+

    Mr. Money Mustache

  • VideoThe Self Educating Child
    So it looks like my 15-year-old is officially a high-school dropout. Halfway through ninth grade, emboldened perhaps by the taste of freedom that Covid-era remote learning had provided, he realized that the whole system was just too slow and inefficient for him, and was “Getting in the way of his... Read more »
  • Beware of the Bubble
    “A Nation Which Forgets Its Past Has No Future” Those were the words on a 20-foot-long banner that “Mr. Slick”, my high school history teacher, kept carefully pinned across the width of his classroom for the entire four years I had classes with him. “That makes no sense at all”,... Read more »
  • The Margin Loan: How to Make a $400,000 Impulse Purchase
    So, I kind of just bought the house next door to me. This is already somewhat amazing, for a small-town boy who refuses to even buy himself a new car.  But even stranger are the details that surround this deal: I’m not moving into it. I don’t really need or... Read more »
  • Poisoned Just Enough: Why I’m so Optimistic About 2021
    A close friend of mine was diagnosed with cancer this year. It was the serious kind, where you need to treat it quickly and aggressively or it will spread through your body, stick to all of your organs, and kill you. The diagnosis was a shock to my friend and... Read more »
  • Two Years Without Health Insurance (and What I’m Doing Now)
    Two years ago, I was unsatisfied with my options for health insurance. The premiums were rising even as the quality dropped in the form of an ever-increasing deductible. I am guessing that you might feel the same way these days – most of us Americans are in the same boat.... Read more »
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    Financial Independence / Retire Early

  • At what point would you spend more?
    Here's a thought experiment. Say you're living comfortably and buying everything you want, within reason. You're spending extravagantly on the things that give you pleasure (nice car, video games, domestic travel), and mercilessly cutting costs on pointless spending that don't bring you enjoyment (no expensive house/condo, international vacations, tons of... Read more »
  • Daily FI discussion thread - Saturday, June 12, 2021
    Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ... Read more »
  • Using Leverage on Conservative Allocation
    Wanted to get some opinions here. 30 years old, making $300-350k, net worth ~$1m, shooting for retirement at 40 spending ~$7-8k/mo. I'm 100% stocks in my 401k and Roth IRA (~$200k combined), but in my brokerage (~$400k) I'm 35% Fixed income (mostly muni's and LT treasuries), 10% commodities, 10% emerging... Read more »
  • Weekly FI Frugal Friday thread - June 11, 2021
    Please use this thread to discuss how amazingly cheap you are. How do you keep your costs low? How do become frugal without taking it to the extremes of frupidity? What costs have you realized could be cut from your life without pain? Use this weekly post to discuss Frugality... Read more »
  • Daily FI discussion thread - Friday, June 11, 2021
    Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ... Read more »
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    Early Retirement Extreme

  • Symptoms and diseases
    Don’t confuse the two. Don’t mistake the symptom for the disease, that is, don’t mistake the surface problem for the underlying problem. Consider the problem of terrorism. Terrorism is a symptom when a ruler holds the military advantage while oppressing the people. In this case a fraction of the people... Read more »
  • Clotheslines
    A clothesline is not just a wrestling move on WWE Monday Night Raw, it also used to be a place where people hung their wet clothes out to dry. The concept is uniquely simple. When the washing cycle is done, clothes are hung up on a taught string until they... Read more »
  • VideoThe lifestyle design blog drinking game
    As any college student knows, using cliche based material in a drinking game is a great excuse to get drunk, and what better way to find cliches than reading about lifestyle design, since these days pretty much every lifestyle is a design except of course those icky conventional ones that... Read more »
  • Are we blogging the wrong way?
    Some strategies for discovering things that go unnoticed would involve ignoring the “junk mail” and go to the (usually smaller) shops in the side streets. These often offer better deals because they do not sell low margin junk and compensate for it by volume and advertising like the mass stores.... Read more »
  • Taking back personal financial responsibility
    Some people seem to take pride in their ignorance of specific topics. For instance, I used to know a couple of overly educated intellectuals who seemed to make a point out of not knowing how to program a VCR (yes, I show my age here). Not only did they not... Read more »
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    Go Curry Cracker!

  • Greed, Lust, and the Best Laid Plans
    It’s June already! Normally at this time of year we would be packing our bags and setting off to explore the world. Ahh, Europe! Last year our range was limited due to an expanding family and covid, so we adventured locally. Now, in the year Twenty Twenty-one, our schemes have... Read more »
  • Award Travel Series: Business Credit Cards and Why You Should Apply
    Advertiser Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Opinions, reviews, analyses... Read more »
  • Award Travel Series: Shopping Portals
    Advertiser Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Opinions, reviews, analyses... Read more »
  • 8 Years of Early Retirement Tax Optimization
    2020 was our 8th full year of this thing we do. It’s been an incredible ride – we’ve traveled, adventured, and procreated, with the best yet to come. We’ve also done a fair amount of tax optimization, paying little tax each year while taking steps to minimize future taxes. Do... Read more »
  • Go Curry Cracker 2020 Taxes
    2020 was an interesting year in many ways including all things taxes… I mean, we paid $0 in income tax (again) on ~$143k income. This was in part because dividends and blog revenue were lower due to COVID-19, which is a bummer. But it is also because we welcomed another... Read more »
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    1500 Days to Freedom

  • Camp FI Rocky Mountain
    Just a quick note that Camp FI Rocky Mountain takes place July 4th weekend in Colorado Springs. I’ll be speaking along with Lynn Frair, Diania Merriam, and Mr. Waffles on Wednesday. If you think these events are just a bunch of money nerds debating whether mutual funds are better than... Read more »
  • April 2021 Performance Update: Call Me Cacafuego
    My main goal* was to build an investment and cash portfolio of $1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in 1500 days**, starting from 1/1/2013 and ending in February of 2017. I made my goal in 2016, my 1500 Days are over, and I’ve left my job. In the interest of... Read more »
  • Who Are You Really?
    For better or worse (mostly worse), external pressures tend to shape our personalities. This coercion comes from: Our careers: You need to impress Bob if you want the promotion! Our neighbors: Look at our new SUX 6000! You should get one too! Family: You sister (insert one: moved out, had... Read more »
  • How I Hired The Best People In The World To Make Me Rich
    If you own a business, you know how hard it is to hire good people. Heck, it’s difficult to hire someone to mow your lawn these days. The labor market is tight. Good humans are hard to find. With that in mind, I’m going to tell you something amazing. I... Read more »
  • New Challenges To Conquer Old Weaknesses (Future You!)
    Part of successful living is identifying your weaknesses, creating a plan to defeat them, and executing. Example: Tennis I suck at tennis. I’m going to take lessons and practice regularly. I will work had and be tenacious. I will hit lots of balls. That was lean on detail. Allow me... Read more »
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    Millennial Revolution

