One of the reasons I don’t write as often these days is that my life has gradually evolved into a Personal Finance Bubble.  The people around me have learned to be purposeful with their money, which means they now have plenty of savings and never have to stress about the... Read more »

Have you ever noticed that as a whole, our society has its daily habits almost completely backwards? We’re generally so “busy” that we don’t have time to get much exercise. And then we spend countless sedentary hours sitting in our cars each week because we think that car driving saves... Read more »

Let’s jump right to the real news here: There’s a Netflix documentary that just came out TODAY* called Get Smart With Money Somehow old Mr. Money Mustache and several friends got lured into playing a role in making it. And I’m very happy with the results! And you can watch... Read more »

As strange as it may sound, earning financial freedom is a lot easier for certain people than claiming that freedom once they have earned it. And if the following statement rings true to you, you may be suffering from this same hardship: “I think I’m close to having enough money... Read more »

During our recent discussion on Inflation, a Badass reader stopped by and caught my attention by dropping the following block of wisdom into the comments section:  “A final note if you are worried about inflation: sledgehammer the TV and go for a walk in the woods. Trees get bigger every... Read more »

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ... Read more »

I’m 26 and I have a great job. I make around 150k a year or so. Recently I’ve come to the realization I can’t do this until I’m 60+. The rat race is not for me. The past few weeks ever since basically the new years I’ve been thinking. I... Read more »

40s - 2 income HH 400k combined income 1 bird still in the nest for 3 more years Assets - 375k retirement accounts - 50k taxable - 300k home equity - 120k annual savings Current debt 300k @ 3% or lower (RE and auto) We had kids young and struggled... Read more »

I first posted a way-too-long update two years ago, and I wanted to give a brief update on our path to FIRE. Summary We’re expats living in a HCOL city in East Asia. We’ve had a close focus on our finances since we graduated college, and we now have a... Read more »

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ... Read more »

CardRatings.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Last month,... Read more »

Hello Go Curry Cracker readers, I’ve been a fan of Ted Talks for as long as I can remember… and now I get to give one! This Saturday, January 21st, I will be speaking at TedXFolsom, a regional event in the Sacramento area. I met with the TedXFolsom Executive Director... Read more »

From the inbox (paraphrased): “Our portfolio is down and prices are up. This has caused some anxiety in our household, and I’ve considered going back to work (even just part time.) I think more income will help with cash flow and reduce worry… but I’m concerned that I will feel... Read more »

The end of the calendar year is quickly approaching, and that means it is time to run through our year-end tax checklist. The simpler the better. Here are a few important items to review and actions to take. Year-End Financial and Tax Checklist Estimate total annual income Q4 dividends, interest,... Read more »

(GCC: Over the years I haven’t been shy about how my favorite part of this little blog is the opportunity to have a positive impact on the lives of others. Now, the only thing even better than _that_ is when somebody takes an idea or concept and just… runs with... Read more »

I was talking to my friend Jen recently when she asked a fantastic question. It was posed to her about a year ago. Here is how it went down: Jen had just retired and was on a trip down to Oaxaca to celebrate. On the plane, she sat next to... Read more »

In December of 2017, Dividend Growth Investor (DGI) asked me if I’d like to duplicate the famous Warren Buffett bet. For those unfamiliar, in 2008 Buffett famously challenged the hedge fund industry: Can you beat the S&P 500 over a 10 year period? Buffett won as the hedge fund got clobbered by the... Read more »

I like to think that life usually works out for the best. Even when there are incredibly tough times, we often end up in a better place than we would have otherwise. This is about one of my tough times. Inflection Points Back in October of 2012, I had awful... Read more »

I published my first post on 1/1/2013. Here it is: https://www.1500days.com/start-here/ 10 years later, here we are. Crazy. Time flies by. So cliche, but so true. 10 years is most likely more than 10% of my life. And the past 10 years are certainly some of the best years. Some... Read more »

My main goal* was to build an investment and cash portfolio of $1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in 1500 days**, starting from 1/1/2013 and ending in February of 2017. I made my goal in 2016, my 1500 Days are over, and I’ve left my job. In the interest of... Read more »

