising thing happens to people in their forties. After working hard, buying a house, and starting a family, they suddenly realize that they'd better start being responsible with their money. They begin reading financial books and trying to learn how to set up a nest egg for themselves and... Read more »
  • Book Review: I Will Teach You to Be Rich (2019 Edition)
    When I started Get Rich Slowly in 2006, I had no idea other money blogs existed. I'd been blogging about cats, computers, and comic books since 1997 — before blog was even a word! — and I thought my new venture might be the first blog about personal finance. I... Read more »
  • The pink tax: The hidden cost of being female
    Women working to achieve financial independence face an extra hurdle: the hidden cost of being female. Though it’s cheekily referred to as the “pink tax”, the additional cost women incur for personal-care products, toys, clothing, dry cleaning, health care, mortgages, and vehicle maintenance is no joking matter. It inflates our... Read more »

    Fiery Millennials

  • VideoLife Changes
    I’ve been a fan of country music as far back as I can remember. When I was 4, the big song on the radio was Tim McGraw’s I Like It, I Love It song. I allegedly would sing that song to my daycare teachers to tell them I wanted seconds... Read more »
  • Leaving it to the Pros
    I recently had the pleasure of attending 3 consecutive professional baseball games. My beloved St Louis Cardinals were in town playing the Nationals. Considering I don’t get the opportunity to see my favorite team often, I splurged. I got good seats close to the visitor’s dugout, ate what I wanted... Read more »
  • Monthly Status Report: April 2019
    Disclaimer: some links may be affiliate links. They help offset the cost of keeping this blog running! Why do I do a monthly status report? I find it best to do a monthly status report for a few reasons. It helps me evaluate how I did the previous month. Did I hit a target reduction in spending or did... Read more »
  • Adjusting to Big City Life
    I’ve lived in the greater DC metro area for 3+ months now and I’m still trying to adjust to living in a big city. Life in a big city is pretty much polar opposite of where I’ve lived previously. The exception is, of course, Minneapolis. I did live in Minneapolis... Read more »
  • Monthly Status Report: March 2019
    Disclaimer: some links may be affiliate links. They help offset the cost of keeping this blog running! Why do I do a monthly status report? I find it best to do a monthly status report for a few reasons. It helps me evaluate how I did the previous month. Did I hit a target reduction in spending or did... Read more »

    The Money Mustache Community

  • Re: DONT Payoff your Mortgage Club
    Thinking about cash-out refi to get back to 5/1 leverage, if rates go much lower...... Read more »
  • Re: Alabama
    Quote from: DadJokes on Today at 12:39:31 PMQuote from: Jim Fiction on Today at 12:01:57 PMQuote from: DadJokes on Today at 08:35:45 AMI try to ...... Read more »
  • Re: Alabama
    Quote from: GuitarStv on Today at 12:57:00 PMQuote from: DadJokes on Today at 12:39:31 PMThat doesn't mean I am opposed to abortion. If someone is willing to get an abortion, that ...... Read more »
  • Re: 50 Books in 2019!
    25. Hold Tight by Harlan Coben26. Perfect Match by Jodi Picoult28. Fault Line by Barry Eisler29. The Woods by Harlan Coben30. Unnatural exposure by Patricia Cornwell31. The Bogleheads' Guide to investing by Taylor Larimore32. Under the dome by St...... Read more »
  • Re: DONT Payoff your Mortgage Club
    Quote from: Blahhhh456 on Today at 12:53:50 PMAwesome! Thank you for the breakdown in point two. I am sensing I need to figure out if we are going to stay in this house for longer than 3 years. We moved from NC to MA ...... Read more »


