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- Exposed! Mr. Money Mustache’s 2019 Bachelor Spending!These days, I do a fair amount of informal financial coaching for both old friends and newer acquaintances. It’s a pretty amazing experience, almost as if I were a real doctor – people let down their guard and talk about the details of their financial lives, without the usual hangups... Read more »
- VideoLet the Roaring 2020s Begin— — As I type this, there are only a few days left in the 2010s, and holy shit what a decade it has been. Ten years ago, a 35 year old MMM and the former Mrs. MM were four years into retirement, but not feeling very retired yet. We... Read more »
- VideoPizza Delivery is for MillionairesMy son and I are having a beautiful Saturday night here at home. The sun is setting over the mountains outside my bedroom window and I’ve just finished baking a pizza which I am about to serve up for his dinner. Although our day has been very simple, there has... Read more »
- VideoMichael Burry Trashes Index Funds – Are We Screwed?As a general rule, Mr. Money Mustache avoids reading the daily news and ignores the fluctuations of the stock market. And he advises you to do the same thing. The negative factors of wasting your time, diluting your precious brainpower, and creating undue stress by worrying about things outside of... Read more »
- How to Make a Thousand Bucks an HourIt’s Back to School time here in Colorado, which means both my son and I will be hanging up the swim shorts and kayak paddles and getting back to more serious business for a while. It has been a slow and endlessly sunny and leisurely summer, and a nice break... Read more »
Mr. Money Mustache
- ● Daily FI discussion thread - February 20, 2020Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ... Read more »
- [meta] downsides of the 'Daily FI discussion thread' modelHello all, I've noticed that despite having over 700,000 readers, this sub only gets about 5-8 posts per day—an extremely low rate of posting for how many people are here. Instead, virtually all discussion gets locked up in the daily discussion threads, which tend to get about 700 to 1000... Read more »
- Weekly Self-Promotion Thread - February 19, 2020Self-promotion (ie posting about projects/businesses that you operate and can profit from) is typically a practice that is discouraged in /r/financialindependence, and these posts are removed through moderation. This is a thread where those rules do not apply. However, please do not post referral links in this thread. Use this... Read more »
- Daily FI discussion thread - February 19, 2020Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ... Read more »
- Downsides of mutual funds?Part of my FIRE journey has been reflecting on how I can most effectively reach my financial goals in a way that is consistent with my morals (ex. charitable giving, buying from companies who are ethically responsible, etc). While I'm currently almost entirely invested in mutual funds, like a good... Read more »
financial independence / early retirement
- ● Post-materialism and post-productivityThe world is rife with memes and few seem to be aware of where these ideas are coming from, specifically why they are what they are. Once upon a time, productivity coupled with science, engineering, and industry increased the quality of life for those that were engaged in it(*). Not... Read more »
- ● Is the ERE method robust?On this blog I make the claim that anyone can become financially independent in 5 years if they so choose. I am not the only one of course (and nothing I say is very revolutionary). Other methods include making $4000 a month by blogging about how awesome/amazing/remarkable one is, fixing... Read more »
- Food and water supply… continuing the discussion on heat. In California, January 2009 was the driest month in modern history further proving the case that global warming is happening now(*). January is generally the wettest month of the year where water reservoirs are recharged. Consequently, the water reserves that the state normally relies... Read more »
- What’s the point of education?One of the blogs I currently read daily is Rate Your Students. It is a helpful antidote against any desire to become a professor, whenever — or if-ever (it seems to be somewhat of a black swan event as of late) — I start developing a, uh, “passion” for teaching... Read more »
- Philosophy is not the words of booksWhen the philosopher Musonius—one of the late period stoics of the same era as Seneca, Epictetus, and Marcus Aurelius—was asked which vocation a philosopher might best adopt, he answered: shepherd. As Musonius was not a shepherd himself, this made the point that philosopher was not a vocation, nor was it... Read more »
Early Retirement Extreme
- Introduction to Travel Hacking – Award Travel SeriesAdvertiser Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Opinions, reviews, analyses... Read more »
- “Free” Coffee For LifeSometime recently there was a big hubbub about a personal finance personality saying, and I do paraphrase, “If you didn’t spend $5/day on coffee you would have $1 million at retirement.” (Orman, maybe?) Anyhoo, the responses went something like: “You can’t save your way to wealth!” “Nobody gets rich saving... Read more »
- GCC Business Review 20192019 was our 7th full year of this bizarre little life experiment we are doing. So far, so good. The majority of what I write here on Go Curry Cracker is driven by my figuring this all out as we go. Thankfully a lot of other people are also making... Read more »
- Our (New) $2700 Supersized 3-Bedroom Apartment (Taipei)Oops, we did it again. After a lot of casual deliberation we have extended our stay in Taipei, moving into a new (to us) and much larger apartment in the process. Of the 5 apartments we’ve had in this city, this is by far my favorite. Tour of 3-Bedroom Taipei... Read more »
- The SECURE Act – Compression of the Stretch IRAAfter 10 years or so of “this legislation will pass soon”, at the end of 2019 the Setting Every Community Up for Retirement Enhancement Act finally became law. Besides a cool acronym, the SECURE Act offers a wide range of changes and “enhancements” to 401(k)s, IRAs, and 529s, as well... Read more »
Go Curry Cracker!
- January Performance Update (+$83,582): Tesla Tantrum!My main goal* was to build an investment and cash portfolio of $1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in 1500 days**, starting from 1/1/2013 and ending in February of 2017. I made my goal in 2016, my 1500 Days are over, and I’ve left my job. In the interest of... Read more »
- 10 Questions With PF Geeks (aka Naked Taco Bell Man)Today’s edition of 10 Questions comes from Richmond who writes over at PF Geeks! Richmond is probably the first and last blogger I’ll ever feature who had a streaking habit. Perhaps his most famous included an attempted streak at Taco Bell. I’ll never look at a churro the same way…... Read more »
- My Thoughts On TeslaI usually don’t write about stocks because stock picking is a horrible idea for most. Those who can successfully beat the indices over the long-term (10+ years) are very rare and of those who are successful, how much of it is due to luck? Most just don’t have the time... Read more »
- 10 Questions with Five Year FIRE EscapeOn Monday, Leif from Five Year FIRE Escape guest-posted with his thoughts on buying a ball and chain, errrr home. Today, he’s back to answer my 10 Questions. Leif is quite the character who has ambitions to become a toned-down Elon Musk. Perhaps on Ambien… Take it away Elon, errrr... Read more »
- VideoTo Rent Or Own: An Odd Tale Of Buyer’s RemorseToday’s guest post comes from Leif over at Five Year FIRE Escape. Leif bought a home, but now questions the purchase... Have you heard the sad, sad news that us millennials will be stuck renting forever? I know. How unfair. And here’s some more sad news: If you do own a house,... Read more »
1500 Days to Freedom
- FI LaboratoryTrack your progress to financial independence and early retirement with the free FI Tracker software and FIRE calculators inside of the FI Laboratory! Read more → The post FI Laboratory appeared first on Mad Fientist.... Read more »
- mp3Scott Young – UltralearningScott Young joins me on the Financial Independence Podcast to talk about "ultralearning" and why it's great for people pursuing early retirement! Read more → The post Scott Young – Ultralearning appeared first on Mad Fientist.... Read more »
- The Best and Worst Thing About Financial IndependenceThe best thing about financial independence is also the worst. I explain what it is and also share details about the secret project I've been working on! Read more → The post The Best and Worst Thing About Financial Independence appeared first on Mad Fientist.... Read more »
- mp3Valuable Lessons from My Third Year of FreedomIt's been three years since I left my full-time job and this past year was the best one yet! Here's a short podcast episode with everything I learned. Read more → The post Valuable Lessons from My Third Year of Freedom appeared first on Mad Fientist.... Read more »