Most travellers use the capital city of Croatia, Zagreb as a stop-over on the way to more exciting destinations like Split, Dubrovnik, Hvar or Plitzvice. But that’s a mistake, because even though it’s not as popular as cities along the Dalmation coast made famous by Game of Thrones, it wins... Read more »

When most people think about early retirement, they picture themselves flipping off their boss at work, strolling out the door, and retiring to a life of full-time leisure or travel, and there’s nothing wrong with that. That’s the narrative that most of the FIRE bloggers (including us) depict. However, that’s... Read more »

Early retirement isn’t all sunshine and rainbows, especially when you have to deal with what I like to call “The 4 Horsemen of Early Retirement.” Specifically, running out money, losing your identity, losing your friends, and dealing with inflation. Because we’ve lived through multiple market downturns in the past 8... Read more »

Happy 2023, everyone! While I have no idea what 2023 will bring, it would be pretty hard for it to match last year’s casserole of crazy. Inflation, war, spiking gas prices, and the fastest interest rate increase in history made last year a true head-spinner. Personally, I’m rooting for 2023... Read more »

I went to the mall the other day to pick up some family Christmas presents, and boy was it packed! What happened to all the doom and gloom in the media, complaining about inflation and recession fears? Apparently, according to research conducted by Ipsos, who surveyed participants from Asia, North... Read more »

Retirement planning requires making our best effort to project far into the future. That is hard, if not impossible. The reality is that we are constantly changing as is the world around us. We need to plan, but understand that our plans need to be adaptable. My own needs, desires,... Read more »

This blog has traditionally focused on early retirement. As such, we haven’t given Social Security the attention it probably deserves. Social Security benefits are crucial for most retirees. Even for early retirees with sizable portfolios, Social Security benefits can provide a substantial and important portion of retirement income. In the... Read more »

This time last year I wrote, “Markets are unpredictable. Sometimes the surprises are good ones. But we’ve had a lot of those the last few years, so be prepared for some inevitable bad surprises ahead.” Well, here we are. It’s been a sobering year for investors and early retirees. I... Read more »

A reader recently asked the following question about retirement withdrawals: I am approaching 72, and for the life of me I do not know the difference between setting a safe withdrawal rate (SWR) and how that relates to my required minimum distributions (RMD). Perhaps you can write a post someday... Read more »

It’s been a wild ride this year. All asset classes took a beating. Financial scams dominated the news. A new law is being finalized at the end of 2022 that will substantially impact our financial planning in years and decades ahead. In this last post of the year, I’ll touch... Read more »

Ahhh decadent December! Filled with food, wine, life-sized penguin stuffies and dog booties. December always promises to be a high-spend month, but that doesn’t have to spell crisis. If you plan for expensive months, if you calculate what you spend on something like Christmas and save up over the course... Read more »

Your money can control you or you can control it. Take charge of your money during the January Uber Frugal Month Group Challenge. There’s still time to join me–and thousands of other frugal devotees–for our month-long journey to financial wellness. While the Challenge technically started yesterday, if you sign-up today... Read more »

Marie and her husband Ryan live on a 25-acre horse farm in rural Florida with their 10-year-old son and lab puppy. Ryan, who works as a firefighter, is incredibly handy and built their house 8 years ago. Marie is an elementary school teacher who enjoys her job. The family loves... Read more »

Today’s the last day to sign-up for a chance to win a one-on-one financial consultation with me ($1,500 value!) OR a spot in an Uber Frugal Month Mastermind Group ($300 value!)! If you enter the giveaway, you’ll also be signed-up for my free Uber Frugal Month Challenge, which kicks off... Read more »

November is always a month of celebrations in our family! We hosted Thanksgiving for what we think is the 10th year–although there were a few years off for Covid–and Kidwoods turned seven! Our expenses are always higher in November on account of these festivities and I don’t mind at all.... Read more »

Last time I shared with you a story from my new book Pathfinders from a reader in Ukraine, Roman Koshovskyi, titled Staying the Course in War-Time. Today we hear from Artem Voronov, a reader in central Russia, on what staying the course looks like when your country has become a... Read more »

Last May, when I announced I had inked a deal with Harriman House to publish my new book, Pathfinders, I invited those of you who had embraced The Simple Path to Wealth to share your stories. The response was amazing and, unfortunately, there were simply to many to include them... Read more »

