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- The Sweet Spot“Success can get you to the top of a beautiful cliff, but then propel you right over the edge of it.” As a Mustachian, there’s a good chance that you are a bit of an overachiever. Maybe you fought hard to get exceptional grades in school, or perhaps you have... Read more »
- Introducing Coverage Critic: Time to Kill the $80 Mobile Phone Bill ForeverA Quick Foreword: Although the world is still in Pandemic mode, we are shifting gears back to personal finance mode here at MMM. Partly because we could all use a distraction right now, and even more important because forced time off like this is the ideal time to re-invest in... Read more »
- The Medicine of Mustachianism (a guest post from Marla)Foreword from Mr. Money Mustache : Marla is a long-time friend who I met on one the very first of the Ecuador Chautauqua trips. Since then, she has served as the Chancellor of Fun in the MMM organization, which is an informal and haphazard group of entirely volunteer planners who... Read more »
- VideoNo, You Didn’t Just Lose Half Of Your Retirement SavingsSo here we are just a month later, in a full-blown economic panic, and at the start of the most sudden recession ever. The pandemic has spread much further and faster than most uninformed people (including me) would have ever guessed, and the whole world is on some form of... Read more »
- Lessons in Fear and Wealth from the CoronavirusAs I write this, the biggest story in the entire world is a virus that is making its way around the planet, leaving a trail of sickness and death in its wake, while sending a much bigger shockwave of fear and uncertainty out front. Last week, the US stock market... Read more »
Mr. Money Mustache
- ● Are FIRE housing principles the same across both LCOL and HCOL areas?The FIRE community generally encourages keeping housing costs as low as possible to invest the difference in equities, real estate, etc. Which makes sense. However does this also apply to HCOL areas, where homes appreciate more than LCOL areas? For example, it’s common to see over 100K appreciation on a... Read more »
- ● FIRE and not being forced to work during covidFirst off, this is more of a rant, so apologies for that. My wife is a part-time schoolteacher and daycare provider. Seeing the bs she has to put up with during the pandemic has made my blood boil. The school she teaches at has recently requested all the teachers to... Read more »
- ● Daily FI discussion thread - August 08, 2020Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ... Read more »
- ● A Nurses Perspective....30yr F. I put myself through nursing school (my second degree), both paid for in cash and have been a Nurse for two years now. I have barely six figures in savings (large majority in retirement). Ive never had any debt and my goal is to be financially independent by... Read more »
- Does anyone have MORE now but feel like they have LESS?Lately I have been watching the numbers go up but feeling like I have less. When I was 21, I took a vacation that cost me around $8,000. I only had around $50,000 to my name at the time. Fast forward to many years and lessons later, I would absolutely... Read more »
financial independence / early retirement
- ● Living in a garbage truckSomeone turned a garbage truck into a small apartment. While this looks nice and expensive in a involuntarily ironic kind of way much like a $7000 track bike turned commuter, check out the cabinets in the kitchen. Genius! I have not made anything out of wood since that suspension bridge... Read more »
- ● ClotheslinesA clothesline is not just a wrestling move on WWE Monday Night Raw, it also used to be a place where people hung their wet clothes out to dry. The concept is uniquely simple. When the washing cycle is done, clothes are hung up on a taught string until they... Read more »
- Hands-on substitute exercise for cable TVRecently I read about someone who had cancelled his cable and sought out alternative sources for watching TV. Now, I think TV is a useless pursuit, mostly because of the opportunity costs particular in the time which could be spent on learning or doing something productive. However, obviously, many people... Read more »
- What permaculture and ERE have in commonERE has been compared to permaculture, but it is not really derived from permaculture. In fact I have only read two books on permaculture and until recently I had a black thumb and no experience at all with growing things. Of course what the two share is that they’re both... Read more »
- The danger of lifestyle consumptionBy lifestyle consumption I mean seeing lifestyle, which is a pattern of behaviors, as a product to be consumed. This product can be a book, celebrity shows and magazines, clothing, and so on. Effectually, the lifestyle is idolized and people then flock to the given lifestyle and buy into its... Read more »
Early Retirement Extreme
- Find Unclaimed AssetsWhen you are practicing social distancing and self-isolation, finding new pandemic hobbies is one way to keep positive. One exciting option I used was finding unclaimed assets that were owed to us – 10 minutes of effort yielded $82.20. Maybe you have some free money out there with your name... Read more »
- Summertime Mini-Adventures 2020The past several years we spent the summer jetting around the globe for grand adventures… Costa Brava, Provence, Hoi An, Bali, rural Minnesota… … but Winnie’s pregnancy is now in the 3rd trimester so travel isn’t really something we aspire to. And there is that global pandemic thing still raging…... Read more »
- Award Travel Series: Credit Score and Annual FeesAdvertiser Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Opinions, reviews, analyses... Read more »
- Award Travel Series: Cashback Credit CardsHere at Go Curry Cracker, we advocate for transferable miles and points that can be transferred to airlines and hotels to reap substantial rewards. But as they saying goes, “cash is king” and in today’s uncertain circumstances there are situations where being able to redeem rewards for real cash can... Read more »
- So That’s What It Feels Like to Lose $1 MillionMy investing career has spanned some incredibly interesting timeframes – the Internet bubble burst of 2000, the Great Financial Crisis of 2008, the beginning of the COVID-19 pandemic… each unique, but with one strong commonality – in every one of them I lost what felt like a great deal of... Read more »
Go Curry Cracker!