- Mortgage Payoff ExperimentA real-life experiment that compares paying off a mortgage early versus investing the same amount of money in the markets! Read more → The post Mortgage Payoff Experiment appeared first on Mad Fientist.... Read more »
Mad Fientist
- From Junkie to FIREI am continually inspired by people who take the time to write to us and share their story of how they overcame their own personal hang ups about money, life, or whatever to get on the path to FIRE. We’ve all been there. I myself grew up in abject poverty... Read more »
- Investment Workshop 56: How Does the WealthSimple Portfolio Stack Up?Hello again and welcome back to the Millennial Revolution Investment Workshop! New readers, please click here to start from the beginning. Last week, we took a look at WealthSimple’s user interface. Since the entire point of Robo-Advisors is to be user-friendly, I was expecting a pretty, easy-to-understand flow and in... Read more »
- Investment Workshop 55: WealthsimpleHello again and welcome back to the Millennial Revolution Investment Workshop! New readers, please click here to start from the beginning. So today we’re going to take one of these Robo-Advisors out for a test drive. Sound like fun? That’s because it is! Our Robo-Advisor that we’ll be evaluating will... Read more »
- Investment Workshop 54: What About the Robo-Advisors?Hello again and welcome back to the Millennial Revolution Investment Workshop! New readers, please click here to start from the beginning. Hello again! It’s been awhile, hasn’t it? We first did the Investment Workshop in late 2017, and since then I’ve been inundated with emails saying how helpful it’s been... Read more »
- Why The Banks Are Out To Get YouSo over the break we opened up our email and saw this: Hello and Happy New Year! I’m very much enjoying your book, Quit like a Millionaire, and have a question regarding Chapter 10, specifically on the ability to purchase index funds without a fund manager. Was this set up... Read more »
Millennial Revolution
- Retirement Healthcare: What Are Your Options?For years, health insurance in the U.S. was a major roadblock to early retirement. If you dared to leave work before age 65, when Medicare starts, you were on your own for retirement health care. In my case, our assets were closing in on financial independence as I reached my... Read more »
- The Pralana Gold 2020 Retirement CalculatorYou’ll notice some changes here this week. The blog has a totally new look and structure, which has been under construction for months. We were long overdue for a refreshed design. There have been no significant visual changes here since I first cobbled together the site with my rudimentary graphical... Read more »
- Annuities: The Good, The Bad & The UglyThe word annuity is oddly polarizing. Last August, I shared an article highlighting esteemed retirement researcher Wade Pfau’s assertion that annuities are better than bonds for guaranteed income. A reader, Phillip, commented: “I believe that annuities are an investment product that is sold to people and not bought by people.... Read more »
- January 2020 Best of the WebI’m still adjusting to writing 2020. It’s surreal to think that we’ve started a new decade and Y2K is twenty years in the rearview mirror. We’ve got a lot of great articles to help you start your year and decade on the right foot. We start with details and planning... Read more »
- Preparing for Your Children’s College Education While Saving for Early RetirementSaving for both early retirement and for your children’s college education is difficult. Each requires amassing a substantial amount of money in a relatively short period of time. For most people, those time periods for saving overlap. This creates a challenge which may seem like an insurmountable obstacle. Many students... Read more »
Can I Retire Yet?
- January 2020 Financial UpdateJanuary is over and February is already half way over. It's been a busy month here at the Root of Good house and I've been a total slacker when it comes to blogging. Since the start of the year we have researched, planned, and booked not one, but two (!!)... Read more »
- December 2019 Financial UpdateAfter a busy end of the year, it has taken me a while to pull this monthly update together. In December, we spent twelve days on a cruise. Once we returned home, the Christmas holiday season started shortly thereafter. Then the New Year's celebration commenced. In between were several other... Read more »
- 11 Tips to Finish the Year StrongThe year is coming to a close. Time to get your financial house in order before we pop the bubbly and ring in the new year. Here are some tips to optimize your finances before it's too late: The post 11 Tips to Finish the Year Strong appeared first on... Read more »
- November 2019 Financial UpdateHere we are in the middle of December with just a few weeks left in the year. Where did the year go? It's busy times as usual here in the Root of Good household. As I write this we are packing our bags to set sail to the Caribbean (again)... Read more »
- How to Visit Angkor Wat Temple in Siem Reap, Cambodia"Hey look it's another 1,000 year old temple! And monkeys are climbing all over us!" That's right, we spent a week in Siem Reap, Cambodia touring the ancient temples of the Angkor Wat complex. Our visit to Siem Reap was part of our seven week Southeast Asia vacation that included two... Read more »
Root of Good
- Reader Suggestions: What’s The Weirdest Thing You’ve Done To Save Money?I’ve been called a frugal weirdo. I’ve been called an extreme saver. But let me tell you what, the readers of Frugalwoods make me look like the tamest frugalista that ever walked around in a coat she found in a trash heap. I mean, I do have an entire section... Read more »
- This Month On The Homestead: Breathe Deeply, Expect Nothing, Add CarrotsJanuary 2020 January delivers a stark reminder that the holiday festivities are finished and that snow is in residence until May. January meets us with a grim reminder that we ought gird ourselves for consistency of weather and of activity. It’s a month of monochromatic sameness. But January is also... Read more »
- Reader Case Study: Debtors Anonymous Helped This Wildlife Biologist Recover From Compulsive SpendingVeronica is a wildlife biologist for the state of North Carolina, where she lives on a farm with her two dogs, Porter and Stout. Veronica’s mother recently passed away and she is set to receive an inheritance from her mother’s estate. Veronica would like our help discerning how she should... Read more »
- A Snow Plow And Other January 2020 ExpendituresDue to our excessive snow situation here in Vermont, we are a family in need of multiple methods of clearing snow. Due to our quarter-mile long dirt driveway, we need both a snowblower and a snow plow. Due to the excessive expense of a new plow, we’ve been plow-less since... Read more »
- How to Create Sustainable Money HabitsToday’s goal: Make it easy to do the right thing with your money. The January 2020 Uber Frugal Month Group Challenge* ends today. Congratulations to everyone who participated! A major focus of this month-long challenge is enshrining healthy money habits for the longterm. It’s not good enough to do good... Read more »
Frugalwoods
- How we bought our new carSteve 2.0 A few weeks ago, in the post Why we bought a brand new car, I shamelessly teased you all with this… “…and (gasp!) we even had to take a loan to do it.” And… “…we didn’t buy it from the dealer offering the lowest price, who happened to... Read more »
- The House Hacking StrategyYour house may be a terrible investment, but I love the idea of house hacking. In fact, I knew people doing it way back in my college days. Half a century ago. Of course, it wasn’t called “house hacking” in those ancient days. I’m not sure it even had... Read more »
- What does buying a new car really cost over the years?Our trusty and faithful 2007 Subaru Forester left this morning with his new family. He was 12 years, 8 months old with 160,773 miles on the clock. In exchange, we were left with 45 small pieces of green paper. Vicky and Jeff are readers of this blog, and they bought... Read more »
- Why we bought a brand new carTa Da! Steve 2.0 Aliases: Steve, too — Steve Two — Steve 2 Yep. It’s true. We just bought a brand new 2020 Subaru Forester and (gasp!) we even had to take a loan to do it. But it’s not what you think. I’ll explain later in the coming post: How we bought our new... Read more »
- A Guided Meditation for When the Stock Market Is DroppingThe market is plunging. You’re starting to panic. You want to hit the “sell” button! DON’T! Tune into this relaxing meditation, and let the soothing voice of JL Collins help you embrace this wonderful market cycle. ************************ A few weeks ago I was at Ettington Park, Stratford-upon-Avon enjoying Chautauqua. ... Read more »
jlcollinsnh
- ● Expenses For January 2020Time to open up the books on how much money I spent last month. Managing expenses is absolutely critical to becoming financial independent and retire at a young age. In fact, I’d argue it’s much more important to be an excellent saver than an excellent investor in this regard. And in order to save,... Read more »