Greetings! As the holidays end and the New Year begins, we wanted to update you on everything PATHFINDERS-related. First of all, a huge THANK YOU to everyone who submitted their story last year! We were overwhelmed by the number, quality and range of entries. Which was an excellent problem to have! The next... Read more »

Happy New Year!  Chautauqua is one of my favorite things to look forward to each year. It is a life changing event for those who attend, and a constant source of new friendships and continuing time with old friends. Since the first one in Ecuador in 2013 they have brought... Read more »

Before the week slips away I just wanted to take a moment to wish you and yours….   A very  Merry Christmas  and a  Wonderful Holiday Season   Here’s to a  Happy, Healthy and Prosperous New Year!     The post Season’s Greetings!! appeared first on JLCollinsnh.... Read more »

Those of us who love books want to be able to read without having to do too much thinking about what's happening behind the scenes in the book world. Unfortunately, the publishing and bookselling landscape is surprisingly complex, and there's plenty you should know if you wish to be an... Read more »

More completely preventable gun violence has happened, and a lot of us are mad that our leaders sit by and do nothing. "Vote!" we're told, but voting isn't our only option. When our leaders fail us, there's still a lot we can do as individuals on any issue, and that's... Read more »

It's new year's resolution season for a lot of us, and whether you're a resolution maker or not, you can use this time of reflection to make some different choices that are better for the planet and climate and for other people, and better for you, too. Because the most... Read more »

When we talk about crypto, far too often we talk about whether it's a good investment monetarily or not, as in: "Will I make or lose money if I buy this?" But we rarely ask whether buying crypto is ethical, and whether its costs to the planet and to our... Read more »

If you've been wanting to change how you and your family or other gift-giving group do the holidays, there has never been a better time. The supply chain issues give you lots of excuses to buy less or even to stop buying newly manufactured items altogether. Here are some ways... Read more »

Those of us who love books want to be able to read without having to do too much thinking about what's happening behind the scenes in the book world. Unfortunately, the publishing and bookselling landscape is surprisingly complex, and there's plenty you should know if you wish to be an... Read more »

More completely preventable gun violence has happened, and a lot of us are mad that our leaders sit by and do nothing. "Vote!" we're told, but voting isn't our only option. When our leaders fail us, there's still a lot we can do as individuals on any issue, and that's... Read more »

It's new year's resolution season for a lot of us, and whether you're a resolution maker or not, you can use this time of reflection to make some different choices that are better for the planet and climate and for other people, and better for you, too. Because the most... Read more »

When we talk about crypto, far too often we talk about whether it's a good investment monetarily or not, as in: "Will I make or lose money if I buy this?" But we rarely ask whether buying crypto is ethical, and whether its costs to the planet and to our... Read more »

If you've been wanting to change how you and your family or other gift-giving group do the holidays, there has never been a better time. The supply chain issues give you lots of excuses to buy less or even to stop buying newly manufactured items altogether. Here are some ways... Read more »

Gwen gets into the nitty gritty details of the final steps of her journey to rollover her previous 401k retirement accounts to her current employer's 401k.... Read more »

Gwen reflects on the experience of getting her first internal promotion and raise!... Read more »

I have never been more grateful to have a powerful community behind me than when things go sideways.  I wrote previously that I was very honored and excited to get to speak at this year’s Chautauqua in Ecuador. I was honored and excited right up until it got cancelled roughly... Read more »

I have attempted to rollover my prior 401(k) accounts in the past few weeks. As you can tell from the title, everything has gone smoothly and easily. HA! Just kidding. It’s been awful. Fortunately for all of you, I took detailed notes on the whole process. If any Vanguard or... Read more »

I recently went through a cash crunch. It was not something I’d care to repeat anytime soon.  No matter what I did, I couldn’t get the math to work out. 4200 minus 2000 always equaled 2200. I’m pretty good at math and yet I was being defeated by 2nd-grade math.... Read more »

AH's game sounds a lot like the one I'm trying to play currently, particularly to figure out what game I want to play, and by positioning myself to be able to take opportunities as information gathering in this regard.Statistics: Posted by avalok — Sun Jan 29, 2023 3:54 am... Read more »

