As I type this, I’m jumping through the various hoops involved in buying a 2023 Tesla Model Y, a spectacularly expensive, large luxury “crossover” that is absolutely loaded to the gills with excess: all wheel drive, faster acceleration than a Lamborghini, enough space for seven people and enough computer gadgetry... Read more »

In my role as Mr. Money Mustache, I do my best to be your one-stop-shop for Lifestyle Guru ideas. So over the years we’ve covered not just the Money side of life, but also the even more important stuff like health and fitness and the psychology of better, happier living. ... Read more »

Well, looks like it has happened again.  Since the last time we spoke, I got sucked into building my 17th(?) kitchen, and I have finally emerged from its messy yet addictive grasp as I stand here at the new breakfast bar, typing this report to you. Why am I so... Read more »

One of the reasons I don’t write as often these days is that my life has gradually evolved into a Personal Finance Bubble.  The people around me have learned to be purposeful with their money, which means they now have plenty of savings and never have to stress about the... Read more »

Have you ever noticed that as a whole, our society has its daily habits almost completely backwards? We’re generally so “busy” that we don’t have time to get much exercise. And then we spend countless sedentary hours sitting in our cars each week because we think that car driving saves... Read more »

**Background:** 37 M, based out of the Northeast, USA. I chanced upon this sub just about 1-2 years ago and found myself reading it more and more often. Due to recent life events, I’ve finally decided to well and truly commit to pursuing FIRE. I’ll make a yearly update post... Read more »

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ... Read more »

I have a 2 year old and am considering opening a 529 account. Currently my spouse and I max out one 401k and 2 backdoor roths. We have enough additional income to partially fund the other 401k or a 529 but not both. The other 401k is a solo 401k... Read more »

I'm 40 and have enough to FIRE. Got 2 young kids and still in a job. However these days I don't feel like doing anything. Making any more money has become meaningless. After spending 20 years of hard work trying to get here, I suddenly feel no purpose or motivation... Read more »

This is a throwaway account. I have been reading the FI subreddit for some time but first time posting 38 years old, married with 2 kids, single income Current expenditure after tax is between 90-100k p.a. of which 29k is housing related. split 50:50 between interest payment and amortisation on... Read more »

2022 was our first full year back in the United States, which means we were fully in the crosshairs of the 3 US tax systems: Federal, State, and ACA. One might think this would result in a large tax burden. But no. Although the incentives have certainly changed. The Go... Read more »

Every year I write a summary of our life and expenses, with the exception of last year / 2021 (because apparently I forgot.) 2022 was our 10th full year of unconventional living – we traveled some (Hawaii, California coast, Yosemite, Tahoe Thanksgiving, Disneyland), Winnie grew a ton of food and... Read more »

On January 21, 2023, at a regional TedX event, I discussed the simple and repeatable steps we took to enable our early retirement. That short speech is now live on the TedX Talks YouTube channel, linked below for easy viewing. If you enjoy it, please share and like/comment on the... Read more »

“Hi Jeremy, you haven’t posted anything for awhile, everything OK? How’s the family?” We are good! Wow, time flies by… I guess it has been awhile since I have been on the computer. Holy cow it is April! We have been really busy… because I am Retiring from Retirement. Retiring... Read more »

Advertiser Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Opinions, reviews,... Read more »

Mindy and I recently recorded with Ramit Sethi. Talking to Ramit was hard. He isn’t afraid to ask difficult questions. It was a therapy session and after it was done (3+ hours!), I felt like I had been run over by a steam roller. However, just because it was difficult... Read more »

Mindy and I just got back from attending the Berkshire Hathaway (BH) meeting with a couple of friends. BH is the conglomerate famously run by Warren Buffett and Charlie Munger. The meeting consists of a 30 minute movie followed by a question and answer session. The event is quite the... Read more »

My main goal* was to build an investment and cash portfolio of $1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in 1500 days**, starting from 1/1/2013 and ending in February of 2017. I made my goal in 2016, my 1500 Days are over, and I’ve left my job. In the interest of... Read more »

I drove an electric vehicle (EV) for the first time way back in 2015. It was a Tesla Model S, P85D: Vomit inducing acceleration! It was an epiphany. The Tesla was smooth, quiet, and crazy fast. After driving it very aggressively on an autocross course, I almost barfed. And I... Read more »

