It has been a good while since we’ve done a reader case study here on MMM, but that hasn’t stopped them from arriving in my inbox. And since 2022 is becoming a year of interesting financial changes, it’s time to spark things up again, go back to our roots, and... Read more »

I’ve been writing about money for almost eleven years now, and in that time the world has become an immensely richer place. Here in the US, our economy has grown by about 25% even after inflation, world economic output has grown even faster, and the number of people living in... Read more »

To most of the Internet, Mr. Money Mustache is known as the quirky early retirement financial guy, and this is a blog about Money. But really, I’m not a finance guy – someone who devotes most of his time to optimizing money. I’m more of a general Life Engineer –... Read more »

“MMM, are you still alive?”– somebody on Twitter Holy Shit! I just realized that the last time I wrote a blog post for you was on April 18th, and now it’s late July. That’s an entire quarter of a year that I have let this wonderful, golden field of interesting... Read more »

So it looks like my 15-year-old is officially a high-school dropout. Halfway through ninth grade, emboldened perhaps by the taste of freedom that Covid-era remote learning had provided, he realized that the whole system was just too slow and inefficient for him, and was “Getting in the way of his... Read more »

hey all, FIREr here. I retired in 2017. Since then, I've been (a) indulging, (b) researching my investments, (c) trying to exercise, (d) working on a hobby blog and (e) trying to do some complex intellectual challenges now and then for stimulation, like right now I'm learning about the various... Read more »

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ... Read more »

Self-promotion (ie posting about projects/businesses that you operate and can profit from) is typically a practice that is discouraged in /r/financialindependence, and these posts are removed through moderation. This is a thread where those rules do not apply. However, please do not post referral links in this thread. Use this... Read more »

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ... Read more »

u/therapistfi submitted by /u/Midcityorbust [link] [comments]... Read more »

We have been living off our portfolio since late 2012 (9+ years.) Our lifestyle (and budget) has undergone some pretty drastic changes in that time, but for the most part the portfolio resembles its younger (much smaller) self. Let’s explore what is different, and why. (Cuz there are some BIG... Read more »

Awhile back I read a pretty savvy blog post about how to travel to Hawaii for free or nearly free. I decided to give it a go myself, and what do you know… it worked! Thanks to some travel hacking, we paid next to nothing for our flights and hotel,... Read more »

After a decade of zero and near zero tax bills, our 2021 tax return looks a bit different – We paid a LOT of tax. No surprises though – I sold a ton of stock to pay cash for a house. In the grande scheme of things it is no... Read more »

Advertiser Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Opinions, reviews,... Read more »

Advertiser Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Opinions, reviews,... Read more »

I fully admit that I did the wrong thing back in 2008 when the stock market got walloped. I had only been investing for about 10 years and I freaked out: I logged into my 401(k) account late one night and lowered my contributions so that I put in exactly... Read more »

My main goal* was to build an investment and cash portfolio of $1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in 1500 days**, starting from 1/1/2013 and ending in February of 2017. I made my goal in 2016, my 1500 Days are over, and I’ve left my job. In the interest of... Read more »

I’m typing this early in the morning at the coworking space that I co-own. I like coming down here before anyone else has arrived. I begin my day by finding a quiet spot and meditating. Five years ago when I left work, I never would have anticipated what life would... Read more »

Reader note: While this post is about my recent visit to Austin, it’s mostly about the Tesla Cyber Rodeo. This was the party Tesla hosted to celebrate the opening of the Austin factory. I even made a YouTube video that I embedded later in the post. I bought Tesla stock... Read more »

My main goal* was to build an investment and cash portfolio of $1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in 1500 days**, starting from 1/1/2013 and ending in February of 2017. I made my goal in 2016, my 1500 Days are over, and I’ve left my job. In the interest of... Read more »

These past few weeks have been an excellent time to get out, enjoy the nice weather, and ignore the financial markets because YIKES, have they been volatile! The Dow Jones Industrial Average lost 1,063 points, or 3.12%, to close at 32,997.97. The tech-heavy Nasdaq Composite fell 4.99% to finish at... Read more »

Back in 2015, while travelling, we went to the Canadian Consulate in Chiang Mai, Thailand to request some tax documents for our first book. There, we met another Canadian, who was trying to convince the Canadian consulate to fly him home for free because he’d run out of money. Let’s... Read more »