- Buffett’s Latest TradesI go over Berkshire Hathaway’s latest buys and sells in their common stock portfolio each quarter, after their latest 13F is released. I’m a huge fan of Warren Buffett, as are millions of other investors around the world. And so it’s a great honor to see what he’s up to.... Read more »
- Undervalued Dividend Growth Stock Of The WeekEvery Sunday, I uncover a high-quality dividend growth stock that appears to be undervalued. These pieces are published at Daily Trade Alert, which is a site that focuses on dividend growth investing, stocks, and unique investment opportunities. I’ve been writing for them for years now, and they’re just great over... Read more »
- Wishing For Time To “Fly By”?FIRE has thankfully given me a new perspective on life. I wouldn’t be who I am or where I am today if it weren’t for the opportunities that FIRE has given me. Of course, I worked for those opportunities. I made FIRE happen. But that doesn’t make me any less... Read more »
- Dividend Income Update For January 2020Ahh, dividends. Even just hearing that word conjures up all kinds of warm and fuzzy feelings for me. I remember playing the board game Monopoly as a kid. My favorite Chance card was the one where Mr. Monopoly (or Rich Uncle Pennybags) collected his bank dividend of $50. I thought that was so... Read more »
Mr. Free At 33
- How to Protect Yourself From the Coming Tax IncreaseTwo major tax increases are about to crush middle class Americans. The first tax increase has already been passed into law and will soon go into effect. The second massive tax increase is more sinister. The amount of the increase has yet to be determined, but we can get a... Read more »
- Earn Money Reading Financial StatementsSince most roofers are good at roofing and poor at keeping accurate records, you have a powerful side gig opportunity to make a difference in your community while earning above average income. All business eventually need funding. Your ability to read financial statements allows you to consult with clients at... Read more »
- How the IRS Chooses You for an AuditNow that tax season is under way it is time to consider audit proofing your tax return. Small steps you take today can save you time, money and headaches later. First, the good news. Audit rates have been falling the past decade by a substantial amount. For 2018, the IRS... Read more »
- Hidden Treasure in Altria*I don't know if Warren Buffett could actually deliver on his promise of 50% annual gains. I do know that arbitrage is an excellent way to spike your investment returns. A Peter Lynch style review of Altria reveals massive unrealized value. It is easy to forget Altria is more than cigarettes.... Read more »
- Should You Have a Financial Planner?In 1968 Nick Murray had to sell investments the hard way. He met most clients in their home. The tool of choice was the mutual fund. Most people he sat with were hard working people, but unsophisticated investors. Fee-based advisors were rare in those days for the small accounts families... Read more »
The Wealthy Accountant
- Doing the Thing That Scares YouOne of the biggest things I've discovered in the last year is how badly I still want to be challenged despite having left my career behind. In fact, I want it so badly that I'm having to redefine what "challenge" even means to me. A real challenge involves some risk,... Read more »
- Two Years of Early Retirement // Impact, Lessons and Future ChangesIt's exactly two years since we waved goodbye to our careers and embarked on our early retirement, what we always thought of as our next life. Now we're reflecting on what we've learned and accomplished in these first two years of this next chapter of life, along with what we... Read more »
- New Life Rhythms, A Delayed Reckoning and Being Okay with Blogging LessI'm gradually moving toward a less frequent blogging schedule, driven largely by the evolving way I'm viewing and experiencing life in early retirement. This second year of early retirement has been a lot different from the first, and as I learn and evolve more, I'm discovering new ways of approaching... Read more »
- Don’t Let Life Get Too Easy in Early RetirementIn early retirement, we have the opportunity to make life easy, maybe too easy. And while that may sound great (no commute! no travel at the most crowded times!), a life that's too easy is actually bad for us. Let's dig into why that is and what we should all... Read more »
- Decide For Yourself What Spending You Value, and Then Spend Without GuiltIf you're on the journey to a work optional life, or you're already retired, you have probably spent some time pondering what you truly value most, and what doesn't add value to your life. But do you spend accordingly, and -- importantly -- without guilt? If not, this post is... Read more »
Our Next Life
- ● This Decision Cost Us 13 Million Dollars, But Was it a Financial Mistake?We’ve recently learned how to deal with the guilt of early retirement and how to spot a financial scam that ... Read more... Read more »
- Top 5 Ways to Spot (and Avoid) Investment ScamsInvestment scams have been in the news recently, and it pains me to see honest, hard-working people forfeit their money ... Read more... Read more »
- The Sunday Best (2/16/2020)The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more... Read more »
- Dealing With the Guilt of Early RetirementI retired from a career as an anesthesiologist in the summer of 2019, at the age of 43. Do I ... Read more... Read more »
- The 4% Rule, HSAs, and Healthcare Costs in RetirementHow do you plan to cover healthcare costs in retirement? It’s a big subject with at least two phases that ... Read more... Read more »
Physician on FIRE
- The biggest truth in personal financeFor the past six weeks, I've been hard at work writing my “introduction to financial independence and early retirement” project for Audible and The Great Courses. It's been challenging — and fun — to rework my past material for a new audience in a new format. Naturally, I'm emphasizing two... Read more »
- My travel and speaking schedule for 2020It's that time of year! I've been sorting through speaking invitations and comparing event schedules to my personal plans. I now have a rough idea of where I'll be in 2020 — and when. (As I finalize details, I'll update this post to reflect any changes.) This year, I'll be... Read more »
- Why you should track your spending (and why Quicken sucks)Last year wasn't good for me. Depression and anxiety reigned supreme. By objective standards, my life was pretty good. But subjectively, life sucked. Going into 2020, I decided I needed to make some changes. I'm pleased to report that the first five weeks of the year have gone swimmingly. Life... Read more »
- VideoEffective tax rates in the United StatesI messed up! Despite trying to make this article as fact-based as possible, I botched it. I've made corrections but if you read the comments, early responses may be confusing in light of my changes. For the most part, the world of personal finance is calm and collected. There's not... Read more »
- VideoModerators and abstainersWhen I was a boy, I told my father I wanted a fish. I meant that I wanted a little orange goldfish in a small bowl that might live on the kitchen counter, just like other kids have. My dad knew that. But instead of buying me a goldfish, he... Read more »
Get Rich Slowly
- Go Second, FirstI have a number of insightful conversations with friends about pretty much every facet of Financial Independence fairly regularly. I love these conversations because they make me stop and think about why I do things the way I do. I hope that my posts also make you stop and go... Read more »
- 2019 RecapI’m not sure about your 2019, but frankly I’m quite glad to see it in my rear view mirror. It was a year full of adaption and change. All the changes I made in 2019 made it rather difficult to actually make progress on any one thing. I feel blessed... Read more »
- Monthly Status Report: December 2019Disclaimer: some links may be affiliate links. They help offset the cost of keeping this blog running! Why do I do a monthly status report? I find it best to do a monthly status report for a few reasons. It helps me evaluate how I did the previous month. Did I hit a target reduction in spending or did... Read more »
- Monthly Status Report: November 2019Disclaimer: some links may be affiliate links. They help offset the cost of keeping this blog running! Why do I do a monthly status report? I find it best to do a monthly status report for a few reasons. It helps me evaluate how I did the previous month. Did I hit a target reduction in spending or did... Read more »
- VideoReview: Unagi Electric ScooterRating: Quick n dirty summary: This electric scooter will turn heads everywhere you go with its devilish good looks and smooth performance. Pros: Cons: Beautifully designed Can get uncomfortable with extended use Different settings for all levels of skill and use High cost upfront Compact form makes it easy... Read more »