So I used to write a Rant series on this blog where I’d talk about things that annoy me. Example. In an effort to be more positive, I cut it out. However, sometimes I just can’t help myself. I came across two ridiculous numbers recently… Everyday Nonsense*: $550 Clothespin Have... Read more »

“Holy…crap…how…much…further?” I panted. I was carrying a 10L jug of filtered water from the supermarket to our AirBnb. What’s normally a common and uneventful task in South America turned into an unexpected slog because of one major thing you have to watch out for if you ever visit Cusco, Peru:... Read more »

So after the worst travel day ever and just barely making it to Australia, we thought we’d be on easy street. Nothing but blue clouds, rainbows, and unicorns from here on out right? Wrong. Turns out, we weren’t done with jumping through hoops to be in Australia yet. We had... Read more »

When we first left Canada in 2015, we thought travelling internationally was a luxury that we could only afford to do for a short time. Little did we know that it would become our unfair FIRE advantage since it can be used to control your living expenses using geographic arbitrage... Read more »

The last time we were in Vietnam was 2016. Things were simpler back then. No one knew what a pandemic was, ChatGPT wasn’t threatening to replace jobs, our parents were all healthy, and the only thing we worried about was how badly we were going to get scammed. We’d read... Read more »

For most of the FIRE movement’s existence, the single largest career type that made up the movement was engineers: specifically, software engineers. The reason for this is that the modern FIRE movement’s explosion in popularity happened to coincide with a similar explosion of growth in the tech sector. From early... Read more »

I’ve noticed a couple common threads in investment planning conversations across investors of various experience levels and account balances. So let’s take a look at the different risks that any investment portfolio should address, how different assets address and expose you to different risks, and unique risks we face as... Read more »

I recently made a call for readers to share their stories to supplement posts by Darrow and me. First up is Margot who shares her and her husband Nick’s story. Their path to and through retirement includes overcoming adversity in their personal and financial lives, challenging our notions about how... Read more »

I’m going to start with a brief update on major events in my personal life and lessons I’ve learned that can help you. Then, I address a few major challenges we all do, or will, face as investors: I close out with an article about changing attitudes and actions around... Read more »

As an early retiree in my 50s, I tried to factor Social Security into my financial planning. But with more than a decade to go before claiming benefits, the huge social program remained a mythical proposition. The government was going to deposit money in my checking account every month because... Read more »

Last fall I listened to Mike Piper discuss his then new book After the Death of Your Spouse: Next Financial Steps for Surviving Spouses on the Bogleheads on Investing Podcast. Immediately after listening, I placed an order for the book. The book arrived a few days later. I promptly placed... Read more »

One of the driving forces behind the birth of Frugalwoods was our desire to leave the city and buy a homestead in the woods. That happened in May 2016 and let me tell you, we had A LOT of preconceived notions about what it would be like to live rurally,... Read more »

Jane and her husband Joe live in the midwest with their two teenaged children and one parrot. Recently, Jane retired from her 24-year-long career as a college professor and loves the new lifestyle she’s carving out for herself. Joe works from home and the family enjoys spending a lot of... Read more »

My husband and I are committed to learning new things. It’s a goal of ours to consistently make ourselves beginners in different capacities. Putting ourselves in a beginner mindset enables us to keep our brains limber, opens us up to creativity and new experiences, keeps us humble and models lifelong... Read more »

May is Mental Health Awareness Month May happens to be Mental Health Awareness month and April marked the ninth anniversary of Frugalwoods! Given that confluence, it seems like the perfect time to reflect on my 2018 post, “How A Diagnosis Of Postpartum Depression Changed My Life.” This one struck a... Read more »

Johanna is a veterinarian, her husband Matt is a physician, and they live with their two young children on a small island off the coast of the Northeastern United States. The couple previously lived on the Navajo Nation Reservation and greatly enjoyed the close-knit community they had there. While the... Read more »

In 2018, JL was invited to bring his no-nonsense financial independence wisdom to Google for their series titled "Talks at Google." This talk has been viewed more 1.5 million times and is Google's #1 financial-related talk. Watch it today! The post JL Talks at Google: The Simple Path to Wealth... Read more »