Today’s reader case jumped out at me from the subject line, mainly because it might be the most Canadian reader case I’ve ever heard. Don’t believe me? Check it: Hello Firecracker! As a fellow Canadian, I really love your book and blog where I can find not only US centric... Read more »

Continuing where we left off last time, here are the other things about the Azores I desperately don’t want to tell you about but my stupid conscience forces me to. Hikes Miradouro in Portuguese means “view point” and boy are there a ton of picturesque Miradouros in Sao Miguel. Miradouro... Read more »

In a previous life, my mom used to be a real estate agent, and she often shakes her head at the crazy behaviour of “kids these days” buying houses over Zoom, getting into massive bidding wars, and the signing condition free offers. Back in HER day, people would make their... Read more »

Cheryl Strayed was recently featured on the Outside podcast. Strayed authored the best selling book, later adapted to a feature film, Wild. The interview celebrated the 10 year anniversary of publishing her book, which was about backpacking the Pacific Crest Trail (PCT). I read the book last year and loved... Read more »

Bonds serve as a ballast to offset the volatility of stocks, particularly when stock values are falling. Since the start of the year, that’s exactly what stocks have done. So how are bonds holding up? Vanguard’s Total Bond Market Index Fund (VBTLX) is a popular core bond holding for many, including... Read more »

Spring will soon be turning to summer. Travel is on our minds. Our family recently completed an awesome adventure. We backpacked in the Grand Canyon over my daughter’s spring break. We are also knee deep in planning our travel for the remainder of the year. These experiences have been eye... Read more »

This month’s selections start with a few perspectives on a topic front and center for many in this audience. How will we spend money and time in retirement? We discuss the eye popping inflation numbers released this month and a few suggestions to help you maintain your lifestyle without depleting... Read more »

In January, Darrow wrote a post sharing his portfolio moves and performance in 2021. A reader left this comment in response: “I read (in another recent post) that your rough “best case” for a 50/50 portfolio moving forward was about 3.8% real rate of return. Yet, this recent post calls... Read more »

Vanessa lives in Eugene, Oregon with her boyfriend and three cats, Freya, Orpheus and Gandalf. Vanessa works as the Licensing & Contracts Officer for the University of Oregon and is an attorney by training. In 2018, she bought her first home and is now facing the prospect of some pricey... Read more »

Home Improvement This month marks our sixth anniversary of moving to our homestead in Vermont and, coincidentally, the month we start renovation projects! When we first saw this house seven years ago, we knew there were a number of things we’d like to eventually change. But, we waited. First we... Read more »

Inflation is here: it’s large, it’s in charge, it’s up 8.5% as of March 2022, which is the biggest 12-month increase since 1981. Woohoo! Aren’t we lucky! But all is not (totally) lost because inflation doesn’t impact all prices equally. As we’ll explore together today, this is an uneven inflationary... Read more »

Sara is a doctor and mother living with her best friend, Jodie, in the Pacific Northwest. Sara is a single mother by choice and her son Sam is now seven months old. She loves her work as a doctor and her new role as a mom, but wants to make... Read more »

After my enthusiastic foray into beginner ski lessons earlier this year, I’ve now signed up for SOMETHING EVEN MORE DANGEROUS: a beginner chainsaw safety class. I can’t say I’m excited about it, but I am looking forward to developing this skill. We live in a place where a chainsaw is... Read more »

It is 2008. Imagine you are a woman alone on a road trip. Passing through the center of Nevada, a fairly desolate place,  your car breaks down just outside of this town… You have no way of knowing it just yet, but this was once the largest city in Nevada.... Read more »

  To be clear right from the start here, Chautauqua is an awesome event. Indeed, and in many ways, precisely because it is a terrible business model. But it is a terrible business model. Why? It is not scalable. Precisely because it is such an awesome event, the demand for... Read more »

After two long years of being sidelined with covid issues, like the rest of the world, Chautauqua is finally back. And we are returning to South America — this time: Colombia! We sent Alan and Katie there on a scouting mission for several months last year – tough job I know,... Read more »

    In the beginning… Forgive me if you have heard this tale before. I’ve told it several times now on various podcasts. It is the origin story of this blog. Back in 2011 I began writing a series of letters to my then college age daughter about things financial.... Read more »