  • By this time next year
    There are lots of things that matter to you. If I asked you to list off the things in your life you care about, it might be a long list. When I coach people, part of my job is to figure out where we need to focus. To sift through... Read more »
  • Should you invest in yourself?
    If you were given 100 pieces of wood to build a boat to take you where you want to go, 1 piece should be directional, right? At least 1 out of a 100 seems reasonable. An oar, rudder, or sail maybe. I can’t tell you how many people will say... Read more »
  • Zig When Markets Zag
    This has been the year of fulfilling the “wouldn’t it be nice if one day…..” list. We have compiled a long list of those over the years. “Wouldn’t it be nice if we could go skiing on great powder days?” Or “Wouldn’t it be nice if we took a little... Read more »
  • The FIRE-y Life with Mr. 1500
    Jillian asked me to do this interview almost two years ago. Then life got busy. Then, it got busier. I kept on telling her I’d complete it in two weeks. And then I wouldn’t. Instead of producing the post, I’d produce more excuses. I suck. However, I do keep my... Read more »
  • Never Forever Home
    It’s always been a dream of mine to build a home. Ever since I was in middle school, I loved architecture and design. When we bought our first house, I decided to dive in and learn as much as I could about construction. But there is one term I’ve never... Read more »

    Done by Forty

  • VideoTariffs are Just Regressive Taxes
    Last week I put up a poll on Twitter, asking all three of you readers to decide what I should write about.Would you rather read a post on tariffs being regressive taxes or, what I assumed would be more popular, our latest life hack that involves a time delay safe?Apparently a... Read more »
  • Our Truly Regressive Tax: Social Security
    A reader asked me a good question last week, after reading my jumbled rant on systemic problems, and the individual tactics that aren't going to solve them. What, short of running for public office, can we citizens do to encourage systemic solutions?I have to admit that stumped me a bit.... Read more »
  • Systemic Problems, Individual Solutions
    I've always been a bit of an asshole. While I try my best to be nice, to get along, sooner or later people realize that I'm actually kind of mean.One of the biggest issues I deal with is being fairly intolerant of others' ideas.Specifically, I'm really bad at accepting when... Read more »
  • VideoThinking in Bets about FIRE
    Annie Duke was always one of my favorite poker players. Like everyone else who watched Rounders in the late nineties, I was immediately hooked on Texas Hold'em and the new ESPN shows devoted to the game.  Unlike many of the personalities being promoted in WSOP tournaments, Duke wasn't brash or... Read more »
  • The New and Improved Bond Mortgage Swoop
    Last week, we dreamed up the idea of our mortgage swoop, where we'd pay off our mortgage all at once as soon as our financial independence fund got to $1M plus our mortgage balance. The feedback from readers was a little...mixed. With few in outright support of the swoop, I... Read more »


  • Pre-Retirement and Mental Health
    Everyone Take Note May is Mental Health Awareness month in the United States. I make no secret on this blog that I struggle with depression and anxiety linked to Post Traumatic Stress (PTS). Just the opposite, I shine a light on those issues and their interplay with my pensionable career... Read more »
  • The Military Retirement Process: Lessons Learned (Part 1)
    For the Military Members in the Audience When I first announced that I was officially retiring in 2019 via the blog and my Facebook group, the response was overwhelmingly positive. Amidst all those positive responses, Timika Downes, a fellow Financial Independence (FI) blogger, reservist, and FB group member asked me to... Read more »
  • Cut the Cord, Drop the Albatross 
    Our children need the tools to be self-sufficient in this world. To get them started, this means clothing, feeding, and teaching them. It also means letting them go.  The post Cut the Cord, Drop the Albatross  appeared first on grumpusmaximus.com.... Read more »
  • Golden Albatrosses Killed Your Golden Goose
    Want to lock in a middle-class lifestyle by middle age? Then you need to get counter-cultural with your spending and saving. Forgo the stupid cars, forget the fancier house, stop paying for worthless colleges, and earn a real life. The post Golden Albatrosses Killed Your Golden Goose appeared first on... Read more »
  • GI(bill)arbitrage
    Did You Catch What I Did There? I’ve invented a new term. Or maybe it’s a word. What do you call a word with parens in the middle of it? Do the grammar police allow such nonsense? Probably not. When I run this article through Grammarly, I bet it will... Read more »