  • Reader Case: Retiring Earlier as an Expat
    A few days ago Canada recently announced that they’re removing quarantine restrictions for fully vaccinated travellers. We aren’t fully vaccinated yet (FIRECracker and I both have received only 1 shot), but that development has awoken the traveller part of our brain that has been basically lying dormant for the past... Read more »
  • How To Sue Your Landlord and Win
    One of the biggest complains from tenants living in expensive cities is “renovictions.” To recap, this is when landlords evict their tenants under the guise of “renovation” so that they can raise rent above guidelines. I wrote about this in a previous post and today, we’re going to see a... Read more »
  • Reader Case: Fur Baby FIRE
    The longer I write this blog, the more I realize that there are multiple, sometimes completely unexpected pathways to FIRE. What started off as a purely frugality-based movement has splintered and broadened into so many different sub-types it’s hard to keep track. Now you have not only traditional Fat FIRE... Read more »
  • How To Build Your Own All-In-One Fund Using Passiv
    All-in-One funds, also called asset allocation or wrapper funds, have exploded in popularity over the past decade with practically every bank or fund company offering them. They’re marketed as a one stop shop for building your portfolio. The premise goes, why manage a portfolio of 3 or 4 ETFs like... Read more »
  • Reader Case: Not Your Typical FIRE Couple
    It’s Friday again and guess what that means? Reader Case time! This one really caught my eye because it’s from a reader who’s not your typical FIRE enthusiast: Hi, Really dug your book and online resources and I was encouraged to do this since my fiancé (45) and I (39)... Read more »
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    Can I Retire Yet?

  • What is Your Personal Rate of Inflation?
    Inflation is often seen as the termite of the financial world. Gnawing away at your assets over long periods of time, it’s an insidious threat. Hard to detect over short time frames, inflation can seriously damage your assets over the long term. It robs your portfolio of much of its... Read more »
  • May 2021 Best of the Web
    This month we kick off with a few outstanding planning resources to help you make better financial decisions and build a satisfying life in retirement. Resources build on recent blog posts to help you overcome fears related to your finances and to better make sense of all the new money... Read more »
  • Should You Consider a Car Share?
    Last fall, a reader sent me the following question: “I’m wondering if you’ve considered an article on car-sharing, and the economics of this idea?” I had to admit that not only had I never considered the idea of participating in a car-share or writing about it, until receiving his email... Read more »
  • Developing Systems To Conquer Your Early Retirement Fears
    I’ve observed a common pattern among readers I’ve met. Many of you are natural savers. You’ve amassed enough money, often more than enough, to likely last the rest of your life. You’re ready for change in your life. But you’re afraid to leave your career and start spending assets you’ve... Read more »
  • Challenging My Retirement Assumptions
    Retirement planning requires making assumptions about the future. Our assumptions are typically shaped by the past. But sometimes things substantially and permanently change. When this happens, the future can look very different than the past.  One such situation we’re currently witnessing is unprecedented levels of government spending in response to... Read more »
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    Root of Good

  • May 2021 Early Retirement Update
    It was another busy month here in the Root of Good household. We have been busy with final preparations for our seven week road trip across the USA. I think we are ready to go. Two of our kids are completely done with school for the year. Our third kid... Read more »
  • April 2021 Early Retirement Update
    How does every month fly by so fast? Is it really May already?! I'm going to hit the pause button for a minute and reflect on the last month.  It was a very busy month for us. The kids had spring break in early April with lots of fun times... Read more »
  • March 2021 Early Retirement Update
    Well folks, here we are in April. It's no longer winter but it's not quite summer yet. Maybe we'll enjoy a little bit of spring before the heat sets in? Right now we're suffering through the horrible intermediate phase of "pollen season" here in North Carolina. It lasts a week... Read more »
  • Confessions Of A Frugal Millionaire
    Unless you are an heir to a big fortune or you have won the lottery, you have to work hard to have money.  To accumulate wealth, you have to make more money than you spend.  The key is to keep your expenses low.  And there will be sacrifices.  Nothing crazy... Read more »
  • February 2021 Early Retirement Update
    Time flies when you're having fun, right? Although in the case of February I think it flew by because it's the shortest month of the year. Only 28 days! Here we are in March, just a couple of weeks away from the official start of spring.  I'm looking forward to... Read more »
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    JLCollinsnh

  • The Top 9 (Bad) Arguments Against Bitcoin
    In my last post I shared with you my thoughts on cryptocurrencies. As I said in it… Now I figure you might want to hear from someone who actually has researched these things. Someone who has invested in them and who knows the arguments against them probably better than most... Read more »
  • Collins on Crypto
    Since I keep getting asked, here’s my take on… It all feels very much like a religion to me. Believers revel in the glorious revealed truth of it. Nonbelievers think they are batshit crazy, and maybe dangerous. I am not a believer, but I am intrigued. Currency? So far, cryptos... Read more »
  • The Alfred Hitchcock Path to FI
    Running from 1955 to 1965 Alfred Hitchcock, the famous director of The Birds and Psycho, had a weekly TV series. It was focused on crime, mostly murder. If you have cable, you can catch these as reruns even today. It is surprising how well they hold up, at least for... Read more »
  • Time to sell?
    Story goes that back in 1929 Joseph Kennedy was getting his shoes shined and the shoeshine boy began offering him stock tips. Kennedy promptly returned to his office and sold all his shares. The market crashed and the cash he was sitting on suddenly became the most valuable thing you... Read more »
  • Mariah International: All that glitters…
    This… Is in here… All this excitement surrounding GameStop of late has made me a bit nostalgic. It brings back memories, although not necessarily good ones. Still, time passes, wounds heal and we can look back on our foibles with perspective if not humor. Nothing is more intoxicating than picking... Read more »
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    Mr. Free At 33