Reminds me of this surgeon I knew, her neighbor was complaining that she didn't know what to do with her laying hens once they got too old, she couldn't bring herself to slaughter them, and surgeon went, "gift them to me, i'll slaughter them" I was in my late 20s... Read more »

To backup what I said in my previous page post, but more importantly, to simply share some great writing that clarifies and exemplifies what Bill Plotkin's work is about:My greatest challenge in writing this book — and perhaps your first obstacle in reading and understanding it — is that its... Read more »

Sharing an eloquent passage found in Bill Plotkin's Wild Mind, in the chapter on East subpersonalities (Addicts and Escapists).WE’RE ALL IN RECOVERY FROM WESTERN CIVILIZATION Sooner or later, we each must address the paramount addiction in the Western and Westernized worlds: our psychological dependence on the world-view and lifestyle of... Read more »

I wonder if the ugly cousin of this epic rite of passage would do. For example killing a chicken for supper. Or if it has to be a mammal, killing a rabbit for pate. Or, finally, if we have to go big, killing a pig for bratwurst / black pudding... Read more »

In my 20’s, I was let go from a job. Kinda. Or I… a little bit left. My position was being combined with another position, one I had no interest in nor the skill set to tackle. Either way, I was unexpectedly unemployed. It’s a situation most people find themselves... Read more »

I have a theory that people mostly buy lottery tickets for the waiting. That’s where the magic really is. From the time to buy your ticket until the numbers are drawn, you wait. You dream about what you might do or change if you are suddenly a billionaire. The buying... Read more »

My family and I are a month into an 8-month-long road trip. While logging a lot of steps, a lot of drive time, and watching my kids play in the ocean, I’ve been thinking about all the amazing benefits of taking a mini-retirement. Here are five of the big reasons... Read more »

We are in the process of transforming into full-blown snowbirds. It’s admittedly an odd life choice for people with five school-aged kids. And truthfully, a rather complicated choice. It’s definitely not an easy path forward. Living in a house and having kids in public school is a simpler choice.  So... Read more »

“What’s an opportunity or pursuit that you passed on earlier in life, but if the opportunity came again, you would consider taking it?”  This is a question I contemplated a lot during our last three-month road trip. And this year, while I’m working a max of 8 hours a week,... Read more »

I'm mourning the death of my defined benefit pension-enabled Financial Independence Retire Early (FIRE) in New Zealand lifestyle. The post FIRE in New Zealand: One Thing a Pension Cannot Buy appeared first on The Golden Albatross.... Read more »

Even in the scenario with the largest pension, once Don's pension starts, it goes from covering all the family's retirement spending to roughly one-third by the 49th year. That's a giant swing downward due to inflation! The post This Is Your Pension On Inflation appeared first on The Golden Albatross.... Read more »

If I leave now, how much would I have to save each month for the next six years to replace the difference I am losing? The post The Pension Couch: Replacing Pension Income appeared first on The Golden Albatross.... Read more »

Pension Maximization Part Deux This post is a direct continuation of Pension Series Part 30. In that article, I introduced my general framework for maximizing your defined benefit (DB) pension, which I call Grumpus Maximization. I also walked through the first two steps of Grumpus Maximization, which were (1) setting... Read more »

Pension maximization ensures your pension's positive impact in retirement is as significant as possible. You maximize your pension by taking active steps during your pensionable career. The post The Pension Series (Part 30): Pension Maximization appeared first on The Golden Albatross.... Read more »

Gooooood morning, my beautiful money lovers! I’ve missed you! Y’all off to a great start this year? Lots of goals and excitement and energy crackin’... Read More... Read more »

Hi guys! Hope y’all are having a fantastic holiday season so far!! And the stress of holiday shopping/decorating/BEING YOUR AWESOME SELF hasn’t gotten the best... Read More... Read more »

Morning!! Back with some more great ways to save them dollars! Courtesy of The Debt Free Guys today which I stole yet again off Instagram,... Read More... Read more »

A great reminder today from Mr. Aesop 🙂 Patty the Milkmaid was going to market carrying her milk in a pail on her head. As... Read More... Read more »

Good morning! Here’s an outline of tips and tricks I do to help me live my Best Life 🙂 I started putting it together for... Read More... Read more »