Intro by JL’s Team   “Is now the time to buy a house?” As national mortgage interest rates hit +7% and housing prices fall across the country, many people are asking themselves this very question. But like the stock market, “investing” in a home isn’t a question of timing. In... Read more »

Photo by Megan Ruth on Unsplash Important: Investing for the long-term. Think decades. My holding period for VTSAX is forever, other than maybe selling a few shares while living on my portfolio. I am investing for generations. Unimportant: Market Crashes. These are an expected part of the process, like blizzards... Read more »

By Shawn Jenkins and Jonathan Mendonsa Shawn Have you ever considered your career to be like a brokerage account for financial freedom? You want to make the most of what’s in your account—or career—but you also want to do things to grow the account. In terms of a career, that... Read more »

Last time I shared with you a story from my new book Pathfinders from a reader in Ukraine, Roman Koshovskyi, titled Staying the Course in War-Time. Today we hear from Artem Voronov, a reader in central Russia, on what staying the course looks like when your country has become a... Read more »

Congress has been getting better at hiding tax increases on the middle class the past decade or so. The Secure Act, and to a lesser extent Secure Act 2.0, are prime examples of how Congress saddled the middle class with higher taxes under the guise of providing better opportunities in... Read more »

The right entity can reduce taxes for small business owners while reducing legal liability. Careful consideration between organizing as an LLC or an S-corp lays a solid foundation.... Read more »

Tom Godwin’s short story, The Cold Equations, was published in the August 1954 issue of Astounding Magazine. Many consider it to be the best science …... Read more »

Prolonged stress leads to burnout. Lack of control over the source of the stress increases the risk of burnout. Here are some alternatives for accountants feeling burnout.... Read more »

Behind every "Thou shalt not deduct" is a hint of deductibility. In taxes nothing is an absolute. The cookie-cutter response to a question is the easiest answer to save time and is usually right. But a bit of planning can turn those "no deduction" answers into, "Yes, you may deduct... Read more »

Those of us who love books want to be able to read without having to do too much thinking about what's happening behind the scenes in the book world. Unfortunately, the publishing and bookselling landscape is surprisingly complex, and there's plenty you should know if you wish to be an... Read more »

More completely preventable gun violence has happened, and a lot of us are mad that our leaders sit by and do nothing. "Vote!" we're told, but voting isn't our only option. When our leaders fail us, there's still a lot we can do as individuals on any issue, and that's... Read more »

It's new year's resolution season for a lot of us, and whether you're a resolution maker or not, you can use this time of reflection to make some different choices that are better for the planet and climate and for other people, and better for you, too. Because the most... Read more »

When we talk about crypto, far too often we talk about whether it's a good investment monetarily or not, as in: "Will I make or lose money if I buy this?" But we rarely ask whether buying crypto is ethical, and whether its costs to the planet and to our... Read more »

If you've been wanting to change how you and your family or other gift-giving group do the holidays, there has never been a better time. The supply chain issues give you lots of excuses to buy less or even to stop buying newly manufactured items altogether. Here are some ways... Read more »

The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more... Read more »

We’re not at all sure what’s next for the market. Frankly, we never will be; that’s kind of the point ... Read more... Read more »

Whether you are on the way to FIRE, you’ve already arrived at the destination, or you’re trying to explain what ... Read more... Read more »

Last week, I got a phone call from a finance person telling me to consider moving treasuries that were coming ... Read more... Read more »

The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more... Read more »

I haven’t been super active on the blog lately, so I wanted to write up a quick post that highlights some recent moves I’ve made with my money and in adjacent spaces. Let’s go!  No Car Note As Dee‑1 says.… Cause I ain’t got no car noteI ain’t got no car noteI ain’t got no car... Read more »

Gwen gets into the nitty gritty details of the final steps of her journey to rollover her previous 401k retirement accounts to her current employer's 401k.... Read more »

Gwen reflects on the experience of getting her first internal promotion and raise!... Read more »

I have never been more grateful to have a powerful community behind me than when things go sideways.  I wrote previously that I was very honored and excited to get to speak at this year’s Chautauqua in Ecuador. I was honored and excited right up until it got cancelled roughly... Read more »

