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- Lessons in Fear and Wealth from the CoronavirusAs I write this, the biggest story in the entire world is a virus that is making its way around the planet, leaving a trail of sickness and death in its wake, while sending a much bigger shockwave of fear and uncertainty out front. Last week, the US stock market... Read more »
- Exposed! Mr. Money Mustache’s 2019 Bachelor Spending!These days, I do a fair amount of informal financial coaching for both old friends and newer acquaintances. It’s a pretty amazing experience, almost as if I were a real doctor – people let down their guard and talk about the details of their financial lives, without the usual hangups... Read more »
- VideoLet the Roaring 2020s Begin— — As I type this, there are only a few days left in the 2010s, and holy shit what a decade it has been. Ten years ago, a 35 year old MMM and the former Mrs. MM were four years into retirement, but not feeling very retired yet. We... Read more »
- VideoPizza Delivery is for MillionairesMy son and I are having a beautiful Saturday night here at home. The sun is setting over the mountains outside my bedroom window and I’ve just finished baking a pizza which I am about to serve up for his dinner. Although our day has been very simple, there has... Read more »
- VideoMichael Burry Trashes Index Funds – Are We Screwed?As a general rule, Mr. Money Mustache avoids reading the daily news and ignores the fluctuations of the stock market. And he advises you to do the same thing. The negative factors of wasting your time, diluting your precious brainpower, and creating undue stress by worrying about things outside of... Read more »
Mr. Money Mustache
- ● Daily FI discussion thread - March 29, 2020Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ... Read more »
- 20F checking in exactly 1 year after finding this subHi all, This time last year I won an academic scholarship and took to this sub and personalfinance for advice on what to do with the money. 4/1/2019 I opened a Roth IRA and stashed $50 in it without a single clue about what stocks and bonds were. I even... Read more »
- Daily FI discussion thread - March 28, 2020Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ... Read more »
- COVID-19 stimulus and penalty-free withdrawals up to $100,000 from 401k/403b/IRA"Savers under age 59½ would be able to tap their 401(k) and 403(b) money without the usual 10% early withdrawal penalty. This would also apply to individual retirement accounts." "Normally, if you were to take money from your retirement plan, you would be subject to a 10% penalty if you’re... Read more »
- FIRE Deflation Hedge, and more? The EE Savings Bond...Hey All, I'm a lurker/finance nerd, and usually don't post. But I am hoping the hive-mind may have thoughts about an addition to our portfolio I'm considering. It seems (relatively) unmentioned in these parts, yet I feel could fulfill a useful hedging role in some FIRE portfolios - the EE... Read more »
financial independence / early retirement
- ● Some bean cooking tweaksReading this forum thread on how to cook beans has made me revise my [lack of] understanding of how to cook beans. I used to soak them for 8 hours and toss them into the pressure cooker until they were “done”. Then I’d take them out and combine them with... Read more »
- ● 15 baby steps towards voluntary consumerismLately I has been made clear to me that a life without buying things can not possibly make me happy. For one, I also realized that people would have a hard time knowing what I stand for when I do not associate myself with brand name lifestyles(*). It has also... Read more »
- Preliminaries to retiring in 5 yearsI usually start my “program” with a relocation closer to work and shopping. This allows one to shed at least one car. The rest is just variations and polishing that theme. Extreme early retirement can thus be reached through a frugal antisuburan lifestyle without car dependence, hour long commutes, and... Read more »
- Is it not strange that …… modern culture does not seem to value individual independence of thought yet it values individual comfort. Conversely, collective thought (an oxymoron really) is valued whereas few care about collective comfort. Actually it is both strange and quite sad. It begets the question whether this preference is evolutionarily determined or... Read more »
- Woodworking toy trainsOf the woodworking I do, I find toy-making the most fun. It’s a chance to be creative, work to lighter tolerances using [much] simpler joinery, make a kid happy, and use up scrap wood. Here’s a picture of a train set I made. It’s made entirely of scrap wood, save... Read more »
Early Retirement Extreme
- Coronavirus Course CorrectionWell, it is finally upon us: The inevitable recession that comes after every expansion and the corresponding stock market downturn. And oh boy is it a doozy. Is this the end of early retirement? First Things First First and most importantly, thank you to all of the world’s first responders... Read more »
- Coronavirus and Life in TaiwanLife is about to undergo significant change as the US and Europe begin societal lockdowns to slow the exponential spreading of Coronavirus. As a contrast, this is what life is like in Taiwan – first person and anecdotally. Taiwan Responds Quickly and Decisively We were skiing in Japan when news... Read more »
- Lessons From Japan’s Lost Decade(s)Following an epic collapse of double bubbles in the stock market and real estate prices, Japan “suffered” 2+ decades of stagnation and deflation. You would be hard pressed to find somebody who hasn’t at least heard of Japan’s Lost Decade(s.) It’s a popular topic people raise as soon as our... Read more »
- Award Travel Series Part 2: Transferable Currencies ExplainedAdvertiser Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Opinions, reviews, analyses... Read more »
- Reflections of 2019 – Normality (and Other Life Changing Events)2019 was our 7th full year of post-work life and probably our most “normal” year to date – we lived in a normal city, Jr went to a normal school, and we did normal life things. It was nice. And different. We did manage ~5 weeks of travel vacation (Thailand,... Read more »
Go Curry Cracker!
- Frozen Dinosaurs, Axe Murderers, Murderous Multiples, Ignorance, Recession, And DepressionSo, back in August, I wrote this: And 7 months later, here we are. (Side-note: I sandbagged it. The S&P 500 and Dow Jones are 30% and 35% off their all-time highs respectively.) I’m no clairvoyant. I could have predicted a downturn at just about any time in history and... Read more »
- Backup Plans For Backup PlansThe world has become a strange, foreign place; unlike the one I’m accustomed to. I was at the grocery store a couple of days ago and it was packed. There was a line of people that ran the length of the store. The shoppers were waiting to get to the... Read more »
- The Virus and Mr. Market’s Temporary HiatusMost things that are worthwhile are a struggle. If you want to become great at an instrument, you’re going to have to practice a lot. Yo-Yo Ma, the cello supervirtuoso, practices about 2,000 hours per year. If you want to become a great athlete, you’re going to have to put... Read more »
- 10 Questions With EducatorFIIt’s not an understatement to say that a good teacher can change a child’s life. My older child had an exceptional teacher (Mrs. T) a couple of years ago. She’d come home from school every day beaming, eager to tell us about her day. She was a different person at... Read more »
- VideoLife UpdateI originally named this post Lazy Life Update. I put the word lazy in there because the post was going to be an easy one; just a bunch of photos of what we’ve been up to in the 1500 household. But then, I thought that the L-word may give folks... Read more »
1500 Days to Freedom
- mp3Coronavirus Market Crash – Is This Time Different?The COVID-19 coronavirus pandemic has caused stocks to crash. Is this a normal bear market or is it different this time? JL Collins is here with his answer. Read more → The post Coronavirus Market Crash – Is This Time Different? appeared first on Mad Fientist.... Read more »
- FI LaboratoryTrack your progress to financial independence and early retirement with the free FI Tracker software and FIRE calculators inside of the FI Laboratory! Read more → The post FI Laboratory appeared first on Mad Fientist.... Read more »
- mp3Scott Young – UltralearningScott Young joins me on the Financial Independence Podcast to talk about "ultralearning" and why it's great for people pursuing early retirement! Read more → The post Scott Young – Ultralearning appeared first on Mad Fientist.... Read more »
- The Best and Worst Thing About Financial IndependenceThe best thing about financial independence is also the worst. I explain what it is and also share details about the secret project I've been working on! Read more → The post The Best and Worst Thing About Financial Independence appeared first on Mad Fientist.... Read more »