  • 3 Of Warren Buffett’s Most Buyable Stocks
    Warren Buffett needs no introduction. He knows a thing or two about investing and making money. Want to invest just like Buffett by owning the same stocks as Buffett? Want to know which of Buffett’s stocks are most buyable right now? For more on three of the most buyable stocks... Read more »
  • How To Identify Great Investments And Avoid Being The Greater Fool
    The greater fool theory states that the price of an asset is determined by whether or not you can sell it for a higher price. It doesn’t matter how high that price goes, or how irrational it becomes – it’s only about the higher price. The greater fool is deemed... Read more »
  • How To Make $1,000 Per Month With Dividend Stocks
    Passive income is the holy grail for a lot of people out there. Unlike the holy grail, though, passive income is very attainable for everyday people. I’d know. I went from in debt to earning more than $1,000 per month in totally passive dividend income. For more on how to... Read more »
  • As The Housing Market Is Going Gangbusters, This Stock Is Raising Its Dividend By 33%!
    Dividend growth investing is a fantastic long-term investment strategy. It gives you the opportunity to build a gaggle of golden geese who lay ever-more golden eggs. Some of these golden geese are laying a lot more golden eggs than they were just last year. In fact, one just increased its... Read more »
  • This Company Is More Investable Than It’s Ever Been and Is Rated A “Buy”
    This company might just be more investable than it’s ever been before. That’s due to a transformative acquisition, accelerating growth, and powerful long-term tailwinds. In addition, the valuation might just be more compelling than it’s ever been. It’s rated a “BUY” right now. For more on this high-quality dividend growth... Read more »



    +

    The Wealthy Accountant

  • Minimize Taxes on Day Trading Profits
    The risks associated with day trading extend beyond the actual investment. Before the trade is placed consideration needs to be given to the tax implications.  Profits and losses for day traders can be taxed under the rules for an investor, trader, mark-to-market trader or dealer. There are pros and cons... Read more »
  • 10 Early Retirement Considerations
    Before taking the plunge into retirement, early or traditional, you need to consider factors that will reflect the rest of your life. Handled correctly, early retirement can be a fulfilling blessing. Without proper planning you risk a return to employment you wanted to get away from. Retirement means different things... Read more »
  • The Two Biggest Risks of Owning Bitcoin and Other Cryptocurrencies
    The excitement of bitcoin and other cryptocurrencies has risen to the height of the casino run. The house holds the odds, but for the moment, the card gods are looking kindly upon the gambler. Some say the run has just begun. As I write, bitcoin is north of $50,000 with... Read more »
  • The Power of a Vacation
    The backbone of financial wealth is built on hard work. Yet, physical, mental, spiritual and financial wealth cannot coexist with uninterrupted labor. Every business owner knows, or should know, the power of a vacation. And if you want optimal health and wealth, you better know, as well.... Read more »
  • 31 Frugal Tips and Tricks
    Frugality is the animal that must be bred to achieve financial goals. There is no amount of income that can't be spent, and then some. If you don't believe that, take a long look at the U.S. government to get a view of an amount of money that can be... Read more »
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    Our Next Life

  • It’s Time to Retire FIRE (and to Split It Up)
    I'm making a big claim today, but for good reason: It's time to retire the FIRE movement (and to split up those pursuing more control over their time). Read on to find out why.... Read more »
  • The Value of a Long Break
    I'm back on the blog after a long time away to write my next book, Wallet Activism, and to reflect on what's actually worth saying after the last year. Though this wasn't a break I intended, it taught me a lot about the value of stepping away for a while,... Read more »
  • Retire Early Without Harming Others // A Hard Look at FIRE and Racial Inequality
    My last post was about how the discourse of the FIRE community upholds systemic racism, but today's is much more personal. This is about how our choices as individuals -- as investors, as people choosing where to live, as earners, as tax payers and as charitable givers -- impact and... Read more »
  • How the Personal Finance Sphere Upholds Systemic Racism
    It's deeply uncomfortable for a lot of us, white Americans especially, to talk about race. But if we care about helping people with their finances, or about not upholding systemic racism built into our system, we have no choice but to talk about it. Here is the tough but necessary... Read more »
  • Recession, Coronavirus and the Future of FIRE
    We're in an unprecedented moment in history, with people staying home, businesses closed, stock markets going for a wild ride, and most of all, fear for our lives as the coronavirus pandemic worsens. What does all of this mean for the FIRE movement? What does it mean for you? Read... Read more »
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    Our Next Life

  • It’s Time to Retire FIRE (and to Split It Up)
    I'm making a big claim today, but for good reason: It's time to retire the FIRE movement (and to split up those pursuing more control over their time). Read on to find out why.... Read more »
  • The Value of a Long Break
    I'm back on the blog after a long time away to write my next book, Wallet Activism, and to reflect on what's actually worth saying after the last year. Though this wasn't a break I intended, it taught me a lot about the value of stepping away for a while,... Read more »
  • Retire Early Without Harming Others // A Hard Look at FIRE and Racial Inequality
    My last post was about how the discourse of the FIRE community upholds systemic racism, but today's is much more personal. This is about how our choices as individuals -- as investors, as people choosing where to live, as earners, as tax payers and as charitable givers -- impact and... Read more »
  • How the Personal Finance Sphere Upholds Systemic Racism
    It's deeply uncomfortable for a lot of us, white Americans especially, to talk about race. But if we care about helping people with their finances, or about not upholding systemic racism built into our system, we have no choice but to talk about it. Here is the tough but necessary... Read more »
  • Recession, Coronavirus and the Future of FIRE
    We're in an unprecedented moment in history, with people staying home, businesses closed, stock markets going for a wild ride, and most of all, fear for our lives as the coronavirus pandemic worsens. What does all of this mean for the FIRE movement? What does it mean for you? Read... Read more »
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    Our Next Life