    Budgets Are Sexy

  • A few books to give away today… :)
    A few books to give away today… 🙂 Been starting to clean off my shelves for our upcoming move (more on that in a bit), and came across a few books I thought you might enjoy 😉 Two of them may seem pretty random, but they actually do tie into... Read more »
  • 9 Interesting New Financial Apps & Services ✨
    9 Interesting New Financial Apps & Services ✨ What up what up! Been compiling a list of some of the more interesting financial apps and services I’ve been pitched on lately, and out of the 872 of them this year here were the ones I thought looked most promising ;)... Read more »
  • Got an idea? Give it a name.
    Got an idea? Give it a name. That was the subject line of a marketing promo I just got from Go Daddy, and after reading the main point it reminded me how POWERFUL this can be for your *financial goals* too! For many entrepreneurs, a great name sparks the transition... Read more »
  • “Student loans are DEAD!”
    “Student loans are DEAD!” Got this note this morning and had to share it 😉 Not every day you accomplish something so big like this! MWAHAHAHAHAHAHA WE’RE DONE WITH OUR STUDENT LOANS!!!!!!! My husband and I finished grad school with something like a combined $330k… and today, I hit the... Read more »
  • Resource of The Month: Debt Free Coloring Charts!
    Resource of The Month: Debt Free Coloring Charts! Just saw these featured in a FinCon newsletter and they are brilliant!! Debt free charts! To color in and keep you motivated! **FOR FREE!!** You can click here to grab them if you’re too excited to read any further (haha…) — DebtFreeCharts.com... Read more »


  • mp3128 | Building Your Suit of Armor on the Path to FI | Alan Donegan
    Alan Donegan joins us to discuss leveraging the power of FI to pursue your dreams with the ability to be free to fail. For more information, visit the show notes at https://choosefi.com/128 ... Read more »
  • mp3127R | Cut through the Noise Diet and Debt Consolidation
    Gina Pogel joins us to discuss different types of debt and how to tackle them. We also dive into tactics to optimize both your health and your debt. The goal is to simplify your finances and your health by stacking multiple optimization tactics together. For more information, visit the show... Read more »
  • mp3127 | Scott Scherr | Health Optimization
    Brad and Jonathan discuss health optimization strategies with Dr. Scott Sherr. This episode is packed full of useful information, however, do not make life altering medical decisions based on this show alone. Although we are talking to a real doctor, do not take this as medical advice. Consult with your... Read more »
  • mp3126R | What is an Annuity
    Brad and Jonathan tackle a listener question about annuities and discuss some updates to the travel rewards landscape. For more information, visit the show notes at https://ChooseFI.com/126R ... Read more »
  • mp3126 | Estate Planning Wills vs Trusts | Mark Moss
    Last week, Brad and Jonathan talked to Chelsea Brennan about her Family Emergency Binder. In the same theme of planning for your family's future, today we talked to Mark Moss about estate planning. For more information, visit the show notes at https://choosefi.com/126 ... Read more »


    The Frugal Vagabond

  • Surgery in Thailand: Bumrungrad International Hospital
    I seek treatment at Bumrungrad International Hospital for a growth in my chest. How did it go? Was it cost effective to travel to Thailand for medical care? The post Surgery in Thailand: Bumrungrad International Hospital appeared first on The Frugal Vagabond.... Read more »
  • Semi-FIRE Abroad: Ordinary Days, Extraordinary Life
    We've been living here in Spain for about four months now, so how is it going? Is it everything we'd hoped for? What do we miss most (and what do we not miss at all)? Just what are we doing with all that spare time? The post Semi-FIRE Abroad: Ordinary... Read more »
  • Obtaining Your Spanish Residency Card (Tarjeta de Identidad de Extranjero)
    How to get your Spanish Residency Card (Tarjeta de Identidad de Extranjero) once you've arrived in Spain. You got your residence visa, now it's time to seal the deal! The post Obtaining Your Spanish Residency Card (Tarjeta de Identidad de Extranjero) appeared first on The Frugal Vagabond.... Read more »
  • How to Get a Spanish Non-Lucrative Residence Visa
    How we were able to live abroad, and how you can too! How to get a Spanish Non-Lucrative Residence Visa and live legally in Spain for a year or more! The post How to Get a Spanish Non-Lucrative Residence Visa appeared first on The Frugal Vagabond.... Read more »
  • Our New Adventure Begins
    A few days ago, we revealed that we’d be taking a sabbatical year to live abroad. It’s the culmination of years of dreaming and many months of planning, but in the very near future, we’ll be living abroad and exploring… The post Our New Adventure Begins appeared first on The... Read more »