- mp3Valuable Lessons from My Third Year of FreedomIt's been three years since I left my full-time job and this past year was the best one yet! Here's a short podcast episode with everything I learned. Read more → The post Valuable Lessons from My Third Year of Freedom appeared first on Mad Fientist.... Read more »
Mad Fientist
- In a Crisis, Cash Flow Is KingHello again from the end of the world! Ha, just kidding. It is not the end of the world. Don’t get me wrong, this is a very, very serious health crisis the world is dealing with right now, and everyone should be practicing good hygiene, washing their hands, and practicing... Read more »
- COVID-19: Geographic Arbitrage on Hard ModeA 1 AM call is never followed by good news. This was the case five years ago. We’d just fallen asleep, but were jolted awake by the urgent ringing of Wanderer’s phone. As it turns out, Wanderer’s grandmother was in the ICU, and we had to fly home ASAP. When... Read more »
- Return of the Bear Market: Are You Ready?On Thursday, March 12, the US stock market entered a bear market. US stocks enter bear market territory after Trump’s travel ban ~~CNN A bear market, which is defined as a 20% drop in the stock market, officially brings to an end the longest bull market the world has ever... Read more »
- Is the Coronavirus the next Black Swan Event?The definition of a black swan event is an unexpected event with major negative consequences, and the key word in that description is “unexpected.” If you had asked me at the beginning of 2020 (and many people did) to guess what would cause the next stock market crash, I would... Read more »
- Worried About The Coronavirus Impact On Markets?At the end of 2019 after the Portugal Chautauqua, we decided to fly over to Asia to spend the winter months escaping the snow and chilling out on the beach. We’ve been to Asia before and loved it, but this time something was different. In the middle of December, we... Read more »
Millennial Revolution
- Making Sense Out of ChaosI stepped outside under a deep blue sky. The sun shone bright. It was a perfect day. Yet nothing felt right. In less than 24 hours between Wednesday, March 11th and Thursday, March 12th: The stock market continued to crash, marking the fastest ever drop from market top to bear... Read more »
- Coronavirus, Market Volatility, and “Buying the Dip”I’m sitting down to write this post at 8:30 in the morning on Monday March 2, 2020. The previous week that ended February 28th was the worst week for the stock markets since the 2008 financial crisis, spurred in large part by fears over the Coronavirus. I normally don’t pay... Read more »
- When to Take Social SecurityThis is a milestone year. The girl I married in her 20’s, is now a “senior citizen.” Though she doesn’t look like one. And I’m close on her heels. (Though I am starting to feel like one, at least on certain days!) With Caroline turning 62 this year, along with... Read more »
- February 2020 Best of the WebWe have a great collection of content to share with you this month. We start by continuing the conversation on topics we just wrote about this month: the challenge of keeping health care costs affordable and better understanding annuities. We also return to some older ideas that we’ve explored on... Read more »
- Retirement Healthcare: What Are Your Options?For years, health insurance in the U.S. was a major roadblock to early retirement. If you dared to leave work before age 65, when Medicare starts, you were on your own for retirement health care. In my case, our assets were closing in on financial independence as I reached my... Read more »
Can I Retire Yet?
- February 2020 Financial Update and thoughts on the CoronavirusWell folks, we're in the middle of a pandemic. It's amazing how much life has changed since I wrote my last blog post a month ago. I am certain that the next few months will bring even more change. I'll cover my regular monthly financial stats in the first several... Read more »
- January 2020 Financial UpdateJanuary is over and February is already half way over. It's been a busy month here at the Root of Good house and I've been a total slacker when it comes to blogging. Since the start of the year we have researched, planned, and booked not one, but two (!!)... Read more »
- December 2019 Financial UpdateAfter a busy end of the year, it has taken me a while to pull this monthly update together. In December, we spent twelve days on a cruise. Once we returned home, the Christmas holiday season started shortly thereafter. Then the New Year's celebration commenced. In between were several other... Read more »
- 11 Tips to Finish the Year StrongThe year is coming to a close. Time to get your financial house in order before we pop the bubbly and ring in the new year. Here are some tips to optimize your finances before it's too late: The post 11 Tips to Finish the Year Strong appeared first on... Read more »
- November 2019 Financial UpdateHere we are in the middle of December with just a few weeks left in the year. Where did the year go? It's busy times as usual here in the Root of Good household. As I write this we are packing our bags to set sail to the Caribbean (again)... Read more »
Root of Good
- Our Pandemic Routine: Parenting and Working From Home In The Time Of CoronavirusIt’s all pandemic all the time around here. Try as we might to be normal right now, this is not normal. There are semblances of normal, such as our family breakfasts. There are unexpectedly wonderful things, such as my sister and her kids reading my kids a story over Skype.... Read more »
- How We Can Help Out During A Global Pandemic: Resources, Ideas, and EncouragementI hadn’t planned on writing about the Coronavius again, but when I sat down to write what I’d previously planned on my editorial calendar (don’t be impressed, it’s just my regular calendar, but “editorial” sounds so, well, editorial), I realized I had no enthusiasm or energy for “regular” topics. We’re... Read more »
- How We’re Managing Our Money During the Coronavirus PandemicAs COVID-19–the disease caused by the novel Coronavirus–ravages the world, I feel fear and helplessness. My children’s school–and every school in our state–is closed until April 6th (or later). Bars and restaurants are closed. In neighboring states, everything save grocery stores and pharmacies is shuttered. The NBA, NHL, MLS and... Read more »
- This Month On The Homestead: Birthday Baking, Icicle Hiking, and Getting Stuck on My Own DrivewayFebruary 2020 In a winter populated by snow storms, in a climate where cold is more familiar that warmth, and a region mythologized by horse-drawn sleighs breaking through snow, February went above and beyond. Several overachieving storms bent tree branches to the earth with the weight of snow piled on... Read more »
- Reader Case Study: After An Abusive Marriage, What’s The Path Forward?Alex is on leave from a Materials Engineering PhD program and, while on leave, happened to get a dream job and is now faced with choosing between the PhD program and the job. Alex recently left an abusive marriage and is thinking critically about the sort of future they’d like... Read more »
Frugalwoods
- ● My move from VMMXX to VBTLXIn my recent post Taking Advantage of Mr. Bear, I described how this current decline offered me the opportunity to move from VTSAX (stocks) to VMMXX (cash) in my taxable account while simultaneously moving an equal amount of VBTLX (bonds) to VTSAX in my IRA. This had the effect of maintaining... Read more »
- mp3COVID-19: The unvarnished truth from Doc G.Desperate times call for desperate measures. So I highjacked Doc G’s podcast. That’s him above. There is so much nonsense swirling around COVID-19, right down to the correct name, I was starting to get lost sorting it out. What I needed was guidance from someone without an agenda. Someone who... Read more »
- Chautauqua sits out 2020Last week we sent the following message to our Chautauqua mailing list. I also wanted to share it with you: Sometimes it just feels like the Universe is speaking to you. If you are like me and it is telling you something you don’t want to hear, you can be... Read more »
- Taking advantage of Mr. BearToday (March 9, 2020) I decided it was time to cuddle up to Mr. Bear and let him help me avoid some capital gains taxes. As regular readers here know, for the past few years we have been homeless and nomadic. It is a lifestyle that agrees with us... Read more »
- Mr. Bear, Podcasts, a good book and why I should be in 100% stocksBear Market, oh my! See, just like I promised, Bear Markets can happen! Almost, anyway. As I type this, the S&P500 is down not quite 10%. Hardly enough to get excited about, at least if you are looking for a buying opportunity. Unless, of course, you are the financial media;... Read more »
jlcollinsnh
- ● Undervalued Dividend Growth Stock Of The WeekEvery Sunday, I uncover a high-quality dividend growth stock that appears to be undervalued. These pieces are published at Daily Trade Alert, which is a site that focuses on dividend growth investing, stocks, and unique investment opportunities. I’ve been writing for them for years now, and they’re just great over... Read more »