Before the day slips away I just wanted to take a moment to wish you and yours….   A very  Merry Christmas  and a  Wonderful Holiday Season   Here’s to a  Happy, Healthy(!) and Prosperous New Year! *****************************************************     The post Season’s Greetings!! appeared first on JLCollinsnh.... Read more »

It's new year's resolution season for a lot of us, and whether you're a resolution maker or not, you can use this time of reflection to make some different choices that are better for the planet and climate and for other people, and better for you, too. Because the most... Read more »

When we talk about crypto, far too often we talk about whether it's a good investment monetarily or not, as in: "Will I make or lose money if I buy this?" But we rarely ask whether buying crypto is ethical, and whether its costs to the planet and to our... Read more »

If you've been wanting to change how you and your family or other gift-giving group do the holidays, there has never been a better time. The supply chain issues give you lots of excuses to buy less or even to stop buying newly manufactured items altogether. Here are some ways... Read more »

So that it’s all together in one place, here is a full rundown of all of the events I’m doing to launch Wallet Activism. I’ll keep this page updated as we add new events and links. All of these events are free, though I hope you’ll consider buying […]... Read more »

Many of us have a bad habit of talking about and thinking about risk in entirely the wrong way. There's no perfectly safe way to go through life, and that's true with our money and true with everything else, too. There's rarely a safe option and a risky option, but... Read more »

It's new year's resolution season for a lot of us, and whether you're a resolution maker or not, you can use this time of reflection to make some different choices that are better for the planet and climate and for other people, and better for you, too. Because the most... Read more »

When we talk about crypto, far too often we talk about whether it's a good investment monetarily or not, as in: "Will I make or lose money if I buy this?" But we rarely ask whether buying crypto is ethical, and whether its costs to the planet and to our... Read more »

If you've been wanting to change how you and your family or other gift-giving group do the holidays, there has never been a better time. The supply chain issues give you lots of excuses to buy less or even to stop buying newly manufactured items altogether. Here are some ways... Read more »

So that it’s all together in one place, here is a full rundown of all of the events I’m doing to launch Wallet Activism. I’ll keep this page updated as we add new events and links. All of these events are free, though I hope you’ll consider buying […]... Read more »

Many of us have a bad habit of talking about and thinking about risk in entirely the wrong way. There's no perfectly safe way to go through life, and that's true with our money and true with everything else, too. There's rarely a safe option and a risky option, but... Read more »

I’ve been seeing some thoughts pop up on Twitter over the last few months that have sparked an idea in my brain. Obviously, everyone’s journey to Financial Independence will look different. But what are some of the ways our paths differ? Our journeys are different because we’re all facing different... Read more »

Or, why I chose to blow up my housing budget and go with a fancy condo as my new residence.  Looking for housing is tough in the best of times and we are far from the best of times right now. Housing prices are at an all-time high and inventory... Read more »

Well, folks. 2021 is coming to an end and 2022 is fast upon us. Which means it’s time for a recap post!  I wish I could say I did a lot of interesting and fun things this year. With the Covid-19 pandemic among us, fun and interesting things were few... Read more »

I grew up staying fairly close to home. We took a few trips to neighboring states to visit a theme park or to see relatives for a week in the summer. I did get to visit my Grandma in Florida twice, once around age 8 and once around age 13,... Read more »

As my 31st birthday rapidly approaches, it routinely surprises me that I have been a working adult for a decade. As I reflect over my career, I wonder what the impact of my pursuit of FIRE has had on my career.  I started my career in the military as a... Read more »

For those in the field, is the air starting to get sucked out of software development salaries as liquidity gets sucked out of financial markets? All of a sudden that stock compensation isn't nearly as valuable. We're probably still months away from pay cuts and layoffs, but I do wonder... Read more »

Congratulations!Statistics: Posted by Western Red Cedar — Wed May 18, 2022 7:23 pm... Read more »

I'm sorry to hear about your partner, but it sounds like you are both dealing with the relationship maturely and are making the decision with your eyes open. Best of luck as you navigate the end of that relationship. FWIW, in regards to climate change and cognitive dissonance, I find... Read more »

If you enjoy the markets, you will most likely enjoy trading. Just treat it like a challenging hobby. Budget for it. I personally love it. I think a good way to look at is: Musicians typically enjoy making music even before they make money. Same with artists, designers, pretty much... Read more »