Fiery Millennials
- ● Re: What's your Mustachian superpower?Quote from: Ricochet on Today at 12:25:44 PMQuote from: Buffaloski Boris on February 17, 2020, 01:35:37 PMQuote from: Ricochet on February 17, 2020, 12:42:32 PMI ha...... Read more »
- ● Re: Round The World trip? How would you do it?Quote from: John Galt incarnate! on February 16, 2020, 05:01:05 PMI've changed my mind about how I'd do the trip.Instead of taking a ship to a continent and then traveling mostly by train I'd live on a cruise ship and when ...... Read more »
- ● Re: Race from $2M to $4M...and Beyond!Quote from: carstenjames on Today at 12:11:43 PMQuote from: Herbert Derp on Today at 12:11:51 AM12/14/2019: $1,628,320.7801/01/2020: $1,705,284.2702/02/2020: $1,838,397.8702/13/20...... Read more »
- ● Re: Vanguard SIPP to launch in early 2020Quote from: Playing with Fire UK on February 19, 2020, 11:24:04 PMQuote from: MisterA on February 19, 2020, 08:20:52 AMThis is not advice: If it is an old DC (defined contribution) pension, move to Va...... Read more »
- ● Re: Great News: You don't have to shower (every day)!Eww... You all NEED to take a daily shower. ... Read more »
The Money Mustache Community
- ● Money Questions • Re: Investments Trade LogNever thought I would see this forum jump on the bandwagon of speculative call options for popular stocks with the US market at record valuations in the longest bull run in history.The trend is your friend til it bends in the end.In general I think what a 10 year bull... Read more »
- ● Health Questions • Re: COVID-19Server is getting hammered right now but here is the link.....http://www.xinhuanet.com/english/2020-0 ... 798959.htm“novel #SARSCoV2 can be transmitted when someone was exposed to high concentrations of aerosol in a relatively closed environment for a long time, according to the country's health authorities” Similar to the airborne SARS transmission route in the... Read more »
- ● Money Questions • Re: FIRE reaching Critical MassLooks like the NYT has an opinion on FIRE reaching critical mass:"How Millennials Could Make the Fed's Job Harder"https://www.nytimes.com/2020/02/17/busi ... ement.htmlStatistics: Posted by AnalyticalEngine — Thu Feb 20, 2020 3:14 pm... Read more »
- ● ERE Journals • Re: ERE Experiment - Vagabonding On A Shoestring BudgetThank you both for the tips. All of this is very helpful!We now both have International Driving Permits, mine includes a motorcycle endorsement. SO has given her notice at work. My tax return was processed by the IRS and the refund should be hitting the account this month, last income... Read more »
- ● Resources & Recommended Reading • Re: The Power of BadThanks for the recommendation. I've also just put this on hold. It looks like a good title.Statistics: Posted by AnalyticalEngine — Thu Feb 20, 2020 2:50 pm... Read more »
Early Retirement Extreme Forums
- Celebrating Yearly WinsBefore you set out on new goals or resolutions, crafting a "best of" list from the last year will help you gain the clarity and confidence to create your best year ever.... Read more »
- VideoFind Your Dream Job (again) with Kerry AnnHow do you find mentors to show you how to transition to your dream job? Kerry Ann Rockquemore has done it more than once from teacher to professor to entrepreneur. Everyday Courage Podcast ep #1.... Read more »
- Zig When Markets ZagThis has been the year of fulfilling the “wouldn’t it be nice if one day…..” list. We have compiled a long list of those over the years. “Wouldn’t it be nice if we could go skiing on great powder days?” Or “Wouldn’t it be nice if we took a little... Read more »
montanamoneyadventures.com
- VideoMaybe We Won’t Retire Just Yet?Mrs. Done by Forty and I have always been planners. Early on in our relationship, we created a New Year's Day tradition of going to The Olive Garden and planning out the upcoming year over salad and breadsticks.The restaurant has changed but the routine is the same: we both bring... Read more »
- Middle Class Wealth - 2020 UpdateWhen I saw CBS's video on how America's wealth was divided between quintiles, the five groupings that each hold 20% of all households, I remembered that it had been over five years since I'd written a post outlining how much wealth each quintile had.How had things changed?Unfortunately, the Census Bureau... Read more »
- Tax Refunds: CDs with a Positive ROI, not "Interest Free Loans"We're almost through January, so that means winter has set in, our resolutions are getting harder to stick to (or have bitten the dust entirely), and personal finance bloggers are trying to figure out how to get a few dollars of affiliate income from a tax prep software industry that has... Read more »
- 2019 Spending in the Done by Forty HouseWe haven't done many spending summaries on the calendar year here at the blog. We used to post a series of Budget Porn posts, sharing all the nitty gritty details of the past month's spending and how much we invested, too. For years, we used to share our net worth... Read more »
- VideoMaking One Car Work, and the Hidden Happiness in Small ChallengesOur Matrix looks remarkably like this, but with terrible, chipping paint.One of my recurring internet distractions is looking at vehicles online. I've written about my car lust in the past, and it keeps coming back no matter how many times I tell myself that, since I work from home, we... Read more »
Done by Forty
- The Golden Albatross vs. Kiwi ArbitrageInterested in moving to New Zealand, the land of Kiwis? Grumpus Maximus discusses how he and his family determined if "Kiwi Arbitrage" was affordable. The post The Golden Albatross vs. Kiwi Arbitrage appeared first on grumpusmaximus.com.... Read more »
- Thankful For My Bronze MedalGrumpus Maximus returns to blogging with his annual Thanksgiving message all about Olympic medalists, ceremonies, speeches, and being thankful. The post Thankful For My Bronze Medal appeared first on grumpusmaximus.com.... Read more »
- The Pension Series (Part 11) : Pension Lump Sum Case Study — UpdatedThis is a substantive revision to the original Pension Series Part 11 article I published on 18 JAN 2018. I updated this article because I have a new method for calculating the Total Dollar Value (TDV) of pensions that do not possess a Cost of Living Adjustment (COLA). The new... Read more »
- VideoThe Pension Series (Part 13): The Master Pension Value Calculator (Updated)This is a substantive revision to the original Pension Series Part 13 article I published on 04 FEB 2018. I updated this article because I have a new method for calculating the Total Dollar Value (TDV) of pensions that do not possess a Cost of Living Adjustment (COLA). The post... Read more »
- The Pension Series (Part 19): Pension Annuity vs. Lump Sum Analysis (Again) — UpdatedThis is an updated version of an article first published in June 2019. It was updated to reflect changes made from a new formula to calculate Total Dollar Value (TDV) for pensions with no COLA, as I did with the reader/subject of this article. The post The Pension Series (Part... Read more »
grumpusmaximus.com
- ● Something ALL stores should do!Something ALL stores should do! Guys!! Just found out that my favorite local bookstore will accept ANY gift card from ANY place in lieu of cash, so long as it’s active and they can verify how much is on it! How incredible is that?? I even asked if they’d take... Read more »
- A cool way to use your tax refundsA cool way to use your tax refunds Morning! Saw this comment come through and it reminded me to get my a$$ in gear and finally wrap up my own taxes 😉 How are you doing with yours? Getting any refunds back? Here’s an idea of what you could do... Read more »
- Could you spend Bill Gates’ money?Could you spend Bill Gates’ money? My friend Nate just passed me this site and told me good luck getting off it 😉 Passing over the gift to you now, lol… https://neal.fun/ (From a guy, Neal, who likes building random things online and helping you waste time an eensy weensy... Read more »
- What Haters Are LikeWhat Haters Are Like Tell me if you don’t know people like this… I just paid off my debt! (You shouldn’t have had any to begin with) I just invested in my first stock! (You need to diversify more) I just saved for retirement! (Why? YOLO!) Budgets are sexy! (No... Read more »
- Happy Library Lovers’ Day!Happy Library Lovers’ Day! What up, my Valentines!! If today’s a day you typically can’t stand, you might be pleased to know that it’s shared with another – perhaps even more special – day that’s celebrated as well: “Library Lovers’ Day!” A real day! (says the internet) And what better... Read more »
Budgets Are Sexy
- mp3167 | Learn Hustle GrowRob and Reshawn from Learn Hustle Grow discuss combining their finances and building a real estate portfolio. They talk about money mindsets, building a life together, paying down their home, working in sales and more. For more information, visit the show notes at https://choosefi.com/167... Read more »