- Performance Update (Day 2738): Where Do We Go From Here?My main goal* was to build an investment and cash portfolio of $1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in 1500 days**, starting from 1/1/2013 and ending in February of 2017. I made my goal in 2016, my 1500 Days are over, and I’ve left my job. In the interest of... Read more »
- 3+ Years Of FIRE: Reflections On Home School Hell, Happiness, And DeathSo never say never,The pain from the past makes the pleasure way better.You gotta feel the lowest lows to get the highest highs,Blow your nose, dry your eyes.Open roads waiting and its time to drive,Isn’t it scenic after? -Wax (Limousine) 7/17, 5:30am: I’m lying in bed thinking that I quit... Read more »
- Empty WorkshopThe post Empty Workshop appeared first on 1500 Days to Freedom.... Read more »
- DadThis blog has taken a lot of twists and turns over the years. However, it has served one semi-secret, self-serving purpose. And that purpose is to help me. The keyboard is where I go to sort out thoughts. Forcing myself to translate my thoughts into words forces my brain to... Read more »
- Performance Update (Day 2708): Velociraptors And VirusesMy main goal* was to build an investment and cash portfolio of $1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in 1500 days**, starting from 1/1/2013 and ending in February of 2017. I made my goal in 2016, my 1500 Days are over, and I’ve left my job. In the interest of... Read more »
1500 Days to Freedom
- mp3Valuable Lessons from My Fourth Year of FreedomIt's been 4 years since I left my job and what a crazy year it's been! Here's what I learned from the last year of post-FI life (and the COVID crisis) Read more → The post Valuable Lessons from My Fourth Year of Freedom appeared first on Mad Fientist.... Read more »
- What’s in My Portfolio (and How I Manage It)Sticking to your long-term investing goals during turbulent times can be difficult but portfolio rules and systems can help. Here are mine... Read more → The post What’s in My Portfolio (and How I Manage It) appeared first on Mad Fientist.... Read more »
- mp3Coronavirus Market Crash – Is This Time Different?The COVID-19 coronavirus pandemic has caused stocks to crash. Is this a normal bear market or is it different this time? JL Collins is here with his answer. Read more → The post Coronavirus Market Crash – Is This Time Different? appeared first on Mad Fientist.... Read more »
- FI LaboratoryTrack your progress to financial independence and early retirement with the free FI Tracker software and FIRE calculators inside of the FI Laboratory! Read more → The post FI Laboratory appeared first on Mad Fientist.... Read more »
- mp3Scott Young – UltralearningScott Young joins me on the Financial Independence Podcast to talk about "ultralearning" and why it's great for people pursuing early retirement! Read more → The post Scott Young – Ultralearning appeared first on Mad Fientist.... Read more »
Mad Fientist
- The Power Of ForgivenessI have to admit, this is not an easy post for me to write. I’ve stopped and started a dozen times and lost track of how many drafts I’ve gone through, but, as they say, writing is about “bleeding on to the page”, so here goes: I’ve always had a... Read more »
- Reader Case: Lawyer in PainToday’s reader case comes from a pair of professionals that are high earning, but not high-happiness. Let’s dive into their story! Hello Kristy/Bryce Apology in advance for the long email. I am a huge fan of your book and was really inspired by your candid stories. I have been hearing... Read more »
- How Owning Individual Stocks Can Destroy Your PortfolioA reader asked us the other day “Why are you so against owning individual stocks? If I want to directly own a few companies I follow alongside a balanced, diversified index ETF-based portfolio, what’s wrong with that?” This is actually a really important question, because it’s fairly common for people... Read more »
- Let’s Go Exploring! Ubud, Bali: An Instagrammer’s ParadiseNote: This post was written before the pandemic. We are still in Toronto and I put up this post for everyone who, like me, can’t wait to get out there and travel again Some places leave footprints in our hearts, transform our minds, and we are better for having visited... Read more »
- How To Rewire Your Anxious BrainAs an anxious person, I don’t do well with lack of control. With seemingly no end to this pandemic and no idea when or if we’ll ever be able to travel again, I’ve had to develop a routine to save my sanity. I found out about this morning routine from... Read more »
Millennial Revolution
- July 2020 Best of the WebI hope everyone is making the best of the circumstances and finding ways to enjoy your summer. This month we highlight Jonathan Clements transition to retirement and Burton Malkiel and Jeremy Siegel’s takes on current market conditions. We also feature a few of our favorite contemporary writers’ opinions on investing... Read more »
- Finding Your Ideal Retirement LocationI began writing this post about finding your ideal retirement location a few weeks ago. In the process of writing, I realized I put the cart before the horse. So this has turned into part 2 of a post I published last month. In the first post, I shared the... Read more »
- June 2020 Best of the WebCan 2020 get any more bizarre? In the past month COVID-19 cases and deaths have been on the rise as states reopen. Social unrest is sweeping across the nation. Unemployment is at levels that three months ago would seem unfathomably high. So naturally the stock market…continued its massive bull run... Read more »
- A Summer of MicroadventuresCOVID-19 has taken over 100,000 lives in the United States alone. The pandemic has destroyed businesses and caused the loss of millions of jobs. There is little doubt that physical, psychological, and financial impacts will persist indefinitely. My family has been blessed to have our health and finances mostly intact.... Read more »
- Where Should You Retire?At this time two years ago, Kim and I were in the final stages of preparing to make a cross country move from Pennsylvania to Utah to begin a new phase of life. Our dreams to move west to pursue a life of adventure predated discovering the idea of FIRE... Read more »
Can I Retire Yet?
- June 2020 Financial UpdateI can't believe it is the middle of summer already. I just saw next week's sales paper advertising back to school supplies! Is August really just around the corner? Time flies when you're having fun, right? We have been busy with home-based activities for the most part since our big... Read more »
- May 2020 Financial UpdateMay is over and I'm back with another monthly update. In North Carolina we enjoyed very mild weather last month which meant we got to spend some great days outside. I took several 18+ mile bike rides down to the Neuse River and back home. We also spent plenty of... Read more »
- April 2020 Financial UpdateAnother month in the record books. What a month it was! During these "interesting" times we are taking it one month at a time and remaining flexible about our expectations for the near future. It appears we are on the cusp of everyone giving up on the whole "stay at... Read more »
- March 2020 Financial Update – Rollercoaster EditionDid March seem like a particularly long month to anyone else? Looking back at my month in review, I have a hard time believing the world has changed so much in one month. In America it was mostly business as usual on March 1st. However by March 31st we are... Read more »
- Confessions Of A Frugal MillionaireUnless you are an heir to a big fortune or you have won the lottery, you have to work hard to have money. To accumulate wealth, you have to make more money than you spend. The key is to keep your expenses low. And there will be sacrifices. Nothing crazy... Read more »
Root of Good
- Washable Markers And Other July 2020 ExpendituresBuying Household Supplies In The Time Of A Pandemic We’ve started ordering all of our household supplies online to limit our exposure to stores. Unfortunately, this seems to be more expensive due to the lack of generic options online. In non-pandemic times, we buy the generic Walmart brand of almost... Read more »
- This Month On The Homestead: Who Wore It Best? Plus a Fire Pit and Some RadishesJune 2020 The first of the first comes ripe in June and oh how we feast. Or rather, oh how the kids feast. If anything actually makes it inside, it’s a summer miracle. Here’s what the girls ate straight from the garden in June: Snap peas!!! Ya’ll, I am on... Read more »
- Binoculars And Other June 2020 ExpendituresI can feel the pandemic vibes coming through in last month’s spending. Notable is the line item “Beer, marshmallows, graham crackers, and Cheetos.” I regret nothing. The Truck This month’s “more expensive than our mortgage” award goes to our 2010 Toyota Tundra truck. A dubious honor, to be sure. The... Read more »