    The Millionaire Educator

  • VideoHappy National 403b Day?
    Last September at FinCon 2018 in Orlando I was talking with the coolest cat in the cave, my FIRE brother J. Money of Budgets Are $exy, about how to shine some light on the abuses in the K-12 403b marketplace.  After about five seconds of reflection, he said, “Oh, that’s... Read more »
  • Why Your 403b Sucks Beyond Belief
    Welcome back millionaires.  Let me apologize for that insane April Fool’s post extolling the benefits of 403b plans.  Here are my real thoughts on those “benefits.”   Incredible Oversight?  Ha! If you have a 403b plan, brace yourself:  your retirement savings are adrift in the Wild West of the financial services... Read more »
  • 25 Reasons Why the 403b Is the Greatest Retirement Plan Ever!
    Beautiful South Georgia spring greetings to all my millionaire readers!  Even though we had a mild winter, the change of season is more than welcome.  It’s so pretty here this time of year. So far, our move to Statenville, Georgia has been a resounding success.  We love our new home,... Read more »
  • Tax Planning: 2019 Free Money!
    Greetings to all my Free Money! tax-planning brothers and sisters.  With 2018 almost over, it’s now time to take a look at our 2019 Free Money! amounts.  (This is by far my most anticipated post every year; it amazes me how many inquiries I get about the status of this... Read more »
  • How We’ll Save $130k in 2019
    If you live long enough, you’ll see many unimaginable and “impossible” things.  Over the course of my lifetime, I’ve seen:  the Patty film, the discovery of the giant squid, the Braves, Cubs, and Red Sox win the World Series, the Saints and Buccaneers win Super Bowls, and even my Davidson... Read more »

    Financial Samurai

  • mp3How The FIRE Movement Will Narrow The Gender Pay Gap
    It hit me like a well-struck softball taking an odd bounce into a third baseman’s face. The FIRE movement will help narrow the gender pay gap over time. Let me explain my logic on why ardent supporters of equality should embrace the FIRE movement to the fullest. Why The FIRE... Read more »
  • mp3The Best Life Hack For Americans: Taking Advantage Of Canada
    I’m always looking for arbitrage opportunities to help readers make more money and live better lives. My favorite arbitrage opportunity for the next couple of decades is investing in non-coastal city real estate due to lower valuations and higher net rental yields. Technology is accelerating the flow of capital towards... Read more »
  • It’s Time To Ban The SAT And The College Board
    When I was 16, I took the SAT test for the first time. My idea of test preparation was going to the library and flipping through a $20 test prep book. The result? A mediocre 1,040 out of 1,600. My parents were disappointed so they encouraged me to actually buy... Read more »
  • You Can’t Save Too Much In Your 401(k) For Retirement
    One of the reasons why I started the Financial Samurai Forum was to extend the number of wonderful discussions we have on this site. Instead of letting me dictate what we talk about on any particular day, the community gets to decide what it wants, whenever it wants. The FSF... Read more »
  • mp3The Not So Obvious Reasons Why People Want To Achieve Financial Independence
    The Financial Independence Retire Early (FIRE) movement is hot! With a bull market since 2009, many people in America and around the world have gotten wealthy by owning stocks, real estate, and other risk assets. As a result of our massive increase in wealth during a relatively short period, many... Read more »