- mp3166R | It's a Small World After AllFind out more about the upcoming ChooseFI documentary series, Andrew and Zach's experiments in financial independence, and community corrections. For more information, visit the show notes at https://ChooseFI.com/166R ... Read more »
- mp3166 | Modern FImily With CourtCourt joins the show to share how she and her wife tackled six figures of student loan debt and achieved financial independence in their early 30s with a family. For more information, visit the show notes at https://ChooseFI.com/166... Read more »
- mp3165R | Do You Realize What You're DoingAnswers to several reader questions about investing efficiently for your financial freedom. Learn more about low-cost broad-based index funds or if you should max out your 401k early. Recent market volatility has provided an opportunity to test your investment resolve. Any low-cost broad-based index fund is a solid investment strategy,... Read more »
- mp3165 | Do You Need a Budget? | YNABThe founder of YNAB, Jesse Meacham, shares his story about: Finding your "non-negotiable" Introducing your spouse to FIRE Do you really need a budget? For more information, visit the show notes at https://ChooseFI.com/165... Read more »
ChooseFI
- VideoThe “What’s Up Next?” Podcast: “Looking Out For Mom And Dad”A few months ago I joined Doc G and Paul Thompson of the What’s Up Next? podcast for a panel discussion about a family financial problem: How do you look out for your parents when you don’t know anything about their finances or their wishes? Our panel included Cameron Huddleston,... Read more »
- Yet Another Decade In Review PostMy spouse and I enjoyed a heck of a year. The end of 2019 marks 20 years of our financial independence and over 17 years of my military retirement. I’ve written about military personal finance for over 15 years and I hope I have a few decades left! And... Read more »
- Raising Your Money-Savvy Family For Next Generation Financial IndependenceIt’s coming in spring 2020: the book you’ve asked for about teaching your kids how to manage their money. My daughter Carol and I recently signed a book contract with ChooseFI Media to publish “Raising Your Money-Savvy Family For Next Generation Financial Independence.” It’s written from your questions asked at... Read more »
- Should You Attend FinCon, Military Influencer Conference, Camp Mustache, CampFI, and FI Chautauqua?Your journey to financial independence can be a little lonely if you’re doing it all by yourself. Even social media, podcasts, and videos are poor substitutes for hanging out with people who share your goals. This post will cover different ways to get a little boost of FI endorphins to... Read more »
- How Chase Supports Military Entrepreneurs – Chase for Business Military Banking BenefitsJPMorgan Chase has long been a supporter of the military community, with initiatives that range from hiring current and former military members for their organization, leading a coalition to support hiring current and former military members across a range of industries, and through supporting military entrepreneurship. In addition, Chase offers... Read more »
Military Guide
- Spanish Non-Lucrative Visa RenewalSpain can get under your skin. In the course of living here for the full first year of our non-lucrative visa, we’ve come to love our home, our city, Spanish food and culture, and most of all, the close friends… The post Spanish Non-Lucrative Visa Renewal appeared first on The... Read more »
- Surgery in Thailand: Bumrungrad International HospitalI seek treatment at Bumrungrad International Hospital for a growth in my chest. How did it go? Was it cost effective to travel to Thailand for medical care? The post Surgery in Thailand: Bumrungrad International Hospital appeared first on The Frugal Vagabond.... Read more »
- Semi-FIRE Abroad: Ordinary Days, Extraordinary LifeWe've been living here in Spain for about four months now, so how is it going? Is it everything we'd hoped for? What do we miss most (and what do we not miss at all)? Just what are we doing with all that spare time? The post Semi-FIRE Abroad: Ordinary... Read more »
- Obtaining Your Spanish Residency Card (Tarjeta de Identidad de Extranjero)How to get your Spanish Residency Card (Tarjeta de Identidad de Extranjero) once you've arrived in Spain. You got your residence visa, now it's time to seal the deal! The post Obtaining Your Spanish Residency Card (Tarjeta de Identidad de Extranjero) appeared first on The Frugal Vagabond.... Read more »
- How to Get a Spanish Non-Lucrative Residence VisaHow we were able to live abroad, and how you can too! How to get a Spanish Non-Lucrative Residence Visa and live legally in Spain for a year or more! The post How to Get a Spanish Non-Lucrative Residence Visa appeared first on The Frugal Vagabond.... Read more »
The Frugal Vagabond
- Podcast Interview with One Million ApplesHappy New Year! I just wanted to let you know that I did an interview with Breanna Reish of the One Million Apples podcast. We talked about our 2019 hardcore savings, geo-arbitrage, my Twitter “rants,” and my never-ending obsession with Bigfoot. I hope you enjoy the interview. Gerry... Read more »
- Tax Planning: 2020 Free Money!The holiday season is upon us: fall weather, pumpkin spice, falling leaves, cool breezes…actually, who cares? It’s tax-planning time, so it’s time for my most anticipated post of the year: 2020 Free Money! Refresher: What is “Free Money!”? For the uninitiated, my Free Money! posts are an attempt to simplify... Read more »
- Podcast Interview with the ConfessionalsHi everyone! Believe it or not, I actually have interests outside of FIRE. If you read this masterpiece, you know I love all things Squatch. Last February I recorded a podcast interview with Tony Merkel of the Confessionals. We talk for about an hour about the various Georgia Bigfoot stories... Read more »
- 2019 Q3 Update from the SwampSwampy fall-is-finally-here greetings to all current and future millionaires. With the third quarter over for 2019, it’s now time to see how we’re progressing towards our annual financial goals. Our main financial goal for 2019 is to save $130k in our various tax-advantaged accounts: 457, 403b, IRA, and HSA accounts. ... Read more »
- FIRE Flashback: Our $15,000 Financial Triple PlayNota Bene: While this post is about our move to Echols County, Georgia back in 2009, it’s still interesting and relevant to anyone contemplating a geo-arbitrage move. I never got around to putting it on my blog until now…better late than never! Here’s what I wrote back when our net... Read more »
The Millionaire Educator
- mp3#101: An Early Retirement Blueprint with Erion ShehajEpisode #101 - Erion Shehaj is a real estate agent & investor who helps clients use real estate to achieve financial independence. Chad interviews Erion about his approach (called "the Blueprint"), and they dig deep on different wealth building and early retirement techniques, including the rental debt snowball. By the... Read more »
- mp3#100: 10 Impactful Ideas From the First 100 EpisodesEpisode #100 - To celebrate the first 100 podcast episodes, Coach shares 10 impactful ideas from the first 100 episodes. You'll also get a chance to win a free copy of his book Retire Early With Real Estate. Show notes, links, & contest details: https://www.coachcarson.com/100-podcast-episodes/ --------------------- If you want... Read more »
- mp3My Top 3 Lessons from a 51-Year Real Estate Investing Pro - Pete FortunatoEpisode #99 - In this episode, Coach shares the top 3 lessons he learned from Pete Fortunato, a 51+ year veteran of real estate investing. You can use and apply these lessons to your own investing (and life). Companion article: https://www.coachcarson.com/top-3-lessons-51-year-real-estate-investing-pro/ Follow Pete at https://www.peterfortunato.com/ Other podcast... Read more »
- mp3How to Remember Your Best Ideas - The Someday Maybe ListEpisode #98 - Have you ever had a brilliant or important idea, but later on you forgot it?! Life is hectic, and it’s easy to lose ideas that you want to remember. But in this episode, Coach shares a simple, easy-to-apply process to remember your best ideas, both in your... Read more »
- mp3How to Retire Early and Confidently Using Real Estate InvestingEpisode #97 - Do you have a plan to retire early? If so, how confident are you that it'll work? In this episode, Coach share three case studies of how to use real estate investing to retire early and confidently. After listening you'll have a better idea of the methods... Read more »
Real Estate & Financial Independence Podcast
- FarmTogether Review: A New Investment PlatformMy grandfather used to own a small, 8-acre fruit and plant farm on the western side of Oahu. It was a magical place nestled next to the majestic Waianae mountain range. The farm was part of his retirement income strategy as he rented out a portion of the land to... Read more »
- The Courage To Be Disliked: Change Your Life Because You CanAs I contemplate returning to work once my daughter turns six months old, I fear leaving my wife alone with two kids under three and a half. She’s not too thrilled about the idea, which has tempered my enthusiasm for bolstering our finances. Since April 2017, I have been a... Read more »