I have attempted to rollover my prior 401(k) accounts in the past few weeks. As you can tell from the title, everything has gone smoothly and easily. HA! Just kidding. It’s been awful. Fortunately for all of you, I took detailed notes on the whole process. If any Vanguard or... Read more »

That's for the feedback everyone. After thinking about it for a few days, this is what I've decided.I still think moving is the right choice for me. This has been a decision I've been sitting on since before COVID happened that got pushed aside due to other circumstances in my... Read more »

Also, what @unemployable hinted at, there is an overlap between CFA and actuarial exams and a CFA charter holder may be exempt from up to 8 actuarial exams within the UK Institute and Faculty for Actuaries. For comparison (since you are India based), doing a BSc in Actuarial Science and... Read more »

This IS an oddly transitional time of life. The identities and roles that we assume, that of being a child or a parent, remained unchanged for decades, to the extent that they seem static. Only one day it becomes clear that we have been ascending an intergenerational escalator all along... Read more »

Well, damn! Congratulations on taking such proactive steps and keeping it up! Especially the weight loss -- 37 pounds down is huge!Statistics: Posted by llorona — Mon May 29, 2023 3:41 pm... Read more »

I wonder what's the hawk's experience, to be triggering the alarm wherever there are other birds in the vicinity.Reminds me of the truck driver who was in fact a rain god in the Hitchhiker's guide to the Galaxy book series. Wherever he went, rain followed him. No wonder he thought... Read more »

“Should I take this new job offer, or should I stay at this job I don’t like?” my client was stuck in a mental holding pattern between these two options. And no matter how much she mulled over the choice, clarity was elusive.  It’s a common challenge I see with... Read more »

The post Financial Independence Happiness Chart appeared first on Jillian Johnsrud.... Read more »

In my 20’s, I was let go from a job. Kinda. Or I… a little bit left. My position was being combined with another position, one I had no interest in nor the skill set to tackle. Either way, I was unexpectedly unemployed. It’s a situation most people find themselves... Read more »

I have a theory that people mostly buy lottery tickets for the waiting. That’s where the magic really is. From the time to buy your ticket until the numbers are drawn, you wait. You dream about what you might do or change if you are suddenly a billionaire. The buying... Read more »

My family and I are a month into an 8-month-long road trip. While logging a lot of steps, a lot of drive time, and watching my kids play in the ocean, I’ve been thinking about all the amazing benefits of taking a mini-retirement. Here are five of the big reasons... Read more »

I'm mourning the death of my defined benefit pension-enabled Financial Independence Retire Early (FIRE) in New Zealand lifestyle. The post FIRE in New Zealand: One Thing a Pension Cannot Buy appeared first on The Golden Albatross.... Read more »

Even in the scenario with the largest pension, once Don's pension starts, it goes from covering all the family's retirement spending to roughly one-third by the 49th year. That's a giant swing downward due to inflation! The post This Is Your Pension On Inflation appeared first on The Golden Albatross.... Read more »

If I leave now, how much would I have to save each month for the next six years to replace the difference I am losing? The post The Pension Couch: Replacing Pension Income appeared first on The Golden Albatross.... Read more »

Pension Maximization Part Deux This post is a direct continuation of Pension Series Part 30. In that article, I introduced my general framework for maximizing your defined benefit (DB) pension, which I call Grumpus Maximization. I also walked through the first two steps of Grumpus Maximization, which were (1) setting... Read more »

Pension maximization ensures your pension's positive impact in retirement is as significant as possible. You maximize your pension by taking active steps during your pensionable career. The post The Pension Series (Part 30): Pension Maximization appeared first on The Golden Albatross.... Read more »

Good morning my fiscal friends!! I’ve been missing you… And onto many a new adventure over here in my absence! First: I picked up a... Read More... Read more »

Good morning! So when I last left you, I had an epiphany that I should be giving back more (time-wise) but instead of doing it... Read More... Read more »

I read a quote recently that said something like, “When you’re stuck, just sit down with a notepad and start writing… your brain has things... Read More... Read more »

Gooooood morning, my beautiful money lovers! I’ve missed you! Y’all off to a great start this year? Lots of goals and excitement and energy crackin’... Read More... Read more »

Hi guys! Hope y’all are having a fantastic holiday season so far!! And the stress of holiday shopping/decorating/BEING YOUR AWESOME SELF hasn’t gotten the best... Read More... Read more »