  • It’s Time to Retire FIRE (and to Split It Up)
    I'm making a big claim today, but for good reason: It's time to retire the FIRE movement (and to split up those pursuing more control over their time). Read on to find out why.... Read more »
  • The Value of a Long Break
    I'm back on the blog after a long time away to write my next book, Wallet Activism, and to reflect on what's actually worth saying after the last year. Though this wasn't a break I intended, it taught me a lot about the value of stepping away for a while,... Read more »
  • Retire Early Without Harming Others // A Hard Look at FIRE and Racial Inequality
    My last post was about how the discourse of the FIRE community upholds systemic racism, but today's is much more personal. This is about how our choices as individuals -- as investors, as people choosing where to live, as earners, as tax payers and as charitable givers -- impact and... Read more »
  • How the Personal Finance Sphere Upholds Systemic Racism
    It's deeply uncomfortable for a lot of us, white Americans especially, to talk about race. But if we care about helping people with their finances, or about not upholding systemic racism built into our system, we have no choice but to talk about it. Here is the tough but necessary... Read more »
  • Recession, Coronavirus and the Future of FIRE
    We're in an unprecedented moment in history, with people staying home, businesses closed, stock markets going for a wild ride, and most of all, fear for our lives as the coronavirus pandemic worsens. What does all of this mean for the FIRE movement? What does it mean for you? Read... Read more »
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    Early Retirement Extreme Forums

  • ERE Journals • Re: M2aS’ Journal
    "significant issues" is putting it mildly. transgender kids are one of the teen demographics with highest risk of death by suicide. stay strong and keep doing what you're doing Statistics: Posted by ertyu — Sat Jun 12, 2021 10:23 am... Read more »
  • ERE Journals • Re: Building a better world - Cam's Journal
    Sizing recommendations for purchasing the correct bike frame for your height: https://www.bicycle-guider.com/bike-art ... ize-chart/When I was a teen, I purchased a book on bicycle maintenance and it recommended setting the saddle height to 103% of your inseam length from the top of the saddle to the top of the pedal... Read more »
  • ERE Journals • Re: oldbeyond's journal
    I feel like I have collected an a lot of positive habits and practices in my life, that has improved it substantially, have had me avoid a lot of common pitfalls and now seems to have me entering the steep part of the S-curve in a lot of areas in... Read more »
  • ERE Journals • Re: M2aS’ Journal
    Thanks, ertyu, thanks MountainFrugal. We’re just doing the best we can to support her and help her maintain good physical and mental health through it all. The value of acceptance and love did hit home with me recently, though, when my therapist told me, “You have no idea how many... Read more »
  • ERE Journals • Re: Building a better world - Cam's Journal
    Hey Cam, enjoyed reading your post yesterday. I’ve done a lot of reading about Buddhism over the past couple of years as well -Thich Naht Hanh, Chogyam Trungpa, Kamlesh Patel and others. Seems to fit really well with ERE and simplifying one’s life. Jacob’s insightful post today (orig from 2009)... Read more »
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    Early Retirement Extreme Forums

  • ERE Journals • Re: M2aS’ Journal
    "significant issues" is putting it mildly. transgender kids are one of the teen demographics with highest risk of death by suicide. stay strong and keep doing what you're doing Statistics: Posted by ertyu — Sat Jun 12, 2021 10:23 am... Read more »
  • ERE Journals • Re: Building a better world - Cam's Journal
    Sizing recommendations for purchasing the correct bike frame for your height: https://www.bicycle-guider.com/bike-art ... ize-chart/When I was a teen, I purchased a book on bicycle maintenance and it recommended setting the saddle height to 103% of your inseam length from the top of the saddle to the top of the pedal... Read more »
  • ERE Journals • Re: oldbeyond's journal
    I feel like I have collected an a lot of positive habits and practices in my life, that has improved it substantially, have had me avoid a lot of common pitfalls and now seems to have me entering the steep part of the S-curve in a lot of areas in... Read more »
  • ERE Journals • Re: M2aS’ Journal
    Thanks, ertyu, thanks MountainFrugal. We’re just doing the best we can to support her and help her maintain good physical and mental health through it all. The value of acceptance and love did hit home with me recently, though, when my therapist told me, “You have no idea how many... Read more »
  • ERE Journals • Re: Building a better world - Cam's Journal
    Hey Cam, enjoyed reading your post yesterday. I’ve done a lot of reading about Buddhism over the past couple of years as well -Thich Naht Hanh, Chogyam Trungpa, Kamlesh Patel and others. Seems to fit really well with ERE and simplifying one’s life. Jacob’s insightful post today (orig from 2009)... Read more »
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    Done by Forty

  • No Job. New Plan?
    It's been a couple months since my sudden retirement, readers, and the days have been calm. Rewarding, even. This is the type of balance I need, at least while the pandemic drags on, Mrs. Done by Forty continues to work, while nearly nine months pregnant, and Toddler AF seeks our... Read more »
  • VideoIs $400k Middle Class? Income Quintiles: 2021 Update
    2021 is determined to deprive us of nice things, so some tired click bait has been making the rounds again: claiming that a $400k income somehow qualifies as middle class in some coastal cities. I don't have to link to this junk, right? No, I don't. We won't. We don't... Read more »
  • A Kinder Means Testing
    Now that congressional Democrats have moved past the Republican's latest political showboating (this time in the form of a twelve hour vote-a-rama) the non-fascist party can move forward with a COVID relief bill. They'll likely do so through reconciliation, a process that allows certain bills to pass with only 51 votes in... Read more »
  • And I'm Out
    I wasn't sleeping, and for the usual reason. I was so stressed from work most nights, thinking about deadlines I wasn't able to meet and the series of conversations I'd need to have explaining when we could deliver, that I couldn't turn my brain off enough to relax & doze... Read more »
  • Baby, Baby
    Like so many other Americans, we celebrated a bit these past couple weeks. We felt some relief that a (too-small) majority of Americans made a choice for competence, decency, and democracy. And because of that, we're allowing ourselves to feel a little hope, too.It's premature. The primary problem with voting... Read more »
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    The Golden Albatross