- Reader Case Study: Canadian Family Plans For The Future (and yes, hockey is involved)Beth and Brad live north of Toronto, Ontario with their young daughter and old cat. With retirement 15 years away for Brad, the family wants to better prepare and get a handle on their approach to money. Brad and Beth were a money mismatch from the start, but after 14... Read more »
- Want To Move To The Country? 15 Things To ConsiderMoving to the sticks is all the rage right now. At least, that’s what I gather from the number of questions I’m getting about septic systems. Or, you all are just really interested in becoming rural waste management engineers. Assuming it’s the former, let’s talk about what it’s really like... Read more »
Frugalwoods
- How to give when you have a businessA few years back, three very different things happened and, to the best of my recollection they didn’t happen all that close together. First, in 2012, I wrote the post How to Give Like a Billionaire. In it I described how to use Donor Advised Funds (DAF) to maximize your... Read more »
- Investing with Vanguard for Europeans: 2020 updatePlease Note: If you are outside Europe and the US, please be sure to read thru the comments on the original of this post. They have become a valuable forum for investors from all over the world. Who knew? Certainly not I. This all started when I wrote a series... Read more »
- Part XVII-B: ETF vs. Mutual Fund — What’s the difference?While I touched on it in Part XVII, the differences between ETFs and Mutual Funds is a recurring question here. Perhaps I should have covered it better. Let’s do that now. We’ll use VBTLX and its ETF version, BND, as examples since those were my choices in my most recent move.... Read more »
- Reviewing the comments on my post of April 1stBoy howdy. I’m going to have to be sure to look more carefully at the calendar before I put up a post with momentous news. Thank you for the outpouring of your mostly kind and creative comments on it. I’m impressed. Not one of you seriously believed I’d cracked the... Read more »
- Why I will no longer be writing this blogMy ship has come in and I am riding off into the sunset. To mix a couple of metaphors. If you are a fan, you are likely a bit shocked and disappointed. I am sorry for that. If you are one of my detractors, like Bob here on twitter… Bob’s... Read more »
jlcollinsnh
- Why You Must Start Building Multiple Income Streams ImmediatelyHow many people have lost their jobs this year? That’s probably their only source of income. This is a terrible situation to be in, to be beholden to unemployment and have so much income uncertainty in your life. If the answer isn’t one source of income or a job, then... Read more »
- A Top Stock To Buy In August 2020Are you looking for one of the best stocks to buy now? Would you like to invest in a business model that’s one of the oldest and most profitable ever? Want to invest alongside Warren Buffett – who’s arguably the greatest investor ever? Want to collect market-smashing passive dividend income... Read more »
- Undervalued Dividend Growth Stock Of The WeekEvery Sunday, I uncover a high-quality dividend growth stock that appears to be undervalued. These pieces are published at Daily Trade Alert, which is a site that focuses on dividend growth investing, stocks, and unique investment opportunities. I’ve been writing for them for years now, and they’re just great over... Read more »
- $21,000 Stimulus Check?!It looks like another stimulus check is coming straight to your mailbox. While it has yet to be signed into law, the next stimulus package seems almost guaranteed to include another $1,200 stimulus check to most Americans. So if you got a $1,200 under the CARES Act, you’ll probably get... Read more »
- The Easiest Way To Get “Rent Checks” Without Owning Real EstateWould you like to be a real estate baron without dealing with mortgages, tenants, or vacancies? Want to instantly own a portfolio of high-quality properties all over the United States? Like the idea of collecting big “rent checks” while doing none of the work? Real estate can be a fantastic... Read more »
Mr. Free At 33
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- Retire Early Without Harming Others // A Hard Look at FIRE and Racial InequalityMy last post was about how the discourse of the FIRE community upholds systemic racism, but today's is much more personal. This is about how our choices as individuals -- as investors, as people choosing where to live, as earners, as tax payers and as charitable givers -- impact and... Read more »
- How the Personal Finance Sphere Upholds Systemic RacismIt's deeply uncomfortable for a lot of us, white Americans especially, to talk about race. But if we care about helping people with their finances, or about not upholding systemic racism built into our system, we have no choice but to talk about it. Here is the tough but necessary... Read more »
- Recession, Coronavirus and the Future of FIREWe're in an unprecedented moment in history, with people staying home, businesses closed, stock markets going for a wild ride, and most of all, fear for our lives as the coronavirus pandemic worsens. What does all of this mean for the FIRE movement? What does it mean for you? Read... Read more »
- Doing the Thing That Scares YouOne of the biggest things I've discovered in the last year is how badly I still want to be challenged despite having left my career behind. In fact, I want it so badly that I'm having to redefine what "challenge" even means to me. A real challenge involves some risk,... Read more »
- Two Years of Early Retirement // Impact, Lessons and Future ChangesIt's exactly two years since we waved goodbye to our careers and embarked on our early retirement, what we always thought of as our next life. Now we're reflecting on what we've learned and accomplished in these first two years of this next chapter of life, along with what we... Read more »
Our Next Life
- ● Adrian Peterson’s Money Problems: 5 LessonsMany years ago, I was a pretty big fan of running back Adrian Peterson. As a lifelong fan of the ... Read more... Read more »
- 12 Passive Income Ideas for 2020 and BeyondWhen we think about passive income ideas, we’re looking for cash flows that are ongoing with minimal effort once the ... Read more... Read more »
- Top 5 Financial Priorities for an Early Career PhysicianYou did it! It was a long 8, 10, or 12 years to get through med school, residency, and maybe ... Read more... Read more »
- The Sunday Best (8/2/2020)The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more... Read more »
- 7 Financial Mistakes Doctors Make (And How to Avoid Them)Nobody’s perfect, especially when it comes to managing money. I have yet to meet someone who’s never made a financial ... Read more... Read more »
Physician on FIRE
- ● Adrian Peterson’s Money Problems: 5 LessonsMany years ago, I was a pretty big fan of running back Adrian Peterson. As a lifelong fan of the ... Read more... Read more »
- 12 Passive Income Ideas for 2020 and BeyondWhen we think about passive income ideas, we’re looking for cash flows that are ongoing with minimal effort once the ... Read more... Read more »
- Top 5 Financial Priorities for an Early Career PhysicianYou did it! It was a long 8, 10, or 12 years to get through med school, residency, and maybe ... Read more... Read more »
- The Sunday Best (8/2/2020)The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more... Read more »
- 7 Financial Mistakes Doctors Make (And How to Avoid Them)Nobody’s perfect, especially when it comes to managing money. I have yet to meet someone who’s never made a financial ... Read more... Read more »
Physician on FIRE
- VideoReducing my ImpactI might have mentioned this before, so bear with me if that’s the case. When I was growing up, Girl Scouts was a huge chunk of my life. Much of who I am today can be directly traced back to a troop meeting, campouts, a week at camp or my... Read more »
- Monthly Status Report: April 2020Disclaimer: some links may be affiliate links. They help offset the cost of keeping this blog running! Why do I do a monthly status report? I find it best to do a monthly status report for a few reasons. It helps me evaluate how I did the previous month. Did I hit a target reduction in spending or did... Read more »
- Monthly Status Report: March 2020Disclaimer: some links may be affiliate links. They help offset the cost of keeping this blog running! Why do I do a monthly status report? I find it best to do a monthly status report for a few reasons. It helps me evaluate how I did the previous month. Did I hit a target reduction in spending or did... Read more »
- Marching OnwardsY’all, I barely even know where to begin. Life is insane. My world, and all of our worlds, have been tossed upside down in the last 30 days. People are falling ill with a new virus that no one has immunity to and dying in record numbers. Entire communities are... Read more »
- Monthly Status Report: February 2020Disclaimer: some links may be affiliate links. They help offset the cost of keeping this blog running! Why do I do a monthly status report? I find it best to do a monthly status report for a few reasons. It helps me evaluate how I did the previous month. Did I hit a target reduction in spending or did... Read more »