A bit of a rant to follow.I've heard a lot about how weddings are so expensive. I understand that the wedding industry is enormous and that social media has fueled a wedding spending arms race. Honestly, I think spending massive quantities of money on a wedding is stupid, however I... Read more »

Getting started investing can feel overwhelming. Investing for retirement can seem impossible. You might need one to two million dollars to retire comfortably. When you hardly ever have an extra few thousand, a million dollars seems like a made-up, laughable number.  The power of compound interest is truly mind-boggling! In... Read more »

My family of 7 just returned from a 12-week road trip in our 26-foot camper. Planning this kind of trip can be overwhelming. There are so many unknowns and complications to work through. Large adventures with kids in tow (ages 14, 13, 9, 8, and 6), seem wonderful in theory,... Read more »

Entrepreneur Magazine’s editor-in-chief, Jason Feifer, joins Jillian to give practical advice on how the greatest entrepreneurs deal with imposter syndrome.  Listen here at Libsyn, Apple, Castbox, Spotify, or your favorite player. There is no one correct answer when it comes to creating boundaries between your identity and your work. Some need significant separation, while... Read more »

When your audience grows, so will your critics. Tori Dunlap shares how she stays bold and vulnerable for her community, even when the haters come with the territory.  Listen here at Libsyn, Apple, Castbox, Spotify, or your favorite player. Tori Dunlap’s socials exploded from 30,000 followers to over a million last year. So it’s... Read more »

Concluding their series on Jillian’s book, Fire the Haters, August and Jillian talk about overcoming struggles, trusting the process, and finding your identity in actions rather than outcomes.  Listen here at Libsyn, Apple, Castbox, Spotify, or your favorite player. With her book out in the world, Jillian moved from creating to managing her expectations... Read more »

Pension maximization ensures your pension's positive impact in retirement is as significant as possible. You maximize your pension by taking active steps during your pensionable career. The post The Pension Series (Part 30): Pension Maximization appeared first on The Golden Albatross.... Read more »

I’m not afraid to say while updating this article, my thinking evolved on the importance a pensionable worker should place on their pension subsidized healthcare. It’s no longer the all-important monolith I once thought. The post The Pension Series (Part 6): Valuing Pension Subsidized Healthcare (Updated) appeared first on The... Read more »

I realize that the Golden Albatross situation for pensionable women calls for more nuance. I say that because many of the additional factors women need to consider work against each other. The post The Pension Series (Part 29): The Golden Albatross vs. Women’s Pensions appeared first on The Golden Albatross.... Read more »

As far as a topic goes, the death binder is a bit grim and tedious but also necessary. The post Death Binder 2.0: The Pensioner’s Edition appeared first on The Golden Albatross.... Read more »

The wild card that makes this article different from my other lump-sum articles is that her lump-sum offer was from what's known as a church pension plan (aka church plan). The post The Pension Couch: A Lump-Sum Offer Mystery appeared first on The Golden Albatross.... Read more »

The post 13 “Buy It for Life” Items That Save Money and Bring Happiness appeared first on Budgets Are Sexy. [Mornin’ y’all! Got an awesome (and funny!) guest post today from personal finance legend Pete over at Do You Even Blog. Pete talks about the “Buy It for Life” Movement... Read more »

The post MASSIVE NEWS —> Goodbye, and Thank You. appeared first on Budgets Are Sexy. Good morning everyone!!! Got some big news to share… I’m Taking a Sabbatical… I’ve written 172 articles for this blog in the past couple years, and there’s 1 overarching theme I hope has shined through…... Read more »

The post 2021 Annual Review and ROI of My Rental Property appeared first on Budgets Are Sexy. Yo, yo! Good morning, peeps! I just got my annual profit and loss statement for our rental duplex, and thought I’d share last year‘s results with you. **Spoiler alert**… After all calculations, we... Read more »

The post 10 Millionaire Spending Habits — How Do You Compare? appeared first on Budgets Are Sexy. Comparing yourself to others is harmful and self-destructive.  But LET’S DO IT ANYWAY haha!! 🤣 Because it can also be very fun and interesting. Though seriously, when we look at others, we usually... Read more »