- How To Know If You’re “Wasting Money”I overheard something a while back when I was hanging out with a few people. And it kind of hit me the wrong way. One person was commenting on how they preferred to work on digital projects at home, instead of going to coffee shops. They stated that people who... Read more »
- Time Isn’t MoneyHow much do you really value your time? Maybe it’s $50/hour. $100/hour. $200/hour. The truth is, the hourly rate doesn’t really matter. If the answer is a number, I’d say you don’t value your time nearly enough. “Time is money” is a popular proverb. However, I think it’s flat wrong.... Read more »
- Undervalued Dividend Growth Stock Of The WeekEvery Sunday, I uncover a high-quality dividend growth stock that appears to be undervalued. These pieces are published at Daily Trade Alert, which is a site that focuses on dividend growth investing, stocks, and unique investment opportunities. I’ve been writing for them for years now, and they’re just great over... Read more »
- Let’s Stay Together ForeverOh and I met in October 2017, right after I decided to indefinitely relocate to Thailand in order to live out my early retirement dreams. And we’ve been pretty much inseparable ever since. We’ve shared adventures big and small, had countless conversations about life, and gotten to know each other... Read more »
Mr. Free At 33
- Financial Crisis Planning from The Wealthy AccountantThe stock market is down, reflecting the dim prospects for companies trying to turn a profit in a quickly declining economy. Decisions need to be made while you are under heavy duress. Should you sell an investment, or maybe buy? Is early retirement or collecting Social Security early a good... Read more »
- The Fuzzy Math Behind COVID-19Fear is the most powerful weapon in war. Hitler deployed buzz bombs against London in an attempt to destroy resolve and heighten fear during World War II. It nearly worked, if not for the even greater resolve of the British people and their leader, Winston Churchill. Fear is such a... Read more »
- The First Real Test of the FIRE and FI CommunitiesThere is an adage on Wall Street many have repeated over the years and more so in the last month: BUY THE DIP What so many forget is another Wall Street adage similar to the first: BUYING THE DIP WORKS UNTIL IT DOESN'T I have warned this is not over... Read more »
- Security Recovery Plan for BusinessesAll too often we install the security cameras after we are burglarized; start carrying pepper spray after an assault. Business owners, large and small, face heightened risks in our modern world and reactive security plans do not cut it. A proactive plan can prevent the breech before it ever happens.... Read more »
- How to Protect Yourself From the Coming Tax IncreaseTwo major tax increases are about to crush middle class Americans. The first tax increase has already been passed into law and will soon go into effect. The second massive tax increase is more sinister. The amount of the increase has yet to be determined, but we can get a... Read more »
The Wealthy Accountant
- Recession, Coronavirus and the Future of FIREWe're in an unprecedented moment in history, with people staying home, businesses closed, stock markets going for a wild ride, and most of all, fear for our lives as the coronavirus pandemic worsens. What does all of this mean for the FIRE movement? What does it mean for you? Read... Read more »
- Doing the Thing That Scares YouOne of the biggest things I've discovered in the last year is how badly I still want to be challenged despite having left my career behind. In fact, I want it so badly that I'm having to redefine what "challenge" even means to me. A real challenge involves some risk,... Read more »
- Two Years of Early Retirement // Impact, Lessons and Future ChangesIt's exactly two years since we waved goodbye to our careers and embarked on our early retirement, what we always thought of as our next life. Now we're reflecting on what we've learned and accomplished in these first two years of this next chapter of life, along with what we... Read more »
- New Life Rhythms, A Delayed Reckoning and Being Okay with Blogging LessI'm gradually moving toward a less frequent blogging schedule, driven largely by the evolving way I'm viewing and experiencing life in early retirement. This second year of early retirement has been a lot different from the first, and as I learn and evolve more, I'm discovering new ways of approaching... Read more »
- Don’t Let Life Get Too Easy in Early RetirementIn early retirement, we have the opportunity to make life easy, maybe too easy. And while that may sound great (no commute! no travel at the most crowded times!), a life that's too easy is actually bad for us. Let's dig into why that is and what we should all... Read more »
Our Next Life
- ● The Sunday Best (3/29/2020)The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more... Read more »
- What Matters Most When InvestingIt’s important to be reminded of what really matters most. While money is a primary concern for many, and it ... Read more... Read more »
- It’s Never Too Early to Start: The Rapid FIRE Approach of One Enterprising Medical StudentI’m often humbled when medical students and residents reach out to me, eager to share their financial successes to serve ... Read more... Read more »
- Support COVID-19 Relief Efforts With Only a Click (or Two)!This website, now in its 5th year, exists to help physicians and others improve their financial picture and overall ... Read more... Read more »
- The Sunday Best (3/22/2020)The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more... Read more »
Physician on FIRE
- My life philosophy: 51 lessons from 51 yearsHappy birthday to me! Today, I turn fifty-one. Holy cats, that's old! It's also a very, very strange time in this world. Kim and I had planned to celebrate by spending the weekend with my brother somewhere else in Oregon. With the coronavirus crisis in full swing, that's not going... Read more »
- mp3A short list of useful coronavirus resourcesBelieve it or not, the current coronavirus crisis is affecting Get Rich Slowly too. Things are slow around here. Traffic is down. Revenue is down. Production is down. Plus, I have a big deadline at the end of the month. My project for Audible and The Great Courses is due... Read more »
- Stopping the motor of the world“What a crazy day,” Kim said yesterday after she got home from work. “Coronavirus?” I asked. “Yeah,” she said. “My schedule fell apart, which I figured it would. But I did see three patients in the morning. All three were doctors. Obviously, they thought it was safe to see the... Read more »
- How will the coronavirus affect your personal finances?How quickly things change. Last week, the coronavirus (or Covid-19, if you prefer) was a distant problem. It was something other people in other places had to wrestle with. Sure, there was a looming sense that maybe this runaway train was steaming our way, but it still seemed distant enough... Read more »
- How to build credit the quick and easy wayMost Americans know that it's important to build credit but many don't know how. If you're one of those confused about how to build credit, you're not alone. In 2019, CNBC reported that around 40% of Americans don’t know how credit scores work. This is a disappointing but not altogether... Read more »
Get Rich Slowly
- This is 2020I’m Gwen, and this is 2020. (this would probably work better if my name was actually Barbara, but I had to give it a shot!) Welcome to my post on all the goals for 2020! I’ve got big plans for the year and I’m excited to put them into action!... Read more »
- Monthly Status Report: January 2020Disclaimer: some links may be affiliate links. They help offset the cost of keeping this blog running! Why do I do a monthly status report? I find it best to do a monthly status report for a few reasons. It helps me evaluate how I did the previous month. Did I hit a target reduction in spending or did... Read more »
- Go Second, FirstI have a number of insightful conversations with friends about pretty much every facet of Financial Independence fairly regularly. I love these conversations because they make me stop and think about why I do things the way I do. I hope that my posts also make you stop and go... Read more »
- 2019 RecapI’m not sure about your 2019, but frankly I’m quite glad to see it in my rear view mirror. It was a year full of adaption and change. All the changes I made in 2019 made it rather difficult to actually make progress on any one thing. I feel blessed... Read more »
- Monthly Status Report: December 2019Disclaimer: some links may be affiliate links. They help offset the cost of keeping this blog running! Why do I do a monthly status report? I find it best to do a monthly status report for a few reasons. It helps me evaluate how I did the previous month. Did I hit a target reduction in spending or did... Read more »
Fiery Millennials
- ● Re: Shiller PE RatioQuote from: mjones1234 on March 28, 2020, 12:59:21 PMThroughout the years, I've leaned on the Shiller PE ratio to get me out of equities due to far exceeding fair value. Does anyone have any arguments for or against using t...... Read more »