    Afford Anything

  • mp3#194: The 7 Faces of Fear — with Ruth Soukup
    [smart_track_player url="http://traffic.libsyn.com/paulaandjaymoney/AA194.mp3" title="The 7 Faces of Fear -- with Ruth Soukup" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] Fear shows up in our lives in countless ways. Sometimes, fear takes the form of procrastination. We're afraid of botching something, or we don't like the feeling of... Read more »
  • mp3#193: Ask Paula – I Spent Ten Years in School, and Now I’m Behind on Retirement Savings
    [smart_track_player url="http://traffic.libsyn.com/paulaandjaymoney/AA193.mp3" title="Ask Paula - I Spent Ten Years in School, and Now I'm Behind on Retirement Savings" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] Lori is behind on retirement savings, as a result of being a full-time student for more than a decade. She makes... Read more »
  • mp3#192: The Latte Factor, with author David Bach
    [smart_track_player url="http://traffic.libsyn.com/paulaandjaymoney/AA192.mp3" title="The Latte Factor, with author David Bach" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] “Don’t buy lattes.”This classic snippet of personal finance advice isn’t specifically anti-Starbucks. “Lattes” are a metaphor for the tiny expenses that leak money from our pockets, often without us realizing... Read more »
  • mp3#191: Ask Paula – Would You Live in an RV to Save Money?
    [smart_track_player url="http://traffic.libsyn.com/paulaandjaymoney/AA191.mp3" title="Ask Paula - Would You Live in an RV to Save Money?" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] Should Russell rent a cheap apartment, or should he take out a loan for an RV in order to save money on rent? Carl is... Read more »
  • mp3#190: The Next Millionaire Next Door, with Dr. Sarah Stanley Fallaw
    [smart_track_player url="http://traffic.libsyn.com/paulaandjaymoney/AA190.mp3" title="The Next Millionaire Next Door, with Dr. Sarah Stanley Fallaw" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ]More than 20 years ago, affluence researchers Dr. Thomas Stanley and Dr. William Danko surveyed a vast number of millionaire households in the United States.What they discovered was... Read more »

    Accidental Fire

  • Have Patience With Your Side Hustle
    As regular readers know my main side hustle right now is selling graphic designs online.  It’s something I really love, mainly because it’s 100% self-paced and almost completely passive.  I create a design and upload it to various websites, and... The post Have Patience With Your Side Hustle appeared first... Read more »
  • My Post-Retirement Gig – Heavy Machine Operator
    Artificial Intelligence and technology are rapidly changing jobs and the future of work.  The job environment that will exist when you reach financial independence or retire will be very different, perhaps to your advantage.  This post is the latest in... The post My Post-Retirement Gig – Heavy Machine Operator appeared... Read more »
  • Using Sunk Costs To Your Advantage
    Most people have things they’re striving for, things they want to be.  For many it’s to lose weight and live healthier.  Or maybe it’s to start that successful podcasting business.  A common trap in modern society is to look at... The post Using Sunk Costs To Your Advantage appeared first... Read more »
  • W2 Career Progression, The Options
    Subscribe To New Posts Here! The post W2 Career Progression, The Options appeared first on Accidental Fire.... Read more »
  • Apply Pragmatism On Your Journey To Financial Independence
    “Final check on gear” the guide yelled. “One minute!”  Our little aluminum jon boat was bobbing violently in the beautiful Caribbean waters.  We were a few miles off the coast of Roatan Honduras, an island paradise famous for its scuba... The post Apply Pragmatism On Your Journey To Financial Independence... Read more »

    Independently Financed

  • The manufactured “kiddie tax” crisis, explained
    Become a Patron!There’s a simple rule I like to remind people of whenever a business or finance story emerges from the business section of the paper into the news section or into public consciousness: business journalists are the laziest people in the country. I would call business journalism “stenography,” except... Read more »
  • The SECURE backdoor into 529 assets
    Become a Patron!I’ve written extensively in the past about 529 College Savings Plans, an extremely tax-advantaged method of saving for higher education expenses. Contributions are made after federal and state taxes (although many states offer in-state tax deductions for contributions), compound internally tax-free, and are withdrawn tax-free for “qualified higher... Read more »
  • “Social cohesion” and the bigot’s veto
    Become a Patron!Last week I wrote about the way people use and abuse terms like “horizontal equity,” “intersectionality,” and “cultural Marxism,” stripped of their original context and brandished as weapons for whatever the speaker’s agenda happens to be: If you’re embarrassed to say you think it’s good that college graduates... Read more »
  • “Horizontal equity” is a perfectly reasonable idea used exclusively to make bad arguments
    Become a Patron!Every once in a while a term of art is plucked from the world of academic literature and spread around like manure by journalists and pundits until people who have no idea what it originally meant start using it in casual conversation. What percentage of conservatives griping about... Read more »
  • Three bad and one good way to think about public higher education and tuition
    Become a Patron!Elizabeth Warren made a splash this week with her plan to both ensure public higher education is tuition-free and forgive up to $50,000 per student of the existing stock of federal student debt.I already offered my hottest takes on Twitter, but I think a lot of the disagreements... Read more »