Worrying that a life-threatening illness will kill you for lack of access to care, or that it will ruin you financially, is a uniquely American condition among citizens of developed nations. It’s also one that we tend to carry far… The post What to Expect When You’re Expecting… to Retire... Read more »

We recently declared ourselves Financially Independent, which is definitely a weird and uncertain feeling. We'll likely wait a couple more years to retire early, add to our FIREhouse (ha!) savings, and augment our early retirement travel budget a bit. Even though RE is a still a little ways out, we've... Read more »

Getting a Spanish Driver's License is intimidating. I'll break down each step of the process and help you get on the road with your very own EU license. The post Getting a Spanish Driver’s License appeared first on The Frugal Vagabond.... Read more »

Living abroad is as alluring as it is polarizing. Five skills that will make your life abroad a success. The post Living Abroad: Five Essential Survival Skills appeared first on The Frugal Vagabond.... Read more »

Spain can get under your skin. In the course of living here for the full first year of our non-lucrative visa, we’ve come to love our home, our city, Spanish food and culture, and most of all, the close friends… The post Spanish Non-Lucrative Visa Renewal appeared first on The... Read more »

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Have you ever wondered why wealthy people are more willing to invest in hedge funds, venture capital, venture debt, private equity, and specialty funds? These are all actively-run funds that mostly have a history of underperforming the S&P 500. Yet, billions of dollars still pour in each year. Some of... Read more »

Thanks to reader feedback, I realized one financial move that was not included in my top financial moves to relieve stress list, was paying off your home. Even though I thought long and hard about what to put on the list, paying off your home didn't get a dedicated bullet... Read more »

Have you ever wondered what it would be like to retire in a cabin in the woods? My dad did it, and I'm here to share some fascinating insights on his experience and how he ended up there. Who knows, if you prescribe to Lean FIRE, it might be just... Read more »

Not raising the debt ceiling could cause another sell-off in the stock market. If so, history has shown it is worth buying the dip as politicians eventually agree to raise the debt ceiling limit and curb some spending. However, have you ever wondered why the government doesn't spend more responsibly?... Read more »

We've gone through exercises on how I'd invest $100,000 and $250,000. Now let's go through an exercise on how I'd invest a million dollars today. Investing a million dollars is slightly different from investing $100,000 and $250,000. You can more easily afford to lose $100,000 – $250,000. But if you... Read more »

One of the easiest side hustles to get started with is getting paid to share your data. Big data is big business, generating an estimated $270 billion by 2026. And as individuals, we create a lot of data every day. Every Internet search we make, every location we visit, every... Read more »

With a ton of ways for people to make money, there's no wonder why Amazon is at at the center of so many side hustles these days. The innovative--if not controversial--Seattle company still has its core retail business, but has expanded in many different directions. For entrepreneurs, side hustlers, and... Read more »

Engineering is a highly-skilled and in-demand profession, but that doesn’t mean you still can’t have a side hustle to make extra money. The good news is your skills and training as an engineer lend themselves nicely to many different side hustles. In this article, I’ll share my top side hustle... Read more »

AI is rapidly revolutionizing the business landscape, offering a wide range of benefits from task automation to better customer service. Despite concerns about job displacement and ethical considerations, I’m curious to learn what tools are out there and how we can best use them to work smarter and drive better... Read more »

What are the best side hustles for medical students? With med school so expensive — $40,000 to $65,000 a year! — it's only natural to look for ways to make money that fit with your classes and other obligations. As a future doctor, you've got a pretty clear career path... Read more »

A sound understanding of how to calculate debt to income ratio is critical for investors. We explain the formula you need to get your DTI.... Read more »

The US real estate market is a bit complex. In the South, homes are still quickly getting under contract as those from the North and West move to warmer climates. […]... Read more »

Want to replace your nine-to-five? You’ll need to know how to buy a business. And while you may think that you need to be some high-level executive or business-building savant, […]... Read more »

Long-distance investing in markets in these states may help you improve your cash flow.... Read more »

You’ve been lied to about affordable housing. Most people will either tell you it’s impossible to buy an affordable home or that those buying affordable homes are outright stupid. The […]... Read more »