We recently declared ourselves Financially Independent, which is definitely a weird and uncertain feeling. We'll likely wait a couple more years to retire early, add to our FIREhouse (ha!) savings, and augment our early retirement travel budget a bit. Even though RE is a still a little ways out, we've... Read more »

Getting a Spanish Driver's License is intimidating. I'll break down each step of the process and help you get on the road with your very own EU license. The post Getting a Spanish Driver’s License appeared first on The Frugal Vagabond.... Read more »

Living abroad is as alluring as it is polarizing. Five skills that will make your life abroad a success. The post Living Abroad: Five Essential Survival Skills appeared first on The Frugal Vagabond.... Read more »

Spain can get under your skin. In the course of living here for the full first year of our non-lucrative visa, we’ve come to love our home, our city, Spanish food and culture, and most of all, the close friends… The post Spanish Non-Lucrative Visa Renewal appeared first on The... Read more »

I seek treatment at Bumrungrad International Hospital for a growth in my chest. How did it go? Was it cost effective to travel to Thailand for medical care? The post Surgery in Thailand: Bumrungrad International Hospital appeared first on The Frugal Vagabond.... Read more »

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I’ve finally discovered the best reason to retire early. A longer steady-state period of happiness. It has taken me 10 years of fake retirement to come up with this epiphany because I had to experience the process myself. In the past, I’ve written that early retirement isn’t all sunshine and... Read more »

F you money. FU money. F*ck you money. It’s all the same. F You Money is having enough money to tell others to F Off without fearing financial repercussions. I’m sure some of you have dreamt of telling your annoying micromanager to F Off. But you can’t because you still... Read more »

In 2022, my wife and I paid off our vacation property mortgage after 15 years of ownership. Now that it’s been a while since we paid off the mortgage, I realized there is a triple benefit to paying it off early. I didn’t realize one of these benefits when we... Read more »

Although COVID has been bad for many of us in so many ways, the pandemic did one good thing. The pandemic helped protect American homebuyers from a resurgence in foreign real estate investors. In a big way, the pandemic has throttled the demand from foreign real estate investors to buy... Read more »

Since I left my day job in 2012, I’ve been constantly preparing for economic devastation. I had to because I no longer had a safety net. My plan was to take a leap of faith and succeed. It would have been too embarrassing to ask for my old job back... Read more »

Making a sale? That’s great. But making a recurring sale? That’s even better. This week’s guest is Ryan Golgosky from 180Sites.com. He took what is typically sold as a one-off service — web design, in this case — and repackaged it for recurring revenue in a really creative way.... Read more »

What do you want your life to look like in 3-5 years? Once you know—and commit— to that future, you can begin building it NOW.... Read more »

If you’ve been around online business for some time, you’ve likely heard the saying “the money is in the list.” There’s a reasonable deal of truth to it — the more people you have paying attention to you, the easier it will be to reach their inbox and sell them... Read more »

The ACT is a college entrance exam used by many colleges to rank students applying to their schools. The subject matter covers English grammar, reading comprehension, math, and science. Millions of students take the test each year and the test prep business rakes in over a billion dollars a year.... Read more »

Yes, you really can get paid to play video games. With the rise of Esports, Twitch, and professional gamers, there's never been a better time to monetize your video game hobby. And the cool part is, you don't have to be a pro. Even casual gamers are getting in on... Read more »

How important are mortgage rates to real estate investing? Should I take out as much depreciation as possible to lower my taxes? And what should I do when my DTI […]... Read more »

Escaping the rat race at 26 isn’t easy, but Isaac Lane, Arizona-based investor and rookie landlord, is doing it through out-of-state investing! Isaac started investing only a couple of years […]... Read more »

The Biden-Harris administration is responding to a rent-burdened nation with new actions designed to promote a fair rental market, alongside the release of a “Blueprint for a Renters Bill of Rights.” The demand for […]... Read more »

The new housing market is here, and with it comes a whole new set of real estate investing rules. Now, appreciation isn’t a given, flipping can flop, and good multifamily […]... Read more »

For the entry-level worker, employee stock options may seem completely foreign. But for most tech workers, this is commonplace and can be highly lucrative if understood correctly. In short, employee […]... Read more »