    Mr Crazy Kicks

  • Guest Post at Physician on FIRE
    If you haven’t already seen it, Physician on FIRE is a blog about achieving financial independence while working in the medical field. Even though the blog is focused on challenges facing physicians, the financial aspects are still the same. Work toward … Continue reading → The post Guest Post at Physician... Read more »
  • How Much Can a Greenhouse Extend the Growing Season?
    Last year I designed and built a hoop house for around $650 in materials. I didn’t want to waste money heating the thing, so the plan was to keep it passive. Since I never worked with an unheated greenhouse before, … Continue reading → The post How Much Can a... Read more »
  • Should I Pay Off My Mortgage?
    Having a paid off house has always been a goal. Living mortgage-free sounds awesome, but it can also put the brakes on financial growth. Any money put toward home equity is robbing investment accounts of hard working capital. After years … Continue reading → The post Should I Pay Off... Read more »
  • How to Get Started Hunting Mushrooms
    I love hiking in the shade of the woods, racing to the top of a mountain to take in a satisfying view. Lately however, I’m less interested in flying up rocks and roots to see the world from afar. I’ve … Continue reading → The post How to Get Started... Read more »
  • Reflecting on Two Years of Early Retirement
    For years, I spent my days waking up early and rushing to wash, dress, and sit in traffic only to sit in a cube waiting to rush home. All that time, I was propped up by dreams of a freer … Continue reading → The post Reflecting on Two Years... Read more »

    The Happy Philosopher

  • Why A Physician Should Work Full-Time
    As an evangelist of part-time work for physicians, I occasionally get an e-mail from a physician reader asking if cutting back on work is the right move for them. Often times they are early in their training, and I’m not sure how to respond. I feel conflicted. I know what... Read more »
  • The Government Doesn’t Want you to Work (Too Much)
    A feeling of dread suddenly came over me. The numbers just didn’t add up, yet I could not figure out where I went wrong. Maybe I typed something in wrong or missed a section, but everything looked more or less complete. Maybe I’m just getting too old for this and... Read more »
  • Water and Fish
    There are these two young fish swimming along, and they happen to meet an older fish swimming the other way, who nods at them and says, “Morning, boys, how’s the water?” And the two young fish swim on for a bit, and then eventually one of them looks over at... Read more »
  • Buy Nothing 2018 Experiment – November Update
    The purpose of doing an experiment is to learn something about yourself, and to see if there is an opportunity for growth or positive change. I started the Buy Nothing 2018 experiment with this in mind. It started with a no clothes challenge, but since I had plenty of clothes... Read more »
  • Searching for Purpose
    I was sitting on a bench just enjoying the beautiful fall day. It was sunny and warm, or perhaps I was warm due to the semi-vigorous bike ride. Every now and then a cloud would briefly cover the sun or a gentle breeze would throw a slight chill in the... Read more »


    Slowly Sipping Coffee

  • Retirement is Killing My Blog
    Before I quit my job and headed into the great of unknown of being a Stay At Home Dad (SAHD) I had all kinds of thoughts about how this blog could follow along. First of all, I could be different from other bloggers that hit retirement and then faded into... Read more »
  • Time Can Rack up Debts, Just Like Money
    As I wrote in my last post transitioning to a non-work life is hard. I think a lot of what makes it difficult is having all of that unstructured free time and figuring out what to do with it. We all have visions of early retirement and what we would... Read more »
  • VideoTransitions Can Be Rough – Stay Flexible
    “I told Althea I was feeling lost – lacking in some direction.” This lyric by the Grateful Dead has been bouncing around my brain the last 6 months. Why the last 6 months? That’s been the amount of time since I moved from Houston to Oklahoma. The plan was that... Read more »
  • 2018: The Year of the Lifestyle Change
    What a year 2018 was for the SSC household. There was a LOT going on with the kids, the dogs, our house, and most importantly both of our jobs. At the beginning of the year we were designing a house to be built on our property at Canyon Lake and... Read more »
  • It’s Official, I’m Unemployed!
    A LOT has changed since my last post. First of all, I’m unemployed for the first time since I was 16 yrs old! Woohoo! Stay At Home Dad (SAHD) Lifestyle Change is now officially in full swing. Yeah!! As for the rest of what’s been going on, my last post... Read more »