Fiery Millennials
- ● Re: Leaving the citiesWe just moved from the city to about two hours away, mostly because pre-covid traffic was terrible and yes, crime was rising (many of us have had at least our car broken into). It is also just better financially to not live in an expensive area if you ...... Read more »
- ● Re: Leaving the citiesQuote from: Malcat on Today at 05:44:25 PMLiterally just asking questions because I'm interested in why I hear so many Americans recently malign cities. I've been to very few of them, and the cities in my coun...... Read more »
- ● Re: Too much tech in my portfolioHe has $2.5M saved, so can retire whenever he wants. Also, re-evaluating his allocation, he can probably lose the tech stocks completely and not be too affected. He should now be focused on protecting his savings. Even something generating a boring 4% ...... Read more »
- ● Re: How is the pandemic personally affecting you?Quote from: LetItGrow on Today at 05:14:57 PMDo you put post-it notes with coworker/ bosses names on it?With the use it's getting, there's no way they would stay on. :P... Read more »
- ● Re: Leaving the citiesQuote from: LWYRUP on Today at 06:04:20 PMQuote from: BicycleB on Today at 05:35:14 PMAdd in a support system for the mentally ill that doesn't leave hundreds of thousands living on...... Read more »
The Money Mustache Community
- ● Housing Questions • Re: Where to moveBurlington in Vermont is supposed to be a nice town, and it looks it on google street view. You will have a lake, mountains and less than 2 hrs from Montreal if you want some big city excitement. Montpelier looks nice as well. Actually Vermont in general looks nice, and... Read more »
- ● ERE Journals • Re: reepicheep's journalWeek 7 and 8: https://becomingsee.com/biosquare/week7and8Statistics: Posted by reepicheep — Sat Aug 08, 2020 6:32 pm... Read more »
- ● Housing Questions • Re: Where to moveBurlington in Vermont is supposed to be a nice town, and it looks it on google street view. You will have a lake, mountains and less than 2 hrs from Montreal if you want some big city excitement. Montpelier looks nice as well. Actually Vermont in general looks nice, and... Read more »
- ● Money Questions • Re: Deagel.com Country forescastOne place I do agree with author is that Russia has a bright long-term future...If you read Peter Zeihan he pretty much says the opposite. Russia has a population in terrible health and a horrible demographic future, a government that is basically a cleptocratic dictatorship, and is surrounded by enemies.... Read more »
- ● Money Questions • Re: Pay off cheap mortgage or keep it?I guess the point is that if you pay max 1,4% interest on the loan and you can invest the money for anywhere between 5-10% profit, then the loan is making money.Statistics: Posted by WingsOnFire — Sat Aug 08, 2020 4:30 pm... Read more »
Early Retirement Extreme Forums
- Getting Unstuck by Finding Your Wolf with Kerry Ann RockquemoreAre you stuck? Join Jillian and Kerry Ann Rockquemore as they nudge us towards embracing weakness and learning to ask for what we need. Listen here at Lisbyn, Apple, Castbox, or your favorite player. In the early days of her transition from professor to entrepreneur, Kerry Ann Rockquemore, faced a steep learning curve. So,... Read more »
- What’s Your Relationship with Money with Nick True“Our relationship with money begins to form the moment we learn money exists and what it does.” Nick True, of Mapped Out Money, joins Jillian to discuss how the emotions and habits we have developed around money, shape our financial success or failure. Listen here at Lisbyn, Apple, Castbox, or your favorite player. It... Read more »
- From Teachers to Entrepreneurs with Bobby and Carol HoytListen here at Lisbyn, Apple, Castbox, or your favorite player. In this final episode of season three, Bobby and Coral Hoyt join Jillian to share the story of their journey. Bobby runs Millennial Money Man and Laptop Empires, and Coral currently shares home design tips on her growing YouTube channel. Living with Your... Read more »
- Your Questions Answered #3Listen here at Lisbyn, Apple, Castbox, or your favorite player. In this episode, Jillian answers two questions dealing with relationships, and these tips can be applied to all relationships—romantic relationships, family relationships, work relationships, and friendships. This season has been centered around the idea of being ourselves, bravely. It’s a lot easier to... Read more »
- Tragedy and Discovering Your Purpose with Doc GThis season is all about being ourselves bravely, and in this episode Doc G from Earn & Invest is with Jillian to share his inspiring story; a story that is a wonderful example of what bravely being ourselves looks like. Listen here at Lisbyn, Apple, Castbox, or your favorite player. Overcoming Disabilities Doc... Read more »
montanamoneyadventures.com
- What Number Is It?Sometime this past week, our kitchen sink started draining really slowly. None of our usual tricks, like plunging the sink, or running the garbage disposal or dishwasher to try to push through the clog, had any real effect. If anything, they made things worse.By Thursday, the water wasn't receding at... Read more »
- Your Tax Dollars, Hard at WorkLike a lot of you, I'm dealing with emotions right now. Anger, and sadness, and frustration at the terrible violence Black people have been suffering at the hands of police, and the continued violence the police and national guard dole out to citizens who dare to protest that violence.I am... Read more »
- In This TogetherSorry for staying away so long, friends. I've always found it weird when bloggers apologize for not writing, but I do feel a kind of guilt for being away for two months. I wish I had a better excuse other than the fact that I've been busier than I've ever... Read more »
- It's Been a MinuteI've been sick, dear readers. For the past two plus weeks, I've had something that feels a lot like the flu. Though I was tested for the flu and it came back negative so I guess that means it was something...other than the flu. But the only test available was... Read more »
- VideoA Little Past Financial IndependenceBefore we dive in to this week's post, I wanted to mention that I was a guest on one of my favorite podcasts last week: Jamila Souffrant's Journey to Launch.I've been listening to Jamila's podcast for while and it was such a cool, surreal experience to get to chat with... Read more »
Done by Forty
- The Pension Series (Part 23): Organizational Culture and Pension SignalsUnderstanding your organization's culture can help you interpret their pension signals. The post The Pension Series (Part 23): Organizational Culture and Pension Signals appeared first on The Golden Albatross.... Read more »
- The Pension Series (Part 22): Analyzing Public Pension Plan SafetyHow Safe Is My Pension? Pension plan safety is one of the most popular and relevant topics among the potential pensioners who read my blog. It’s popular because much like Social Security, chronic underfunding of certain types of pensions receives a lot of bad press in the U.S. As a... Read more »
- Worth vs. Worth It: Stretching Out The Family VanLooking for practical examples of the Worth vs. Worth It decision making cycle in action? Then this is your article. Friend of the blog, Chris Pascale, used it when deciding to replace his family's mini-van. The post Worth vs. Worth It: Stretching Out The Family Van appeared first on The... Read more »
- The Pension Series (Part 21): Lump-Sum Buyout OffersGrumpus Maximus conducts an academic review of pension lump-sum buyout offers. The post The Pension Series (Part 21): Lump-Sum Buyout Offers appeared first on The Golden Albatross.... Read more »
- Making Bold AdjustmentsLooking for a way to make transformative change? Chris Pascale recommends making bold adjustments in your life as opposed to incremental change. Go bold or go home! The post Making Bold Adjustments appeared first on The Golden Albatross.... Read more »
The Golden Albatross
- New Job Benefits, FI Workshops, and What Is J$ Up To?New Job Benefits, FI Workshops, and What Is J$ Up To? Time flies! It’s been two full months since taking over this blog. I haven’t gotten any death threats yet, the nasty feedback I receive is vastly outweighed by encouraging emails, J$ seems to not have any regrets so far,... Read more »
- How to Find Estate Sale Deals (From a Beverly Hills Bargain-Hunter!)How to Find Estate Sale Deals (From a Beverly Hills Bargain-Hunter!) I can’t wait for this COVID thing to be all over … when everyone’s healthy and safe, I can resume one of my guilty pleasures — my Beverly Hills “shopping sprees!” I’m not talking about the name-brand stores on... Read more »
- How to Give Stock to Children With a UGMA Custodial AccountHow to Give Stock to Children With a UGMA Custodial Account When my wife was a baby, one of her Aunties created a gift account and put a few thousand dollars in it. This Aunt was pretty financially savvy and didn’t have any kids of her own. She put the... Read more »