- You Will Always Regret Sacrificing Love For MoneyMy old boss, let’s call her Lana, who is now my friend, invited me to her house party. It wasn’t her house, but her new boyfriend’s house. I was thrilled for her because, at 54, she had gone most of her post-college life without a steady boyfriend. She graduated with... Read more »
- Why It’s Harder To Get Rich Off Stocks Than Real EstateEver since making a goal to accumulate $1,500,000 more capital or generate an additional $60,000 in retirement income by the end of 2022, I’ve been thinking of various ways to make more money. Given neither my wife or I have a job, we are facing an almost impossible financial challenge.... Read more »
- A Real Estate Goal Every Investor With Kids Should ConsiderWhat are the three things that cause the most financial stress for every family or aspiring family? I postulate they are: Healthcare costs College tuition costs Living costs (rent or saving up to own a home) Solving rising healthcare costs comes with a couple of conundrums. To get subsidized healthcare,... Read more »
Financial Samurai
- mp3#242: The Art of Trusting Your Most Dangerous Ideas, with Ash Ambirge, The Middle Finger Project[smart_track_player url="https://traffic.libsyn.com/paulaandjaymoney/AA242.mp3" title="The Art of Trusting Your Most Dangerous Ideas, with Ash Ambirge, The Middle Finger Project" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] Ash Ambirge grew up in a trailer park in rural Pennsylvania. She never met her biological father. Her father-figure mentor passed away... Read more »
- mp3#241: Ask Paula – Should I Raid My Retirement Savings to Pay for School?[smart_track_player url="https://traffic.libsyn.com/paulaandjaymoney/AA241.mp3" title="Ask Paula - Should I Raid My Retirement Savings to Pay for School?" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] Anton wants to accelerate his flight training so he can get hired within two to three months, rather than two to three years. He... Read more »
- mp3#240: 10 Questions to Master Successful Investing, with David Stein[smart_track_player url="https://traffic.libsyn.com/paulaandjaymoney/AA240.mp3" title="10 Questions to Master Successful Investing, with David Stein" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] Do you know what it takes to be a successful investor? Can you name the three drivers of asset class performance? Are you aware of the upsides and... Read more »
- mp3#239: Ask Paula – Should I Put My Student Loans in Forbearance? Should I Buy a Vacation Rental in the Mountains? and More[smart_track_player url="https://traffic.libsyn.com/paulaandjaymoney/AA239.mp3" title="Ask Paula - Should I Put My Student Loans in Forbearance? Should I Buy a Vacation Rental in the Mountains? and More" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] Lo is in a good spot with her career, but she’s struggling with a ton... Read more »
- mp3#238: How to Stop Making So Many Money Mistakes, with Jeff Kreisler[smart_track_player url="https://traffic.libsyn.com/paulaandjaymoney/AA238.mp3" title="How to Stop Making So Many Money Mistakes, with Jeff Kreisler" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ] Have any of these thoughts ever crossed your mind? If I had more willpower, I’d achieve my financial goals. I’m doomed to fail with money. Budgets... Read more »
Afford Anything
- Video● Rapid Side Hustle Prototyping: A New Income Stream on Your Lunch Break?It’s been a while since we talked about Fiverr, but the way today’s guest has been using the platform to supplement his freelance is an eye-opener. In this episode, I’m joined by Mike Zima from ZimaMedia.com -- a full-service digital marketing agency that got its start with a single $5... Read more »
- Side Hustle Legal Q&A with Mariam TsaturyanAre you operating online fully compliant with GDPR and CCPA regulations? Do you have the right type of liability insurance to cover you should the worst case happen? If you’re unsure about any of the legal stuff surrounding you, your business, or side hustle, it should be a lot clearer... Read more »
- Selling Tradelines: The $1000 an Hour Side Hustle?Could selling tradelines be a new income stream for you? I'd heard whispers of this lucrative, relatively low time-investment side hustle, but never met anyone actually doing it. That is, until I ran into Paul at FinCon. He said he started out skeptical, but had turned it into a $1000... Read more »
- The Sweaty Startup: How to Start a Local Service BusinessDo you know how much cash flows through your hometown on a monthly basis? Today I’m joined by someone who can help you answer that question; Nick Huber, co-founder of Storage Squad and host of The Sweaty Startup podcast.... Read more »
- My Teachable Course Creation, Launch Strategy, and ResultsEarly last summer I joined Teachable’s “Creator Challenge.” The premise was to research, create, and launch an online course over the next three months. On top of that, Teachable provided expert support, a community of fellow instructors, and a little friendly competition. People have been asking me about creating an... Read more »
Side Hustle Nation
- Video● Rapid Side Hustle Prototyping: A New Income Stream on Your Lunch Break?It’s been a while since we talked about Fiverr, but the way today’s guest has been using the platform to supplement his freelance is an eye-opener. In this episode, I’m joined by Mike Zima from ZimaMedia.com -- a full-service digital marketing agency that got its start with a single $5... Read more »
- Side Hustle Legal Q&A with Mariam TsaturyanAre you operating online fully compliant with GDPR and CCPA regulations? Do you have the right type of liability insurance to cover you should the worst case happen? If you’re unsure about any of the legal stuff surrounding you, your business, or side hustle, it should be a lot clearer... Read more »
- Selling Tradelines: The $1000 an Hour Side Hustle?Could selling tradelines be a new income stream for you? I'd heard whispers of this lucrative, relatively low time-investment side hustle, but never met anyone actually doing it. That is, until I ran into Paul at FinCon. He said he started out skeptical, but had turned it into a $1000... Read more »
- The Sweaty Startup: How to Start a Local Service BusinessDo you know how much cash flows through your hometown on a monthly basis? Today I’m joined by someone who can help you answer that question; Nick Huber, co-founder of Storage Squad and host of The Sweaty Startup podcast.... Read more »
- My Teachable Course Creation, Launch Strategy, and ResultsEarly last summer I joined Teachable’s “Creator Challenge.” The premise was to research, create, and launch an online course over the next three months. On top of that, Teachable provided expert support, a community of fellow instructors, and a little friendly competition. People have been asking me about creating an... Read more »
Side Hustle Nation
- Measuring School Achievement In AmericaEvaluating school achievement is difficult and time consuming, and a single measurement cannot possibly account for everything that makes up a good school and education. It goes without saying that all public schools in America are not created equal. So... The post Measuring School Achievement In America appeared first on... Read more »
- T.G.I.F. Friday: Volume 10Welcome to “Thank God I’m FI” Friday, Volume #10! Here are some things I really like and that you might too. Finance Articles I’m Glad My Parents Crushed My College Dreams (Financial Mechanic) – “I thought I had done... The post T.G.I.F. Friday: Volume 10 appeared first on Accidental... Read more »
- Good Decisions Create Unintended OutcomesWhen we make decisions we’re usually trying to attain a direct and desired outcome. If I’m getting sick of clutter around my house, I start cleaning it up and getting rid of stuff. When I need to start getting in... The post Good Decisions Create Unintended Outcomes appeared first on... Read more »
- Frugal Nut Thinks Socks Still Have At Least A Year Or Two LeftHILLIARD, OH – Area frugal weirdo Ben Stanfield is “pretty sure” he can still get a year or two out of his 16 year old socks, according to sources. “I’ve been hang drying them for a few years now to... The post Frugal Nut Thinks Socks Still Have At Least... Read more »
- How Much Does Your State Spend On Welfare Programs?It’s pretty difficult to find an accurate number as to how much we spend on welfare programs in America. According to the Census Bureau it was $637 billion in 2016. And according to this article which sources usgovernmentspending.com information it... The post How Much Does Your State Spend On Welfare... Read more »
Accidental Fire
- Two interesting strategies for avoiding the SECURE Act’s revenue provisionsBecome a Patron!One blog I keep an eye on is Michael Kitces’s website Nerd’s Eye View. The content is rarely very relevant to me personally, but they do a terrific job digging deep into tax planning strategies and IRS rulings, so you can at least learn the outlines of an... Read more »