- ● Re: Post COVID, what things in life will be fundamentally different?I've never understood the handshake (I will honor you that I don;t know at all with physical intimacy and giving you any cold I have) or cruise ships (voluntary physical imprisonment in a seasick environment which, if anyone happens to be present with ...... Read more »
- ● Re: The sourdough threadI ended up moving the bowl to sit on top of the water heater/dispenser and started to notice some small changes. But it would get a bit too hot (over 85-90degrees at times) so I just took it back off. A couple questions:1) When it says to remove half ...... Read more »
- ● Re: Should we be paying down debts?Quote from: Peachtea on March 26, 2020, 08:09:40 PMIL is in a shelter in place but Home Depot is open as an essential business, so your side hustle should be fine as long as people don’t cancel to avoid contact. Comcast - ...... Read more »
- ● Re: Coronavirus is the End of TrumpQuote from: AnnaGrowsAMustache on Today at 03:41:40 PMQuote from: Brother Esau on Today at 07:16:13 AM[quote author=AnnaGrowsAMustache link=topic=114799.msg2594306#msg2594306 date=...... Read more »
The Money Mustache Community
- ● Money Questions • Re: Time to Move Investments to Safety? Implications?@bigato That's fair. It's worthwhile to consider hyperinflation or deflationary scenarios relative to your home/reserve currency of choice, commodities, etc.I think GdP is American and I'm not particularly worried about inflation here in the 1-2 year term, but it's something to think and worry about.Statistics: Posted by bostonimproper — Sun... Read more »
- ● Work & Education • Re: Business ideas for the upcoming depression?There you have your business idea Ha! I guess I walked right into that one. I guess rule #1 for me when evaluating business ideas is that it has to be an activity I enjoy. Keeping up with tax law definitely doesn’t make the list.Statistics: Posted by Tyler9000 — Sun... Read more »
- ● Money Questions • Re: Investments Trade LogCoronavirus: Six months before UK 'returns to normal' - deputy chief medical officerhttps://www.bbc.co.uk/news/uk-52084517This is the first time the UK government hinted at just how long the lockdown might really be in place. The implications on GDP/economy will be on a scale not seen before. In my opinion, this makes whole... Read more »
- ● Work & Education • Re: Business ideas for the upcoming depression?I've thought many times about starting an online business, but the biggest hurdle to me is the insane sales tax system that has developed for digital products where every state gets to individually decide how much of a cut they get to take out of each download. It's an administrative... Read more »
- ● Resources & Recommended Reading • Re: Resources and recommend watchingThe Tiger KingI'm two episodes in. These big cat people are really, really messed up. It seems like a very dirty business too.If anyone likes sci fi The Expanse and Altered Carbon are entertaining. I'm only one season into each though. Picard is OK too but since I have never... Read more »
Early Retirement Extreme Forums
- Accomplish More by Quitting: How to Craft a Quit ListCreating Your Quit List Listen here at Lisbyn, Apple, Castbox, or your favorite player. Jillian related that she isn’t the best quitter. She is better at pushing through the work and difficulty and not creating a ruckus about it. However, if we don’t want things in our life to be... Read more »
- Finding Your Professional Confidence with Kayla Wells (my former assistant)Listen here at Lisbyn, Apple, Castbox, or your favorite player. Today, Kayla Wells, wife, mom to three kids and Jillian’s former assistant, talks about what recently changed her mindset. When Kayla started working for Jillian, Jillian asked her to go through provided training and planning materials to help her become... Read more »
- Your Questions AnsweredListen here at Lisbyn, Apple, Castbox, or your favorite player. It’s time for a Q&A! In season one, the big idea is about reaching our goals and crafting our best life in the new year. In this episode, Jillian answers questions from viewers. Enduring Tough Times Rachel asked for some... Read more »
- How to Lean In and Find FocusListen here at Lisbyn, Apple, Castbox, or your favorite player. Do you have a big list of top priorities and goals that are left unfulfilled? In this episode, Jillian discusses the importance of finding focus in our lives. Is it okay to have a big priorities list? Reevaluate and Prioritize... Read more »
- A Year of Depth with David CainListen here at Lisbyn, Apple, Castbox, or your favorite player. Cultivating Your Values In this episode, special guest David Cain, writer of the Raptitude blog, talks about the importance of going deeper in our lives instead of wider. “The Idea is really to look at what you’ve already got in... Read more »
montanamoneyadventures.com
- It's Been a MinuteI've been sick, dear readers. For the past two plus weeks, I've had something that feels a lot like the flu. Though I was tested for the flu and it came back negative so I guess that means it was something...other than the flu. But the only test available was... Read more »
- VideoA Little Past Financial IndependenceBefore we dive in to this week's post, I wanted to mention that I was a guest on one of my favorite podcasts last week: Jamila Souffrant's Journey to Launch.I've been listening to Jamila's podcast for while and it was such a cool, surreal experience to get to chat with... Read more »
- VideoMaybe We Won’t Retire Just Yet?Mrs. Done by Forty and I have always been planners. Early on in our relationship, we created a New Year's Day tradition of going to The Olive Garden and planning out the upcoming year over salad and breadsticks.The restaurant has changed but the routine is the same: we both bring... Read more »
- Middle Class Wealth - 2020 UpdateWhen I saw CBS's video on how America's wealth was divided between quintiles, the five groupings that each hold 20% of all households, I remembered that it had been over five years since I'd written a post outlining how much wealth each quintile had.How had things changed?Unfortunately, the Census Bureau... Read more »
- Tax Refunds: CDs with a Positive ROI, not "Interest Free Loans"We're almost through January, so that means winter has set in, our resolutions are getting harder to stick to (or have bitten the dust entirely), and personal finance bloggers are trying to figure out how to get a few dollars of affiliate income from a tax prep software industry that has... Read more »
Done by Forty
- The Golden Albatross vs. Kiwi ArbitrageInterested in moving to New Zealand, the land of Kiwis? Grumpus Maximus discusses how he and his family determined if "Kiwi Arbitrage" was affordable. The post The Golden Albatross vs. Kiwi Arbitrage appeared first on grumpusmaximus.com.... Read more »
- Thankful For My Bronze MedalGrumpus Maximus returns to blogging with his annual Thanksgiving message all about Olympic medalists, ceremonies, speeches, and being thankful. The post Thankful For My Bronze Medal appeared first on grumpusmaximus.com.... Read more »
- The Pension Series (Part 11) : Pension Lump Sum Case Study — UpdatedThis is a substantive revision to the original Pension Series Part 11 article I published on 18 JAN 2018. I updated this article because I have a new method for calculating the Total Dollar Value (TDV) of pensions that do not possess a Cost of Living Adjustment (COLA). The new... Read more »
- VideoThe Pension Series (Part 13): The Master Pension Value Calculator (Updated)This is a substantive revision to the original Pension Series Part 13 article I published on 04 FEB 2018. I updated this article because I have a new method for calculating the Total Dollar Value (TDV) of pensions that do not possess a Cost of Living Adjustment (COLA). The post... Read more »
- The Pension Series (Part 19): Pension Annuity vs. Lump Sum Analysis (Again) — UpdatedThis is an updated version of an article first published in June 2019. It was updated to reflect changes made from a new formula to calculate Total Dollar Value (TDV) for pensions with no COLA, as I did with the reader/subject of this article. The post The Pension Series (Part... Read more »
grumpusmaximus.com
- Free “Mindful Budgeting” Templates!Free “Mindful Budgeting” Templates! Hey guys! One of my favorite people in the world, Cait Flanders, just released her “mindful budgeting” templates for *free* for anyone who wants them. It includes weekly spending sheets, a monthly budget, a monthly calendar to stay organized, and two exercises to help you do... Read more »
- Quarantine check-in and savings, you?Quarantine check-in and savings, you? Morning! Here’s a quick corona check-in over here: # of days self-quarantined now: 13 # of people infected in our household: 0 # of days it took to feel “normal”: 5 (amazing how fast you adapt!) # of times I’ve screamed “OH HELL NO!” after... Read more »
- A Christian’s Perspective on Debt-Free LivingA Christian’s Perspective on Debt-Free Living [Morning! Please welcome to the site today, Larry Thomas, who shares his financial recovery going through Dave Ramsey’s baby steps program. If you can believe it this was actually a *comment* left in response to our post on 6 things Dave Ramsey is Wrong... Read more »