As in my wont, I was browsing through depositaccounts.com to see if anything interesting was happening in the world of consumer-facing interest rates. I was surprised to see a few new borrowers at the top of the interest rate league table, with Merchants Bank of Indiana and Workers Credit Union... Read more »

Become a Patron!A few years back I wrote a goofy post trying to look at car ownership not as a personal consumption expenditure, but as a productive input; as a profit center, not a cost center. For the last few months I’ve been fooling around with our local “micromobility” services,... Read more »

Become a Patron!One of the most bizarre things to emerge from the era of free money were the so-called “micromobility” companies, which have littered the streets and sidewalks of major American cities with their cumbersome scooters and e-bikes. On the one hand, these companies have not and will not ever... Read more »

Become a Patron!A reader whose financial savvy I highly value surprised me the other day by saying that he’d been maximizing his Series I Savings Bond purchases for many years. This surprised me since the “fixed” portion of the semi-annual composite interest rate had hovered between 0% and 0.5% APY... Read more »

Become a Patron!I’ve covered extensively my experience using the District of Columbia’s paid family and medical leave program to take time off to care for a family member. Since I began that series, the program has been reinforced even further, with the addition of 2 weeks of paid prenatal leave... Read more »

When I left my job nearly 6 years ago, I didn’t have any concrete plans except to pursue hobbies that I’m passionate about regardless of whether they make any money. A couple of years ago, this simple lifestyle led to … Continue reading → The post I’m Going on Shark... Read more »

As a kid, my mom cut my hair with her trusty clippers. In college, I picked up a pair of clippers and learned to cut my own hair. Soon I found myself cutting friends’ hair in the dorms. Clippers made … Continue reading → The post We Made a New... Read more »

Last year I designed and built a hoop house for around $650 in materials. I didn’t want to waste money heating the thing, so the plan was to keep it passive. Since I never worked with an unheated greenhouse before, … Continue reading → The post How Much Can a... Read more »

Having a paid off house has always been a goal. Living mortgage-free sounds awesome, but it can also put the brakes on financial growth. Any money put toward home equity is robbing investment accounts of hard working capital. After years … Continue reading → The post Should I Pay Off... Read more »

I love hiking in the woods, racing to the top of a mountain to take in a satisfying view. Lately however, I’m less interested in flying up rocks and roots to see the world from afar. I’ve found an even … Continue reading → The post How to Get Started... Read more »

A couple of weekends ago I was able to attend the Econome conference in Cincinnati, and readers, it was the refresh I needed. I wouldn’t have attended this conference had it not been for Military Dollar suggesting I should attend and she was super supportive throughout the process because let... Read more »

This time last year, I was talking about trying to get on board with the MFLC and figure life out from there. I had some things I was working on and damn if I haven’t gotten any to fruition. It seems frustrating and it can be, but if you remember... Read more »

Now that I’m back to just having a single source of income, my adjunct position, I immediately have a crazy sense of pressure to “get back earning”, and “get a job” or “create a job” or “hit it big with day trading”, as soon as I study up a little... Read more »

Last week at some point, Angela from Tread LIghtly Retire Early tweeted about giving time versus money and it reminded me of what I did with my time when I wasn’t working. I found my time that I give is rewarded so much more in “soul currency” than money. If... Read more »

With all of this change that’s come about in the past couple of years, I figured I should revisit the “plan” since my retirement and savings got halved. I can’t say there are many complaints, considering how much we’d saved, so my half is a nice chunk of change. I... Read more »

By Leo Babauta A well-known climbing coach said that the biggest obstacle in the way of people’s growth as climbers is, basically, fear of embarrassment. When people want to get better at climbing, they try to do it privately, so that no one can see them doing things badly. They’ll... Read more »

I’m creating a new Fearless Retreat in October that will be a part of my Fearless Mastery program … and it has me reflecting on the most recent retreat I led in Costa Rica in March. I’m moved to share with you the lessons I learned from the March retreat, because I... Read more »

By Leo Babauta One of the things that really humbled me in recent years is the realization that I am often only halfway in on anything I do. I’m rarely ever really all in. For example, I might join a coaching program with the idea of trying it out, but... Read more »

By Leo Babauta Most people think that if they’re struggling, that means something is wrong. If you’re struggling to write, to meditate, to eat healthily, to be focused and productive … or struggling in a relationship or job … that means something is wrong with you, or you need to... Read more »