- I knew everything about the ACA, lost my insurance, and got sickBecome a Patron!Since I’ve been self-employed almost as long as the Affordable Care Act has been law, I’ve had lots of opportunities to learn the finer points of the law. At its best, the ACA works as the gentlest possible nudge for folks who rely on employer-provided health insurance to... Read more »
- Wage replacement is an important measurement, whether or not it’s good policyBecome a Patron!I’ve written before about the FAMILY Act, the leading Democratic initiative in the House and Senate to create a nationwide system of paid family and medical leave like that enjoyed by citizens of virtually every other country in the world.One of the things advocates say when describing the... Read more »
- The (weird) optionality of Series EE savings bondsBecome a Patron!There’s a cliche at least as old as I am, that while ATM’s were expected to reduce the demand for bank tellers, banks actually increased the number of tellers they employed, for the counter-intuitive reason that a bank branch was much easier to administer once simple deposits and... Read more »
- What you need to know about the idiotic “QBI deduction reduction” ruleBecome a Patron!In the frenzy to pass the Smash-and-Grab Tax Act of 2017, a faction of Republican senators who, totally coincidentally, are the owners of passthrough businesses, insisted on including a special treat: in addition to tax cuts on the profits of C corporations, and cuts to the personal income... Read more »
Independently Financed
- Guest Post at Physician on FIREIf you haven’t already seen it, Physician on FIRE is a blog about achieving financial independence while working in the medical field. Even though the blog is focused on challenges facing physicians, the financial aspects are still the same. Work toward … Continue reading → The post Guest Post at Physician... Read more »
- How Much Can a Greenhouse Extend the Growing Season?Last year I designed and built a hoop house for around $650 in materials. I didn’t want to waste money heating the thing, so the plan was to keep it passive. Since I never worked with an unheated greenhouse before, … Continue reading → The post How Much Can a... Read more »
- Should I Pay Off My Mortgage?Having a paid off house has always been a goal. Living mortgage-free sounds awesome, but it can also put the brakes on financial growth. Any money put toward home equity is robbing investment accounts of hard working capital. After years … Continue reading → The post Should I Pay Off... Read more »
- How to Get Started Hunting MushroomsI love hiking in the shade of the woods, racing to the top of a mountain to take in a satisfying view. Lately however, I’m less interested in flying up rocks and roots to see the world from afar. I’ve … Continue reading → The post How to Get Started... Read more »
- Reflecting on Two Years of Early RetirementFor years, I spent my days waking up early and rushing to wash, dress, and sit in traffic only to sit in a cube waiting to rush home. All that time, I was propped up by dreams of a freer … Continue reading → The post Reflecting on Two Years... Read more »
Mr Crazy Kicks
- How to Prepare for Life After ResidencyBurnout and Finance I was recently asked to speak to a bunch of medical residents about my story of burnout and my general philosophy on finance and life. I declined for a variety of reasons, but upon reflection I realized that this was a topic I had not addressed. This... Read more »
- A Podcast, Guest Post, and Random MusingsHey philosophers, just wanted to let you know about a couple of small projects I participated in recently. I haven’t had much time or motivation to write these last couple of weeks. I have been paying the work price for my two week vacation to Alaska. Flexibility to take a... Read more »
- Running, Purpose, and Bears (Oh, my!)As my feet rhythmically hit the belt of the treadmill, it briefly occurred to me this was perhaps the weirdest time to start my journey back to some sort or reasonable physical fitness. The treadmill was gently rocking side to side and I was looking out at an endless expanse... Read more »
- Why A Physician Should Work Full-TimeAs an evangelist of part-time work for physicians, I occasionally get an e-mail from a physician reader asking if cutting back on work is the right move for them. Often times they are early in their training, and I’m not sure how to respond. I feel conflicted. I know what... Read more »
- The Government Doesn’t Want you to Work (Too Much)A feeling of dread suddenly came over me. The numbers just didn’t add up, yet I could not figure out where I went wrong. Maybe I typed something in wrong or missed a section, but everything looked more or less complete. Maybe I’m just getting too old for this and... Read more »
The Happy Philosopher
- VideoI Dread Dealing With MoneyBeing thrust into control of my finances again has brought up a lot of “money emotions” for me. My relationship with money is an odd one because I mostly feel dread when thinking about money. Yes, dread. Dread: 1. a) to anticipate with great apprehension or fear ... Read more »
- Shopping for Insurance SucksOh man. This past weekend I spent about 4 hours shopping around for auto and renter’s insurance. Did it pay out to spend that much time in front of the computer? Yes, yes it did! How much? Well, if I take my savings divided by time spent looking for those... Read more »
- Embracing the SuckRecently, a LOT has changed around here, like, a whole lot. My living situation, income situation, financial situation, relationship situation, hell, everything except a new vehicle to be honest. Although, TIL, I’m making $60/day as a sub which means I just got a raise! Yes! Crushing it!! Sweetest $8/hr evr... Read more »
- Starting Over, Again…If you read my last post, you’ll know that things are changing pretty significantly around here. One of the biggest changes is also the one I’m worried about the most. That is the fact that I’m handling my own finances again… Yes, yes, for the last 11 yrs or so,... Read more »
- Our Lifestyle’s Changing! Again…In my last post I was talking about dealing with depression the last decade or more and how even though I used talk therapy and thought I’d dealt with it head on, it didn’t really work out that way in hindsight. Depression is a hell of a thing and leaves... Read more »
Slowly Sipping Coffee
- ● Master Your Relationship to TimeBy Leo Babauta The truth is, most of us have a pretty adversarial relationship to time. There’s never enough. We’re always behind. It goes by too fast. We can’t do important things because we don’t have enough time. None of it is helpful. Most of it is bullshit. Let’s take... Read more »
- Cut Through Addictions & Distractions: Feel the Discomfort & UncertaintyBy Leo Babauta Our lives are pervaded with addictions and distractions. Social media, shopping, favorite websites and video services, alcohol, cigarettes, biting nails, porn, drugs, sweets, fried foods, soda, coffee, gambling, gaming, workaholism, complaining, avoiding, procrastinating, perfectionism, fantasizing, rationalizing, self-hating, sex addiction, drama addiction. These addictions are some of the... Read more »
- The Uncertainty of What You Should Be Working on Right NowBy Leo Babauta I was talking with a friend who very often doesn’t feel he has a clear direction in life, doesn’t operate on any solid principles, and usually doesn’t feel he’s clear on what he should be doing at any given moment. I completely relate to this difficulty: it’s... Read more »
- The Honest Guide to MindfulnessBy Leo Babauta Mindfulness has (amazingly, wonderfully) become quite a buzzword in the last decade or so, and for good reason. It’s powerful, and can help us to become more present, happier, more focused, and much more. However, if you’re new to mindfulness, it’s easy to get the wrong idea... Read more »
- Monkey Mind: Shifting the Habit of Feeling Distracted Throughout the DayBy Leo Babauta Most people feel busy and distracted throughout the day — calm and focus and a feeling of purpose are fairly rare for most of us. We’re jumping from messages to social media to email to quick work tasks to a search for something we’re curious about, from... Read more »
zen habits
- The Cheat Codes of FIFor those of you following along, you know I've been a bit busy lately. In addition to my own music, podcast, and software projects, I've also been popping up on other people's podcasts. A few weeks back I sang a few bars of Michael Bublé on The FI Show with... Read more »
- FI Without REBack in November of 2017, a tired, burned out version of myself was pushed past his breaking point. After months of mandatory unpaid overtime, morning self pep-talks, stress-eating, and yelling at coworkers, the old Joel finally had enough. He walked up to his boss, and with a surprising, zen-like calm,... Read more »