- Investing With Family … the Good, the Bad, the MehInvesting With Family … the Good, the Bad, the Meh Are any of you guys investing with family members or co-owning any assets with siblings? Like partnering on rental properties, businesses, and joint estates or lending them money? I’m not talking about your spouse or significant other … I mean... Read more »
- Yes, You Can Buy a Rental Property in Another StateYes, You Can Buy a Rental Property in Another State In 2015 my wife and I bought our first rental property together. We were living in Los Angeles at the time and couldn’t afford to buy anything locally, which prompted us to start looking at out-of-state investments. We ended up... Read more »
Budgets Are Sexy
- mp3241 | Troy & Lindsay Calculate Their FI Number with Brad | Households of FIWHAT YOU'LL GET OUT OF TODAY'S SHOW The Troy and Lindsay are new on their journey, finding FI several months ago after making a budget and realizing they had no money left over at the end of the month. Compared to other systematic approaches to becoming debt-free, they felt FI... Read more »
- mp3240 | The BudgetnistaWHAT YOU'LL GET OUT OF TODAY'S SHOW Tiffany Alice was raised by a financially savvy father who taught her how to save and handle her money, but a few poor choices in her 20s destroyed her finances. Since overcoming her mistakes, she's made it her mission to help others fix... Read more »
- mp3Video239 | The Gatekeepers are GoneWhat You'll Get Out Of Today's Show Don't believe that you need anyone's permission for access anymore. The gatekeepers are gone and the ability to access knowledge on-demand and create a business model around it has never been easier. The realization that you have autonomy gives you control over your... Read more »
- mp3238 | Half Price College with the Millionaire EducatorGerry Born, the Millionaire Educator, joins the show to talk about strategizing college via online classes, dual enrollment, and CLEP Testing. For more information, visit the show notes at https://ChooseFI.com/238... Read more »
- mp3237 | Build Your Talent StackToday we talk about asset allocation versus information allocation. What are you doing with all the information you are taking in? Are you making intentional steps to build your talent stack? Tune in to today's Friday Roundup! For more information, visit the show notes at https://ChooseFI.com/237... Read more »
ChooseFI
- How I Planned 8 Months of TravelThis post is brought to you by Mark Delaney at The Veteran Professional. If you’re interested in contributing at The-Military-Guide.com, please see our posting guidelines. My commander looked at my packet of paperwork to leave the military and saw that I was planning on signing out on terminal leave in... Read more »
- “I’m 59.5 Years Old And Done Writing About *My* Money”We’re aging out. As many of you know from your research, 59.5 is the minimum age for starting optional withdrawals from an IRA. Nearly everyone worries about how they’ll tap their IRA for living expenses when they reach financial independence before 59.5. (Although there are many penalty-free exceptions to this... Read more »
- From The Mail Buoy: Hawaii Investment Rental PropertiesA reader writes: Hello Doug. I really enjoyed your interviews and what you have to say about how you got to where you are now. I am looking into financial independence as well. I had a late start, so I feel it’s going to take a while for me... Read more »
- USAA, Victory Capital, And Schwab: Now What?!?USAA has sold its investment businesses to Victory Capital and Schwab. Let’s analyze how that’s going to affect your plans for financial independence. The sale of the Asset Management Company includes USAA’s mutual funds, exchange-traded funds, and 529 accounts. It closed in 2019 and Victory expects to finish... Read more »
- Fear And Despair In The Time Of Bear MarketsLet’s discuss your plan for getting through a bear market and reaching financial independence. If you don’t have a plan, then by the end of this post you’ll know how to craft one. You’ll feel good about taking action and you’ll sleep better at night. You’ll cope with these situations... Read more »
Military Guide
- Living Abroad: Five Essential Survival SkillsLiving abroad is as alluring as it is polarizing. Five skills that will make your life abroad a success. The post Living Abroad: Five Essential Survival Skills appeared first on The Frugal Vagabond.... Read more »
- Spanish Non-Lucrative Visa RenewalSpain can get under your skin. In the course of living here for the full first year of our non-lucrative visa, we’ve come to love our home, our city, Spanish food and culture, and most of all, the close friends… The post Spanish Non-Lucrative Visa Renewal appeared first on The... Read more »
- Surgery in Thailand: Bumrungrad International HospitalI seek treatment at Bumrungrad International Hospital for a growth in my chest. How did it go? Was it cost effective to travel to Thailand for medical care? The post Surgery in Thailand: Bumrungrad International Hospital appeared first on The Frugal Vagabond.... Read more »
- Semi-FIRE Abroad: Ordinary Days, Extraordinary LifeWe've been living here in Spain for about four months now, so how is it going? Is it everything we'd hoped for? What do we miss most (and what do we not miss at all)? Just what are we doing with all that spare time? The post Semi-FIRE Abroad: Ordinary... Read more »
- Obtaining Your Spanish Residency Card (Tarjeta de Identidad de Extranjero)How to get your Spanish Residency Card (Tarjeta de Identidad de Extranjero) once you've arrived in Spain. You got your residence visa, now it's time to seal the deal! The post Obtaining Your Spanish Residency Card (Tarjeta de Identidad de Extranjero) appeared first on The Frugal Vagabond.... Read more »
The Frugal Vagabond
- VideoPodcast Interview with Superb Diamond RangeGreat News: We’re Still Healthy! Warm quarantine greetings from swampy South Georgia! Tomorrow starts week 3 of no school for us (and most of the…... Read more »
- Adiós 2019 y Bienvenidos 2020Okay, I know this post is late, but here it is. Before I get into last year’s accomplishments and this year’s goals, it’s worth mentioning…... Read more »
- Podcast Interview with One Million ApplesHappy New Year! I just wanted to let you know that I did an interview with Breanna Reish of the One Million Apples podcast. We…... Read more »
- Tax Planning: 2020 Free Money!The holiday season is upon us: fall weather, pumpkin spice, falling leaves, cool breezes…actually, who cares? It’s tax-planning time, so it’s time for my most…... Read more »
- Podcast Interview with the ConfessionalsHi everyone! Believe it or not, I actually have interests outside of FIRE. If you read this masterpiece, you know I love all things Squatch. …... Read more »
The Millionaire Educator
- mp3Video#125: How to Figure Out the Repairs Needed For an Investment PropertyEpisode #125 - As a new or inexperienced investor, how do you figure out the repairs needed on an investment property? In this episode, Coach shares a 3-step process he uses to identify the repairs needed to be done. And the good part is that you don't have to be... Read more »
- mp3Video#124: How a First Generation Immigrant Bought 50 Apartment Units in 10 YearsEpisode #124 - Coach Carson interviews Vitaliy Volpov, a first-generation immigrant from Belarus in eastern Europe who has bought over 50 apartment units in 10 years. You'll learn how he used both traditional and private financing to acquire properties, and how he applied proven strategies like house hacking and the... Read more »
- mp3Video#123: How to Achieve Financial Freedom With Affordable Rental PropertiesEpisode #123 - This is an interview with Lisa Phillips, who left the corporate world thanks to several affordable (lower-priced) rental properties that paid for her basic expenses. She now passionately spreads the word about affordable rentals not only as a means to build wealth but also as a way... Read more »
- mp3Video#122: A Behind the Scenes Tour of Chad's Rental Property BusinessEpisode #122 - Are you curious what goes on behind the scenes of a full-time rental property investor? What are the details, projects, and tasks that happen every day? In this episode, Chad ("Coach) takes you on a behind the scenes tour of his own real estate investing business to... Read more »
- mp3Video#121: How to be an Expert Real Estate Deal Finder - Interview with Henry WashingtonToday’s episode is an interview with Henry Washington, an investor from northwest Arkansas who has flipped properties and accumulated 60 rental units in his first three years as an investor. How did he do it? Henry says he focused on being an expert DEAL FINDER. And he shares the details... Read more »
Real Estate & Financial Independence Podcast