  • 6 Lessons From 18 Months as a Pensioner
    Back in Time Wow! Where did the time go? I blinked, and my first year-and-a-half as a pensioner flew by. Before you start laughing about my use of the term “pensioner,” I’m aware that in many parts of the world, “old age” comes in front of the word “pensioner.” However,... Read more »
  • Guest Post: How to Optimally Ruin All Your Plans
    I’ve said it before, and I’ll say it again, my kids are going to community college! And only after a year of some type of service. Now, let me tell you about how great my oldest is doing in her SUNY program…… The post Guest Post: How to Optimally Ruin... Read more »
  • A Guest “Worth vs. Worth It” Post: Is It Worth Your Life?
    Is Your Crap Really Worth It? By “It” I Mean Your Life I was at an estate sale. Among the hundreds of cups and glasses, I bought a dozen for $3. Inside the house, passing a glass-encased wall display of ceramic dolls, I went to the basement. It was wall... Read more »
  • The Pension Series (Part 24): The Golden Albatross vs. Black Pensions
    Access to Defined Benefit pensions for Black workers was a Civil Rights issue in the 1950s and 60s. As a result, Black workers are still overrepresented in pension producing public sector and unionized jobs today. This article deep dives on the issue, and recommends modifications of The Golden Albatross pension... Read more »
  • The Pension Series (Part 23): Organizational Culture and Pension Signals
    Understanding your organization's culture can help you interpret their pension signals. The post The Pension Series (Part 23): Organizational Culture and Pension Signals appeared first on The Golden Albatross.... Read more »
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    Budgets Are Sexy

  • A Page Full of #Money Memes
    The post A Page Full of #Money Memes appeared first on Budgets Are Sexy. INSIDE: Added up a bunch of the best finance and money memes around savings, debt, student loans, income, being rich, being broke, and more. Enjoy! I’m just gonna paste up a bunch of my favorite money... Read more »
  • Zero-Waste Side Hustle: Renting Out Moving Boxes
    The post Zero-Waste Side Hustle: Renting Out Moving Boxes appeared first on Budgets Are Sexy. [Hello friends! Top o’ the morning to ya! (Not sure why I just wrote that – I definitely don’t speak this way in real life.) Today’s guest post is from Gary at Financial Fives, sharing... Read more »
  • The 6 Stages of Financial Freedom – Where you at!?
    The post The 6 Stages of Financial Freedom – Where you at!? appeared first on Budgets Are Sexy. Greetings, friends!  How was your weekend? Got any fun stories to share? My wife and I have been spending weekends at the beach. We’re trying to give our dog some “swim therapy,”... Read more »
  • Net Worth Report #9 “Doctors Orders”
    The post Net Worth Report #9 “Doctors Orders” appeared first on Budgets Are Sexy. I am an idiot… 🤦‍♂️ I just realized I broke one of the cardinal rules of investing… Earlier this year I transferred $900 into my HSA account. But, I just logged in and realized I never... Read more »
  • Happy Blogiversary!
    The post Happy Blogiversary! appeared first on Budgets Are Sexy. Happy Memorial Day, y’all! It’s been 1 full year since I took over blogging here at Budgets Are Sexy. HAPPY BLOGIVERSARY! I really appreciate all you lovely people. Thanks for reading, interacting and sharing your stories. It’s been a great... Read more »
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    ChooseFI

  • mp3328 | Watch the Business Not the Stock
    In this episode, Brad and Jonathan discuss investment strategies with Brian Feroldi, a seasoned veteran of the stock market and author for The Motley Fool. Brian shares with Brad and Jonathan some insight into the current landscape of the market, why some stocks perform the way they do, and why... Read more »
  • mp3327 | Where Does Entrepreneurship Fit on Your Path to FI?
    In this episode, Brad and Jonathan are joined by Alan Donegan, an entrepreneurial guru and host of the "Rebel Entrepreneur" podcast. Together, the trio discuss their own entrepreneurial journeys, tips and strategies for up and coming entrepreneurs, and where entrepreneurship could fit within your FI journey! Resources Mentioned In Today's... Read more »
  • mp3326 | Learn to Market Yourself and Your Skills in 2021 and Beyond
    In this episode, Brad and Jonathan take a look at the ways in which people aren't properly marketing themselves. By running through a thought experiment, Brad and Jonathan uncover skills, abilities, and valuable traits that may be absent from your resume. They also discuss imposter syndrome and how it can... Read more »
  • mp3325 | Credibility and Boundaries for Winning at Life
    In this episode, Brad and Jonathan reexamine the stages and checkpoints of Financial Independence. In our community, many people are just trying to figure out where they are on this path to FI. While every individual’s journey will be unique, when you can gamify the process, the journey can be... Read more »
  • mp3324 | The Stages and Checkpoints of FI
    In this episode, Brad and Jonathan reexamine the stages and checkpoints of Financial Independence. In our community, a lot of people are just trying to figure out where they are on this path to FI, and while every individual's journey is going to be unique, when you can gamify the... Read more »



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    Military Guide

  • Home Depot Military Discounts – How to Save 10% on Purchases at Home Depot
    Home Depot is one of the most popular hardware store chains in the United States. So, it comes as no surprise that they offer a variety of different promotions to keep their customers interested. Though most promotions and discounts are provided for a particular event, holiday, or time of year,... Read more »
  • Reader story: “How I Bumbled Into Financial Independence” (part 2)
    [This post is brought to you by my cousin Ross!  If you’re interested in contributing at The-Military-Guide.com, please see our posting guidelines.] [For those who haven’t seen it yet, here’s the link to Ross’s first post in this series.]       Our net worth is what?!? I thought to... Read more »
  • Reader story: “How I Bumbled Into Financial Independence”
    [This post is brought to you by my cousin Ross!  If you’re interested in contributing at The-Military-Guide.com, please see our posting guidelines.]   I knew I had a spending problem after I contemplated purchasing a new TV to avoid the hassle of calling the warranty department for a six month... Read more »
  • 2021 VA Disability Compensation Rates – Updated Veterans Compensation Benefits Rate Tables
    The Department of Veterans Affairs provides monthly disability compensation payments for veterans with a VA Service-Connected Disability Rating. These VA disability rate charts show you how much you will receive each month for your disability rating. The post 2021 VA Disability Compensation Rates – Updated Veterans Compensation Benefits Rate Tables... Read more »
  • Financial Caregiving: Are You Ready?
        My father passed away three years ago. That realization still sneaks up on me (and maybe smacks me on the back of the head) every time I clean out a file box or organize the family photos. Another way to deal with grief is talking about it. This... Read more »
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    The Frugal Vagabond