- Project to keep you busy: Abraham Lincoln Penny Portrait!Project to keep you busy: Abraham Lincoln Penny Portrait! Okay guys, Got something for you if you’re running out of ideas over there! AND IT INVOLVES PENNIES! 846 OF THEM! Feast your eyes on this bad boy: The Abraham Lincoln Penny Portrait! $19.99 + Free Shipping If that doesn’t scream... Read more »
- Do you feel more prepared having lived through 2008?Do you feel more prepared having lived through 2008? Caught this stat in my draft folder and hit me harder re-reading it now than it did in November! From a survey by real estate investing startup, Concreit: “Over half of millennials feel “more prepared” for next recession having lived through... Read more »
Budgets Are Sexy
- mp3The Art of the PivotLooking at this through the lens of opportunity we explore how businesses are pivoting in difficult times. https://www.choosefi.com/start... Read more »
- mp3Accidental HomeschoolerContinuing on this daily podcast journey we talk about what happens when you life decides it is time to home school for a bit https://www.choosefi.com/Vincent https://www.choosefi.com/start https://www.choosefi.com/CIT... Read more »
- mp3Important Tax UpdateContinuing the daily episode series, Jonathan and Brad talk about some tax info from Sean Mulaney. https://www.choosefi.com/start... Read more »
- mp3This is Not a DrillIn light of current events, We are temporarily switching to a daily show to support the community. Access Community, Resources and More https://www.choosefi.com/start https://www.choosefi.com/CIT ... Read more »
- mp3171 | Flexible Spending Rules For Early RetireesMichael Kitces joins the show to share his research on flexible spending rules as they apply to Financial Independence. His call for flexibility could impact your path to FI by several years. For more information, visit the show notes at https://ChooseFI.com/171... Read more »
ChooseFI
- Slow Travel Is Wonderful, Yet We Still Had ChallengesI’ve had a bunch of reader requests for our lessons learned from slow travel. I’ll mention parts of our trips during this post, and the “Related articles” section at the bottom will have more information about our destinations. All of our Facebook photos in those links are public, and they... Read more »
- VideoThe “What’s Up Next?” Podcast: “Looking Out For Mom And Dad”A few months ago I joined Doc G and Paul Thompson of the What’s Up Next? podcast for a panel discussion about a family financial problem: How do you look out for your parents when you don’t know anything about their finances or their wishes? Our panel included Cameron Huddleston,... Read more »
- Yet Another Decade In Review PostMy spouse and I enjoyed a heck of a year. The end of 2019 marks 20 years of our financial independence and over 17 years of my military retirement. I’ve written about military personal finance for over 15 years and I hope I have a few decades left! And... Read more »
- Raising Your Money-Savvy Family For Next Generation Financial IndependenceIt’s coming in spring 2020: the book you’ve asked for about teaching your kids how to manage their money. My daughter Carol and I recently signed a book contract with ChooseFI Media to publish “Raising Your Money-Savvy Family For Next Generation Financial Independence.” It’s written from your questions asked at... Read more »
- Should You Attend FinCon, Military Influencer Conference, Camp Mustache, CampFI, and FI Chautauqua?Your journey to financial independence can be a little lonely if you’re doing it all by yourself. Even social media, podcasts, and videos are poor substitutes for hanging out with people who share your goals. This post will cover different ways to get a little boost of FI endorphins to... Read more »
Military Guide
- Living Abroad: Five Essential Survival SkillsLiving abroad is as alluring as it is polarizing. Five skills that will make your life abroad a success. The post Living Abroad: Five Essential Survival Skills appeared first on The Frugal Vagabond.... Read more »
- Spanish Non-Lucrative Visa RenewalSpain can get under your skin. In the course of living here for the full first year of our non-lucrative visa, we’ve come to love our home, our city, Spanish food and culture, and most of all, the close friends… The post Spanish Non-Lucrative Visa Renewal appeared first on The... Read more »
- Surgery in Thailand: Bumrungrad International HospitalI seek treatment at Bumrungrad International Hospital for a growth in my chest. How did it go? Was it cost effective to travel to Thailand for medical care? The post Surgery in Thailand: Bumrungrad International Hospital appeared first on The Frugal Vagabond.... Read more »
- Semi-FIRE Abroad: Ordinary Days, Extraordinary LifeWe've been living here in Spain for about four months now, so how is it going? Is it everything we'd hoped for? What do we miss most (and what do we not miss at all)? Just what are we doing with all that spare time? The post Semi-FIRE Abroad: Ordinary... Read more »
- Obtaining Your Spanish Residency Card (Tarjeta de Identidad de Extranjero)How to get your Spanish Residency Card (Tarjeta de Identidad de Extranjero) once you've arrived in Spain. You got your residence visa, now it's time to seal the deal! The post Obtaining Your Spanish Residency Card (Tarjeta de Identidad de Extranjero) appeared first on The Frugal Vagabond.... Read more »
The Frugal Vagabond
- Adiós 2019 y Bienvenidos 2020Okay, I know this post is late, but here it is. Before I get into last year’s accomplishments and this year’s goals, it’s worth mentioning that there are many things in life that are more important than money: family, community, faith, health, and love. As I write these words, the... Read more »
- Podcast Interview with One Million ApplesHappy New Year! I just wanted to let you know that I did an interview with Breanna Reish of the One Million Apples podcast. We talked about our 2019 hardcore savings, geo-arbitrage, my Twitter “rants,” and my never-ending obsession with Bigfoot. I hope you enjoy the interview. Gerry... Read more »
- Tax Planning: 2020 Free Money!The holiday season is upon us: fall weather, pumpkin spice, falling leaves, cool breezes…actually, who cares? It’s tax-planning time, so it’s time for my most anticipated post of the year: 2020 Free Money! Refresher: What is “Free Money!”? For the uninitiated, my Free Money! posts are an attempt to simplify... Read more »
- Podcast Interview with the ConfessionalsHi everyone! Believe it or not, I actually have interests outside of FIRE. If you read this masterpiece, you know I love all things Squatch. Last February I recorded a podcast interview with Tony Merkel of the Confessionals. We talk for about an hour about the various Georgia Bigfoot stories... Read more »
- 2019 Q3 Update from the SwampSwampy fall-is-finally-here greetings to all current and future millionaires. With the third quarter over for 2019, it’s now time to see how we’re progressing towards our annual financial goals. Our main financial goal for 2019 is to save $130k in our various tax-advantaged accounts: 457, 403b, IRA, and HSA accounts. ... Read more »
The Millionaire Educator
- mp3#106: The Emergency Real Estate Survival Kit - 5 Tools For Tough TimesUncommon economic times call for uncommon tools to help you survive as a real estate investor. In this episode, Coach shares 5 tools (i.e. lessons) that helped him get through the 2008-2009 recession and that you can use to get through 2020. Just think of it as your Emergency Real... Read more »
- mp3#105: How Will the Coronavirus Affect Real Estate Investing?Episode 105 - In this episode, Coach shares his opinion on how the coronavirus will affect real estate investing over the short-run and the long run. And importantly, he also shares both his "offense" and "defense" strategies to try to prepare for uncertainty no matter what comes next. Companion article:... Read more »
- mp3#104: 5 Steps to Get Unstuck and Off the Ground in Real Estate InvestingAre you stuck or unable to make progress with your real estate investing? This episode is design to give you 5 key steps that you need to break through your real estate obstacles and start making progress. Coach will also host a free webinar on this topic: https://coachcarson.com/webinar ... Read more »
- mp3#103: How a 39-Year-Old Went From Prison to a $375,000 Net Worth in 7 YearsEpisode #103 - Bill’s life changed drastically at 20 years old when he found himself in prison for 10 years without parole. After experiencing depression and challenges, he decided to slowly change his habits, mindset, and way of life while behind bars. Today, 7 years after leaving prison, Bill is... Read more »
- mp3#102: How to a Buy Real Estate With Little Cash & No Credit Using Credit PartnersEpisode #102 - A credit partner is a real estate investing strategy that allows you as a real estate investor to buy a property with little cash and no credit. And the credit partner gets to invest passively in real estate while still earning a good profit and minimizing their... Read more »