    zen habits

  • A Mindful Method for When You’re Tired
    By Leo Babauta My family & I flew back to California after nine months of being in Guam, and boy are our arms tired! OK, our entire bodies are tired, and our brains — we’re suffering from jet lag and feeling tired during the day. This isn’t necessarily a problem... Read more »
  • Riding the Turbulence of Life Like a Wave
    By Leo Babauta We’re in the middle of a big move back to California from Guam, and things are in great flux. Saying goodby to everyone, packing and shipping stuff, not having a home yet, traveling with kids on a couple long flights, moving our old stuff from storage in... Read more »
  • Buying Too Much Stuff is Driven By Uncertainty
    “If you are invested in security and certainty, you are on the wrong planet.” ~Pema Chodron By Leo Babauta Eva and I and our two younger kids are in the process of moving back to California from Guam, where we’ve been living with family for the last 9 months. As... Read more »
  • The 11 Life Lessons It Turns Out I’ve Taught My Six Kids
    By Leo Babauta On my 46th birthday recently, my (mostly adult) kids wrote out a list of lessons I’d taught each of them in their lives so far. Each wrote their own list, and my wife Eva sweetly put them together in a notebook. As I read through them, I... Read more »
  • Deep Focus: Training to Open in the Middle of Shakiness
    By Leo Babauta When we set out to work on a meaningful, important task, something interesting happens. We feel quite a bit shaky. It’s the feeling you get when you step into uncertain ground, where you don’t know exactly what you’re doing or whether you can do it, where you... Read more »

    Financial 180

  • The Cheat Codes of FI
    For those of you following along, you know I've been a bit busy lately. In addition to my own music, podcast, and software projects, I've also been popping up on other people's podcasts. A few weeks back I sang a few bars of Michael Bublé on The FI Show with... Read more »
  • FI Without RE
    Back in November of 2017, a tired, burned out version of myself was pushed past his breaking point. After months of mandatory unpaid overtime, morning self pep-talks, stress-eating, and yelling at coworkers, the old Joel finally had enough. He walked up to his boss, and with a surprising, zen-like calm,... Read more »
  • VideoSo Much Time & So Little To Do!
    Wait a minute. Strike that – reverse it! I know, I know, I haven't updated this blog in months. What gives?! If things get any more sporadic around here I'll be on the Miss Mazuma publishing schedule! 😉 Maybe I should adopt the slogan of Wait, Buy Why and claim that I'll have... Read more »
  • Reaching for the Moon(shot)!
    This week, I'm thrilled to be featured on Coryn Quester's “Discover What's Possible” Podcast! In the interview, we talk about everything from the ‘Why' of FI,  to the most challenging aspects of financial independence for those just starting out. But one of the more interesting questions she posed really got... Read more »
  • Misconceptions of FI
    This past weekend The Wife and I went to see Crazy Rich Asians, and really enjoyed it! (Featured image credit: Entertainment Weekly) Having been on the FIRE journey for a few years now, it was fun taking in all the over-the-top luxury on the screen. Of course, this wasn't the... Read more »