By Leo Babauta Creating a new habit like meditation, journaling or exercise isn’t incredibly complicated — at the most basic level, you tie the habit to a trigger that’s already in your life, start small, and find ways to encourage yourself to remember it and actually do it. But it... Read more »

Today I am announcing preorders of my book Taking Stock: A Hospice Doctor’s Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life. This is a moment of great pride for me as... The post Taking Stock: A Hospice Doctor’s Advice on Financial Independence, Building Wealth, and Living a... Read more »

All new episodes and content can be found at earnandinvest.com. See you there! The post We’re Moving! New Website! appeared first on DiverseFI.... Read more »

Earn & Invest I am proud to release episode 128 of The Earn & Invest Podcast.  This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post 128. You Can Destroy Student Loan Debt appeared first on DiverseFI.... Read more »

Earn & Invest I am proud to release episode 127 of The Earn & Invest Podcast.  This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post 127. Why Now Is The Time To Start Your Business appeared first on DiverseFI.... Read more »

Earn & Invest I am proud to release episode 126 of The Earn & Invest Podcast.  This podcast is an exploration of personal finance, financial independence, and taking the conversation to the next level.... The post 126: How To Align Your Passion and Talent appeared first on DiverseFI.... Read more »

I just have 2 questions about Spending tab: are you seeing your credit cards accounts under the Spending tab? And do you have issues with adding Amex?... Read more »

Sorry if this comes off a bit "Ranty", but do other people with 401k's find their choices completely limiting/terrible? I was checking out the...... Read more »

ETF: SMH's returns are lower but it does include ASML, unfortunately it also holds INTEL. Mutual fund: FSELX holds more NVDIA than SMH but that...... Read more »

It's that time again - to replace an aging desktop computer. Mine is a Dell Inspiron 3650, 6 or 7 years old, and has slowed down to the point that...... Read more »

I use the ER forum on my Android smartphone most of the time and, for the past several months, there was a "new posts" frame to the right of the...... Read more »

Toys are supposed to make kids happy and have fun; however, over the years, certain toys have been hazardous for youngsters. Toys' history is rife ... Read More... Read more »

For as many streaming services as there is currently are, Netflix remains possibly the premiere platform to watch movies and television shows. The first mainstream ... Read More... Read more »

Getting older does not mean you are maturing. Some 101-year-olds still can't accept constructive criticism. So how do you tell that you're becoming wiser, more ... Read More... Read more »

According to several members of older generations, pigs are flying and hell has officially frozen over. There are several things they never thought they'd see ... Read More... Read more »

Television has always been a reflection of the times, with popular shows often mirroring societal values and cultural norms. However, as our perspectives evolve and ... Read More... Read more »

  Gayle Colman, CFP®, holistic and integral wealth coach and author, joins the Journey to Launch podcast to discuss making money choices with clarity and confidence, free from overwhelm. Gayle is co-founder of Colman Knight Advisory Group and has spent 35 years in the money psychology industry. Her work focuses... Read more »

  Niqua, Journeyer and founder of Financially Winning and Traveling With Niqua, joins the Journey to Launch podcast to share how she paid off $21,000 of student loan debt while balancing a full time job and traveling the world. Her inspiring debt payoff story and her captivating travel experiences earned... Read more »

  Listen on Apple PodcastsListen on Spotify Listen on Google PodcastsListen on Amazon Music Erin Lowry, “financial translator” and award-winning author, joins the podcast for a third time to chat about navigating tough money discussions with your loved ones, giving yourself permission to spend and why it’s important to evolve... Read more »

  Listen on Apple PodcastsListen on Spotify Listen on Google PodcastsListen on Amazon Music Listen on Stitcher (This post may include some affiliate links) Isa Watson, founder and CEO of Squad, an app that takes you and your friends off of social media, and author of new book Life Beyond... Read more »

  Listen on Apple PodcastsListen on Spotify Listen on Google PodcastsListen on Amazon Music Listen on Stitcher (This post may include some affiliate links) Berna Anat, award-winning producer, speaker, podcast host, rich auntie in training, and “Financial Hype Woman,” joins the podcast to chat about immigrant financial trauma, living out... Read more »