- How Long Does It Take To Get A Life Insurance Payout?After successfully doubling my life insurance coverage for less money, Sam and I celebrated over a nice glass of wine. We now have matching life insurance coverage, which we didn’t for the first three years of our son’s life. Having matching life insurance coverage is logical for us. We just... Read more »
- A Self-Publishing Book Scam That Took Down A Greedy PoliticianMany of us are now looking for viable ways to make money from home. One way is by self-publishing a book. During my research I came across a fascinating self-publishing book scam every crooked politician would be proud of. I’m assuming that the more dire the economy gets the more... Read more »
- How To Create Next-Level Wealth: When A Million Just Won’t Cut ItWhen you first graduate from school, you may have a desire to make six-figures a year. Then once you make six-figures and get taxed out the wazoo, you start wondering how to create next-level wealth. Next-level wealth is based on net worth, not income. Earning a top one percent income... Read more »
- July 2020 Financial Samurai Recap: Dada!From now until the end of the year. I’ve decided to focus mainly on the positives. It’s too easy to get caught up in the negatives, which is why I’ve significantly reduced my consumption of news and time spent on social media. In March 2020, I was hopeful that by... Read more »
- Inheritance Tips So You Don’t Screw Up Your Child’s LifeIf you’ve amassed a decent amount of wealth, you will likely want to leave some of it to your children. Let’s discuss some inheritance tips so we don’t screw up our children. One of the reasons why my 30-year-old neighbor still lives at home with his parents is probably because... Read more »
Financial Samurai
- mp3#269: How to Ask Better Questions, with Charles Duhigg[smart_track_player url="https://traffic.libsyn.com/secure/paulaandjaymoney/AA269.mp3" title="How to Ask Better Questions, with Charles Duhigg" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] Are you scared to take the first step toward the habits that you want to build? Do you believe in your ability to change? Or are you completely lost... Read more »
- mp3PSA Thursday: How to Get Ready for a School Year Like No Other, with Mandy Bert and Rob Phelan[smart_track_player url="https://traffic.libsyn.com/secure/paulaandjaymoney/AA268b_PSA_Thursday.mp3" title="PSA Thursday: " artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] Welcome back to PSA Thursday, a mostly-weekly segment in which we talk about how to handle money, work, and life in the middle of a pandemic. Do you have school-age children? If so, then... Read more »
- mp3#268: Ask Paula – Should I Invest or Pay Off My Mortgage Early?[smart_track_player url="https://traffic.libsyn.com/secure/paulaandjaymoney/AA268.mp3" title="Ask Paula - Should I Invest or Pay Off My Mortgage Early?" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] Natasha has $3,300 per month to either invest or use toward an early mortgage payoff. Which option should she choose? An anonymous caller and military... Read more »
- mp3PSA Thursday: How to Talk To Your Tenants About Financial Difficulties[smart_track_player url="https://traffic.libsyn.com/secure/paulaandjaymoney/AA267b_PSA_Thursday_July_31.mp3" title="PSA Thursday: How to Talk To Your Tenants About Financial Difficulties" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] Welcome back to PSA Thursday, a mostly-weekly segment in which we talk about how to handle money, work, and life in the middle of a pandemic.... Read more »
- mp3#267: This Year’s Financial Reckoning, with Farnoosh Torabi[smart_track_player url="https://traffic.libsyn.com/secure/paulaandjaymoney/AA267.mp3" title="This Year’s Financial Reckoning, with Farnoosh Torabi" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] This week, one of the most acclaimed names in the world of personal finance journalism joins us to reflect on the events of 2020. Farnoosh Torabi started covering personal finance... Read more »
Afford Anything
- mp36 Low Startup Cost Business Ideas from Side Hustle NationStarting a business doesn't have to be expensive -- in fact, low startup cost business ideas are everywhere. Just last week, Nate and Alysha Jackson explained how they started their Amazon retail arbitrage business with just $100 -- and had since grown to over $1 million in total sales. Inspired... Read more »
- mp3From $100 to 7-Figures: Amazon FBA Retail Arbitrage Case Study“It was costing me money to go to my job,” Nate told me. That was a year after Nate and Alysha Jackson started their Amazon FBA retail arbitrage business -- with just a $100 investment. Since then, the former public school teachers have sold over $1 million worth of products... Read more »
- 21 Recession-Proof Businesses That Thrive in Hard TimesRecession-proof businesses are those positioned to survive and thrive during an economic slowdown, like the one we're experiencing now. It might seem like a recession is a kiss-of-death for business owners, but that's not always the case.... Read more »
- mp3Should I Build a Website or Buy One That’s Already Working?If you want to start an online business, you’re probably going to need to build a website. But could you shortcut the process by just buying one that’s already working? In this episode, which is the fourth and final episode of our Showdown series this month, we’re comparing two ways... Read more »
- mp3Should I Start a Freelance Business or Build an Agency? Side Hustle ShowdownA service business is one of the fastest side hustles to get off the ground, and you can scale it by hiring other people to deliver the work. But is there an advantage to staying as a solo operator? To find out, it’s time for another Side Hustle Showdown. This... Read more »
Side Hustle Nation
- mp36 Low Startup Cost Business Ideas from Side Hustle NationStarting a business doesn't have to be expensive -- in fact, low startup cost business ideas are everywhere. Just last week, Nate and Alysha Jackson explained how they started their Amazon retail arbitrage business with just $100 -- and had since grown to over $1 million in total sales. Inspired... Read more »
- mp3From $100 to 7-Figures: Amazon FBA Retail Arbitrage Case Study“It was costing me money to go to my job,” Nate told me. That was a year after Nate and Alysha Jackson started their Amazon FBA retail arbitrage business -- with just a $100 investment. Since then, the former public school teachers have sold over $1 million worth of products... Read more »
- 21 Recession-Proof Businesses That Thrive in Hard TimesRecession-proof businesses are those positioned to survive and thrive during an economic slowdown, like the one we're experiencing now. It might seem like a recession is a kiss-of-death for business owners, but that's not always the case.... Read more »
- mp3Should I Build a Website or Buy One That’s Already Working?If you want to start an online business, you’re probably going to need to build a website. But could you shortcut the process by just buying one that’s already working? In this episode, which is the fourth and final episode of our Showdown series this month, we’re comparing two ways... Read more »
- mp3Should I Start a Freelance Business or Build an Agency? Side Hustle ShowdownA service business is one of the fastest side hustles to get off the ground, and you can scale it by hiring other people to deliver the work. But is there an advantage to staying as a solo operator? To find out, it’s time for another Side Hustle Showdown. This... Read more »
Side Hustle Nation
- Spending Anxiety, ChartedInspired by semi-rad.com. Subscribe To New Posts Here! The post Spending Anxiety, Charted appeared first on Accidental Fire.... Read more »
- Upcycle Your Way To Financial IndependenceOne of the key traits that really helped me get to financial independence is using things until they completely wear out. Yes, my lawnmower that was built in America in 1984 is still cutting my grass, two years after I... The post Upcycle Your Way To Financial Independence appeared first... Read more »
- T.G.I.F. Friday: Volume 22Welcome to “Thank God I’m FI” Friday, Volume #22! Here are some things I really like and that you might too. Finance Articles We’ve Become A Throwaway Society (One Million And Beyond) – “The sheer audacity of the fact... The post T.G.I.F. Friday: Volume 22 appeared first on Accidental... Read more »
- I May Never Go Back To Work AgainRegular readers know I scaled down to 20 hours a week in 2017 after 23 years at my W2 job. Since then I’ve been going in twice a week, two ten hour days, and it’s been glorious. I’ve used my... The post I May Never Go Back To Work Again... Read more »
- Overconfident Teen Thinks Social Distancing Neighbor Just Playing Hard To GetGLENDALE, AZ – Despite her refusal to allow him within 15 feet, local teen Justin Essek is “certain” his cute, social distancing neighbor, Jenna Harbinger, is just playing hard to get. “She’s totally into me”, said Essek to reporters when... The post Overconfident Teen Thinks Social Distancing Neighbor Just Playing... Read more »
Accidental Fire