The post Let Your Frugal Flag Fly! 6 Reasons Being Frugal Is Cool 😎 appeared first on Budgets Are Sexy. I spotted a killer deal at the grocery store the other day… These Bitchin’ Chipotle Sauce things are usually $7-8 each at Costco… but I found them for only $1... Read more »

We recently declared ourselves Financially Independent, which is definitely a weird and uncertain feeling. We'll likely wait a couple more years to retire early, add to our FIREhouse (ha!) savings, and augment our early retirement travel budget a bit. Even though RE is a still a little ways out, we've... Read more »

Getting a Spanish Driver's License is intimidating. I'll break down each step of the process and help you get on the road with your very own EU license. The post Getting a Spanish Driver’s License appeared first on The Frugal Vagabond.... Read more »

Living abroad is as alluring as it is polarizing. Five skills that will make your life abroad a success. The post Living Abroad: Five Essential Survival Skills appeared first on The Frugal Vagabond.... Read more »

Spain can get under your skin. In the course of living here for the full first year of our non-lucrative visa, we’ve come to love our home, our city, Spanish food and culture, and most of all, the close friends… The post Spanish Non-Lucrative Visa Renewal appeared first on The... Read more »

I seek treatment at Bumrungrad International Hospital for a growth in my chest. How did it go? Was it cost effective to travel to Thailand for medical care? The post Surgery in Thailand: Bumrungrad International Hospital appeared first on The Frugal Vagabond.... Read more »

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As a landlord since 2005, I’m constantly faced with the dilemma of selling a rental property or renting it out whenever my tenants move out. The older and wealthier I’ve gotten, the more I prefer to sell rather than rent out. Being a landlord can sometimes create some very unpleasant... Read more »

After two years of writing and editing during the pandemic, my book, Buy This, Not That: How To Spend Your Way To Wealth And Freedom is done! It comes out on July 19, 2022, in stores everywhere. After spending a combined 30+ years working in finance, studying finance, and writing... Read more »

Some say renting is like throwing your money away. If that’s the case, what about the people who spend six figures a year on rent? Is that like setting your net worth on fire? I don’t think renting is throwing money away at all. You get shelter for the rent... Read more »

A bear market is a part of investing. The last bear market happened in March 2020, when the S&P 500 tanked by 32% in just a month. Thankfully, the bear market recovered and a bull market ensued until the end of 2021. In 2022, another bear market has taken hold.... Read more »

Recently, I got an upsell from my life insurance carrier offering $500,000 in accidental death insurance for $33 a month. This is on top of my existing 20-year term life insurance policy coverage of $750,000. It sounded like repetitive coverage. But I was interested in learning more since I actually... Read more »

How do podcasts make money? Producing a show takes real work, and if you want to keep your show running, you've got to find a way to make it work for you too. The truth is most shows don't make any money at all -- and it took years before... Read more »

There has never been a better time to build an online business around a topic you care about. This week’s guests on The Side Hustle Show are proof of that. Garret Kruger and Sabrina Ricci are the husband and wife team behind IKnowDino.com, which started as a side hustle and... Read more »

Yes, you really can get paid to play video games. With the rise of Esports, Twitch, and professional gamers, there's never been a better time to monetize your video game hobby. And the cool part is, you don't have to be a pro. Even casual gamers are getting in on... Read more »

This week it’s the 500th episode of The Side Hustle Show, which just seems crazy to me. It feels like just yesterday I started this thing in a lot of ways. But it’s been 9 years — I guess time flies when you’re having fun. In honor of the 500... Read more »

There are plenty of side hustles out there that can help medical doctors make extra income. Even though doctors tend to be highly paid (over $200,000 median salary), they're also straddled with student loans and a late start to their careers.... Read more »

Investing is a game of winning or losing, defined, most of all, by economics. Of course, we never truly know what direction the economy is heading. However, you can hedge […]... Read more »

In today’s episode, you’ll get to see the third major reason why Alpha Geek Capital, Tony’s fast-scaling real estate company, is so successful. Omid Tehranirad is the third partner in the group, acting as the […]... Read more »

If you’re a real estate investor seeking a steady income, relatively low risk, and passive cash flow, triple net leased (NNN) properties should be a focus in your portfolio. NNN […]... Read more »

Building a house vs. buying a house—which makes more sense for today’s investor? With home prices rising faster than many of us have ever seen before, more and more real […]... Read more »