  • Retire Early in France – Without All The Tax
    We recently declared ourselves Financially Independent, which is definitely a weird and uncertain feeling. We'll likely wait a couple more years to retire early, add to our FIREhouse (ha!) savings, and augment our early retirement travel budget a bit. Even though RE is a still a little ways out, we've... Read more »
  • Getting a Spanish Driver’s License
    Getting a Spanish Driver's License is intimidating. I'll break down each step of the process and help you get on the road with your very own EU license. The post Getting a Spanish Driver’s License appeared first on The Frugal Vagabond.... Read more »
  • Living Abroad: Five Essential Survival Skills
    Living abroad is as alluring as it is polarizing. Five skills that will make your life abroad a success. The post Living Abroad: Five Essential Survival Skills appeared first on The Frugal Vagabond.... Read more »
  • Spanish Non-Lucrative Visa Renewal
    Spain can get under your skin. In the course of living here for the full first year of our non-lucrative visa, we’ve come to love our home, our city, Spanish food and culture, and most of all, the close friends… The post Spanish Non-Lucrative Visa Renewal appeared first on The... Read more »
  • Surgery in Thailand: Bumrungrad International Hospital
    I seek treatment at Bumrungrad International Hospital for a growth in my chest. How did it go? Was it cost effective to travel to Thailand for medical care? The post Surgery in Thailand: Bumrungrad International Hospital appeared first on The Frugal Vagabond.... Read more »
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    The Millionaire Educator

  • Tax Planning: 2021 Free Money!
    Long-overdue greetings to all my readers out there.  With 2021 right around the corner, it’s a perfect time to start your tax planning for next year.  You know what means, right?  Yeap, it’s time for my most requested post of the year, 2021 Free Money!    What Exactly Is Free... Read more »
  • VideoPodcast Interview with Superb Diamond Range
    Great News:  We’re Still Healthy! Warm quarantine greetings from swampy South Georgia!  Tomorrow starts week 3 of no school for us (and most of the country).  All in all, our daily life is pretty normal except that we no longer have jobs to report to.  It’s almost like we’ve re-FIRE’d... Read more »
  • Adiós 2019 y Bienvenidos 2020
    Okay, I know this post is late, but here it is.  Before I get into last year’s accomplishments and this year’s goals, it’s worth mentioning that there are many things in life that are more important than money:  family, community, faith, health, and love.  As I write these words, the... Read more »
  • Podcast Interview with One Million Apples
    Happy New Year!  I just wanted to let you know that I did an interview with Breanna Reish of the One Million Apples podcast.  We talked about our 2019 hardcore savings, geo-arbitrage, my Twitter “rants,” and my never-ending obsession with Bigfoot.  I hope you enjoy the interview. Gerry... Read more »
  • Tax Planning: 2020 Free Money!
    The holiday season is upon us:  fall weather, pumpkin spice, falling leaves, cool breezes…actually, who cares?  It’s tax-planning time, so it’s time for my most anticipated post of the year:  2020 Free Money! Refresher:  What is “Free Money!”? For the uninitiated, my Free Money! posts are an attempt to simplify... Read more »
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    Financial Samurai

  • Reflections On Making Money Online Since 2009
    Financial Samurai has technically been making money online since it started in July 2009. I think the site made $3 the second month the site was live. Whoo-hoo! Although I didn’t focus on making money online, the site began to generate revenue anyway. Do something you love and the money... Read more »
  • A 15-Year Mortgage Is Probably Best, But It Has One Big Disadvantage
    Out of all the mortgages out there, a 15-year mortgage will likely save you the most amount of interest. 15-year mortgage rates are almost always lower than 30-year fixed mortgage rates. Further, because the mortgage fully amortizes across a 15-year duration, you will likely pay off your mortgage sooner than... Read more »
  • Bill Gates Is Buying Up Farmland: 5 Reasons To Invest As Well
    Bill Gates has taken on many roles over the course of his career: affable tech nerd, aloof billionaire, tennis player, visionary philanthropist. Recently, he and soon-to-be-ex wife Melinda Gates added a new title to that list: largest owners of US farmland. One way to get rich is to observe what... Read more »
  • You Will Always Get Screwed: Accept Life Isn’t Fair For Greater Success
    If you don’t get screwed now, you will eventually get screwed later. The sooner you accept life isn’t fair, the sooner you can make winning decisions and succeed. Finding happiness is also accepting that fairness is a human construct. If you plan to play someone else’s game, then you must... Read more »
  • The Boot: A Smart Solution To Spending More Money Guilt-Free
    As a lifelong saver, it has been hard for me to spend more money and live it up. It didn’t matter whether I got a raise or made a profitable investment, the extra money would almost always get reinvested. The Boot is a concept I came up with to help... Read more »
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    Afford Anything

  • mp3#321: How to Transition to Your Dream Career, with Ashley Stahl
    [smart_track_player url="https://traffic.libsyn.com/secure/paulaandjaymoney/AA321.mp3" title="How to Transition to Your Dream Career, with Ashley Stahl" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] Picture this: You’re searching for jobs, but you’re not stressed. You know exactly what you want from a career. You've built strong, solid connections. You've spent long... Read more »
  • mp3#320: Ask Paula – Thinking about Money from First Principles
    [smart_track_player url="https://traffic.libsyn.com/secure/paulaandjaymoney/AA320.mp3" title="Ask Paula - Thinking about Money from First Principles" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] Rob hopes to retire at age 60, but he has a pesky mortgage balance he wants to eliminate beforehand. He and his wife expect to inherit $300,000. Should... Read more »
  • mp3#319: The Scout Mindset, with Julia Galef
    [smart_track_player url="https://traffic.libsyn.com/secure/paulaandjaymoney/AA319.mp3" title="The Scout Mindset, with Julia Galef" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] Do you tend to see things as they are? Or do you tend to see what you want to see? To cut to the chase: how important is it to seek... Read more »
  • mp3#318: Ask Paula – How to Think About Finances at the 30,000-Foot Level
    [smart_track_player url="https://traffic.libsyn.com/secure/paulaandjaymoney/AA318.mp3" title="Ask Paula - How to Think About Finances at the 30,000-Foot Level" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] Kim is newly divorced and celebrating the freedom to make her own financial decisions. She’s struggling to make a living -- also as a new... Read more »
  • mp3#317: How to Win at Work & Succeed at Life, with Michael Hyatt & Megan Hyatt Miller
    [smart_track_player url="https://traffic.libsyn.com/secure/paulaandjaymoney/AA317.mp3" title="How to Win at Work & Succeed at Life, with Michael Hyatt & Megan Hyatt Miller" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] Does work/life balance sound like a mythical wonderland that only a select few ever achieve? Do you make it a goal... Read more »
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    Accidental Fire