Real Estate & Financial Independence Podcast
- FIRE Confessionals: How A Bear Market Has Impacted The Financial Independence MovementWhen I started writing about achieving financial independence in 2009, there wasn’t a lot of hoopla. We had people mainly discussing how they were building large enough investment portfolios to sustain their early retirement lifestyles. There was a thorough discussion and analysis of these investment portfolios. Sure, there were some... Read more »
- A Money Gratitude Journal: The Best Way To Feel Better In A Bear MarketTo get through the latest bear market, I thought it would be fun to go through an exercise that will surely make you feel better. The exercise is a gratitude journal for money. Simply write down all the things you spent money on that could have been invested in the... Read more »
- The Economy Or Maybe Your Life: How Much Pain Are You Willing To Endure?Americans are facing a difficult dilemma. How long are we willing to purposefully shut down our economy to combat the coronavirus and risk losing even more people due to a great depression? I don’t know the answer, which is why I’m turning to you to hear your input. My gut... Read more »
- How Our Family Is Negatively Impacted By The Coronavirus CrisisInstead of telling you how my family is doing OK during the coronavirus crisis, I wanted to share with you how our family is being negatively impacted. From going through a logical exercise on how to predict a stock market bottom to providing suggestions on how to better work from... Read more »
- How To Predict A Stock Market Bottom Like NostradamusAre you wondering when the stock market will bottom? So am I! When there is stock market pandemonium, there tend to be a lot of worst-case scenarios thrown around e.g. zombie apocalypse with no food, electricity, or running water. Because of the hysteria, the stock market tends to both overshoot... Read more »
Financial Samurai
- mp3#248: Covid-19 and the Bear Market[smart_track_player url="https://traffic.libsyn.com/paulaandjaymoney/AA248.mp3" title="Covid-19 and the Bear Market" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] We are living in a time of extreme uncertainty. Many of us are questioning how we can best use the funds we have to survive it. "Should I sell the funds I... Read more »
- mp3OMG Monday: Welp, I Have a Fever of 102.3 Degrees[smart_track_player url="http://traffic.libsyn.com/paulaandjaymoney/PSA_Thursday_March_19_2020.mp3" title="OMG Monday: Welp, I Have a Fever of 102.3 Degrees" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] It's Quarantine Day 10, and thank goodness I've been staying in, because yesterday I learned that I have a 102.3 degree fever. I don't know if it's... Read more »
- mp3PSA Thursday: Social Distancing is Social SolidarityMy chief overriding mission is to use this platform to do everything in my power to help slow the spread of coronavirus. I'd also like to provide as much guidance as possible in this turbulent bear market and potential recession. To do that, I'm introducing a new segment to the... Read more »
- mp3#247: Ask Paula – Is the Stock Market Going to Crash in 2020? How Should I Invest in a Bear Market?[smart_track_player url="https://traffic.libsyn.com/paulaandjaymoney/AA247.mp3" title="Ask Paula - Is the Stock Market Going to Crash in 2020? How Should I Invest in a Bear Market?" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] Caroline wants to buy her first home in Denver, CO. How can she calculate how much mortgage... Read more »
- mp3#246: Pain, Grief, and the Pursuit of Financial Independence, with Jillian Johnsrud[smart_track_player url="https://traffic.libsyn.com/paulaandjaymoney/AA246.mp3" title="Pain, Grief, and the Pursuit of Financial Independence, with Jillian Johnsrud" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] Jillian Johnsrud grew up at the poverty line. Her mother had two children by age 19, and Jillian was raised in a town of 700 people,... Read more »
Afford Anything
- Flipping Books for Profit: How to Make $4000 a Month Selling Used BooksDo you enjoy hunting for bargains that you can buy low and sell high? Charlie William does, and his book flipping business is proof that this business model still works. He’s become a master deal-hunter, selling more than $9,000 worth of used books last month on Amazon. The best part?... Read more »
- Hunkering Down and Leveling Up: What Can We Do Now?Tough times don’t last, but tough people do. As you know, one of the core themes of Side Hustle Nation is to control what you can control, even when the world seems to be spinning out of it. I’m still wrapping my head around what the coronavirus outbreak means for... Read more »
- 379: 3 Ways to Get More Leads for Your BusinessNote: Click here to download Kai’s top tips for finding prospects and turning them into sales and paying clients from this episode. Do you want to generate more leads for your business? Are you struggling to turn prospects into paying customers? If you’re saying “yes” to either of those questions,... Read more »
- 24 Ways to Make Money on Facebook … without Selling Your SoulCould you turn your Facebook habit into cash? The average Facebook user spends more than half an hour a day on the site, and the company is certainly making money off you! With more than 2 billion members, a robust advertising platform, and a popular peer-to-peer marketplace, there are tons... Read more »
- 378: Facebook Groups: Grow and Monetize a Community Around Something You Care AboutMelissa Fassel Dunn from grouptize.com has built a thriving - and profitable - online community serving residents in her small town. The interesting part is that she didn't start her Facebook group or website with the goal of making money. She did so to solve a pain point she was... Read more »
Side Hustle Nation
- Flipping Books for Profit: How to Make $4000 a Month Selling Used BooksDo you enjoy hunting for bargains that you can buy low and sell high? Charlie William does, and his book flipping business is proof that this business model still works. He’s become a master deal-hunter, selling more than $9,000 worth of used books last month on Amazon. The best part?... Read more »
- Hunkering Down and Leveling Up: What Can We Do Now?Tough times don’t last, but tough people do. As you know, one of the core themes of Side Hustle Nation is to control what you can control, even when the world seems to be spinning out of it. I’m still wrapping my head around what the coronavirus outbreak means for... Read more »
- 379: 3 Ways to Get More Leads for Your BusinessNote: Click here to download Kai’s top tips for finding prospects and turning them into sales and paying clients from this episode. Do you want to generate more leads for your business? Are you struggling to turn prospects into paying customers? If you’re saying “yes” to either of those questions,... Read more »
- 24 Ways to Make Money on Facebook … without Selling Your SoulCould you turn your Facebook habit into cash? The average Facebook user spends more than half an hour a day on the site, and the company is certainly making money off you! With more than 2 billion members, a robust advertising platform, and a popular peer-to-peer marketplace, there are tons... Read more »
- 378: Facebook Groups: Grow and Monetize a Community Around Something You Care AboutMelissa Fassel Dunn from grouptize.com has built a thriving - and profitable - online community serving residents in her small town. The interesting part is that she didn't start her Facebook group or website with the goal of making money. She did so to solve a pain point she was... Read more »
Side Hustle Nation
- T.G.I.F. Friday: Volume 13Welcome to “Thank God I’m FI” Friday, Volume #13! Here are some things I really like and that you might too. Finance Articles My life philosophy: 51 lessons from 51 years? (Get Rich Slowly) – “Life is like a... The post T.G.I.F. Friday: Volume 13 appeared first on Accidental... Read more »
- Now Is Not The Time To Be SmugIn the past week I’ve seen some financial independence folks being a bit smug about this economic crisis that COVID-19 has caused. At one level I get it, for those who have saved money, invested wisely, lived frugally, and avoided... The post Now Is Not The Time To Be Smug... Read more »
- How Much Has The Population In Your Area Changed?Pssst: There’s more than enough to read about the pandemic right now, and I already posted about it twice from different angles. I do not wish to turn my blog into a COVID-19 blog and frankly many of us would... The post How Much Has The Population In Your Area... Read more »
- How The Coronavirus Might Change FoodFor introverts like me, “social distancing” isn’t something I have to be convinced to do. It’s built into my life a little more than it is for a social butterfly or an extrovert. So I’ve been watching with curious fascination... The post How The Coronavirus Might Change Food appeared first... Read more »
- T.G.I.F. Friday: Volume 12Welcome to “Thank God I’m FI” Friday, Volume #12! Here are some things I really like and that you might too. Finance Articles Why Does The Stock Market Go Up Over Time? (Four Pillar Freedom) – “The whole idea behind... The post T.G.I.F. Friday: Volume 12 appeared first on Accidental... Read more »