The year was 1999. An exclusive group of multi-billionaires gathered in Sun Valley, Idaho, just like they do every year. As usual, no reporters were allowed within miles of their […]... Read more »

Become a Patron!I’ve covered extensively my experience using the District of Columbia’s paid family and medical leave program to take time off to care for a family member. Since I began that series, the program has been reinforced even further, with the addition of 2 weeks of paid prenatal leave... Read more »

Become a Patron!All the way back in 2020 I offered some speculative predictions about the future of so-called “direct indexing.” This is the logical end point of the proposition, promoted by the tax-evasion industry, that by swapping between closely-correlated-but-not-identical securities, those with taxable investments can generate capital losses that can... Read more »

Become a Patron!The other day I listened to a podcast with Larry Summers, former Treasury Secretary and “Just Asking Questions About The Biological Basis Of Female Intelligence” President of Harvard discussing his pessimistic view of the inflationary landscape. Since I’m an inflation skeptic I went into the episode expecting to... Read more »

Become a Patron!Economic Injury Disaster Loans, first introduced by the 2020 CARES Act, are a special program of the Small Business Administration designed to reach the smallest business, including sole proprietors and platform workers, who may not have been able to fulfill the initial requirements of the larger Paycheck Protection... Read more »

Become a Patron! Life is lived in nominal dollarsI wrote last year about the fuzzy thinking I saw surrounding the topic of inflation. Inflation, properly understood, is an economy-wide increase in prices driven by too much money chasing too few goods, not when an early freeze destroys the Florida orange... Read more »

When I left my job nearly 6 years ago, I didn’t have any concrete plans except to pursue hobbies that I’m passionate about regardless of whether they make any money. A couple of years ago, this simple lifestyle led to … Continue reading → The post I’m Going on Shark... Read more »

As a kid, my mom cut my hair with her trusty clippers. In college, I picked up a pair of clippers and learned to cut my own hair. Soon I found myself cutting friends’ hair in the dorms. Clippers made … Continue reading → The post We Made a New... Read more »

Last year I designed and built a hoop house for around $650 in materials. I didn’t want to waste money heating the thing, so the plan was to keep it passive. Since I never worked with an unheated greenhouse before, … Continue reading → The post How Much Can a... Read more »

Having a paid off house has always been a goal. Living mortgage-free sounds awesome, but it can also put the brakes on financial growth. Any money put toward home equity is robbing investment accounts of hard working capital. After years … Continue reading → The post Should I Pay Off... Read more »

I love hiking in the woods, racing to the top of a mountain to take in a satisfying view. Lately however, I’m less interested in flying up rocks and roots to see the world from afar. I’ve found an even … Continue reading → The post How to Get Started... Read more »

A couple of weekends ago I was able to attend the Econome conference in Cincinnati, and readers, it was the refresh I needed. I wouldn’t have attended this conference had it not been for Military Dollar suggesting I should attend and she was super supportive throughout the process because let... Read more »

This time last year, I was talking about trying to get on board with the MFLC and figure life out from there. I had some things I was working on and damn if I haven’t gotten any to fruition. It seems frustrating and it can be, but if you remember... Read more »

Now that I’m back to just having a single source of income, my adjunct position, I immediately have a crazy sense of pressure to “get back earning”, and “get a job” or “create a job” or “hit it big with day trading”, as soon as I study up a little... Read more »

Last week at some point, Angela from Tread LIghtly Retire Early tweeted about giving time versus money and it reminded me of what I did with my time when I wasn’t working. I found my time that I give is rewarded so much more in “soul currency” than money. If... Read more »

With all of this change that’s come about in the past couple of years, I figured I should revisit the “plan” since my retirement and savings got halved. I can’t say there are many complaints, considering how much we’d saved, so my half is a nice chunk of change. I... Read more »

By Leo Babauta Quitting an old habit or forming a new habit is fairly simple when it comes to the steps to doing it: find your trigger and do a new habit at that trigger over and over. Remind yourself to do it. Make it rewarding. The simplicity is deceptive,... Read more »

By Leo Babauta The other day I was having such a chill, easy day despite doing all of my usual work and chores and workout activities — the phrase, “Life on Easy Mode” came to me. The rest of the week, I kept the question in my mind, “What would... Read more »