- VideoSo Much Time & So Little To Do!Wait a minute. Strike that – reverse it! I know, I know, I haven't updated this blog in months. What gives?! If things get any more sporadic around here I'll be on the Miss Mazuma publishing schedule! 😉 Maybe I should adopt the slogan of Wait, Buy Why and claim that I'll have... Read more »
- Reaching for the Moon(shot)!This week, I'm thrilled to be featured on Coryn Quester's “Discover What's Possible” Podcast! In the interview, we talk about everything from the ‘Why' of FI, to the most challenging aspects of financial independence for those just starting out. But one of the more interesting questions she posed really got... Read more »
- Misconceptions of FIThis past weekend The Wife and I went to see Crazy Rich Asians, and really enjoyed it! (Featured image credit: Entertainment Weekly) Having been on the FIRE journey for a few years now, it was fun taking in all the over-the-top luxury on the screen. Of course, this wasn't the... Read more »
Financial 180
- ● Episode 81: When Financial Independence Isn’t EnoughWhat’s Up Next? I am proud to release episode 81 of The What’s Up Next Podcast. This podcast is an exploration of financial independence and taking the conversation to the next level. The show... The post Episode 81: When Financial Independence Isn’t Enough appeared first on DiverseFI.... Read more »
- Episode 80: The Problem With Lookin Out For Mom and DadWhat’s Up Next? I am proud to release episode 80 of The What’s Up Next Podcast. This podcast is an exploration of financial independence and taking the conversation to the next level. The show... The post Episode 80: The Problem With Lookin Out For Mom and Dad appeared first on... Read more »
- Episode 79: Getting Past “I Can’t” With Alan DoneganWhat’s Up Next? I am proud to release episode 79 of The What’s Up Next Podcast. This podcast is an exploration of financial independence and taking the conversation to the next level. The show... The post Episode 79: Getting Past “I Can’t” With Alan Donegan appeared first on DiverseFI.... Read more »
- Episode 78: Are Kids Holding You Back?What’s Up Next? I am proud to release episode 78 of The What’s Up Next Podcast. This podcast is an exploration of financial independence and taking the conversation to the next level. The show... The post Episode 78: Are Kids Holding You Back? appeared first on DiverseFI.... Read more »
- How Do Kids Learn About Money?How Do Kids Learn About Money? I have been thinking a lot, as of late, about kids and money. I believe I learned many important financial lessons growing up in our household, but the... The post How Do Kids Learn About Money? appeared first on DiverseFI.... Read more »
DiverseFI
- ● Ensuring a proper Estate dissolutionMy new son-in-law asked for some advice. Last month his grandmother passed away suddenly. The grandmother was divorced and had not remarried. ...... Read more »
- ● Thinking of moving to MichiganI had another thread about vacationing in the U.P. but now we are considering just moving to Michigan. We have some mountain land in WA state,...... Read more »
- ● Quicken Mobile or No Mobile?I'm ready to start Quicken back up again after a year hiatus. I'm doing a different kind of setup this time, so I'm starting with a new install and...... Read more »
- ● Charles Schwab service, features & quality?I have been a long time USAA customer. The key advantage has been to have banking, insurance, and brokerage all in one place. I'm sure I could have...... Read more »
- Video● Filming Yourself Doing Illegal ThingsHere's a video in which someone shows that he's driving 120 MPH. That wasn't even the point of the video. Image: https://i.imgur.com/PYckSKX.png ...... Read more »
Early Retirement & Financial Independence Community
- ● 20+ Freelance Writing Jobs for BeginnersIf you like the idea of having a flexible work schedule or even working from home around your other commitments, then you may have considered becoming a freelance writer. Freelance writing can provide a decent side gig or even develop into a full-time career, but how do you get started?... Read more »
- How I’ve Made Over $1 Million BloggingIs it possible to make real money as a blogger? If you’re looking to make some extra money aside from your full-time job, or if you’re interested in making a full-time income working online working from home, blogging may seem like a dream come true. Or… it could seem like... Read more »
- The 10 Best Investment Apps for Growing Your Money (2020)Smartphones make it easy to access information at any time, and what better way to make use of technology than to grow your money? In the past few years, loads of new financial apps have been released, and some older ones have been improved. In the past, we’ve looked at... Read more »
- The Best Credit Card Signup Bonuses for Easy Money (2020)One of the best ways to get free money is to take advantage of credit card bonuses and promos. Credit card issuers frequently offer generous bonuses in order to entice new customers to apply, and this equals easy money. Whether you’re getting cash rewards or travel miles/points, there are always... Read more »
- The Best Bank Account Bonuses and Promotions (February 2020)Banks want your business, and many of them are willing to pay you a bonus just for signing up for an account and depositing some money. If you need a new bank account, or if you just want to make some easy money, bank account bonuses are a great opportunity.... Read more »
Vital Dollar
- ● The 10 Best Showtime Series of All TimeThese are the best Showtime series of all time that you can watch or stream right now. Over the past 10 years or so Showtime has produced many … The 10 Best Showtime Series of All Time Read More » The post The 10 Best Showtime Series of All Time... Read more »
- Make Money Selling Plasma??? Everything You Need to Know About Plasma DonationIf you need to make some extra cash, selling or donating your plasma can be an easy way to earn money. Now we realize plasma donation may seem … Make Money Selling Plasma??? Everything You Need to Know About Plasma Donation Read More » The post Make Money Selling Plasma???... Read more »
- The Best Mystery Shopper Jobs Hiring in 2020 + Guide to Secret ShoppingAre you looking to make extra money? Ever consider mystery Shopping? Imagine getting paid to shop!!! Not only are the things you purchase paid for, but you can … The Best Mystery Shopper Jobs Hiring in 2020 + Guide to Secret Shopping Read More » The post The Best Mystery... Read more »
- Do you Really Want to Quit That Job?It feels so good to leap into the land of FIRE, but have we really thought about what we’re giving up? I love the people in the FIRE … Do you Really Want to Quit That Job? Read More » The post Do you Really Want to Quit That Job?... Read more »
- WoebegoneWoebegone For Satan finds some mischief still For idle hands to do. –Isaac Watts It is not true that life is one damned thing after another –it … Woebegone Read More » The post Woebegone appeared first on Your Money Geek.... Read more »
Your Money Geek
- Episode 140- A Conversation on Economic Opportunity, Race Privilege, and the FIRE Movement with Brian from Done By 40Listen & Subscribe: on iTunes, Google Play, Stitcher, Soundcloud, Google Podcasts, Android Device (This post may include some affiliate links) This week on the Journey to Launch podcast Brian from Done by Forty and I are talking about the secret behind accomplishing Financial Independence & Retiring Early (FIRE), economic opportunity, and... Read more »
- Episode 139- Love & Money: How They Got On The Same Page To Pay Off $32,000 of Debt w/ LeDo & Shameka McDowellListen & Subscribe: on iTunes, Google Play, Stitcher, Soundcloud, Google Podcasts, Android Device (This post may include some affiliate links) Love is in the air and we are talking about love and money in this week’s episode. LeDo and Shameka McDowell talk about their relationship and how they paid off $32,000... Read more »
- Episode 138- Can Anyone Really Reach Financial Independence? My Answer May Surprise You Plus, It’s My Birthday!Listen & Subscribe: on iTunes, Google Play, Stitcher, Soundcloud, Google Podcasts, Android Device (This post may include some affiliate links) In this week’s Journey to Launch podcast episode, I answer the question, “Can you really reach financial independence?” Plus, I am celebrating because it’s my birthday! As I reflect on the... Read more »
- VideoEpisode 137-The Black Tax: The Cost of Being Black in America with Shawn RochesterListen & Subscribe: on iTunes, Google Play, Stitcher, Soundcloud, Google Podcasts, Android Device (This post may include some affiliate links) Did you know that after ~400 years of being in the US, African Americans in the United States only own two percent of U.S. wealth? This week on the Journey to... Read more »
- Episode 136- How Anita Paid Off $95,000 of Debt in One Year and Retired Early at 33 Years OldListen & Subscribe: on iTunes, Google Play, Stitcher, Soundcloud, Google Podcasts, Android Device (This post may include some affiliate links) This week’s Journey to Launch podcast episode features Anita Dhake, also known as Thriftygal. Creator of the blog The Power of Thrift, Anita, worked as a corporate attorney for several years.... Read more »