  • Work From Home Or Quit?
    Bloomberg published an article recently (possible paywall) that made some waves.  The title of the article was Employees Are Quitting Instead of Giving Up Working From Home, and pretty much says it all. One passage that really stood out to... The post Work From Home Or Quit? appeared first on... Read more »
  • T.G.I.F. Friday: Volume 44
    Welcome to “Thank God I’m FI” Friday, Volume #44! Here are some things I really like and that you might too.    Finance Articles Developing Systems To Conquer Your Early Retirement Fears (Can I Retire Yet) – “How much risk are... The post T.G.I.F. Friday: Volume 44 appeared first on Accidental... Read more »
  • What Am I Running From?
    Recently I spent a blissful weekend backpacking on the Appalachian Trail with an old friend.  We had perfect weather and the trip was more than just good for me, it was therapeutic.  I could feel the stress and anxiety leaving... The post What Am I Running From? appeared first on... Read more »
  • Days Of The Week I Look Forward To
    Subscribe To New Posts Here! The post Days Of The Week I Look Forward To appeared first on Accidental Fire.... Read more »
  • My Financial Independence Diet
    I’ve received numerous reader emails asking about my diet.  At first I thought this was a bit weird but one recent inquiry was from a person struggling with weight loss and who’s also trying to get into cycling. They said... The post My Financial Independence Diet appeared first on Accidental... Read more »
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    Independently Financed

  • Why is there a private market in long-term care insurance?
    Become a Patron!This is a question I’ve been thinking about lately while working on another project, and I want to walk through my thinking so far to see if any readers want to provide any additional insight. Long-term care is very expensive, but not everybody needs itDue to search-engine optimization... Read more »
  • Two quirks to watch for when reporting 2020 unemployment compensation
    Become a Patron!There has been a fair amount of confusion and chaos around changes made to the taxation of unemployment compensation in the American Rescue Plan, so as I’m finishing up preparing my own 2020 taxes, I want to draw readers’ attention to one very important and one very minor... Read more »
  • Minimums, Anchors, and Thresholds
    Become a Patron!One of the most frustrating things that comes up almost immediately when you start talking to people about money is the way people treat certain purely regulatory or legislative figures as having some kind of moral or persuasive value.The example that has driven me crazy for years is... Read more »
  • What’s the real story behind the zillionaire widow defrauded by her grandsons?
    Become a Patron!Via TravelBloggerBuzz, last week I read a fascinating story about the resolution of a FINRA arbitration complaint against two JPMorgan financial advisors by their grandmother, whose money they had supposedly misallocated for the benefit of themselves and their employer. Unfortunately, for the usual reason (laziness) the business journalist... Read more »
  • MEUC: the unemployment insurance top-up no one is talking about
    Become a Patron!Since the original CARES act in March, I’ve been trying to provide practical, real-world guidance on the nuances of federal and state aid to unemployed and self-employed workers. For reference: In May I shared my successful EIDL loan application; In July I asked whether the PPP program was... Read more »
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    Mr Crazy Kicks

  • We Made a New Haircut Tool: The HairFin!
    As a kid, my mom cut my hair with her trusty clippers. In college, I picked up a pair of clippers and learned to cut my own hair. Soon I found myself cutting friends’ hair in the dorms. Clippers made … Continue reading → The post We Made a New... Read more »
  • Guest Post at Physician on FIRE
    If you haven’t already seen it, Physician on FIRE is a blog about achieving financial independence while working in the medical field. Even though the blog is focused on challenges facing physicians, the financial aspects are still the same. Work toward … Continue reading → The post Guest Post at Physician... Read more »
  • How Much Can a Greenhouse Extend the Growing Season?
    Last year I designed and built a hoop house for around $650 in materials. I didn’t want to waste money heating the thing, so the plan was to keep it passive. Since I never worked with an unheated greenhouse before, … Continue reading → The post How Much Can a... Read more »
  • Should I Pay Off My Mortgage?
    Having a paid off house has always been a goal. Living mortgage-free sounds awesome, but it can also put the brakes on financial growth. Any money put toward home equity is robbing investment accounts of hard working capital. After years … Continue reading → The post Should I Pay Off... Read more »
  • How to Get Started Hunting Mushrooms
    I love hiking in the shade of the woods, racing to the top of a mountain to take in a satisfying view. Lately however, I’m less interested in flying up rocks and roots to see the world from afar. I’ve … Continue reading → The post How to Get Started... Read more »
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    The Happy Philosopher

  • How to Prepare for Life After Residency
    Burnout and Finance I was recently asked to speak to a bunch of medical residents about my story of burnout and my general philosophy on finance and life. I declined for a variety of reasons, but upon reflection I realized that this was a topic I had not addressed. This... Read more »
  • A Podcast, Guest Post, and Random Musings
    Hey philosophers, just wanted to let you know about a couple of small projects I participated in recently. I haven’t had much time or motivation to write these last couple of weeks. I have been paying the work price for my two week vacation to Alaska. Flexibility to take a... Read more »
  • Running, Purpose, and Bears (Oh, my!)
    As my feet rhythmically hit the belt of the treadmill, it briefly occurred to me this was perhaps the weirdest time to start my journey back to some sort or reasonable physical fitness. The treadmill was gently rocking side to side and I was looking out at an endless expanse... Read more »
  • Why A Physician Should Work Full-Time
    As an evangelist of part-time work for physicians, I occasionally get an e-mail from a physician reader asking if cutting back on work is the right move for them. Often times they are early in their training, and I’m not sure how to respond. I feel conflicted. I know what... Read more »
  • The Government Doesn’t Want you to Work (Too Much)
    A feeling of dread suddenly came over me. The numbers just didn’t add up, yet I could not figure out where I went wrong. Maybe I typed something in wrong or missed a section, but everything looked more or less complete. Maybe I’m just getting too old for this and... Read more »