Become a Patron!A few years back I wrote a goofy post trying to look at car ownership not as a personal consumption expenditure, but as a productive input; as a profit center, not a cost center. For the last few months I’ve been fooling around with our local “micromobility” services,... Read more »

Become a Patron!One of the most bizarre things to emerge from the era of free money were the so-called “micromobility” companies, which have littered the streets and sidewalks of major American cities with their cumbersome scooters and e-bikes. On the one hand, these companies have not and will not ever... Read more »

Become a Patron!A reader whose financial savvy I highly value surprised me the other day by saying that he’d been maximizing his Series I Savings Bond purchases for many years. This surprised me since the “fixed” portion of the semi-annual composite interest rate had hovered between 0% and 0.5% APY... Read more »

Become a Patron!I’ve covered extensively my experience using the District of Columbia’s paid family and medical leave program to take time off to care for a family member. Since I began that series, the program has been reinforced even further, with the addition of 2 weeks of paid prenatal leave... Read more »

Become a Patron!All the way back in 2020 I offered some speculative predictions about the future of so-called “direct indexing.” This is the logical end point of the proposition, promoted by the tax-evasion industry, that by swapping between closely-correlated-but-not-identical securities, those with taxable investments can generate capital losses that can... Read more »

When I left my job nearly 6 years ago, I didn’t have any concrete plans except to pursue hobbies that I’m passionate about regardless of whether they make any money. A couple of years ago, this simple lifestyle led to … Continue reading → The post I’m Going on Shark... Read more »

As a kid, my mom cut my hair with her trusty clippers. In college, I picked up a pair of clippers and learned to cut my own hair. Soon I found myself cutting friends’ hair in the dorms. Clippers made … Continue reading → The post We Made a New... Read more »

Last year I designed and built a hoop house for around $650 in materials. I didn’t want to waste money heating the thing, so the plan was to keep it passive. Since I never worked with an unheated greenhouse before, … Continue reading → The post How Much Can a... Read more »

Having a paid off house has always been a goal. Living mortgage-free sounds awesome, but it can also put the brakes on financial growth. Any money put toward home equity is robbing investment accounts of hard working capital. After years … Continue reading → The post Should I Pay Off... Read more »

I love hiking in the woods, racing to the top of a mountain to take in a satisfying view. Lately however, I’m less interested in flying up rocks and roots to see the world from afar. I’ve found an even … Continue reading → The post How to Get Started... Read more »

A couple of weekends ago I was able to attend the Econome conference in Cincinnati, and readers, it was the refresh I needed. I wouldn’t have attended this conference had it not been for Military Dollar suggesting I should attend and she was super supportive throughout the process because let... Read more »

This time last year, I was talking about trying to get on board with the MFLC and figure life out from there. I had some things I was working on and damn if I haven’t gotten any to fruition. It seems frustrating and it can be, but if you remember... Read more »

Now that I’m back to just having a single source of income, my adjunct position, I immediately have a crazy sense of pressure to “get back earning”, and “get a job” or “create a job” or “hit it big with day trading”, as soon as I study up a little... Read more »

Last week at some point, Angela from Tread LIghtly Retire Early tweeted about giving time versus money and it reminded me of what I did with my time when I wasn’t working. I found my time that I give is rewarded so much more in “soul currency” than money. If... Read more »

With all of this change that’s come about in the past couple of years, I figured I should revisit the “plan” since my retirement and savings got halved. I can’t say there are many complaints, considering how much we’d saved, so my half is a nice chunk of change. I... Read more »

By Leo Babauta I’ve worked with lots of incredible people who want to create something — whether it’s art, a book, a business, or some impact on the world. One of the stories we often have when we want to create is that we’re too busy, pulled in too many... Read more »

By Leo Babauta So many of us spend a ton of time and energy stuck in indecision — the stress and delays that come with this are quite incredible. One of the things I’m proud of about myself is my ability to make decisions quite effortlessly. This isn’t to brag... Read more »

By Leo Babauta I’ve seen a lot of people with goals about changing how they spend their time, things like: These are wonderful goals! They all involve something that theoretically is pretty simple: simply change how you spend your time. But it’s rarely that simple, is it? Something causes us... Read more »