- Affordable Luxuries #2: Filters and RoutersBecome a Patron!After almost 6 months of working from home (i.e., bed) in a one-bedroom apartment, I’m about 95% of the way through a move to a preposterously decadent two-bedroom apartment, which means it’s time for another entry in my occasional series, “Affordable Luxuries.” Unfortunately, the two-bedroom apartment isn’t the... Read more »
- Three questions to ask as the unemployment insurance fight enters its (abbreviated) endgameBecome a Patron!Back in April I wrote an overview of the state of the federal pandemic response, and said (optimistically, I thought), of expanded unemployed insurance benefits that, “What happens next depends on both our progress against the virus and the state of the economy. If we’ve beaten back the... Read more »
- Did the Paycheck Protection Program fail, and if so, why?Become a Patron!While billions of dollars remain available to fund new Paycheck Protection Program loans, and some banks continue to accept applications, at this point it’s fair to say that the program is at least entering its final act, and the debate over its success or failure has begun in... Read more »
- Checking back in on the Long Game savings appBecome a Patron!Several years ago there was a brief flurry of online interest in an app called “Long Game.” The flurry of online interest was presumably because of the easy referral bonus (there’s still a bonus for referring people, though I’m not sure if the referee gets anything out of... Read more »
- Some time-sensitive thoughts on fall higher education enrollmentBecome a Patron!Long-time readers know that one of my earliest recurring themes here on the blog was techniques to bring down the cost of higher education. Not by “applying for scholarships” or “getting good grades,” but by manipulating the machinery of the financial aid system.With colleges and universities around the... Read more »
Independently Financed
- Guest Post at Physician on FIREIf you haven’t already seen it, Physician on FIRE is a blog about achieving financial independence while working in the medical field. Even though the blog is focused on challenges facing physicians, the financial aspects are still the same. Work toward … Continue reading → The post Guest Post at Physician... Read more »
- How Much Can a Greenhouse Extend the Growing Season?Last year I designed and built a hoop house for around $650 in materials. I didn’t want to waste money heating the thing, so the plan was to keep it passive. Since I never worked with an unheated greenhouse before, … Continue reading → The post How Much Can a... Read more »
- Should I Pay Off My Mortgage?Having a paid off house has always been a goal. Living mortgage-free sounds awesome, but it can also put the brakes on financial growth. Any money put toward home equity is robbing investment accounts of hard working capital. After years … Continue reading → The post Should I Pay Off... Read more »
- How to Get Started Hunting MushroomsI love hiking in the shade of the woods, racing to the top of a mountain to take in a satisfying view. Lately however, I’m less interested in flying up rocks and roots to see the world from afar. I’ve … Continue reading → The post How to Get Started... Read more »
- Reflecting on Two Years of Early RetirementFor years, I spent my days waking up early and rushing to wash, dress, and sit in traffic only to sit in a cube waiting to rush home. All that time, I was propped up by dreams of a freer … Continue reading → The post Reflecting on Two Years... Read more »
Mr Crazy Kicks
- How to Prepare for Life After ResidencyBurnout and Finance I was recently asked to speak to a bunch of medical residents about my story of burnout and my general philosophy on finance and life. I declined for a variety of reasons, but upon reflection I realized that this was a topic I had not addressed. This... Read more »
- A Podcast, Guest Post, and Random MusingsHey philosophers, just wanted to let you know about a couple of small projects I participated in recently. I haven’t had much time or motivation to write these last couple of weeks. I have been paying the work price for my two week vacation to Alaska. Flexibility to take a... Read more »
- Running, Purpose, and Bears (Oh, my!)As my feet rhythmically hit the belt of the treadmill, it briefly occurred to me this was perhaps the weirdest time to start my journey back to some sort or reasonable physical fitness. The treadmill was gently rocking side to side and I was looking out at an endless expanse... Read more »
- Why A Physician Should Work Full-TimeAs an evangelist of part-time work for physicians, I occasionally get an e-mail from a physician reader asking if cutting back on work is the right move for them. Often times they are early in their training, and I’m not sure how to respond. I feel conflicted. I know what... Read more »
- The Government Doesn’t Want you to Work (Too Much)A feeling of dread suddenly came over me. The numbers just didn’t add up, yet I could not figure out where I went wrong. Maybe I typed something in wrong or missed a section, but everything looked more or less complete. Maybe I’m just getting too old for this and... Read more »
The Happy Philosopher
- Adventures in Shopping: How I Got My First “Good” BanjoWhen my Dad “left” the phone company, he was offered a buyout and a boost of his pension and benefits to make it seem as if he had worked a full 35 years. To the best of my recollection, he was at 33 years +/- but he’d been dealing with... Read more »
- Return to Normal? Not ExactlyBack when we first started thinking about early retirement, or later on, our Fully Funded Lifestyle Change, we had ideas about what that life would look like in ALL the ways. We expected it would be a happy little family, with ALL the time to hang out together, we would/could... Read more »
- 12 Money Tips for the Newly SingleToday’s post, is a guest post from Anne at UniqueGifter.com. Anne loves finding the perfect gift idea that’s on budget. She has been writing about gift giving and personal finance online since 2012, as owner of UniqueGifter.com. Her favourite beverage is champagne and she loves figure skating, even if it’s... Read more »
- Change is Hard, but NOT ImpossibleWith 2020 being what it is, and especially recently, with the murder of George Floyd by police officers, I felt I needed to write something from my perspective. This has little to nothing to do with personal finance, but if you’ve read any of my blog, you realize, neither does... Read more »
- False Peaks Suck!For anyone that’s ever done any mountaineering, or just plain old hiking in the mountains you’ve experienced false peaks. For those not aware of the term, it’s essentially when you see “the top”, push to “the top”, only to get to “the top”, and then you see the actual peak... Read more »
Slowly Sipping Coffee
- Work LessBy Leo Babauta When it comes to work, I’ve found that most of us fall in one of two camps: We work way too hard, constantly churning, never feeling like we got enough done; or We put off work, going to distractions, feeling guilty about how little we’re getting done.... Read more »
- Showing Up Even When You’re Not Feeling ItBy Leo Babauta Some days, you’re just not feeling it. It’s not that you’re exhausted, it’s that you’re not in the mood to do the important task that’s in front of you. You want to just go to distractions all day long, do anything but this thing you’re resisting. I... Read more »
- The Simplicity of Discipline: Thriving Without the Baggage of ExpectationsBy Leo Babauta The clients I work with almost all put incredible expectations on themselves — they have higher standards than almost anybody I know. It’s why they work with me. It can be hard to see, but the expectations they’ve set for themselves often stand in the way of what... Read more »
- Let Each Task Fill Up Your WorldBy Leo Babauta Every now and then, I have to remind myself to do one thing at a time. The tendency to try to do a whole bunch of things seems to be a natural result of my wanting to get everything done as soon as I can. Many browser... Read more »
- Essential Meaningful ProductivityBy Leo Babauta I don’t care about being efficient and productive just to be a better person, to get more done, to be more awesome. Cranking out more stuff for productivity’s sake doesn’t interest me anymore (it used to). Today, I care about productivity only as it affects my mission.... Read more »
zen habits
- The Cheat Codes of FIFor those of you following along, you know I've been a bit busy lately. In addition to my own music, podcast, and software projects, I've also been popping up on other people's podcasts. A few weeks back I sang a few bars of Michael Bublé on The FI Show with... Read more »
- FI Without REBack in November of 2017, a tired, burned out version of myself was pushed past his breaking point. After months of mandatory unpaid overtime, morning self pep-talks, stress-eating, and yelling at coworkers, the old Joel finally had enough. He walked up to his boss, and with a surprising, zen-like calm,... Read more »