  • What’s Up Next Podcast: Bonus Episode. The Connector.
    What’s Up Next? Paul Thompson and I are proud to release this bonus episode of The What’s Up Next Podcast.  This podcast is an exploration of financial independence and taking the conversation to the... The post What’s Up Next Podcast: Bonus Episode. The Connector. appeared first on DiverseFI.... Read more »
  • Mission Statement
    Mission Statement I have been thinking a lot lately about my purpose regarding my online endeavors. As of today, I am engaged in this blog, The What’s Up Next Podcast, and The What’s Up... The post Mission Statement appeared first on DiverseFI.... Read more »
  • What’s Up Next Podcast: Episode 32
    What’s Up Next? Paul Thompson and I are proud to release episode 32 of The What’s Up Next Podcast.  This podcast is an exploration of financial independence and taking the conversation to the next... The post What’s Up Next Podcast: Episode 32 appeared first on DiverseFI.... Read more »
  • Head In The Sand
    Head In The Sand I have been accused of sticking my head in the sand, I have been called unsophisticated, and unwordly, and even uneducated. How can I try to deny it? I have... The post Head In The Sand appeared first on DiverseFI.... Read more »
  • The Cost of Negative People
    The Cost of Negative People Before pursuing half retirement, I had a nursing home which I loved working at. They sent me lots of great patients, the staff was kind and caring, it was... The post The Cost of Negative People appeared first on DiverseFI.... Read more »

    Vital Dollar

  • Real Estate Crowdfunding for Non-Accredited Investors
    Real estate is one of the most popular investments to build long-term wealth, but not everyone wants the responsibilities of being a landlord. The Jumpstart Our Business Startups (JOBS) Act, passed in 2012, opened up the possibility for real estate crowdfunding. Since that time, more than 100 different websites/companies have... Read more »
  • The Best Virtual Assistant Training for Aspiring VAs
    If you’d like to work from home, whether part-time or full-time, virtual assistant training can be exactly what you need to make it a reality. Virtual assistants are able to benefit from a flexible schedule, enjoy high demand for their services, and make money by using their existing skills. While... Read more »
  • 25 In-Demand Freelance Services to Offer
    Whether you’re looking for a way to make some extra money on the side of an existing job or looking for a business idea that could lead to a full-time income, offering a service is a great option. There are countless different services that you could offer as a freelancer,... Read more »
  • 13 Common Credit Card Mistakes to Avoid
    In the world of personal finance, there aren’t many topics that are more divisive than credit cards. Some experts and writers suggest that you should never use credit cards. Others, like myself, talk about the benefits of using credit cards. Regardless of where you stand on the issue of credit... Read more »
  • Review of the Financial Freedom BlueprintⓇ
    When it comes to managing your money, there are a few different approaches you can take. The most common choices are either to hire a financial advisor or to do it yourself. The Financial Freedom BlueprintⓇ provides an intriguing blend of the two. You’ll get the guidance and assistance of... Read more »

    Your Money Geek

  • Everything You Need to Know About Estate Planning
    For many people, the first thing that comes to mind when you hear the word estate is a fancy house with land in another country. But an estate is everything you own or control, including property, assets, and debts. And unless you plan to live forever, it’s best to have... Read more »
  • Financial Advice for Postgraduates
    If you or your child is about to graduate from college, chances are they feel inexperienced, innocent, yet perhaps not so enthusiastic. After all, post-graduates could be riddled with debt, plus scared out of their minds, wondering what to do next. Nonetheless, time is on their side. The “salad days,”... Read more »
  • Matched Betting: A Lucrative Side Hustle?
    Matched Betting: A Lucrative Side Hustle? A few months ago I received a request to publish a post about a weird way some people make money, and the post was a surprise hit. Since then I have been on the lookout for odd jobs, interesting side hustles, and interesting ways to... Read more »
  • Investing in Solar: 5 Ways to Make Money from Solar Farms
    Investing in Solar: 5 Ways to Make Money from Solar Farms This is a post from Green Coast, a renewable energy and green living blog focused on helping you live a more sustainable life While our quest for a clean and green energy source is getting some positive vibes, the... Read more »
  • The 60 Best Sci-Fi Books all Science Fiction Fans Must Read
    The Best Science Fiction Books and Fantasy Novels Post contains affiliate links, read my disclosure here Looking for a new science fiction book to read? Great news we have compiled the best sci-fi books that all fans should read, everything from sci-fi classics to up and coming indie authors. Science fiction... Read more »