Accidental Fire
- Personal finance during the pandemicBecome a Patron!As you may have heard, the world is in the throes of a new, as-yet-untreatable, easily-communicable, fairly-deadly virus. I’m not going to tell you to wash your hands, stay home, maintain physical distance, etc. You already know that, unless you’re a dedicated OANN viewer. Instead, I want to... Read more »
- The Danger Is Still Present In Your TimeBecome a Patron!The other day I saw an amazing tweet by someone who had turned the famous “long-time nuclear waste warning message” into an iconic “Live Laugh Love”-style etched board:Every line is funny and poignant in its own way, but the one that keeps coming back to me is, “the... Read more »
- Three approaches to cutting federal bonds out of untaxed accountsBecome a Patron!Last month I wrote about the curious fact that mutual funds designed to be held in retirement accounts, where their distributions are generally untaxed year-to-year, nonetheless hold federal bonds that are exempt from state income taxation. I suggested that it should be possible to optimize your retirement account... Read more »
- Don’t pay for tax benefits you’re not usingBecome a Patron!I had a very interesting conversation today that got me thinking about a tax issue I had never given serious thought to before, and which I think is probably totally unknown to most investors, but that affects virtually all of them: the exclusion of US federal interest payments... Read more »
- Two interesting strategies for avoiding the SECURE Act’s revenue provisionsBecome a Patron!One blog I keep an eye on is Michael Kitces’s website Nerd’s Eye View. The content is rarely very relevant to me personally, but they do a terrific job digging deep into tax planning strategies and IRS rulings, so you can at least learn the outlines of an... Read more »
Independently Financed
- Guest Post at Physician on FIREIf you haven’t already seen it, Physician on FIRE is a blog about achieving financial independence while working in the medical field. Even though the blog is focused on challenges facing physicians, the financial aspects are still the same. Work toward … Continue reading → The post Guest Post at Physician... Read more »
- How Much Can a Greenhouse Extend the Growing Season?Last year I designed and built a hoop house for around $650 in materials. I didn’t want to waste money heating the thing, so the plan was to keep it passive. Since I never worked with an unheated greenhouse before, … Continue reading → The post How Much Can a... Read more »
- Should I Pay Off My Mortgage?Having a paid off house has always been a goal. Living mortgage-free sounds awesome, but it can also put the brakes on financial growth. Any money put toward home equity is robbing investment accounts of hard working capital. After years … Continue reading → The post Should I Pay Off... Read more »
- How to Get Started Hunting MushroomsI love hiking in the shade of the woods, racing to the top of a mountain to take in a satisfying view. Lately however, I’m less interested in flying up rocks and roots to see the world from afar. I’ve … Continue reading → The post How to Get Started... Read more »
- Reflecting on Two Years of Early RetirementFor years, I spent my days waking up early and rushing to wash, dress, and sit in traffic only to sit in a cube waiting to rush home. All that time, I was propped up by dreams of a freer … Continue reading → The post Reflecting on Two Years... Read more »
Mr Crazy Kicks
- How to Prepare for Life After ResidencyBurnout and Finance I was recently asked to speak to a bunch of medical residents about my story of burnout and my general philosophy on finance and life. I declined for a variety of reasons, but upon reflection I realized that this was a topic I had not addressed. This... Read more »
- A Podcast, Guest Post, and Random MusingsHey philosophers, just wanted to let you know about a couple of small projects I participated in recently. I haven’t had much time or motivation to write these last couple of weeks. I have been paying the work price for my two week vacation to Alaska. Flexibility to take a... Read more »
- Running, Purpose, and Bears (Oh, my!)As my feet rhythmically hit the belt of the treadmill, it briefly occurred to me this was perhaps the weirdest time to start my journey back to some sort or reasonable physical fitness. The treadmill was gently rocking side to side and I was looking out at an endless expanse... Read more »
- Why A Physician Should Work Full-TimeAs an evangelist of part-time work for physicians, I occasionally get an e-mail from a physician reader asking if cutting back on work is the right move for them. Often times they are early in their training, and I’m not sure how to respond. I feel conflicted. I know what... Read more »
- The Government Doesn’t Want you to Work (Too Much)A feeling of dread suddenly came over me. The numbers just didn’t add up, yet I could not figure out where I went wrong. Maybe I typed something in wrong or missed a section, but everything looked more or less complete. Maybe I’m just getting too old for this and... Read more »
The Happy Philosopher
- Hello, MFLC! Mostly Funded Lifestyle ChangeThere has been a lot going on lately around here. Between the separation, figuring out life, figuring out finances, figuring out new income sources… It’s a lot to take in, let me tell you. I’ve felt overwhelmed, underwhelmed, like I’m drowning financially, and also feeling at times like I’m sort... Read more »
- VideoI Dread Dealing With MoneyBeing thrust into control of my finances again has brought up a lot of “money emotions” for me. My relationship with money is an odd one because I mostly feel dread when thinking about money. Yes, dread. Dread: 1. a) to anticipate with great apprehension or fear ... Read more »
- Shopping for Insurance SucksOh man. This past weekend I spent about 4 hours shopping around for auto and renter’s insurance. Did it pay out to spend that much time in front of the computer? Yes, yes it did! How much? Well, if I take my savings divided by time spent looking for those... Read more »
- Embracing the SuckRecently, a LOT has changed around here, like, a whole lot. My living situation, income situation, financial situation, relationship situation, hell, everything except a new vehicle to be honest. Although, TIL, I’m making $60/day as a sub which means I just got a raise! Yes! Crushing it!! Sweetest $8/hr evr... Read more »
- Starting Over, Again…If you read my last post, you’ll know that things are changing pretty significantly around here. One of the biggest changes is also the one I’m worried about the most. That is the fact that I’m handling my own finances again… Yes, yes, for the last 11 yrs or so,... Read more »
Slowly Sipping Coffee
- The Importance of Meditation in Crazy TimesBy Leo Babauta These are times of heightened change, disruption, uncertainty, fear, anxiety. It can feel pretty crazy for most of us. So how do we cope? What can we do in the middle of chaos and crisis? This is when meditation becomes of critical importance. Without meditation, we have... Read more »
- 4 Mindfulness Practices That We Need Right NowBy Leo Babauta In the middle of the chaos of the world right now, what can we do to take care of ourselves? Let’s talk about a handful of simple mindfulness practices that can be helpful. Breathe deeply into the belly. This is one to start with, no matter where... Read more »
- Dealing with the Immense Uncertainty of the WorldBy Leo Babauta The world is in a state of fear and uncertainty right now, and it’s stressful and overwhelming for most of us. This kind of fear, stress, uncertain and overwhelm can have some really strong effects on our lives: Constant fear and stress can cause anxiety problems, worsening... Read more »
- The Power of Getting ClarityBy Leo Babauta Before I started Zen Habits, I was in a place in my life where I had a beautiful family, but I was stuck and dissatisfied with myself. I knew I wanted to change things — my health, finances, job, way that I was approaching life — but... Read more »
- Undone: The Unprocrastination ChallengeBy Leo Babauta This month, I’m issuing a challenge to all of you procrastinators … and no, you can’t make the joke that you’ll do it later! The challenge is called Undone: The Unprocrastination Challenge, and it’s a part of my Sea Change Program. The challenge is to set aside... Read more »
zen habits
- The Cheat Codes of FIFor those of you following along, you know I've been a bit busy lately. In addition to my own music, podcast, and software projects, I've also been popping up on other people's podcasts. A few weeks back I sang a few bars of Michael Bublé on The FI Show with... Read more »
- FI Without REBack in November of 2017, a tired, burned out version of myself was pushed past his breaking point. After months of mandatory unpaid overtime, morning self pep-talks, stress-eating, and yelling at coworkers, the old Joel finally had enough. He walked up to his boss, and with a surprising, zen-like calm,... Read more »