- VideoSo Much Time & So Little To Do!Wait a minute. Strike that – reverse it! I know, I know, I haven't updated this blog in months. What gives?! If things get any more sporadic around here I'll be on the Miss Mazuma publishing schedule! 😉 Maybe I should adopt the slogan of Wait, Buy Why and claim that I'll have... Read more »
- Reaching for the Moon(shot)!This week, I'm thrilled to be featured on Coryn Quester's “Discover What's Possible” Podcast! In the interview, we talk about everything from the ‘Why' of FI, to the most challenging aspects of financial independence for those just starting out. But one of the more interesting questions she posed really got... Read more »
- Misconceptions of FIThis past weekend The Wife and I went to see Crazy Rich Asians, and really enjoyed it! (Featured image credit: Entertainment Weekly) Having been on the FIRE journey for a few years now, it was fun taking in all the over-the-top luxury on the screen. Of course, this wasn't the... Read more »
Financial 180
- We’re Moving! New Website!All new episodes and content can be found at earnandinvest.com. See you there! The post We’re Moving! New Website! appeared first on DiverseFI.... Read more »
- 128. You Can Destroy Student Loan DebtEarn & Invest I am proud to release episode 128 of The Earn & Invest Podcast. This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post 128. You Can Destroy Student Loan Debt appeared first on DiverseFI.... Read more »
- Video127. Why Now Is The Time To Start Your BusinessEarn & Invest I am proud to release episode 127 of The Earn & Invest Podcast. This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post 127. Why Now Is The Time To Start Your Business appeared first on DiverseFI.... Read more »
- 126: How To Align Your Passion and TalentEarn & Invest I am proud to release episode 126 of The Earn & Invest Podcast. This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post 126: How To Align Your Passion and Talent appeared first on DiverseFI.... Read more »
- 125: Is Saving For Retirement Money Jail?Earn & Invest I am proud to release episode 125 of The Earn & Invest Podcast. This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post 125: Is Saving For Retirement Money Jail? appeared first on DiverseFI.... Read more »
DiverseFI
- ● Medicare B costI start Medicare in October, 2020 and have submitted the paperwork to do so. I got my card and today received a letter stating my Plan B cost would...... Read more »
- ● Staying in hotels - is it safe?I don't think there's been a recent thread focused on the relative risks/safety of staying in hotels, so I wanted to start a discussion about this. ...... Read more »
- ● Stories from a Contact TracerI have a friend who has been employed as a Covid contact tracer for our local health department. I recently spoke with her by phone and asked her...... Read more »
- ● Your Predictions for the post Covid-19 Economy?I’ve posted a link to a USA Today article below, just as food for thought. We haven’t seen the ultimate impact on our economy or markets yet, both...... Read more »
- ● Health Care Spending 1996-2016Of the highest 10 spending categories, dementia was highest out-of-pocket. Original Investigation March 3, 2020 US Health Care Spending by Payer...... Read more »
Early Retirement & Financial Independence Community
- The Best Delivery Jobs Near Me for Making Extra MoneyFor many of us, having a car is a necessity, but you could use your vehicle to develop a side hustle and earn some extra cash in your spare time. There are some great opportunities to earn money quickly, and many delivery jobs don’t have the strict vehicle requirements of... Read more »
- How to Sell on Mercari and Make Some Extra MoneyIf you’re looking to clear out some unwanted items or want to develop a side hustle, you may have considered Mercari. Or perhaps, you haven’t. Mercari doesn’t get as much attention (in the U.S.) as eBay, but it’s still a very popular platform that you should consider. Mercari has plenty... Read more »
- Stash Review: Is it an Ideal Investment App for Beginners?Traditional investment brokers make it difficult for new investors to begin putting their money into the stock market. How? Some charge hefty trade commissions, others have required minimum balances, and most only allow you to purchase whole shares of stock, meaning you can’t purchase a fraction of a share. This... Read more »
- 7 Ways to Get Paid to Deliver GroceriesIf you’re like millions of other people who are looking for ways to make money, there are plenty of options. While there are lots of side hustle ideas and ways to earn cash outside of a traditional job, many of them require specific skills or experience. However, there are some... Read more »
- Acorns Review: Automated Savings and Micro InvestingWhile many people have an interest in investing, the subject can be overwhelming or intimidating for someone with no experience. Someone who has limited investing experience may not know where to begin or they may feel like saving/investing a small amount won’t be enough to make a difference. Companies like... Read more »
Vital Dollar
- The Best Delivery Jobs Near Me for Making Extra MoneyFor many of us, having a car is a necessity, but you could use your vehicle to develop a side hustle and earn some extra cash in your spare time. There are some great opportunities to earn money quickly, and many delivery jobs don’t have the strict vehicle requirements of... Read more »
- How to Sell on Mercari and Make Some Extra MoneyIf you’re looking to clear out some unwanted items or want to develop a side hustle, you may have considered Mercari. Or perhaps, you haven’t. Mercari doesn’t get as much attention (in the U.S.) as eBay, but it’s still a very popular platform that you should consider. Mercari has plenty... Read more »
- Stash Review: Is it an Ideal Investment App for Beginners?Traditional investment brokers make it difficult for new investors to begin putting their money into the stock market. How? Some charge hefty trade commissions, others have required minimum balances, and most only allow you to purchase whole shares of stock, meaning you can’t purchase a fraction of a share. This... Read more »
- 7 Ways to Get Paid to Deliver GroceriesIf you’re like millions of other people who are looking for ways to make money, there are plenty of options. While there are lots of side hustle ideas and ways to earn cash outside of a traditional job, many of them require specific skills or experience. However, there are some... Read more »
- Acorns Review: Automated Savings and Micro InvestingWhile many people have an interest in investing, the subject can be overwhelming or intimidating for someone with no experience. Someone who has limited investing experience may not know where to begin or they may feel like saving/investing a small amount won’t be enough to make a difference. Companies like... Read more »
Vital Dollar
- VideoEpisode 167- How to Not Die Poor w/ Michael ArceneauxListen & Subscribe: on iTunes, Google Play, Stitcher, Soundcloud, Google Podcasts, Android Device (This post may include some affiliate links) What started out as an essay about one man’s struggle with student loan debt in the New York Times, has morphed into Michael Arceneaux’s next best seller, I Don’t Want to... Read more »
- VideoEpisode 166- Four Simple Rules For Successful Budgeting, Why You Need A Budget & Entrepreneurship Lessons w/ Jesse MechamListen & Subscribe: on iTunes, Google Play, Stitcher, Soundcloud, Google Podcasts, Android Device (This post may include some affiliate links) What started out as a budgeting spreadsheet has grown into a budgeting app used by thousands of families who have committed to giving every dollar a purpose. This week on the... Read more »
- Episode 165- Lessons on Achieving Your Life & Money Goals From 3 Years of Podcasting + Journeyer VoicemailsListen & Subscribe: on iTunes, Google Play, Stitcher, Soundcloud, Google Podcasts, Android Device (This post may include some affiliate links) It’s the 3rd anniversary of the Journey to Launch Podcast and we are celebrating. I could not have made it to this milestone without you. So, in this week’s episode, I’m... Read more »
- Episode 164-The Pursuit of Financial Liberation, Social Justice & Entrepreneurship w/ Ysanet BatistaListen & Subscribe: on iTunes, Google Play, Stitcher, Soundcloud, Google Podcasts, Android Device (This post may include some affiliate links) After graduating from college with over $70,000 in student loans, Ysanet Batista went straight into public service. Unfortunately, her career did not pay a high salary and she found it difficult... Read more »
- Episode 163- The Geometry of Wealth: How to Shape a Life of Money and Meaning with Brian PortnoyListen & Subscribe: on iTunes, Google Play, Stitcher, Soundcloud, Google Podcasts, Android Device (This post may include some affiliate links) This week on the Journey to Launch Podcast, Brian Portnoy simplifies the complex world of money. Brian has over two decades of experience in the personal finance space, and he’s also... Read more »