By Leo Babauta I’ve noticed that a lot of us will be pretty wiped out at the end of a long day of work or social activity, to the point where we need time to recuperate from exhaustion. There’s nothing wrong with that, but let’s talk about the possibility of... Read more »

By Leo Babauta One of the most common problems when people are working is that they get caught up in busywork or distractions, and it can take hours before they find their way back to their meaningful work. Part of that is procrastination, of course, but a lot of times... Read more »

By Leo Babauta We usually dislike challenging situations, conflict with others, struggle with our work or habits. Struggle sucks! But what if it were a part of the training of life? What if every conflict, failure, difficulty, hard emotion … were exactly the lesson we needed to learn? What if... Read more »

All new episodes and content can be found at earnandinvest.com. See you there! The post We’re Moving! New Website! appeared first on DiverseFI.... Read more »

Earn & Invest I am proud to release episode 128 of The Earn & Invest Podcast.  This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post 128. You Can Destroy Student Loan Debt appeared first on DiverseFI.... Read more »

Earn & Invest I am proud to release episode 127 of The Earn & Invest Podcast.  This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post 127. Why Now Is The Time To Start Your Business appeared first on DiverseFI.... Read more »

Earn & Invest I am proud to release episode 126 of The Earn & Invest Podcast.  This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post 126: How To Align Your Passion and Talent appeared first on DiverseFI.... Read more »

Earn & Invest I am proud to release episode 125 of The Earn & Invest Podcast.  This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post 125: Is Saving For Retirement Money Jail? appeared first on DiverseFI.... Read more »

Newbie… initial thoughts is travel trailer makes most sense unless living in all year round. Any advise?... Read more »

Hello We are thinking of buying a second house (unclear what to do with the first one, rent or sell, etc.). My question is about...... Read more »

From the list of members on the forum at 3:00 ET on 5/18. So, *RobbieB* and *Bruno* were walking down the *street* when they came upon *redhead50*...... Read more »

As I understand it, one can make Roth conversions inside a 401K, plan permitting. Does anyone know if the same can be said of 457k plans? I've been...... Read more »

It’s no surprise that wood is very expensive. I’m wondering if there are any ideas for building a frame to keep the critters away from some flowers...... Read more »

We no longer rely on cash for everyday purchases or paper checks for paying bills. According to recent findings published by the Federal Reserve, debit cards ... Read More... Read more »

There was big crypto news from last week; Saying that a crypto crash took place would be an understatement. Shortly after Monday came around, many ... Read More... Read more »

Have you ever noticed how much better you sleep while on vacation? The fresh air and sunlight after exploring all day and then coming back ... Read More... Read more »

According to USA Today, inflation hit a 40-year high in March 2022 when the consumer price index jumped to 8.5% annually, and many people are feeling ... Read More... Read more »

Isn’t it a parent’s dream to have their kids learning and having fun, all for free? With all the money parents spend on activities, it's ... Read More... Read more »

  (This post may include some affiliate links) Leilani Reed-Logan, Journeyer and financial independence (FI) enthusiast, joins the podcast to discuss how Journey To Launch changed her life and why she is choosing happiness above all else, thanks to her newfound financial freedom at age 45. We talk about why... Read more »

  Listen on Apple PodcastsListen on Spotify Listen on Google PodcastsListen on Amazon MusicListen on Stitcher (This post may include some affiliate links) Joshua Becker, Wall Street Journal best-selling author, joins the podcast to discuss how to eliminate common obstacles to discover what truly matters in your life.  Joshua is... Read more »

(This post may include some affiliate links) In this solo episode I discuss the importance of starting within ourselves when it comes to our life and financial journeys. Challenging the dreams and goals we’ve created or wish to create is the first and most vital part of being intentional with... Read more »

(This post may include some affiliate links) Brandon Copeland, NFL player, entrepreneur, and philanthropist, joins the podcast to discuss his journey towards multiple streams of income and the importance of knowing your why in life.  Through his dream of giving back to his community and having his money make more... Read more »

Listen on Apple PodcastsListen on Spotify Listen on Google PodcastsListen on Amazon MusicListen on Stitcher (This post may include some affiliate links) Bobbi Rebell, Certified Financial Planner, podcaster, and author of “Launching Financial Grownups,” joins the podcast to discuss how to help your almost adult kids become money smart. We... Read more »