- VideoSo Much Time & So Little To Do!Wait a minute. Strike that – reverse it! I know, I know, I haven't updated this blog in months. What gives?! If things get any more sporadic around here I'll be on the Miss Mazuma publishing schedule! 😉 Maybe I should adopt the slogan of Wait, Buy Why and claim that I'll have... Read more »
- Reaching for the Moon(shot)!This week, I'm thrilled to be featured on Coryn Quester's “Discover What's Possible” Podcast! In the interview, we talk about everything from the ‘Why' of FI, to the most challenging aspects of financial independence for those just starting out. But one of the more interesting questions she posed really got... Read more »
- Misconceptions of FIThis past weekend The Wife and I went to see Crazy Rich Asians, and really enjoyed it! (Featured image credit: Entertainment Weekly) Having been on the FIRE journey for a few years now, it was fun taking in all the over-the-top luxury on the screen. Of course, this wasn't the... Read more »
Financial 180
- Episode 92: Surpassing Your Dreams For Something BetterEarn & Invest I am proud to release episode 92 of The Earn & Invest Podcast. This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post Episode 92: Surpassing Your Dreams For Something Better appeared first on DiverseFI.... Read more »
- Episode 91: Coronavirus and Rebounding From Your Worst Financial MistakesEarn & Invest I am proud to release episode 91 of The Earn & Invest Podcast. This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post Episode 91: Coronavirus and Rebounding From Your Worst Financial Mistakes appeared first on DiverseFI.... Read more »
- Episode 90: Are We Overreacting?Earn & Invest I am proud to release episode 90 of The Earn & Invest Podcast. This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post Episode 90: Are We Overreacting? appeared first on DiverseFI.... Read more »
- Episode 89: Tested By Financial, Emotional, and Physical DevastationEarn & Invest I am proud to release episode 89 of The Earn & Invest Podcast. This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post Episode 89: Tested By Financial, Emotional, and Physical Devastation appeared first on DiverseFI.... Read more »
- Episode 88: Losing Your Financial Way and Finding It On El Camino.Earn & Invest I am proud to release episode 88 of The Earn & Invest Podcast. This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post Episode 88: Losing Your Financial Way and Finding It On El Camino. appeared first... Read more »
DiverseFI
- ● A Father, and his AngstDon’t know where to begin. We all have been impacted in various ways with the ongoing pandemic. Travel delays, cancelations, shortages, market...... Read more »
- ● Go from bonds to ca$h ?I am 60 and my spouse is 61. All our IRAs (about ~20-25% of total assets value) are in bonds - BND and BNDX. They are 1.78% in plus YTD. (I...... Read more »
- ● Question about the significance of TLH lossesOn another forum, a poster mentioned racking up over $200K in tax loss harvesting over the past couple weeks in order to offset future gains. He...... Read more »
- ● Military Commissaries and coronavirus shortagesI know there are a number of active military/military retirees on this board. For those who regularly shop at commissaries I'm curious whether or not...... Read more »
- ● Filing for UnemploymentMy son is having a hard time understanding how to file. I know every state is different. He went on line on Friday evening and filed since...... Read more »
Early Retirement & Financial Independence Community
- How to Make Extra Money with Paid Focus GroupsIf you’re looking for a side hustle, you may have considered completing paid online surveys, but you can take this to the next level with paid focus groups. There are lots of ways to make extra money with focus groups, both locally and online, and here we’ll explore some of... Read more »
- How to Make $100 Fast: Free and Easy Methods to Make Money NowIf you need to make some money quickly, there are a lot of different ways to do it. On this page you’ll find a list of different ways you can make $100 fast. Most of them are easy and will be options for just about anyone. Some of the methods... Read more »
- DoorDash vs. Uber Eats vs. Postmates: Which is Best for Delivery Driving Jobs?If you’re looking to earn a little extra cash, but have an older car, working as a rideshare driver with companies such as Lyft and Uber may not be open to you. However, there are still some great ways to earn money with a delivery driving job. The on-demand delivery... Read more »
- The 20 Best Apps That Pay You to WalkWalking is a part of everyday life, so wouldn’t it be great if you could get paid for doing it? You may be surprised by the number of apps that pay you to walk. In this article, we’ll take a look at more than 20 options. If you get a... Read more »
- How to Get Paid to Test WebsitesThese days, with the internet and growing technology, there are nearly limitless side hustle ideas for making extra money. Whether it is a full-time job, or whether you’re looking to make some extra cash on the side of your full-time job, extra money is available to be made! In fact,... Read more »
Vital Dollar
- Review: Luigi’s Mansion 3 [Nintendo Switch]Luigi is back and better than ever in the newest installment in the Luigi’s Mansion Series. This is the third game in the Luigi’s Mansion franchise, and it’s … Review: Luigi’s Mansion 3 [Nintendo Switch] Read More » The post Review: Luigi’s Mansion 3 [Nintendo Switch] appeared first on Your... Read more »
- Want Free Money? It Is Easier (and Safer) Than You ThinkBelieve it or not, free money is not only possible, but it’s actually quite easy. You just need to know where to look and how to find opportunities … Want Free Money? It Is Easier (and Safer) Than You Think Read More » The post Want Free Money? It Is... Read more »
- The 15 Best Star Wars: The Clone Wars Episodes of All TimeWith the final season of Star Wars: The Clone Wars airing on Disney+, it seems like the perfect time to take a look back at the past episodes, … The 15 Best Star Wars: The Clone Wars Episodes of All Time Read More » The post The 15 Best Star... Read more »
- Gaming for Covid-19 Relief (How to Support Covid-19 Relief for Free)Looking to support Covid-19 relief??? Do you love playing rad video games???? Great news!!! Now you can do both!!!! And it is entirely free!!! We have been hearing … Gaming for Covid-19 Relief (How to Support Covid-19 Relief for Free) Read More » The post Gaming for Covid-19 Relief (How... Read more »
- Opinion Outpost Review: Is it Worth ($$$) Your Time???Have you considered taking surveys online to help you reach your financial goals? You may have had to sift through several websites to figure out which one is … Opinion Outpost Review: Is it Worth ($$$) Your Time??? Read More » The post Opinion Outpost Review: Is it Worth ($$$)... Read more »
Your Money Geek
- Episode 146- How To Earn More Through Alternative Income Streams, Side Hustles & Leveraging Your Skills w/ Sandy SmithListen & Subscribe: on iTunes, Google Play, Stitcher, Soundcloud, Google Podcasts, Android Device (This post may include some affiliate links) It’s more important now than ever to think about ways to increase and diversify your income. In this week’s episode, my guest, Sandy Smith shares how to start your own side... Read more »
- Episode 145- A Q&A Episode: Rebuilding Your Credit, Having Money Conversations With Your Partner, How To Get Started and More!Listen & Subscribe: on iTunes, Google Play, Stitcher, Soundcloud, Google Podcasts, Android Device (This post may include some affiliate links) I want you to live your best life when it comes to money. So, in this week’s Journey to Launch podcast episode I am answering your questions about rebuilding your credit,... Read more »
- Episode 144-Bonus Episode- Coronavirus, The Market Decline & The Impact on Your Money (& What To Do About It)Listen & Subscribe: on iTunes, Google Play, Stitcher, Soundcloud, Google Podcasts, Android Device (This post may include some affiliate links) In this bonus episode, I discuss the biggest concern in the world at the moment, the Coronavirus. You may be worried about your money, job, health and family and I am... Read more »
- Episode 143- Building Legacy Wealth & The Road To Economic Empowerment with Dr. Pamela JollyListen & Subscribe: on iTunes, Google Play, Stitcher, Soundcloud, Google Podcasts, Android Device (This post may include some affiliate links) This week’s Journey to Launch Podcast is going to blow you away. Wealth Strategist, Dr. Pamela Jolly is on the show and we have a dynamic conversation about wealth building strategies,... Read more »
- Episode 142- How to Avoid Burnout On Your Financial Journey and Charging Your Worth with Sarah Li CainListen & Subscribe: on iTunes, Google Play, Stitcher, Soundcloud, Google Podcasts, Android Device (This post may include some affiliate links) This week on the Journey to Launch podcast, Sarah Li Cain of Beyond the Dollar shares how she became a six-figure freelance writer with a six-figure net worth. She went from... Read more »