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    Slowly Sipping Coffee

  • Embracing Life
    This time last year, I was talking about trying to get on board with the MFLC and figure life out from there. I had some things I was working on and damn if I haven’t gotten any to fruition. It seems frustrating and it can be, but if you remember... Read more »
  • Life Can Be SO “Overwhelming”: How I Tame It
    Now that I’m back to just having a single source of income, my adjunct position, I immediately have a crazy sense of pressure to “get back earning”, and “get a job” or “create a job” or “hit it big with day trading”, as soon as I study up a little... Read more »
  • Do You Take Payment in Soul Currency?
    Last week at some point, Angela from Tread LIghtly Retire Early tweeted about giving time versus money and it reminded me of what I did with my time when I wasn’t working. I found my time that I give is rewarded so much more in “soul currency” than money. If... Read more »
  • What to Do, What to Do?
    With all of this change that’s come about in the past couple of years, I figured I should revisit the “plan” since my retirement and savings got halved. I can’t say there are many complaints, considering how much we’d saved, so my half is a nice chunk of change. I... Read more »
  • Time To Move On, Again…
    Last year was one for the record books in so many ways. And literally, one for the record books in so many ways that none of us want to remember. For me, it was the first time since I was 15 that I was unemployed. Like for real unemployed, not... Read more »
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    zen habits

  • How We Shut Down What We Want
    By Leo Babauta One thing I’ve learned about myself in the last year or so is how much I shut down what I want. Somehow the world taught me that what I want is not acceptable, that I should only want what seems reasonable, doable, or won’t inconvenience others. So... Read more »
  • Free Training: 5 Myths About Finding Purpose & a Method for Creating Purpose
    A lot of people I work with struggle to dive into their meaningful work because they get stopped up by beliefs they have about finding a purpose. I can’t find my purpose because I don’t have the time, I am not good enough, I don’t have any clarity, I’m not... Read more »
  • The High Bar of Expectations Can Crush Our Creativity
    By Leo Babauta I have clients who really set high standards for themselves: they want to write amazing blog posts, create inspiring music, profound works of art, a thriving business that reaches hundreds of thousands of people. These are beautiful aspirations, and I love what we are aiming for. It’s... Read more »
  • Training to Be Relaxed in Stressful Situations
    By Leo Babauta Many of us face things every day that stress us out: overwhelming number of tasks, a big meeting, a project that feels really tough, behind on paying bills, someone is upset at us, there’s a family crisis, the world feels chaotic. Can we find a way to... Read more »
  • A Well Lived Life of Purpose
    By Leo Babauta Most of the people I know and work with want a life of meaning and purpose, not a life where we just get by … A well lived life, that feels meaningful. But this isn’t taught in schools, and most of us feel completely unsure of how... Read more »
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    Financial 180

  • The Cheat Codes of FI
    For those of you following along, you know I've been a bit busy lately. In addition to my own music, podcast, and software projects, I've also been popping up on other people's podcasts. A few weeks back I sang a few bars of Michael Bublé on The FI Show with... Read more »
  • FI Without RE
    Back in November of 2017, a tired, burned out version of myself was pushed past his breaking point. After months of mandatory unpaid overtime, morning self pep-talks, stress-eating, and yelling at coworkers, the old Joel finally had enough. He walked up to his boss, and with a surprising, zen-like calm,... Read more »
  • VideoSo Much Time & So Little To Do!
    Wait a minute. Strike that – reverse it! I know, I know, I haven't updated this blog in months. What gives?! If things get any more sporadic around here I'll be on the Miss Mazuma publishing schedule! 😉 Maybe I should adopt the slogan of Wait, Buy Why and claim that I'll have... Read more »
  • Reaching for the Moon(shot)!
    This week, I'm thrilled to be featured on Coryn Quester's “Discover What's Possible” Podcast! In the interview, we talk about everything from the ‘Why' of FI,  to the most challenging aspects of financial independence for those just starting out. But one of the more interesting questions she posed really got... Read more »
  • Misconceptions of FI
    This past weekend The Wife and I went to see Crazy Rich Asians, and really enjoyed it! (Featured image credit: Entertainment Weekly) Having been on the FIRE journey for a few years now, it was fun taking in all the over-the-top luxury on the screen. Of course, this wasn't the... Read more »
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    DiverseFI

  • We’re Moving! New Website!
    All new episodes and content can be found at earnandinvest.com. See you there! The post We’re Moving! New Website! appeared first on DiverseFI.... Read more »
  • 128. You Can Destroy Student Loan Debt
    Earn & Invest I am proud to release episode 128 of The Earn & Invest Podcast.  This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post 128. You Can Destroy Student Loan Debt appeared first on DiverseFI.... Read more »
  • Video127. Why Now Is The Time To Start Your Business
    Earn & Invest I am proud to release episode 127 of The Earn & Invest Podcast.  This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post 127. Why Now Is The Time To Start Your Business appeared first on DiverseFI.... Read more »
  • 126: How To Align Your Passion and Talent
    Earn & Invest I am proud to release episode 126 of The Earn & Invest Podcast.  This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post 126: How To Align Your Passion and Talent appeared first on DiverseFI.... Read more »
  • 125: Is Saving For Retirement Money Jail?
    Earn & Invest I am proud to release episode 125 of The Earn & Invest Podcast.  This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post 125: Is Saving For Retirement Money Jail? appeared first on DiverseFI.... Read more »
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    Vital Dollar

  • How to Create a Freelance Portfolio Website
    With the popularity of remote work growing at a rapid pace, freelancing is one of the most popular ways to make money. There are countless different services you can offer, and it’s an extremely flexible way to make money part-time or full-time. If you’re a freelancer or just starting out,... Read more »
  • How We Got a Free Family Vacation to Disney World
    I write a lot about credit card rewards and signup bonuses at Vital Dollar, and this article covers one of the reasons why I love this “free money”. See all the details of my family’s Disney World vacation that was completely covered with cashback and rewards. Last week, my wife... Read more »
  • The Best Bank Account Bonuses and Promotions (June 2021)
    Banks want your business, and many of them are willing to pay you a bonus just for signing up for an account and depositing some money. If you need a new bank account, or if you just want to make some easy money, bank account bonuses are a great opportunity.... Read more »
  • Transcription Outsourcing LLC Review
    If you’re looking for a side hustle and have great typing skills, you may have considered transcription. There are many platforms offering online transcription jobs. So, here we’ll delve into Transcription Outsourcing, LLC to provide the details you need to make an informed decision. A Brief Overview Transcription Outsourcing, LLC... Read more »
  • How to Stack Rewards and Cash Back
    Rewards credit cards and cashback apps provide easy ways to save money, but the results get even more impressive when you stack the rewards several layers deep. If you want to spend less money, save more, and make the most of the money you have, this article is for you.... Read more »