By Leo Babauta I’m publishing this a bit late (I usually post by the end of the year) but that is a good summary of 2022 for me: chaotic and messy, but still amazing. It’s hard to fully share what the year was for Zen Habits, and for me personally... Read more »

By Leo Babauta There are a number of common blockers for creating powerful change in your life: Each of these can derail your efforts to create something new. And to be clear, there is nothing wrong with any of these — they’re wonderfully human traits. But to create powerful change, we... Read more »

Today I am announcing preorders of my book Taking Stock: A Hospice Doctor’s Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life. This is a moment of great pride for me as... The post Taking Stock: A Hospice Doctor’s Advice on Financial Independence, Building Wealth, and Living a... Read more »

All new episodes and content can be found at earnandinvest.com. See you there! The post We’re Moving! New Website! appeared first on DiverseFI.... Read more »

Earn & Invest I am proud to release episode 128 of The Earn & Invest Podcast.  This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post 128. You Can Destroy Student Loan Debt appeared first on DiverseFI.... Read more »

Earn & Invest I am proud to release episode 127 of The Earn & Invest Podcast.  This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post 127. Why Now Is The Time To Start Your Business appeared first on DiverseFI.... Read more »

Earn & Invest I am proud to release episode 126 of The Earn & Invest Podcast.  This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post 126: How To Align Your Passion and Talent appeared first on DiverseFI.... Read more »

just fyi - my paper-filed return (received by the IRS August 1 [I'm an overseas filer so had an automatic extension]) was finally processed this week...... Read more »

Has anyone had experience opening a new account virtually, entirely online ? Family member wants to move money to Fidelity, but in person...... Read more »

Hi, Long time ready maybe first time posting. Have a rookie question. So I’ve had a few jobs with 401k funds that have been rolled over into an...... Read more »

Heading to Tucson ina week for 2 weeks. Amy recommendations for Tucson Must-see places?... Read more »

We occasionally have threads about the challenges facing our nation, our economy and ourselves now that we are retired or close to it. Sometimes, it...... Read more »

Rivalries are one of the most important aspects of professional wrestling. They are the lifeblood of any promotion dating back to the ‘70s, presenting narrative ... Read More... Read more »

Recently someone in The Big Bang Theory (TBBT) subreddit asked, “Who do you consider the most unlikable on the show?” Do you think you know who took ... Read More... Read more »

Redditor u/tonymosh stated, “My son (11) is very interested in watching scary movies, but I've held back due to his age. So I introduced a ... Read More... Read more »

Recently a Redditor asked, “What was freaking awesome when you were a kid but sucks as an adult?” The internet responded to deliver this list ... Read More... Read more »

Do you love action and adventures in your romantic comedies? You're not alone. A Redditor recently posted, “Looking for an adventurous Rom-Com. I just finished ... Read More... Read more »

(This post may include some affiliate links) Daniela Pierre-Bravo, author, speaker and nationally-recognized reporter, joins the Journey to Launch podcast to discuss her path from undocumented immigrant to career success. After hustling her way through college by paying cash and working 3+ jobs, Daniela found herself using that same mindset... Read more »

  (This post may include some affiliate links) Jason Vitug, award-winning, best-selling author, speaker and entrepreneur joins the Journey to Launch podcast to discuss why money is a path to happiness, but it doesn’t embody it. Jason, once a corporate ladder climber, found himself stressed out, burnt-out and living a... Read more »

(This post may include some affiliate links) In this episode of the Journey to Launch podcast, we chat with Andrew Giancola as he shares his journey to financial independence and full-time entrepreneurship, including his foray into ethical real estate investing and the realization that helped him build wealth quickly and... Read more »

Listen on Apple PodcastsListen on Spotify Listen on Google PodcastsListen on Amazon MusicListen on Stitcher (This post may include some affiliate links) In the first Journey to Launch podcast episode of 2023, I guide you through four financial truths to help you succeed in the new year and beyond. From... Read more »

Listen on Apple PodcastsListen on Spotify Listen on Google PodcastsListen on Amazon MusicListen on Stitcher (This post may include some affiliate links) Founder and creator of Her First $100K, Tori Dunlap, joins the podcast to discuss her upcoming book, Financial Feminist: Overcome the Patriarchy’s Bullsh*t to Master Your Money and... Read more »